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Per the&nbsp;<a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer" target="_blank">2018 Genworth Cost of Care</a>&nbsp;study, assisted living in Guntersville&nbsp;costs an average of $2,075 per month. This is considerably lower than both the state average ($3,271)&nbsp;and the national average ($4,000). Compared with other cities in Alabama, the cost of assisted living in Guntersville&nbsp;and the Gadsden area is significantly lower. Assisted living costs in&nbsp;other cities range from $3,404 in Decatur&nbsp;to $3,992 in Montgomery, where prices are the highest.&nbsp;

Note: Senior care cost data wasn&rsquo;t available for Guntersville, so data for the nearest city, Gadsden, was used instead.&nbsp;

Assisted Living Costs in Guntersville

The Cost of Assisted Living in Surrounding Areas

Senior care costs in Guntersville&nbsp;are directly related to the type of care provided.&nbsp;Nursing home care in the city costs an average of $6,296 per month, which is about $4,200 more than assisted living and about $2,700 more expensive than home care services. In-home care costs are about $1,500 higher than those for assisted living in Guntersville. It’s important to note that receiving care at home comes with additional expenses such as upkeep, meals&nbsp;and utilities, which are usually included in the cost of assisted living.

Care Cost Comparison

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Financial Assistance for Assisted Living in Guntersville

Optional State Supplementation 
 
<a href="https://www.ssa.gov/policy/docs/progdesc/ssi_st_asst/2011/al.html" rel="noopener noreferrer" target="_blank">Alabama&nbsp;</a><a href="https://www.ssa.gov/policy/docs/progdesc/ssi_st_asst/2011/al.html" rel="noopener noreferrer" target="_blank">OSS</a>&nbsp;is a cash benefit available to low-income seniors and disabled persons with few resources.&nbsp;The program is in place to&nbsp;help these individuals pay for services excluded from Medicaid coverage, such as assisted living room and board fees. 
 
To be eligible, applicants must receive the federal Supplemental Security Income benefit. The maximum additional benefit available through Alabama OSS is $60 for an individual and&nbsp;$120 for married couples.&nbsp; 
 
Guntersville&nbsp;seniors can apply for SSI&nbsp;benefits and the state&nbsp;OSS&nbsp;program&nbsp;by contacting the&nbsp;<a href="https://www.ssa.gov" rel="noopener noreferrer" target="_blank">Social Security Administration</a>&nbsp;at (800) 772-1213.&nbsp; 
 
Elderlife Bridge Loan 
 
Elderlife&nbsp;Financial Services&nbsp;provides a range of financial services specifically for&nbsp;senior citizens, including <a href="https://elderlifefinancial.com/our-services/#BridgeLoanInfo" rel="noopener noreferrer" target="_blank">assisted living bridge loans</a>. These loans can provide a temporary solution for those unable to cover the initial cost of moving into an assisted living facility. Upon approval, seniors have the option of setting up&nbsp;convenient automatic monthly payments to their assisted living community. These loans have no upfront&nbsp;costs or application fees and offer terms of up to 24 months.&nbsp; 
 
Applications can be made by phone or&nbsp;<a href="https://elderlifefinancial.com/loc/" rel="noopener noreferrer" target="_blank">online.</a>&nbsp;Approval decisions and access to the loan&rsquo;s line of credit funding often take place within one business day.&nbsp; 
 
For more information,&nbsp;Guntersville seniors can call <a href="https://elderlifefinancial.com/" rel="noopener noreferrer" target="_blank">Elderlife&nbsp;Financial Services</a>&nbsp;at (888) 228-4500.

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $2,075 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on {enhancedSearch.regionCount} {tensing(Assisted Living Community | Assisted Living Communities | {enhancedSearch.regionCount})}in Guntersville and several in surrounding areas. The Cost of Senior Care in Guntersville, AL<ul><li>Assisted Living: $2,075</li><li>Nursing Home Care: $6,296</li><li>In-home Care: $3,527</li><li>Adult Day Health Services: N/A</li></ul>

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Alabama&rsquo;s&nbsp;<a href="https://www.medicaid.alabama.gov/" rel="noopener noreferrer" target="_blank">Medicaid</a>&nbsp;program provides low-income residents with vital health care services through a combination of state and federal funding. It covers a number of essential services such as doctor visits, dental checkups and treatments, hospital services, diagnostic tests and screenings, prescription medications and nursing home care.&nbsp; 
 
To be&nbsp;<a href="https://www.medicaidplanningassistance.org/medicaid-eligibility-alabama" rel="noopener noreferrer" target="_blank">eligible for Medicaid in Alabama,</a>&nbsp;senior citizens must be age 65 or older and meet the following financial requirements: 
&nbsp;

<ul>
	<li>Single applicants are allowed&nbsp;a maximum monthly income of $791 and a total of $2,000 in countable assets</li>
	<li>Married applicants applying together are limited to&nbsp;$1,177 in monthly income and&nbsp;a maximum of $3,000 in countable assets</li>
</ul>

&nbsp;

 
While income is counted from all sources, some assets are disregarded, such as a principal residence, a vehicle, household furnishings and personal belongings.&nbsp; 
 
To apply, Guntersville seniors can visit the&nbsp;<a href="https://medicaid.alabama.gov/content/10.0_Contact/10.1_Medicaid_Contacts/10.1.1_Medicaid_Locations.aspx" rel="noopener noreferrer" target="_blank">Gadsden Medicaid Office</a>&nbsp;or call (866) 371-4077. 
 
Alabama Community Transition Waiver 
 
Alabama Medicaid offers the&nbsp;<a href="https://www.medicaid.alabama.gov/content/6.0_LTC_Waivers/6.1_HCBS_Waivers/6.1.1_ACT_Waiver.aspx" rel="noopener noreferrer" target="_blank">ACT waiver</a>&nbsp;to help seniors and disabled individuals currently living in a nursing facility transition back into their own homes or an assisted living facility. The goal of this program is to reduce the cost of care; however, applicants must be assessed as able to safely live in a community setting to be deemed eligible. 
 
In addition to transitional assistance and case management, the waiver may cover the cost of skilled nursing services, assisted living, personal care services and necessary medical&nbsp;supplies and equipment. 
 
Applicants over age 65 must be eligible for SSI&nbsp;benefits to qualify for the program. Disabled individuals may&nbsp;qualify if they&nbsp;have a monthly income of up to&nbsp;300% of the SSI&nbsp;benefit rate&nbsp;and no more than $2,000 in countable assets. 
 
It&rsquo;s important to note that the ACT waiver program is subject to a statewide participation cap, so those who qualify may have to wait until a slot opens up to receive services. 
 
To apply, seniors should contact the&nbsp;<a href="http://www.alabamaageline.gov/" rel="noopener noreferrer" target="_blank">Alabama Department of Senior Services</a>&nbsp;at (800) 243-5463.

&nbsp;

Medicaid in Alabama

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Assisted Living Resources in Guntersville

The Marshall County Council on Aging serves seniors in Guntersville&nbsp;and surrounding areas. The agency operates a life&nbsp;enrichment center, which offers senior education and interest clubs. It also provides a variety of services including nutritional counseling, low-cost senior transportation and elder abuse support and intervention services.&nbsp;

Senior Advocacy and Resource Facilitation

The Guntersville&nbsp;Senior Center provides a variety of enriching programs for the area&rsquo;s senior population. The center is situated on the banks of Lake Guntersville&nbsp;and offers scenic views and ample outdoor space for socializing and activities. In addition to recreational and physical activities such as Zumba classes and arts and crafts, the center offers periodic health screenings and senior socials.&nbsp;

Guntersville Senior Center

Senior veterans living in Guntersville&nbsp;can receive pension benefits assistance and other services at the Marshall County Veterans Service Office. Health care services including primary care, physical therapy and laboratory services can be accessed at the Guntersville&nbsp;VA outpatient clinic.

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Making a big change in lifestyle is hard, but Redstone Village is there to help you get settled. Located in Hunstville, Alabama, our&nbsp;luxury living community features&nbsp;assisted living, memory care and skilled nursing should you ever need it. Our community provides you the ideal life for&nbsp;your senior years. Just relax and let us take care of you.

Redstone Village is a Life Care--continuing care retirement Community (CCRC)--nestled atop Farley Mountain in southeast Huntsville, Alabama. At Redstone Village, our style of living is about providing you with choices, services, and peace of mind you&#39;ve earned.

<h2>Featured Amenities</h2>

Our community offers multiple&nbsp;floor plans. We have detached houses, studios, one- and two-bedroom&nbsp;apartments, each equipped with kitchenette with refrigerator and microwave, private bathroom, individually controlled air conditioning and a 24-hour emergency response system.&nbsp;

Have a chat, use the internet, relax and socialize in our beautiful fireplace lounge. Have your morning&nbsp;coffee on our elegant cafe. Enjoy&nbsp;a meal&nbsp;in&nbsp;our German inspired dining room or host a party in our&nbsp;private dining room.&nbsp;

<h2>Available Services</h2>

At Redstone Village all you need to do is sit back, relax and enjoy life to the fullest. Here we take care everything for you. We do the housekeeping, laundry, and maintenance. Our 24 hour staff is always happy to assist you when you need it. Our staff will schedule medical appointments and transportation is complimentary.

Redstone Village focuses on luxury living and values your dignity and independence. There are plentiful activities for you to partake--just have a look at our&nbsp;have a look at the options on our monthly calendar. We have weekly trips, wine and cheese tastings, Wii bowling league, billiards tournament and more. We even&nbsp;have a country club-style&nbsp;fitness center and locker-room for your wellness needs.

If you&#39;re looking for luxurious independent living and more, you&#39;ll find what you seek at&nbsp;Redstone Village.

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 Assisted Living Facility in Guntersville, AL (with Reviews) 

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