101 Assisted Living Communities in Mesa, Arizona

The average cost of assisted living in the city is $3,850 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 101 Assisted Living Communities in Mesa and several in surrounding areas.

• Assisted living: $3,850
• Nursing home semiprivate room: $6,540
  
• In-home care: $4,767
• Adult day health services: $2,167

When evaluating the cost of senior care in the Grand Canyon State, the type of care is the primary factor. Compared to assisted living, nursing home care averages about $2,690 more a month, and the cost of a home health aide or homemaker service is about $900 more than assisted living. When comparing home care services to assisted living, keep in mind that home health care costs don’t include household expenses. For a more accurate comparison, consider rent or mortgage payments and other monthly costs such as utilities and upkeep. Cost of Homemaker/Home Health Aide Comparison Chart

• Assisted living: $3,850

• Homemaker services: $4,767

• Home health aide: $4,767

• Adult day health: $2,167

• Nursing home care (semiprivate room): $6,540

 

Medicaid is co-administered by the federal government and each state. This government-sponsored health care program provides low-cost or free medical assistance to qualified people in Mesa and the rest of Arizona. The program pays for health services for seniors, such as home health, personal care and services provided in a nursing home.

Seniors on supplemental security income, also known as SSI, are also eligible for Medicaid. Medicaid services are accessible to seniors in Mesa with incomes under $12,492 a year. This is lower than the Medicaid maximum income in many states due to Arizona’s unique long-term care strategy, which encourages seniors to age in place at home.

Based on a combination of income and total assets, some seniors may have to pay into the Medicaid program. For assistance with enrollment or other Medicaid questions, contact the Arizona Medicaid office at (800) 523-0231 or (602) 417-4000.

Arizona 1115 Demonstration Project Waiver

There are 11 states that use a 1115 Demonstration Project Waiver to distribute and administer Medicaid programs. Arizona’s Medicaid model (AHCCCS or ACCESS) uses home- and community-based services to assist seniors who need help but wish to remain at home. The program also supports assisted living services for eligible participants. Mesa has no PACE program. Instead, the state offers similar programs as part of its robust AHCCCS benefits.

Arizona Long-Term Care Services

Arizona Long-Term Care Services provides financial assistance to Mesa seniors who opt for long-term care at home or in adult foster care, assisted living or a nursing home. This program also helps pay for assisted living. Services include home nursing, meal delivery and some medical equipment, and there are no enrollment caps. Applicants who meet disability benefit requirements are also eligible for these services. For more information on ALTCS, call (877) 236-4752.

Elderlife Bridge Loans

Elderlife helps Mesa seniors transitioning to senior living, including assisted living. This commercial company offers bridge loans to seniors and family members who need help with a gap in available funding to pay for care. Loan approval is based on credit worthiness, but multiple family members are allowed to act as cosigners. Typically loan providers require that a plan for long-term funding be in place prior to loan approval. For more information or to apply, call (888) 228-4500.

Long-Term Care Insurance

Long-term care insurance plans can cover the cost of assisted living facilities, although most providers require that policies begin before a condition that requires long-term care arises. If seniors are still living at home, it may not be too late to purchase long-term care insurance. Fidelity has an online calculator that helps families determine the cost of a policy. For more information, call (866) 489-0963

Eligible veterans in Mesa can receive medical treatment and support through the Department of Veterans Affairs. Contact the local Veterans Affairs office to apply for medical and other benefits and to find out what you’re entitlements are. The VA has many different programs to support aging veterans and their families, so be sure to check in with a local chapter for more information.

Mesa Vet Center
1303 South Longmore, Suite 5, Mesa, AZ 85202

Phoenix VA Health Care System
650 E. Indian School Road, Phoenix, AZ 85012
(602) 277-5551 or (800) 554-7174

Senior Homes has an extensive directory of senior living options, with care and living providers across the United States.