4 Assisted Living Communities in Payson, Arizona

The average cost of assisted living in the city is $3,850 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 4 Assisted Living Communities in Payson.

• Assisted Living: $3,850
• Nursing Home Care: $6,540
• In-home Care: $4,767
• Adult Day Health Services: $2,167

In Payson, the average monthly cost of assisted living is $3,850 per month. This is $150 less than the national average of $4,000 and just $50 above the Arizona state average ($3,800). According to data published in the Genworth 2018 Cost of Care Survey, costs in Payson are similar to those in other Arizona cities, such as Sierra Vista ($3,800), Tucson ($4,044) and Prescott ($3,775). Lake Havasu City ($3,500) has the lowest assisted living costs in the state, whereas Flagstaff has the highest at $5,098 per month.

Note: Senior care cost data isn’t available for Payson. Data for the nearest major city, Phoenix, has been used instead. 

As in most other cities throughout the U.S., the cost of senior care in Payson differs significantly depending on the type of care provided. Assisted living is the least expensive type of round-the-clock care at an average cost of $3,850 per month, while nursing home care is $2,690 more expensive at $6,540. Home care services are also more costly at $4,767 per month. It’s important to consider how much the monthly cost of in-home care increases when living expenses are factored in, such as rent, utilities and food. These costs are usually included in assisted living facility fees.

 

The Medicaid program in Arizona is called the Arizona Health Care Cost Containment System. The AHCCCS provides health insurance for low-income residents of Arizona, including senior citizens and disabled individuals. Some of the covered services include doctor visits, dental care, hospital services, prescription medications and laboratory tests.

According to the financial eligibility guidelines for AHCCCS coverage, individual applicants are allowed a maximum income of $1,041 per month, while married couples applying together may have a maximum of $1,409. There are no asset limits for Medicaid coverage in Arizona. 

Seniors in the Payson area can apply for AHCCCS coverage by calling (800) 564-5465. 

Older individuals who require assistance with the cost of long-term care may qualify for coverage under the Arizona Long Term Care System. This program operates separately from AHCCCS and covers the cost of long-term care services including assisted living and personal care. The program also pays for medical and dental expenses, prescription medications and specialty care. 

To qualify for ALTCS services, applicants must be age 65 or older and require a nursing home level of care. Participants may receive care in a nursing home, an assisted living facility or their own home. Financial eligibility requirements stipulate that applicants may have a maximum income of $2,313 per month and no more than $2,000 in assets. Exempt assets include a principal home, personal belongings and a single vehicle. 

To apply, seniors living in the Payson area can visit the Phoenix ALTCS office at 801 East Jefferson Street or call (602) 417-6600. 

Veterans Aid and Attendance Pension Benefit

The Aid and Attendance benefit is a VA pension top-up available to eligible veterans and their spouses to help pay for home care or services provided in an assisted living facility or nursing home. 

To qualify, a veteran or their surviving spouse must fall under one of the following categories: 

 

 

• Have poor eyesight in both eyes, with vision of 5/200 or worse 
• Require assistance with activities of daily living
• Be bedridden as the result of a chronic illness or disability 
• Live with a concentric contraction to five or fewer degrees of their visual field




• The Aid and Attendance benefit isn’t available to those who already receive VA disability benefits. 
  
  For more information about this benefit, seniors can call the Phoenix Regional Veterans Affairs office at (866) 429-8387. Veterans living in the Payson area can apply by mail or fax to: 
  
  Department of Veterans Affairs
  Claims Intake Center
  Attention: St. Paul Pension Center
  PO Box 5365, Janesville, WI 53547-5365
  Fax: (844) 655-1604
  
  Elderlife Bridge Loan
  
  Elderlife Financial Services provides seniors transitioning to long-term care with the option of a bridge loan to send monthly payments directly to a chosen care facility. A bridge loan can be a temporary solution for those who don’t have the funds on hand to pay the upfront costs associated with moving into an assisted living facility. Once the loan is approved, seniors have up to 24 months to repay the amount borrowed.
  
  Applicants must meet minimum credit and income requirements to qualify for a bridge loan. Elderlife permits up to six borrowers on an application to increase the chances of approval and reduce monthly payments. 
  
  To apply, seniors can call Elderlife Financial Services at (888) 228-4500. 

 

 

The Phoenix Area Agency on Aging provides valuable resources for Payson area senior citizens, including a 24-hour help line, benefits assistance, congregate meals, adult protective services and access to long-term care ombudsmen. The agency also coordinates and administers local financial assistance programs and support services. Area Agency on Aging, Region One
1355 E Thomas Rd #108, Phoenix, AZ
(602) 264-4357

Veterans living in the Payson area can access health care services at the Payson VA Health Care Clinic. Information and assistance regarding pensions and benefits can be obtained through the Arizona Department of Veterans Services. 

Payson VA Health Care Clinic
825-845 AZ-260, Payson, AZ 85541
(928) 472-3148

Arizona Department of Veterans Services – Phoenix
3333 N Central Ave Suite 1052, Phoenix, AZ 85012
(866) 429-8387

Senior Homes has an extensive directory of senior living options, with care and living providers across the United States.