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In Surpise, assisted living costs are similar to the state average of $3,800 and slightly lower than the national average of $4,000 based on data from <a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer" target="_blank">Genworth&rsquo;s&nbsp;2018 Cost of Care</a>&nbsp;study.&nbsp;

Assisted living costs in Surprise are similar to other cities in Arizona, such as Sierra Vista ($3,800) and Prescott ($3,775), while prices are close to $300 higher in Tuscon&nbsp;and approximately $1,250 higher in Flagstaff, which has the highest prices for assisted living in the state.&nbsp;&nbsp;

Note: Senior care costs weren&rsquo;t available for Surprise, so data from the nearest city, Phoenix, was used here.&nbsp;

Assisted Living Costs in Surprise

Senior care costs in Surprise vary in price, with adult day health services being the least expensive and nursing home care being the most expensive. Assisted living costs are over $900 a month cheaper than in-home care from a homemaker or home health aide. The wide range of pricing is due to the major differences in the type of care, the staff-to-senior ratio and whether services are provided on an hourly basis or around-the-clock.&nbsp; When comparing the total monthly costs of different types of senior care, keep in mind that with residential services, such as nursing home care and assisted living, room and board is included in the monthly fees.&nbsp; Cost of Homemaker/Home Health Aide Comparison&nbsp;Chart 
<li>Assisted living: $3,850</li>
<li>Homemaker services: $4,767</li>
<li>Home health aide: $4,767</li>
<li>Adult day health: $2,167</li>
<li>Nursing home care (semiprivate room): $6,540</li>

Care Cost Comparison

Cost of Homemaker/Home Health Aide Comparison&nbsp;Chart

Financial Assistance for Assisted Living in Surprise

Assisted Living Bridge Loans 
 
Seniors who need access to funds in order to facilitate a move into an assisted living facility may qualify for an&nbsp;<a href="https://elderlifefinancial.com/our-services/#BridgeLoanInfo" rel="noopener noreferrer" target="_blank">assisted living bridge loan</a> from Elderlife&nbsp;Financial. This loan, which is funded as a 12 month line of credit, can be used to pay move in fees, cover monthly costs and pay for care while seniors wait for benefits, such as a VA pension, to become active or for their home to sell.&nbsp; 
 
The Elderlife&nbsp;Financial Bridge Loan is open to applications from seniors who are moving into an assisted living facility, and <a href="https://elderlifefinancial.com/faqs/" rel="noopener noreferrer" target="_blank">up to six people can apply</a>&nbsp;on the loan for the senior to help share the costs between family and friends.&nbsp;Monthly payments are interest only for the length of the loan, and the balance can be paid in full at any time without penalty. Funds from the loan are sent directly to the assisted living facility, and the amount sent can vary from month-to-month upon request.&nbsp; 
 
Applications can be processed over the phone, and seniors can expect a response from the lender within 24 hours.&nbsp; 
 
To learn more about the Elderlife&nbsp;Bridge Loan for assisted living, call <a href="https://elderlifefinancial.com/contact-elderlife/" rel="noopener noreferrer" target="_blank">Elderlife&nbsp;Financial Services</a>&nbsp;at (888) 228-4500.&nbsp;

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $3,850 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on {enhancedSearch.regionCount} {tensing(Assisted Living Community | Assisted Living Communities | {enhancedSearch.regionCount})}in Surprise and several in surrounding areas: <ul><li>Assisted living: $3,850</li><li>Nursing home semiprivate room: $6,540</li><li>In-home care: $4,767</li><li>Adult day health services: $2,167</li></ul>

Assisted Living in Surprise, AZ

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Medicaid, the nationwide health insurance program for low-income Americans, was launched in 1965 by the federal government. Arizona was the last state to adopt it&rsquo;s own version of the joint federal-state program when the state government established the&nbsp;<a href="https://www.azahcccs.gov/" rel="noopener noreferrer" target="_blank">Arizona Health Care Cost Containment&nbsp;System</a>&nbsp;(AHCCCS) in October, 1982. Prior to 1988, Medicaid in the state was limited, and there were no long-term care services for seniors.&nbsp; 
 
Today&nbsp;<a href="http://files.kff.org/attachment/fact-sheet-medicaid-state-AZ" rel="noopener noreferrer" target="_blank">approximately 21 percent</a> of Arizona residents are covered under Medicaid. Although the elderly and disabled only make up 19 percent of all Medicaid enrollees in the state, half of the total annual expenditures go towards care and services for seniors and people who are permanently disabled.&nbsp;&nbsp; 
 
In Arizona, low-income seniors seeking Medicaid coverage who also need a nursing home level of care need to apply to the <a href="https://www.azahcccs.gov/Members/Downloads/Publications/DE-828_english.pdf" rel="noopener noreferrer" target="_blank">Arizona Long Term Care System</a>&nbsp;(ALTCS), a program operated by the AHCCCS&nbsp;that specifically deals with adults who are 65 and older and people with disabilities. 
 
The ALTCS&nbsp;provides&nbsp;medical coverage and long-term care&nbsp;using a managed care model rather than Medicaid waivers, which ensures that all eligible seniors who need services, such as assisted living placement,&nbsp;are covered. Seniors who are deemed to be eligible for ALTCS&nbsp;services will be assisted a case manager who will assign services, which may include placement in an assisted living facility supplemented by additional care from a homemaker, personal care aid or registered nurse. 
 
Residents of Surprise, AZ who are covered under the ALTCS can choose from one of <a href="https://www.azahcccs.gov/Members/Downloads/ALTCS/ALTCSMap.pdf" rel="noopener noreferrer" target="_blank">three acute health plans</a>&nbsp;available in&nbsp;Maricopa County. Plan members have the option to change their acute health plan provider every 12 months upon providing at least 60 days notice to the current provider.&nbsp; 
 
Coverage for both Medicaid and the ALTCS&nbsp;is available for seniors who:&nbsp; 
&nbsp;

<ul>
	<li>Are permanent residents of Arizona</li>
	<li>Are either a U.S. citizen or a qualified immigrant</li>
	<li>Have a valid Social Security number&nbsp;</li>
	<li>Income limit is under $2,313 a month as an individual, or have&nbsp;a combined income of $4,626 or less when applying with a spouse</li>
	<li>Countable asset limits are $2,000 (individual) or $4,000 (couple) per month</li>
</ul>

&nbsp;

 
If Medicaid applicants gave away or sold any assets below fair market value during the 60 month period immediately preceding&nbsp;their request for Medicaid coverage, they may be&nbsp;<a href="https://www.medicaidplanningassistance.org/medicaid-look-back-period" rel="noopener noreferrer" target="_blank">levied a penalty</a> in the form of a Medicaid ineligibility period.&nbsp; 
 
Seniors in Arizona who are excluded from Medicaid/ALTCS&nbsp;coverage due to excess income have the option of establishing&nbsp;a non-revocable&nbsp;Miller Trust, naming the State of Arizona as the beneficiary. All excess monthly income, minus a personal needs allowance up to 15 percent of the maximum federal SSI&nbsp;benefit, must be diverted to the trust for use towards the seniors&rsquo; care. Upon death, the balance of the trust becomes property of the state.&nbsp;

&nbsp;

Medicaid in Arizona

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Assisted Living Resources in Surprise

Seniors in Surprise who need help enrolling in Medicaid, assistance finding&nbsp;senior care services or access to affordable&nbsp;legal advice can contact the Senior and Adult Services Division of&nbsp;Maricopa&nbsp;County.

Community Aid Agencies

The Surprise Senior Center is a city-run community center, which is open to seniors 50 and older and adults with disabilities. For an annual $12 membership fee, seniors can participate in exercise classes, card games, crafting workshops and bingo games every weekday from 8am to 4pm.&nbsp;

Senior Centers in Surprise

Primary health care, blood work&nbsp;and specialty services, including urology, cardiology, gerontology&nbsp;and psychiatry, are available at the Northwest Veterans Affairs Health Care Clinic. Veterans who need information about benefits or help with their VA pension can contact the VA West Valley Vet Center, and there are two veterans service clubs in Surprise &mdash; the&nbsp;VFW&nbsp;Post 285 and American Legion Surprise Post 96.&nbsp;

Resources for Veterans

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 There are 2 nursing homes in Surprise, AZ and several nursing homes nearby.

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At LifeStream at Youngtown Independent Living, Assisted Living and Memory Care, we are proud to give senior adults a comfortable place to call home in beautiful Youngtown, Arizona. As a faith-based organization, we embrace a philosophy of selfless service. Part of that responsibility is to serve the social, spiritual, and physical health of our seniors - making life’s next phase comfortable, active, and, most of all, enjoyable.l We offer a variety of floor plans to fit your needs. We have patio homes for more independent lifestyles and studios, one-bedroom and two-bedroom apartments for Independent, assisted living, and memory care. Pets are allowed with a $500.00 non-refundable pet fee. It wouldn't be home without your furry friend. We encourage residents to bring their faithful companions. We have a chaplain on site.

LifeStream at Youngtown

<h4>Fellowship Square Phoenix</h4>

We offer a full continuum of senior living options on one campus, including Independent Living, Assisted Living, Memory Care, Skilled Nursing, and Healthcare Services. Additionally, we offer Home Health and Outpatient Rehabilitation, including Physical, Occupational, and Speech Therapies.

Fellowship Square is a fun, vibrant retirement community. A place where you can entertain life-long friends and family, develop new friendships, and enjoy new experiences. Whether through continuing education, campus events, or wellness programs, our residents find that moving to Fellowship Square helps them maintain their freedom and independence.

<h4>Independent Living:</h4>

Our beautiful 20-acre retirement community is located in north-central Phoenix. Residents enjoy the lovely park-like grounds complete with walking paths, a fitness center, an outdoor gazebo with a fire pit, outdoor grills, a bocce ball court, a putting green, a dog park, a sparkling koi pond, a heated pool, and a spa. 

<h4>Assisted Living in Phoenix - The Oasis at Fellowship Square:

At The Oasis, we provide three levels of assisted living services: Supervisory, Personal, and Directed Care. Our programs include three meals daily in a full-service dining room, planned social activities, and certified caregivers on staff 24 hours a day. Each resident wears an emergency call button that when activated, alerts the caregivers that the resident needs help.

<h4>Assisted Living Monthly Rates Include:</h4>
<ul>
<li>3 meals per day plus 2 snacks</li>
<li>Weekly housekeeping & laundry</li>
<li>Planned social activities</li>
<li>Scheduled transportation</li>
<li>Certified Caregivers on staff 24/7</li>
<li>Emergency call system</li>
<li>Utilities, Cable TV & Phone</li>
<li>Chaplain services & Bible study</li>
</ul>

<h4>Memory Care:</h4>

We take a person-centered approach to caring for our residents with dementia by focusing on their daily comfort and anticipating their needs rather than responding to them. Reflections is a secure unit located on the third floor of The Oasis Assisted Living building. 

Reflections' common areas are designed to provide a home-like atmosphere, with a 'family room' similar to the great rooms seen in many single-family homes. Here, residents gather together for meals, activities, and socialization - all important elements to maintaining health and wellness.

Fellowship Square Phoenix

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 2 Assisted Living Facilities in Surprise, AZ (with Reviews) 

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