According to <a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" target="_blank" data-mce-href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer">Genworth’s&nbsp;2018 Cost of Care</a>&nbsp;study, the average monthly cost of assisted living in Hot Springs is close to the national average of $4,000 and about $900&nbsp;higher than the state average of $3,037.&nbsp; Prices are similar in nearby Little Rock ($3,975) and somewhat lower in Jonesboro ($3,498), while monthly costs are much lower in Pine Bluff ($2,350) and Fort Smith ($2,700).&nbsp;

Assisted Living Costs in Hot Springs

The Cost of Assisted Living in Surrounding Areas

Arkansas has some of the lowest costs for senior care in the country, thanks in part to the state’s relatively low cost of living. Nursing home care, which provides seniors with 24-hour skilled nursing care in a specialized, licensed residential facility, is the most expensive option. Assisted living costs about $1,200 less than nursing home care does, while in-home options such as a homemaker or home health aide are slightly less expensive than assisted living.&nbsp; To compare&nbsp;the true cost of different types of senior care, it’s important to recognize that residential services include room and board. Seniors&nbsp;who opt for in-home care are responsible for ongoing living expenses such as food, utility bills and home maintenance.&nbsp;

Care Cost Comparison

Senior Care Cost Comparison Chart

Financial Assistance for Assisted Living in Hot Springs

VA Aid and Attendance Benefits and Housebound Allowance The&nbsp;<a href="https://www.va.gov/pension/aid-attendance-housebound/" target="_blank" data-mce-href="https://www.va.gov/pension/aid-attendance-housebound/" rel="noopener noreferrer">VA Aid and Attendance Benefits and Housebound Allowance</a>&nbsp;are two pension top-up programs for eligible veterans and their survivors. Applicants must either currently receive a regular VA pension or qualify for a VA pension based on the increased rates provided through these programs. Veterans who currently receive a VA disability pension are excluded.&nbsp; To qualify for Aid and Attendance benefits, an applicant must meet at least one of the following criteria:&nbsp; 
<li>Be bedridden due to disability or chronic illness</li>
<li>Live in a nursing home as a result of a disability or mental or physical deterioration</li>
<li>Have corrected vision tested at 5/200 or less in both eyes</li>
<li>Suffer from concentric contraction of the visual field tested at 5 or fewer degrees</li>
<li>Need help from a caregiver to complete one or more activities of daily living such as bathing, grooming, dressing, toileting or managing a prosthetic&nbsp;device</li>
 If approved for Aid and Attendance, the maximum annual VA pension rates provided are:&nbsp; 
<li>$22,577 for a&nbsp;<a href="https://www.benefits.va.gov/pension/current_rates_veteran_pen.asp" target="_blank" data-mce-href="https://www.benefits.va.gov/pension/current_rates_veteran_pen.asp" rel="noopener noreferrer">veteran</a> without dependents</li>
<li>$26,766 for a veteran with one dependent</li>
<li>$14,509 for a&nbsp;<a href="https://www.benefits.va.gov/pension/current_rates_survivor_pen.asp" target="_blank" data-mce-href="https://www.benefits.va.gov/pension/current_rates_survivor_pen.asp" rel="noopener noreferrer">survivor</a> without dependents</li>
<li>$17,309 for a survivor with one dependent</li>
 To qualify for Housebound benefits, applicants must have a permanent disability that limits their ability to leave their home. If approved for Housebound benefits, the maximum annual VA pension rates provided are:&nbsp; 
<li>$16,540 for a veteran without dependents</li>
<li>$20,731 for a veteran with one dependent</li>
<li>$11,095 for a survivor without dependents</li>
<li>$13,893 for a survivor with one dependent</li>
 For more information and application assistance including in-home service for disabled and elderly veterans, contact the&nbsp;<a href="https://garlandcounty.org/183/Veteran-Services" target="_blank" data-mce-href="https://garlandcounty.org/183/Veteran-Services" rel="noopener noreferrer">Garland County Veterans Service Office</a> at (501) 622-3795.&nbsp;

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $3,950 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on {enhancedSearch.regionCount} {tensing(Assisted Living Community | Assisted Living Communities | {enhancedSearch.regionCount})}in Hot Springs and several in surrounding areas. The Cost of Senior Care in Hot Springs, AR<ul><li>Assisted Living: $3,950</li><li>Nursing Home Care: $5,171</li><li>In-home Care: $3,432</li><li>Adult Day Health Services: $1,387</li></ul>

Assisted Living in Hot Springs, AR

Five Signs Your Loved One Might Need Assisted Living Services

Checklist for Visiting an Assisted Living Facility

Common Myths of Assisted Living Facilities

A Primer on the Activities of Daily Living (ADLs)

Common Questions Regarding Assisted Living Facilities

Nursing Care in Assisted Living: How do Residents Benefit?

Assisted Living Articles and Resources

Over&nbsp;<a href="https://www.medicaid.gov/medicaid/program-information/medicaid-and-chip-enrollment-data/report-highlights/index.html" target="_blank" data-mce-href="https://www.medicaid.gov/medicaid/program-information/medicaid-and-chip-enrollment-data/report-highlights/index.html" rel="noopener noreferrer">65 million</a> low-income Americans receive free basic health care coverage through <a href="https://www.medicaid.gov/" target="_blank" data-mce-href="https://www.medicaid.gov/" rel="noopener noreferrer">Medicaid</a>, the nationwide program that’s jointly funded by the federal and state governments. In Arkansas, about&nbsp;<a href="http://files.kff.org/attachment/fact-sheet-medicaid-state-AR" target="_blank" data-mce-href="http://files.kff.org/attachment/fact-sheet-medicaid-state-AR" rel="noopener noreferrer">one in five residents</a>&nbsp;is on Medicaid, and 65% of Medicaid expenditures in the state go toward services for the elderly and disabled.&nbsp; The Arkansas Medicaid program is administered&nbsp;by the <a href="https://humanservices.arkansas.gov/about-dhs/dco/programs-services/medicaid-program-eligibility-and-enrollment" target="_blank" data-mce-href="https://humanservices.arkansas.gov/about-dhs/dco/programs-services/medicaid-program-eligibility-and-enrollment" rel="noopener noreferrer">Department of Human Services</a>. Seniors 65 and older who meet income and resource eligibility requirements may qualify for Medicaid funding for personal care services in a level II assisted living facility through the <a href="https://www.daas.ar.gov/assistedlivingchoices_waiver.html" target="_blank" data-mce-href="https://www.daas.ar.gov/assistedlivingchoices_waiver.html" rel="noopener noreferrer">Living Choices Assisted Living waiver</a>, a Home and Community Based Services program.&nbsp; Living Choices Assisted Living Waiver To <a href="https://www.daas.ar.gov/pdf/PUB-417%20Living%20Choices%20Brochure_03-17.pdf" target="_blank" data-mce-href="https://www.daas.ar.gov/pdf/PUB-417%20Living%20Choices%20Brochure_03-17.pdf" rel="noopener noreferrer">qualify for the ALW,&nbsp;</a>seniors must be at least 65 years old, be legally blind or have a permanent physical disability and prefer to live in an assisted living facility instead of a nursing home. This waiver is available to seniors who&nbsp;require the level of institutional care offered in an intermediate&nbsp;nursing facility and meet at least one of the following criteria:&nbsp; <ul>
<li>Need an extensive amount help to eat, use the toilet or transfer</li>
<li>Need help performing at least two activities of daily living</li>
<li>Receive a score of three or greater on the state-approved cognitive performance scale</li>
<li>Receive a medical assessment indicating significant changes in health or end-stage disease</li>
</ul> Seniors must also earn no more than 300% of the current maximum Social Security Income, which is $2,313 for a single applicant and $4,626 for a couple applying together. Resource limits of $2,000 per individual and $3,000 per couple also apply. Cash, stocks, bonds and all real estate except the applicant’s principal residence are counted, while personal belongings such as clothing, one vehicle and an&nbsp;irrevocable burial trust are exempt.&nbsp; If approved for the ALW, seniors are responsible for the room and board portion of assisted living&nbsp;fees, and the waiver covers the cost for one or more of the following services: <ul>
<li>Personal care</li>
<li>Medication management and administration</li>
<li>Skilled nursing</li>
<li>Recreational programming</li>
<li>Homemaker services</li>
<li>Transportation assistance</li>
</ul> Note that there are statewide&nbsp;enrollment caps on the ALW, and seniors who meet the eligibility requirements may be placed on a waiting list.&nbsp; For more information about Medicaid and the ALW,&nbsp;contact the&nbsp;<a href="https://humanservices.arkansas.gov/about-dhs/dpsqa/choices-in-living-resource-center" target="_blank" data-mce-href="https://humanservices.arkansas.gov/about-dhs/dpsqa/choices-in-living-resource-center" rel="noopener noreferrer">Choices in Living Resource Center</a> at (866) 801-3435.&nbsp;

Medicaid in Arkansas

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Seniors who need information about local support services can contact the Area Agency on Aging.&nbsp;ADA-compliant door-to-door public transit is available through Hot Springs Intracity&nbsp;Transit. The Oaklawn&nbsp;Center on Aging also offers a number of workshops and programs to support seniors living with chronic diseases.

Community Assistance&nbsp;

Veterans and their survivors can access information about VA benefits and programs by contacting the Garland County Veterans Service Office, which also offers in-home service for those unable to visit the office. VA health services are available at the Hot Springs community-based outpatient&nbsp;clinic.&nbsp;

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Learn about activities of daily living, how ADLs are assessed and what the results can mean if you&#39;re considering long-term care for yourself or a loved one.

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As the population ages and Baby Boomers face the realities of paying for care for their parents and for themselves, it becomes clear that the biggest hurdle to senior care is paying for it.

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For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

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The median cost of nursing homes in Hot Springs for a single-occupancy apartment is $7,376/month (Genworth - 2021). This monthly cost typically includes rent, utilities, dining, housekeeping and transportation.

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