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The <a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" target="_blank" data-mce-href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer">Genworth 2018 Cost of Care study</a>&nbsp;found that assisted living costs in Little Rock average $3,975 a month. This is nearly on par with the U.S. average of $4,000. However, at nearly $1,000 higher than the Arkansas average, Little Rock assisted living facilities are the most expensive in the state. Assisted living prices can vary significantly, even within the same geographical area. Pine Bluff is not far from Little Rock, but it’s much more affordable at just $2,350. Another central Arkansas city, Hot Springs, is almost as costly at $3,950 per month.

Assisted Living Costs in Little Rock

The Cost of Assisted Living in Surrounding Areas

Little Rock seniors may encounter vastly different prices for services, depending on the type of care they need.&nbsp;At the top end, nursing home care costs $5,779 per month for a semiprivate room and $6,692 for a private room. While these numbers may seem high, they’re both significantly lower than the national average. At $3,975 monthly, assisted living facilities are about two-thirds the cost of nursing homes. In-home services are even less expensive at $3,623. Seniors who choose to remain at home should remember to account for additional expenses, such as mortgage payments, utilities, property taxes and meals, when comparing senior living options. These costs are typically included with assisted living and nursing home facilities.

Care Cost Comparison

Senior Care Cost Comparison Chart

Financial Assistance for Assisted Living in Little Rock

Assisted Living Bridge Loans Some seniors only require help paying for assisted living for a short period. This may be the case for seniors who are planning a home sale or waiting for benefits approval. A short-term loan can help bridge these funding gaps. When seniors are approved for a bridge loan, the money is sent right to the assisted living community. Loan terms of <a href="https://elderlifefinancial.com/calculate-affordable-payments/" target="_blank" data-mce-href="https://elderlifefinancial.com/calculate-affordable-payments/" rel="noopener noreferrer">up to 24 months</a> are available, which gives seniors time to arrange a more permanent source of funding. To apply for a bridge loan, call <a href="https://elderlifefinancial.com/contact-elderlife/" target="_blank" data-mce-href="https://elderlifefinancial.com/contact-elderlife/" rel="noopener noreferrer">Elderlife Financial</a>&nbsp;at (888) 228-4500 or complete a quick <a href="https://elderlifefinancial.com/loc/" target="_blank" data-mce-href="https://elderlifefinancial.com/loc/" rel="noopener noreferrer">online application</a>. Applicants should be prepared to explain how they’ll repay the loan, but they&nbsp;don’t&nbsp;need to qualify on their own. Up to six borrowers are allowed per application, and they don’t have&nbsp;to be related. Veterans Aid and Attendance Little Rock veterans who receive a basic VA pension may be able to receive additional money from the VA to help pay for assisted living costs. The VA offers a top-up benefit called the <a href="https://www.benefits.va.gov/pension/aid_attendance_housebound.asp" target="_blank" data-mce-href="https://www.benefits.va.gov/pension/aid_attendance_housebound.asp" rel="noopener noreferrer">Aid and Attendance pension</a>. It’s available to veterans who need another person’s help performing activities of daily living, such as getting dressed, eating or bathing. Veterans can also qualify if they’re confined to bed due to a disability, legally blind or a resident in a nursing home. Senior veterans who aren’t receiving a VA disability pension can apply for the&nbsp;Aid and Attendance benefit by: 
<li>Filing a request in-person at the local regional benefit office</li>
<li>Sending a written request to the&nbsp;<a href="https://www.benefits.va.gov/PENSION/resources-contact.asp" target="_blank" data-mce-href="https://www.benefits.va.gov/PENSION/resources-contact.asp" rel="noopener noreferrer">St. Paul Regional&nbsp;Pension Management Center</a></li>
 Applicants should submit documentation supporting the need for the benefit, and if possible, a written doctor’s report. For answers to questions about this pension or other VA benefits, call <a href="https://www.va.gov/" target="_blank" data-mce-href="https://www.va.gov/" rel="noopener noreferrer">the VA</a> at (844) 698-2311.

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $3,975 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on {enhancedSearch.regionCount} {tensing(Assisted Living Community | Assisted Living Communities | {enhancedSearch.regionCount})}in Little Rock and several in surrounding areas. The Cost of Senior Care in Little Rock, AR<ul><li>Assisted Living: $3,975</li><li>Nursing Home Care: $5,779</li><li>In-home Care: $3,623</li><li>Adult Day Health Services: $2,080</li></ul>

Assisted Living in Little Rock, AR

Five Signs Your Loved One Might Need Assisted Living Services

Checklist for Visiting an Assisted Living Facility

Common Myths of Assisted Living Facilities

A Primer on the Activities of Daily Living (ADLs)

Common Questions Regarding Assisted Living Facilities

Nursing Care in Assisted Living: How do Residents Benefit?

Assisted Living Articles and Resources

Medicaid is a national program that helps low-income Americans pay for <a href="https://medicaid.mmis.arkansas.gov/Beneficiary/Covered.aspx" target="_blank" data-mce-href="https://medicaid.mmis.arkansas.gov/Beneficiary/Covered.aspx" rel="noopener noreferrer">necessary health care services</a>. In Arkansas, Medicaid is called ARMedicaid, and it pays for doctor’s visits, emergency care, hospital stays and other medical services. The state Medicaid plan may pay for long-term care, including assisted living facilities, through its waiver programs. To receive coverage, Little Rock residents must earn less than the <a href="https://www.benefits.gov/benefit/1089" target="_blank" data-mce-href="https://www.benefits.gov/benefit/1089" rel="noopener noreferrer">Medicaid income limits</a>: <ul>
<li>$16,146 annually for a one-person household</li>
<li>$21,892 annually for a two-person household</li>
</ul> <a href="https://humanservices.arkansas.gov/images/uploads/dco/Quick_Reference_Medicaid_Chart.pdf" target="_blank" data-mce-href="https://humanservices.arkansas.gov/images/uploads/dco/Quick_Reference_Medicaid_Chart.pdf" rel="noopener noreferrer">Resource limits</a> also apply to Medicaid. The limit is $2,000 for a single person and $3,000 for a couple. Some assets are counted towards the resource limit, while others are exempt. Cash, checking and savings accounts, stocks and bonds are usually counted. Exempt assets include a primary residence, household belongings and one car. People who receive Supplemental Security Income automatically receive ARMedicaid and don’t need to apply. Others can apply in person at the county Department of Human Services&nbsp;office or visit&nbsp;<a href="https://access.arkansas.gov/Welcome.aspx" target="_blank" data-mce-href="https://access.arkansas.gov/Welcome.aspx" rel="noopener noreferrer">Access Arkansas</a>&nbsp;to apply online. For more information about Medicaid coverage, call the <a href="https://medicaid.mmis.arkansas.gov/General/DMSCon.aspx" target="_blank" data-mce-href="https://medicaid.mmis.arkansas.gov/General/DMSCon.aspx" rel="noopener noreferrer">ARMedicaid Support Center</a>&nbsp;at (800) 482-8988. Living Choices Assisted Living Waiver Seniors who require care in an assisted living community may be eligible for the <a href="https://www.daas.ar.gov/assistedlivingchoices_waiver.html" target="_blank" data-mce-href="https://www.daas.ar.gov/assistedlivingchoices_waiver.html" rel="noopener noreferrer">Living Choices Assisted Living waiver</a>. The waiver may pay for a variety of <a href="https://www.daas.ar.gov/assistedlivingchoices_application.html#3" target="_blank" data-mce-href="https://www.daas.ar.gov/assistedlivingchoices_application.html#3" rel="noopener noreferrer">services</a>, such as nonmedical transportation, medication administration, therapeutic care and limited nursing services, as well as recreational and social activities.&nbsp;Seniors can also receive assistance with daily activities, such as eating, drinking or toileting. Room-and-board costs are excluded from the waiver. To be eligible for the Living Choices program, seniors&nbsp;must earn less than 300% of the current SSI benefit, or $2,313 per month. They’re also subject to the same resource limits as Medicaid participants ($2,000 for an individual and $3,000 for a couple). In addition to meeting financial requirements, seniors must need an intermediate level of nursing home care as determined by a licensed medical professional’s assessment. Seniors who require skilled nursing aren’t eligible. To learn more about the&nbsp;Living Choices waiver, call the&nbsp;<a href="https://www.daas.ar.gov/contact_us.html" target="_blank" data-mce-href="https://www.daas.ar.gov/contact_us.html" rel="noopener noreferrer">Division of Aging and Adult Services</a> at (501) 682-2441.

Medicaid in Arkansas

{tensing(Detailed profile of {enhancedSearch.regionCount} Assisted Living Facility | Detailed profiles of {enhancedSearch.regionCount} Assisted Living Facilities | {enhancedSearch.regionCount})}in Little Rock, AR. Average cost is 3975 per month.  Reviews, ratings, costs, pictures, amenities, and more.

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Assisted Living Resources in Little Rock

Little Rock is home to <a href="https://www.littlerock.gov/for-residents/parks-and-recreation/community-centers/" target="_blank" data-mce-href="https://www.littlerock.gov/for-residents/parks-and-recreation/community-centers/" rel="noopener noreferrer">seven community centers</a>. Some centers are designated Senior Center Site locations and offer dedicated programming for seniors. All centers offer amenities that seniors may enjoy, including exercise rooms, outdoor swimming pools, computer labs and game rooms. Seniors can contact their closest community center to learn more about its offerings.

Community Centers

The Little Rock area offers many resources for veterans. Eligible seniors can visit either of the area’s VA hospitals for medical care. The Little Rock Vet Center provides referrals to VA benefits and services, as well as individual and marriage counseling. Seniors who have questions about their VA pensions or other benefits can visit the Regional Benefit Office.

Resources for Veterans

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An explanation of retirement living costs. Visit to learn more about finding the right retirement community or to find a retirement community near you.

Discover the typical cost of living in a retirement community, what&#39;s included in the cost of a retirement communities and what to expect in various types of retirement communities.

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Learn about activities of daily living, how ADLs are assessed and what the results can mean if you&#39;re considering long-term care for yourself or a loved one.

A brief overview of veterans benefits, what they offer, and how to learn more about them.

Some veteran benefits can help with assisted living costs. Discover which ones can, how to apply and how to find the ideal assisted living community for your loved one.

Veterans Benefits: A Brief Overview

Veterans Benefits

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Financing Your Retirement with Life Insurance

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The Program of All-Inclusive Care for the Elderly (PACE) combines all the services offered by Medicare and Medicaid. Learn more about the program, eligibility, and how to apply for PACE.

PACE Programs: Programs of All-Inclusive Care for the Elderly

As the population ages and Baby Boomers face the realities of paying for care for their parents and for themselves, it becomes clear that the biggest hurdle to senior care is paying for it.

Learn about the cost of long-term care and ways you can pay for care, including Medicaid, VA benefits and the PACE program, in this guide for older adults.

Paying for Long-Term Care: How to Overcome this Costly Hurdle to Safeguard Your Future

Paying for Long-Term Care: An Overview

Learn about tips for senior downsizing, how to make the downsizing process as easy as possible, and senior downsizing options.

From saving money to avoiding household chores, there are dozens of great reasons to downsize. Read our free guide for tips on navigating the process.

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For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

Learn about the benefits of activities for people with dementia and find a list of dementia-friendly things to do in this comprehensive guide.

Activities To Do With Seniors Who Have Dementia

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The median cost of nursing homes in Little Rock for a single-occupancy apartment is $7,148/month (Genworth - 2021). This monthly cost typically includes rent, utilities, dining, housekeeping and transportation.

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There is  nursing home in Little Rock, AR and several nursing homes nearby. The average cost of nursing homes in Little Rock, AR is $165 per month.

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