18 Assisted Living Communities in Chula Vista, California

The average cost of assisted living in the city is $4,500 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 18 Assisted Living Communities in Chula Vista and several in surrounding areas. The Cost of Senior Care in Chula Vista, CA

• Assisted Living: $4,500
• Nursing Home Care: $8,517
• In-home Care: $4,767
• Adult Day Health Services: $1,733

Genworth’s 2018 Cost of Care study states that Chula Vista’s average monthly cost for assisted living is equal with the state average at $4,500. This is similar to the cost of assisted living in other Southern California coastal cities, such as Los Angeles and the Oxnard area, while the fees for inland cities, including El Centro ($3,650) and the Riverside area ($3,500) are significantly lower. Assisted living in Chula Vista is $500 higher than the national average of $4,000 per month.

Note: Senior care cost data wasn’t available for Chula Vista, so data for the closest city, the San Diego area, was used.

As in most U.S. cities, adult day health services in Chula Vista are much less expensive than the cost of an assisted living facility. However, compared to other care types, such as homemaker services ($4,767), home health aides ($4,799) and full-time nursing home care ($8,517), assisted living in Chula Vista is a more affordable option. Seniors should note that the cost of living in a facility includes expenses such as rent, meals and maintenance that seniors would otherwise need to pay while receiving care at home.

 

Medi-Cal is the state of California’s public health insurance Medicaid program. This program is available to many low-income seniors and other individuals in the state who meet certain eligibility requirements. Providing essential health benefits, Medi-Cal offers health care services including chronic disease management, doctors visits, hospitalization, nursing care, mental health services, physical therapy and prescription drugs.

To qualify for Medi-Cal, seniors should be over age 65, blind or disabled. They may also be eligible if they meet the income and asset requirements or one of the other criteria stated below:

• Have income under $16,395 per year for an individual and under $22,108 per year for a married couple
• Have assets totaling $2,000 or less for an individual or $3,000 or less for a married couple (necessary items such as a home, one car, furnishings and personal items are excluded)
• Reside in and receive care in a skilled nursing or intermediate care facility
• Enrolled in a Refugee Assistance program
• Receive Supplemental Security Income

Chula Vista residents can apply for Medi-Cal online or call the San Diego County Office at (866) 262-9881.

California has two Medi-Cal waiver programs that may provide additional benefits for those receiving care in an assisted living facility.

Assisted Living Waiver

Residents of San Diego County may qualify for the Assisted Living waiver if they’re fully eligible for Medi-Cal, want to live in an assisted living community and require care equivalent to that received by nursing facility residents enrolled in Medi-Cal.

To enroll in the ALW, Medi-Cal members should contact their local Care Coordination Agency to receive an assessment of care needs. Once enrolled, waiver participants receive an individualized service plan that meet their health needs and level of care. An assisted living provider then delivers services, including help with medication administration, transportation and activities of daily living, such as eating, bathing and dressing. 

The ALW does not pay for room and board, but based on 2018 data, participants pay a standard rate of $1,039.37 if they receive an SSI income of $1,173.37 or $1,059.37 if their income is greater than $1,193.37.

Multipurpose Senior Services Program

The Multipurpose Senior Services program is an alternative Medi-Cal waiver program that aims to delay seniors over age 65 who require a nursing home level care from having to enter a nursing home facility. 

Care management services provided through the program include chore and personal care assistance, such as help with bathing, dressing and other activities of daily living, respite, transportation and meal services.

Chula Vista residents can find out more about the MSSP by calling San Diego County’s Aging and Independent Services at (800) 339-4661.

Because the ALW and MSSP aren’t entitlement programs, qualified Medi-Cal participants may be placed on a wait list to receive services.

Veterans Aid and Attendance Benefits

Senior veterans or surviving spouses who are legally blind, bedridden, unable to perform basic activities of daily living without assistance or are nursing home patients due to disability, may qualify for additional financial aide  through the federal Veterans Aid and Attendance (A&A) program. 

To be eligible, individuals must already receive a VA pension, be over age 65, earn less than $22,577 (individuals) or $26,757 (married couples) in annual income and have less than $126,000 in total assets (excluding their private residence and vehicles).

Chula Vista residents interested in applying should send a written report to the St. Paul VA Regional Office describing the applicant’s daily activities, abilities and impairments and level of mobility or contact the San Diego regional benefit office.

Resources for veterans in Chula Vista include a veterans home, the Chula Vista Vet Center, which provides assistance to veterans with filing benefits claims, and the Chula Vista Medical Clinic, which serves as a doctors office for area veterans.

Veterans Home of California, Chula Vista
700 East Naples Ct., Chula Vista, CA 91911
(888) 857-2146

Chula Vista Vet Center
180 Otay Lakes Rd., #108, Bonita, CA 91902
(877) 618-6534

Chula Vista Clinic
865 3rd Ave., Ste. 133 and Ste. 112, Chula Vista, CA 91911
(619) 409-1600

San Diego area community aid agencies provide local residents with various resources, such as support groups, information services, advocacy and home based services. Aging and Independence Services (AIS)
1600 Pacific Hwy., San Diego, CA 92101
(800) 510-2020
AIS facilitates programs designed to motivate healthy living and help keep seniors and people with disabilities living comfortably at home. Alzheimer’s San Diego
6632 Convoy Ct., San Diego, CA 92111
(858) 492-4400
Free programs, including support groups and informational resources, are provided for local seniors with dementia and their loved ones.

Senior Homes has an extensive directory of senior living options, with care and living providers across the United States.