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According to&nbsp;<a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer" target="_blank">Genworth&rsquo;s 2018 Cost of Care</a>&nbsp;study, the cost of assisted living varies considerably throughout California. In Fresno, the average monthly cost, at only $3,500, is significantly below both the national average ($4,000) and the state average ($4,500). When compared with larger cities, Fresno&rsquo;s costs are much lower as well. In Los Angeles and San Diego, the average cost is $1,000 higher than Fresno, and in San Francisco ($5,500), it&rsquo;s $2,000 higher. Next to Bakersfield, where the average monthly cost is only $3,150, Fresno&rsquo;s average monthly cost is the lowest in the state.

Assisted Living Costs in Fresno

Cost of Assisted Living Comparison Chart

The average cost of senior care depends on the type of care needed. This is particularly true in Fresno, where the cost of nursing home care is more than $5,000 higher than the cost of assisted living and nearly double the cost of home care. Home care is substantially more expensive than assisted living, as well; both homemaker services and home health care are about $1,000 more. When considering home care, it’s important to factor in the additional expenses associated with remaining in the home, such as rent, utilities, groceries and general maintenance. Cost of Homemaker/Home Health Aide Comparison Chart 
<li>Assisted living: $3,500</li>
<li>Homemaker services: $4,528</li>
<li>Home health aide: $4,601</li>
<li>Adult day health: $1,653</li>
<li>Nursing home care (semiprivate room): $8,638</li>

Care Cost Comparison

Cost of Homemaker/Home Health Aide Comparison Chart

Financial Assistance for Assisted Living in Fresno

Multipurpose Senior Services Program 
 
The&nbsp;<a href="https://www.dhcs.ca.gov/services/medi-cal/Pages/MSSPMedi-CalWaiver.aspx#services" rel="noopener noreferrer" target="_blank">MSSP</a>&nbsp;is a waiver program that operates under California&rsquo;s Medi-Cal program. It provides a similar range of services and is available to eligible seniors who would prefer to remain in their community as an alternative to moving into a nursing home. In some cases, this waiver covers services provided in an assisted living facility. 
 
This waiver is capped at 12,000 enrollments, so applicants may encounter a waiting list. Eligibility requirements are the same as those for the Assisted Living Waiver. Seniors can obtain more information about this program and apply for coverage by contacting the&nbsp;<a href="https://www.dhcs.ca.gov/Pages/contact_us.aspx" rel="noopener noreferrer" target="_blank">California Department of Health Care Services</a>. 
 
State Supplemental Payment 
 
Seniors who receive&nbsp;<a href="https://ca.db101.org/ca/programs/income_support/ssi/program.htm" rel="noopener noreferrer" target="_blank">Supplemental Security Income</a>&nbsp;can apply for California&rsquo;s&nbsp;<a href="https://ca.db101.org/ca/programs/income_support/ssi/faqs.htm#_q339" rel="noopener noreferrer" target="_blank">State Supplemental Payment</a>&nbsp;to assist them with paying for the cost of room and board in an assisted living facility. The payment is calculated based on the senior&rsquo;s income and is paid out to a maximum of $160.72 per month for those living in assisted living facilities. 
 
Eligibility is dependent on income and assets. Income requirements change frequently, and assets may not exceed $2,000 for individuals or $3,000 for couples. To apply for the supplement, seniors can visit their local Social Security office or call 1-800-772-1213. 
 
Elderlife Bridge Loan 
 
Fresno seniors who aren&rsquo;t eligible to receive SSI or Medicaid can look to&nbsp;<a href="https://elderlifefinancial.com/loc/" rel="noopener noreferrer" target="_blank">Elderlife Financial Services</a>&nbsp;for help with paying for the cost of assisted living. The company provides eligible seniors with low-cost bridge loans. These loans are paid directly to the assisted living facility on behalf of the senior and are paid back through monthly installments. 
 
While eligibility is dependent on credit and income, seniors can have up to six friends or family members cosign their application and help with payments to increase their chances of approval. To be approved for an Elderlife bridge loan, seniors must also be residing in an approved assisted living facility. 
 
Long-Term Care Insurance 
 
Seniors who plan ahead by purchasing long-term care insurance from companies such as<a href="https://www.genworth.com/" rel="noopener noreferrer" target="_blank">Genworth Financial&nbsp;</a>and&nbsp;<a href="https://www.yourlifesecure.com/individuals/Product-Long-Term-Care#a" rel="noopener noreferrer" target="_blank">LifeSecure</a>&nbsp;can use their policies to pay for the cost of assisted living. The eligibility requirements and specific terms vary depending on the insurance provider and the policy purchased, but generally, seniors must obtain an insurance policy before the need for long-term care arises.

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $3,500 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on {enhancedSearch.regionCount} {tensing(Assisted Living Community | Assisted Living Communities | {enhancedSearch.regionCount})}in Fresno and several in surrounding areas.<ul><li>Assisted living: $3,500</li><li>Nursing home semiprivate room: $8,638</li><li>In-home care: $4,528</li><li>Adult day health services: $1,653</li></ul>

Assisted Living in Fresno, CA

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Assisted Living Articles and Resources

California&rsquo;s&nbsp;<a href="http://www.medi-cal.ca.gov/default.asp" rel="noopener noreferrer" target="_blank">Medi-Cal</a>&nbsp;program provides Medicaid assistance for the elderly. Several waivers under the program provide assistance with different levels of care. The<a href="https://www.dhcs.ca.gov/services/ltc/pages/assistedlivingwaiver.aspx" rel="noopener noreferrer" target="_blank">&nbsp;Assisted Living Waiver</a>allows seniors who meet a nursing level of care to remain in an assisted living facility and access additional support instead of moving to a nursing home. Seniors who access care under this program are required to contribute to their room-and-board costs. 
 
To be eligible for this program, seniors must require a nursing level of care and be able to live safely within an assisted living community as an alternative to a nursing home. The applicant&rsquo;s income may not exceed $1,242 per month for individuals or $1,682 for couples. Additionally, the applicant may not possess assets that exceed $2,000 per individual or $3,000 per couple. To apply for this program, seniors can contact their&nbsp;<a href="https://www.dhcs.ca.gov/services/ltc/Documents/Care-Coordination-Agencies-2018.pdf" rel="noopener noreferrer" target="_blank">nearest care coordination agency</a>&nbsp;in person or by telephone.

Medicaid in California

{tensing(Detailed profile of {enhancedSearch.regionCount} Assisted Living Facility | Detailed profiles of {enhancedSearch.regionCount} Assisted Living Facilities | {enhancedSearch.regionCount})}in Fresno, CA. Average cost is 3500 per month.  Reviews, ratings, costs, pictures, amenities, and more.

{tensing({enhancedSearch.regionCount} Assisted Living Facility | {enhancedSearch.regionCount} Assisted Living Facilities | {enhancedSearch.regionCount})}in Fresno, CA 

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Other Senior Living in Fresno, CA

Assisted Living Resources in Fresno

The Area Agency on Aging provides seniors with a variety of services that include case management, residential care placement and application assistance for a number of programs, including Medicaid and other financial aid.

Area Agency on Aging

Fresno&rsquo;s senior centers are available to those age 55 and older and provide the opportunity for seniors to socialize with their peers through various programming and activities that may include congregate meals, fitness classes, day trips, bingo and card games, and education on topics such as nutrition, computers and finance.

Senior Centers in Fresno

Seniors may be able to receive social, medical or financial support through their local Veterans Affairs office or medical center.

Veteran Affairs

Reviews of Fresno Assisted Living Facilities

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independent-living

An explanation of retirement living costs. Visit to learn more about finding the right retirement community or to find a retirement community near you.

Discover the typical cost of living in a retirement community, what&#39;s included in the cost of a retirement communities and what to expect in various types of retirement communities.

The Cost of Living in a Retirement Community

An article defining Activities of Daily Living. Learn more about Senior Care by browsing our library of insightful articles or find senior care using our comprehensive directory.

Learn about activities of daily living, how ADLs are assessed and what the results can mean if you&#39;re considering long-term care for yourself or a loved one.

A brief overview of veterans benefits, what they offer, and how to learn more about them.

Some veteran benefits can help with assisted living costs. Discover which ones can, how to apply and how to find the ideal assisted living community for your loved one.

Veterans Benefits: A Brief Overview

Veterans Benefits

Learn more about the pros and cons of buying long-term insurance and how to use it to pay for senior care.

Learn about long-term care insurance for seniors, what services are covered, who is eligible, its benefits, how to sign up, and viable alternatives to this policy.

Long-Term Insurance: Planning for Your Future

Life insurance can be a powerful financial retirement tool if used properly. Learn how.

A life settlement from life insurance provides financial freedom for retirees. Discover how life settlements work, how much you&rsquo;ll get, eligibility requirements, and more.

Financing Your Retirement with Life Insurance

An article explaining what PACE Programs are. Learn more about PACE Programs or search our nationwide directory to find home care near you.

The Program of All-Inclusive Care for the Elderly (PACE) combines all the services offered by Medicare and Medicaid. Learn more about the program, eligibility, and how to apply for PACE.

PACE Programs: Programs of All-Inclusive Care for the Elderly

As the population ages and Baby Boomers face the realities of paying for care for their parents and for themselves, it becomes clear that the biggest hurdle to senior care is paying for it.

Learn about the cost of long-term care and ways you can pay for care, including Medicaid, VA benefits and the PACE program, in this guide for older adults.

Paying for Long-Term Care: How to Overcome this Costly Hurdle to Safeguard Your Future

Paying for Long-Term Care: An Overview

Learn about tips for senior downsizing, how to make the downsizing process as easy as possible, and senior downsizing options.

From saving money to avoiding household chores, there are dozens of great reasons to downsize. Read our free guide for tips on navigating the process.

Senior Downsizing Guide

Senior Downsizing Tips

memory-care

For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

Learn about the benefits of activities for people with dementia and find a list of dementia-friendly things to do in this comprehensive guide.

Activities To Do With Seniors Who Have Dementia

12 Activities for People With Dementia

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The median cost of nursing homes in Fresno for a single-occupancy apartment is $10,038/month (Genworth - 2021). This monthly cost typically includes rent, utilities, dining, housekeeping and transportation.

Fresno Nursing Homes Cost

There is  nursing home in Fresno, CA and several nursing homes nearby. The average cost of nursing homes in Fresno, CA is $221 per month.

Fresno Nursing Homes

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Detailed profile of  Nursing Home in Fresno, CA. Average cost is 221 per month.  Reviews, ratings, costs, pictures, amenities, and more.

 Nursing Home in Fresno, CA (with Reviews) 

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 Assisted Living Facility in Fresno, CA 

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<a href='/senior-living/nursing-homes/california/fresno'>Nursing Homes</a>, <a href='/senior-living/assisted-living/california/fresno'>Assisted Living</a>, <a href='/senior-living/independent-living/california/fresno'>Independent Living</a>, and <a href='/senior-living/memory-care-facilities/california/fresno'>Memory Care</a>