Assisted Living in San Joaquin County, CA

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The <a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" target="_blank" data-mce-href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer">cost of assisted living</a> in Lodi averages $3,500 per month, which is $1,000 less than the median rate in California ($4,500) and $500 lower than the national average of $4,000. Prices vary drastically across the region with much higher costs in some cities, such as Vallejo ($4,350), Sacramento ($4,473) and Napa ($5,425). In other communities, the monthly rate for assisted living is within $200 to $300 of the local average, in particular Yuba City ($3,679), Merced ($3,500) and Modesto ($3,200). Note: Cost data for senior care in Lodi wasn’t available, so data for the nearby city of Stockton was used instead.

Assisted Living Costs in Lodi

The Cost of Assisted Living in Surrounding Areas

The price paid for long-term care in Lodi varies greatly, and it’s based on the skill level and extent of care required and where it’s received. Providing&nbsp;limited group care on weekdays, adult day health services ($1,679) are the least expensive option, and it’s less than half the cost of assisted living ($3,500). Round-the-clock care in nursing home facilities ($8,173) costs almost $4,700 more than assisted living even though meals and housing are provided with both options. Seniors who stay at home and opt for homemaker or home health aide services ($4,957) pay almost $1,500 more than the average cost charged for assisted living. Rates for in-home options include direct service hours only, whereas assisted living covers room and board. With in-home care, seniors have to pay for utilities, property taxes, insurance, maintenance and groceries&nbsp;as well as their monthly care costs.

Care Cost Comparison

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Financial Assistance for Assisted Living in Lodi

Program of All-Inclusive Care for the Elderly Lodi residents eligible for full-scope Medi-Cal coverage or enrolled in both Medicaid and Medicare may qualify for no-cost comprehensive care through the <a href="https://www.dhcs.ca.gov/services/ltc/Pages/ProgramofAll-InclusiveCArefortheElderly.aspx" target="_blank" data-mce-href="https://www.dhcs.ca.gov/services/ltc/Pages/ProgramofAll-InclusiveCArefortheElderly.aspx" rel="noopener noreferrer">PACE</a> program. The aim of PACE is to help seniors retain their independence and avoid premature nursing home admission. The program doesn’t pay for room and&nbsp;board or services provided by assisted living facilities, but PACE-provided services may help seniors reduce their cost of care. In addition to Medi-Cal medical services, PACE enrollees receive personalized case management and various support services based on their individual needs, which may include: 
<li>Assistance performing activities of daily living</li>
<li>Recreational and social programming</li>
<li>Physical, occupational and speech therapy</li>
<li>Prescription and nonprescription medications</li>
<li>Dental, vision and foot care</li>
<li>Medical equipment and supplies</li>
<li>Meals and snacks</li>
<li>Nonemergency transportation</li>
 To qualify for the PACE program, applicants must be aged 55 or older and evaluated to verify their need for nursing home care and ability to live safely in the community. They must also live within the program’s&nbsp;<a href="https://stocktonpace.welbehealth.com/about/#map" target="_blank" data-mce-href="https://stocktonpace.welbehealth.com/about/#map" rel="noopener noreferrer">designated service area</a> based on zip code. To learn more or apply, interested Lodi seniors can contact&nbsp;<a href="https://stocktonpace.welbehealth.com/" target="_blank" data-mce-href="https://stocktonpace.welbehealth.com/" rel="noopener noreferrer">Stockton PACE</a>&nbsp;at (209) 442-6077.&nbsp; State Supplemental Payment The California <a href="http://www.cdss.ca.gov/Portals/9/CCLD/EM/2019_ssi-ssp.pdf" target="_blank" data-mce-href="http://www.cdss.ca.gov/Portals/9/CCLD/EM/2019_ssi-ssp.pdf" rel="noopener noreferrer">State Supplemental Payment</a>&nbsp;is a cash benefit that tops up the monthly amount seniors receive through the federal SSI program. Those living in public institutions can’t qualify, but single seniors and disabled adults living in assisted living facilities can receive up to $1,194.37 per month in combined SSI and SSP benefits. The maximum amount for married couples is $2,388.74.&nbsp; To learn more or apply for SSI and SSP benefits, Lodi residents can call the&nbsp;<a href="https://www.ssa.gov/" target="_blank" data-mce-href="https://www.ssa.gov/" rel="noopener noreferrer">Social Security Administration</a>&nbsp;at (800) 772-1213.

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $3,500 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on {enhancedSearch.regionCount} {tensing(Assisted Living Community | Assisted Living Communities | {enhancedSearch.regionCount})}in Lodi and several in surrounding areas. The Cost of Senior Care in Lodi, CA<ul><li>Assisted Living: $3,500</li><li>Nursing Home Care: $8,173</li><li>In-home Care: $4,957</li><li>Adult Day Health Services: $1,679</li></ul>

Assisted Living in Lodi, CA

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Assisted Living Articles and Resources

The national health insurance program Medicaid provides over <a href="https://www.kff.org/health-reform/state-indicator/total-monthly-medicaid-and-chip-enrollment/?currentTimeframe=0&amp;sortModel={&quot;colId&quot;:&quot;Location&quot;,&quot;sort&quot;:&quot;asc&quot;}" target="_blank" data-mce-href="https://www.kff.org/health-reform/state-indicator/total-monthly-medicaid-and-chip-enrollment/?currentTimeframe=0&amp;sortModel={&quot;colId&quot;:&quot;Location&quot;,&quot;sort&quot;:&quot;asc&quot;}" rel="noopener noreferrer">65 million Americans</a> with free or low-cost health care services. Each state administers its own Medicaid program according to federal guidelines. The California program called <a href="https://www.coveredca.com/medi-cal/" target="_blank" data-mce-href="https://www.coveredca.com/medi-cal/" rel="noopener noreferrer">Medi-Cal</a> ensures low-income elderly residents receive a wide range of benefits,&nbsp;including: <ul>
<li>Doctor and specialist visits</li>
<li>Hospital and emergency room treatment</li>
<li>Diagnostics and preventive care</li>
<li>Prescription medications</li>
<li>Long-term care in a nursing home</li>
</ul> Qualifying for Medi-Cal for Long-Term Care To qualify for Medi-Cal coverage for long-term care, Lodi residents must have legal immigration status or be U.S. citizens and aged 65 or older. Adults under age 64 who are blind or disabled may also qualify. Applicants must meet the program’s income and assets limits of: <ul>
<li>$1,242 in monthly income and $2,000 worth of assets if single</li>
<li>$1,682 of income per month and $3,000 worth of assets if married and applying jointly</li>
</ul> All sources of income count toward the above limits, but some assets are automatically disregarded including an applicant’s personal belongings, irrevocable burial trusts, an owner-occupied principal home, household goods and one automobile. Exceptions to Medi-Cal Financial Limits Those receiving <a href="https://www.ssa.gov/ssi/" target="_blank" data-mce-href="https://www.ssa.gov/ssi/" rel="noopener noreferrer">Supplemental Security Income</a> are automatically enrolled in Medi-Cal with full-scope benefits. The income limit doesn’t apply to seniors assessed as needing nursing home care as long as they meet the asset limit and Medi-Cal’s other eligibility criteria. Lodi residents who exceed the income limit but have high medical bills may become eligible through a&nbsp;<a href="https://www.sfdph.org/dph/files/CBHSdocs/BHISdocs/UserDoc/MediCalSOCFactSheet.pdf" target="_blank" data-mce-href="https://www.sfdph.org/dph/files/CBHSdocs/BHISdocs/UserDoc/MediCalSOCFactSheet.pdf" rel="noopener noreferrer">share of cost</a>. With this qualification method, Medi-Cal determines the applicant’s share based on their excess income, and this amount must be put toward outstanding medical bills to reach the eligibility threshold. Lodi seniors can&nbsp;<a href="https://www.coveredca.com/apply/" target="_blank" data-mce-href="https://www.coveredca.com/apply/" rel="noopener noreferrer">apply for Medi-Cal coverage online</a> or by calling <a href="https://www.coveredca.com/find-help/contact/" target="_blank" data-mce-href="https://www.coveredca.com/find-help/contact/" rel="noopener noreferrer">Covered CA</a> at (800) 300-1506. Medi-Cal Assisted Living Waiver California Medicaid offers an <a href="https://www.dhcs.ca.gov/services/ltc/pages/assistedlivingwaiver.aspx" target="_blank" data-mce-href="https://www.dhcs.ca.gov/services/ltc/pages/assistedlivingwaiver.aspx" rel="noopener noreferrer">Assisted Living waiver</a>&nbsp;in certain counties, including San Joaquin. The purpose of the waiver is to reduce premature nursing home placements by giving eligible seniors the alternative of receiving long-term care in <a href="https://www.dhcs.ca.gov/services/ltc/Documents/List-of-RCFE-facilities-5032019.pdf" target="_blank" data-mce-href="https://www.dhcs.ca.gov/services/ltc/Documents/List-of-RCFE-facilities-5032019.pdf" rel="noopener noreferrer">approved assisted living communities</a>. Lodi residents can qualify for the ALW if they’re aged 65 or older or aged 64 and younger and disabled and are: <ul>
<li>Eligible for full-scope Medi-Cal with no share of cost</li>
<li>Assessed as needing a nursing home level of care but physically and cognitively capable of living in a community setting</li>
</ul> Those approved for the&nbsp;ALW are responsible for paying the room-and-board portion of their assisted living fees, but the waiver reimburses the facility for various provided services, such as: <ul>
<li>Costs associated with transitioning from a nursing home</li>
<li>Care coordination</li>
<li>Meals and snacks</li>
<li>Housekeeping and laundry</li>
<li>Help with activities of daily living</li>
<li>Assistance with self-administration of medications</li>
<li>Social and recreational programming</li>
<li>Periodic skilled nursing care</li>
<li>Nonmedical transportation</li>
</ul> Not all assisted living facilities in San Joaquin County participate in the ALW program, and enrollment&nbsp;is capped by Medi-Cal, so eligible seniors may be placed on a waiting list based on availability. To learn more about the ALW program or begin the application process, Lodi residents can contact <a href="http://www.infinitycares.com/Contact-Infinity-Care-Services-Stockton-CA.html" target="_blank" data-mce-href="http://www.infinitycares.com/Contact-Infinity-Care-Services-Stockton-CA.html" rel="noopener noreferrer">Infinity Care Services</a> of Stockton at (209) 264-0300 or their choice of four other&nbsp;<a href="https://www.dhcs.ca.gov/services/ltc/Documents/Care-Coordination-Agencies-2018.pdf" target="_blank" data-mce-href="https://www.dhcs.ca.gov/services/ltc/Documents/Care-Coordination-Agencies-2018.pdf" rel="noopener noreferrer">Care Coordination Agencies</a>&nbsp;serving San Joaquin County.

Medicaid in California

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Assisted Living Resources in Lodi

As the designated local Area Agency on Aging, the San Joaquin County Human Services Agency acts as a resource hub for aging-related programs and services that enhance quality of life and promote independence for area seniors. The many resources AAA&nbsp;provides include health insurance and long-term care options counseling, application assistance for public benefits such as Medi-Cal and its waivers, adult protective services and in-home support. The agency also oversees senior nutrition programs and a long-term care ombudsman program.

Area Agency on Aging

The Loel senior center is&nbsp;a thriving gathering site where older Lodi residents can get together for a nutritious lunch, socialize over card and board games, relax in the library or tend a patch of the community garden.  The center also offers low-impact exercise classes, line dancing and other fitness-focused activities; workshops and technology classes; movie matinees;&nbsp;bowling and other Wii sports; and twice-a-month&nbsp;bunco games.

Senior Center

The city of Lodi offers ADA-compliant transportation services to help local seniors and disabled adults maintain their independence. Seniors can choose between fixed-route and door-to-door paratransit services to best meet their needs. Services are available seven days a week, and disabled riders and those aged 60 or older pay no more than half the regular fare.

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