
"Situated between Stanford University and the Bayshore Freeway, Lytton Gardens offers multi-level assisted living services on a tree-lined st..."
READ MOREThe average cost of assisted living in the city is $5,500 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 5 Assisted Living Communities in Los Gatos and several in surrounding areas.
"Situated between Stanford University and the Bayshore Freeway, Lytton Gardens offers multi-level assisted living services on a tree-lined st..."
READ MORE"Atria Almaden is a vibrant community designed to help older people enjoy the benefits of an active lifestyle and experience greater well-bei..."
READ MORE"De Un Amor is nestled in the countryside of Watsonville, California. Visitors to the facility appreciate its quiet surroundings and the home..."
READ MORE5.0
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"When seniors join Fremont Hills, they will experience days filled with engaging activities, friendly hellos and first-class dining within an..."
READ MORE"Located less than a mile from Stanford University and a short walk from downtown Palo Alto, Webster House is a continuing care retirement co..."
READ MORE"Located in scenic Mountain View, California, the Villa Sienna retirement community offers a resort-style atmosphere close to several urban c..."
READ MOREBy clicking "Get Costs" I am providing express written consent to receive calls including automated/pre-recorded calls and automated texts for which I may incur a cost, as well as emails from Caring and its partners. I understand I am not obligated to provide this consent to utilize Caring’s service(s). I acknowledge I was able to review the Agreement to be Contacted, Terms of Use, and Privacy Policy.
"Westgate Villa has been caring for seniors for over 50 years! Here at Westgate Villa, we are an Assisted Living community, who is also licen..."
READ MORE3.0
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"Welcome to Rose Garden Court. Our inviting senior living community offers residents the comfort and convenience of a hassle-free lifestyle f..."
READ MORE"The Ark Homecare is a 6-bed RCFE facility located in beautiful Redwood City. Under new management, The Ark brings a fresh breeze to a well e..."
READ MORE"At Arcadian Residential Community, we provide care for your loved ones and, at the same time, help them maintain their independence. Our ass..."
READ MORE20400 Saratoga Los Gatos Road, Saratoga, CA 95070
Call 1-855-287-5093 for details
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"We value each resident's independence and strive to create a family-oriented environment. We have well-trained qualified staff who will assi..."
READ MORE"Sunnyside Gardens is a resident-oriented boutique community that offers loving and customized care, where emotional needs are as important a..."
READ MORE"Channing House in lovely Palo Alto, California, offers residents spacious rooms with breathtaking views of the bay and hills. Whatever your ..."
READ MORE3065 Van Sansul Avenue, San Jose, CA 95128
Call 1-855-287-5093 for details
"Warm, home-like residential care home for the elderly. Providing private pleasantly decorated rooms, appetizing menu, medication management..."
READ MORE3.0
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"Everyone ages. It is an inherent property of life. As our bodies and minds develop over time, we adapt to these changes by modifying our dec..."
READ MORE"We Care For You We are dedicated to providing you with compassionate assisted living in secure and inviting residential settings. Your in..."
READ MORE"Montecito Manor is an assisted living facility in the Santa Cruz suburb of Watsonville, California, near parks and churches. Visitors praise..."
READ MORE"Princess lodge is committed to provide optimum quality care with dignity andrespect in a residential living setting. The facility offers a h..."
READ MORE"Seaview Guest Home, an assisted living community in Aptos, east of Santa Cruz, California, is centrally located near plenty of dining and en..."
READ MORE501 Portola Road, Portola Valley, CA 94028
Call 1-855-287-5093 for details
"Here at Moldaw Family Residences, we provide seniors from all over the country with a place to call home. As a continuing care retirement co..."
READ MORE"We offer a home like setting and cheerful smiles from our professional staff who greet you every day. Our caring staff offers the assistance..."
READ MOREThe Genworth 2018 Cost of Care Study indicates that the average cost of living in the Los Gatos area, along with the cost of assisted living in San Francisco, is the highest in the state at $5,500 per month. This is well above both the state average, which is $4,500, and the national average, which is $4,000. In cities such as Madera ($3,323) and Bakersfield ($3,150), the average monthly cost of care is cheaper by more than $2,000. Even in Sacramento, California’s capital city, the average cost of assisted living is about $1,000 less expensive than in Los Gatos.
Specific senior care cost data isn’t available for Los Gatos. Data for the nearest major city, San Jose, has been listed instead.
Los Gatos
$5,500
National average
$4,000
State average
$4,500
Bakersfield
$3,150
Los Angeles
$4,500
Madera
$3,323
Oxnard
$4,575
Sacramento
$4,473
San Diego
$4,500
San Francisco
$5,500
The type of care required is generally the biggest factor affecting the cost of care, and in cities like Los Gatos where the average monthly cost of assisted living is nearly $4,000 less than that of nursing home care, this is particularly true. Home care services are also more expensive than assisted living in Los Gatos. In addition to being several hundred dollars more, home care costs don’t include typical homeowner expenses such as rent, groceries and general upkeep, all of which are usually included in the cost of assisted living. Cost of Homemaker/Home Health Aide Comparison Chart
Assisted living
$5,500
Homemaker services
$5,720
Home health aide
$6,006
Adult day health
$1,993
Nursing home care (semiprivate room)
$9,125
Medicaid provides low-income individuals with access to medical care and healthcare services, dental care, counseling services, long-term care, prescription medications and nonmedical transportation. In California, the state Medicaid program is officially known as Medi-Cal and is available to eligible seniors, families, disabled individuals and pregnant women. Medi-Cal is funded jointly by the state and the federal government.
Seniors living in Los Gatos and throughout the state of California can apply for help with the cost of assisted living under one of two Medi-Cal waivers: the Assisted Living Waiver or the Multipurpose Senior Services Program. To qualify for either of these waivers, seniors must undergo a full care assessment to determine their level of need. Financially, individual applicants may not have an income higher than $1,242 per month or assets valued at more than $2,000. Couples may not have a monthly income higher than $1,682 or assets valued at more than $3,000.
Assisted Living Waiver
The Assisted Living Waiver provides financial assistance to seniors living in assisted living facilities. It pays for the cost of assisted living care and, depending on need, additional services may be covered as well. Other services may include medical care, dental care and transportation services. Room and board are not covered under this program, so seniors are responsible for paying these costs out of pocket.
To apply for the Assisted Living Waiver, seniors can contact the Institute on Aging at (408) 474-0679 or visit any Care Coordinator Agency in the Santa Clara County area.
Multipurpose Senior Services Program
The Multipurpose Senior Services Program offers financial support and care services to seniors who require a nursing level of care but continue to reside in an assisted living facility or at home. The program exists to reduce the stress on the Medi-Cal system when a high volume of seniors move into nursing care facilities, which are considerably more expensive when compared with assisted living and home care. In addition to the cost of assisted living or home care, this program may also provide services such as nurse visits, physical therapy, transportation services and respite care.
The program has a cap of 12,000 participants, which means there are frequently long waiting times for those who wish to participate. As such, most seniors are asked to reapply for the program annually.
To learn more about the application process or inquire about waiting times, seniors can contact the California Department of Health Care Services at (707) 565-4700.
State Supplemental Payment
California’s State Supplemental Payment is available to low-income seniors and those with disabilities. It assists with the cost of room and board for those who live in long-term care facilities. Monthly payments are based on income and living situation. The maximum benefit is $160.72 per month.
To get the supplement, seniors must be receiving supplemental security income. While financial eligibility requirements change frequently, they are usually similar to Medicaid requirements. To learn more about eligibility or apply for this benefit, seniors can contact their local Social Security office by calling (800) 772-1213.
Elderlife Bridge Loan
Elderlife Financial Services helps seniors who don’t qualify for financial assistance programs by offering bridge loans to pay for long-term care while they await a permanent funding solution. The funds are allocated to the senior’s place of residence and repaid by the seniors and any cosigners on their loan agreement. Loans are available with low interest rates and flexible terms.
Seniors who do not meet credit or income requirements can include up to six cosigners on their application, which increases the likelihood of approval and reduces monthly payments. Seniors can apply online or by calling (888) 228-4500.
Long-Term Care Insurance
Long-term care insurance is typically available to adults who are in relatively good health and wish to prepare for the possibility of long-term care in their future. Those who have a long-term care insurance policy can have their care paid for by their insurance provider after paying their deductible and copay amount per the terms of their policy. Eligibility, monthly premiums and policy terms vary depending on the insurance provider and the plan.
Senior centers provide those aged 55 and older with the opportunity to gather with their peers and enjoy social activities, educational programs and congregate meals.
Santa Clara Senior Center
1303 Fremont Street, Santa Clara, CA 95050
(408) 615-3170
Cupertino Senior Citizen Center
21251 Stevens Creek Boulevard, Cupertino, CA 95014
(408) 777-3150
Mountain View Senior Center
266 Escuela Avenue, Mountain View, CA 94040
(650) 903-6330
Seniors may be eligible for financial or medical assistance through Veterans Affairs if they’ve served in any branch of the U.S. military. Any Veterans Affairs office can provide information regarding available benefits and eligibility.
County of Santa Clara Veterans Services
68 North Winchester Boulevard, Santa Clara, CA 95050
(408) 918-4980
Veterans Memorial & Support Foundation of Los Gatos
110 East Main Street, Los Gatos, CA 95030
(408) 354-6853
Go a bit further out to explore pricing and amenities.
$7,000
$6,520
$7,500
$6,000
Senior Homes has an extensive directory of senior living options, with care and living providers across the United States.
By clicking "Get Costs" I am providing express written consent to receive calls including automated/pre-recorded calls and automated texts for which I may incur a cost, as well as emails from Caring and its partners. I understand I am not obligated to provide this consent to utilize Caring’s service(s). I acknowledge I was able to review the Agreement to be Contacted, Terms of Use, and Privacy Policy.