Assisted Living in Desert Hot Springs, CA

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The average monthly cost of assisted living in Palm Desert is $3,500 per month, according to the <a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" target="_blank" data-mce-href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer">Genworth 2018 Cost of Care Survey</a>. This cost is $1,000 less than the state average and $500 less than the national average. In larger cities throughout California, such as Los Angeles&nbsp;($4,500), San Francisco ($5,500) and San Jose ($5,500), the cost of assisted living in Palm Desert is far less expensive. Lower costs are available in similar-sized cities, such as Madera&nbsp;at $3,323 and Bakersfield&nbsp;at $3,150 per month.&nbsp; Note: Specific senior care cost data isn’t available for Palm Desert. Data for the nearest major city, Riverside, has been used instead.&nbsp;&nbsp;

Assisted Living Costs in Palm Desert

The Cost of Assisted Living in Surrounding Areas

Senior care costs differ quite a bit depending on the care type. In Palm Desert, assisted living is the least expensive type of 24-hour care at $3,500 per month. The cost of nursing home care is more than double the cost of assisted living, and home health care averages about $1,000 more per month for services alone. Seniors who choose to receive care in their own home need to be mindful to also budget home upkeep expenses, such as home, utility and grocery fees, which are usually included in the cost of assisted living.&nbsp;

Care Cost Comparison

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Financial Assistance for Assisted Living in Palm Desert

State Supplemental Payment California’s&nbsp;<a href="http://www.cdss.ca.gov/Portals/9/CCLD/EM/2019_ssi-ssp.pdf" target="_blank" data-mce-href="http://www.cdss.ca.gov/Portals/9/CCLD/EM/2019_ssi-ssp.pdf" rel="noopener noreferrer">State Supplemental Payment</a>&nbsp;provides a cash benefit to seniors and disabled individuals who&nbsp;receive SSI and reside in long-term care facilities. Its purpose is to help its recipients pay for costs that aren’t covered by Medicaid programs, such as room and board. Payments are determined by the applicant’s income and living situation and may be as high as $423.37 per month for individual recipients and double for married couples.&nbsp; Seniors who are Medicaid eligible automatically qualify for the SSP. To apply, seniors can call the Social Security Office in Riverside County at (800) 772-1213.&nbsp; Elderlife&nbsp;Bridge Loan <a href="https://elderlifefinancial.com/our-services/#BridgeLoanInfo" target="_blank" data-mce-href="https://elderlifefinancial.com/our-services/#BridgeLoanInfo" rel="noopener noreferrer">Elderlife&nbsp;Financial Services</a>&nbsp;is a temporary solution for senior citizens unable to immediately afford the upfront costs associated with moving into an assisted living facility. The company provides bridge loans, which are paid directly to the senior’s place of residence. The senior is then required to repay this loan in monthly installments.&nbsp; To qualify, seniors must meet minimum credit and income eligibility requirements. Those whose have difficulty qualifying alone may&nbsp;still&nbsp;be eligible since a maximum of six&nbsp;cosigners&nbsp;may apply&nbsp;and help repay the loan. To apply, seniors can call Elderlife&nbsp;Financial Services&nbsp;at (888) 228-4500.&nbsp;

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $3,500 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on {enhancedSearch.regionCount} {tensing(Assisted Living Community | Assisted Living Communities | {enhancedSearch.regionCount})}in Palm Desert and several in surrounding areas. The Cost of Senior Care in Palm Desert, CA<ul><li>Assisted Living: $3,500</li><li>Nursing Home Care: $7,559</li><li>In-home Care: $4,481</li><li>Adult Day Health Services: $1,668</li></ul>

Assisted Living in Palm Desert, CA

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<a href="https://www.dhcs.ca.gov/services/medi-cal/Pages/default.aspx" target="_blank" data-mce-href="https://www.dhcs.ca.gov/services/medi-cal/Pages/default.aspx" rel="noopener noreferrer">Medi-Cal</a>&nbsp;is the state Medicaid plan offered to low-income individuals and families throughout California. It provides health insurance to those who aren’t able to afford it and aims to ensure that all Californians have access to safe health care services. Some of the costs Medi-Cal covers include hospitalization, doctor and dentist services, medical devices, prescription medications, transportation and nursing home care.&nbsp; To&nbsp;<a href="https://www.medicaidplanningassistance.org/medicaid-eligibility-california" target="_blank" data-mce-href="https://www.medicaidplanningassistance.org/medicaid-eligibility-california" rel="noopener noreferrer">qualify</a> for the state plan as a senior citizen, applicants must be 65 years of age or older. Single applicants may not have an income&nbsp;exceeding $1,242 per month or assets exceeding a value of $2,000. Married applicants applying together are allowed an income of up to $1,682 per month and $3,000 in countable assets. Exempt assets include the applicant’s home, a single vehicle and personal belongings.&nbsp; To apply for Medi-Cal, seniors can&nbsp;<a href="https://www.coveredca.com/apply/" target="_blank" data-mce-href="https://www.coveredca.com/apply/" rel="noopener noreferrer">complete an application online</a> or call (800) 300-1506.&nbsp; While the state Medi-Cal plan doesn’t cover the cost of assisted living services, seniors can apply for coverage under one of the state’s two waiver programs.&nbsp; Assisted Living Waiver The&nbsp;<a href="https://www.dhcs.ca.gov/services/ltc/Documents/ALW_SERVICES.pdf" target="_blank" data-mce-href="https://www.dhcs.ca.gov/services/ltc/Documents/ALW_SERVICES.pdf" rel="noopener noreferrer">Assisted Living waiver</a> is available to low-income seniors who reside in assisted living facilities that qualify for financial aid programs. The waiver covers expenses,&nbsp;including the cost of care, medical treatment, dental care and nonmedical transportation. Seniors are responsible for paying the cost of room and board out of their own pocket.&nbsp; Financial eligibility requirements are the same as the state Medi-Cal plan.&nbsp; Additionally, seniors must be willing to live in an assisted living facility as opposed to a nursing home, qualify for full-scope Medi-Cal and require assistance with at least two activities of daily living, such as bathing, dressing, eating or toileting.&nbsp; To apply, seniors can contact the Institute on Aging at (408) 474-0679 or any&nbsp;<a href="https://www.rcaging.org/Care" target="_blank" data-mce-href="https://www.rcaging.org/Care" rel="noopener noreferrer">Care Coordinator Agency</a> in the Riverside County area.&nbsp; Multipurpose Senior Services Program The&nbsp;<a href="https://www.dhcs.ca.gov/services/medi-cal/Pages/MSSPMedi-CalWaiver.aspx#services" target="_blank" data-mce-href="https://www.dhcs.ca.gov/services/medi-cal/Pages/MSSPMedi-CalWaiver.aspx#services" rel="noopener noreferrer">Multipurpose Senior Services</a> program provides assistance to seniors who choose to reside either at home or in assisted living facilities yet require a nursing home level of care. This program exists to reduce the number of seniors living in nursing home facilities throughout the state. It covers the costs of a variety of services, including personal care, nurse visits, occupational and physical therapy and transportation.&nbsp; This program has the same financial requirements as the Medi-Cal state plan. This program is only open to 12,000 participants,&nbsp;so waiting lists are typically long and seniors may be required to submit to annual reassessments.&nbsp; To apply or to inquire about the wait list and the application process, seniors can contact the&nbsp;<a href="https://www.dhcs.ca.gov/Pages/default.aspx" target="_blank" data-mce-href="https://www.dhcs.ca.gov/Pages/default.aspx" rel="noopener noreferrer">California Department of Health Services</a>&nbsp;at (800) 541-5555.

Medicaid in California

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The Riverside County Office on Aging serves the Palm Desert area and operates as the county’s Area Agency on Aging. Services it provides include benefits assistance, nutrition programs and case management for low-income senior citizens.&nbsp;

Riverside County Office on Aging

The Joslyn Center is a community gathering place for active seniors. In addition to classes and special programs, the center facilitates connections with important senior resources, including Meals on Wheels and local support groups.&nbsp;

Senior Centers in Palm Desert, CA

Veterans can receive a range of assistance and benefits services, including financial aid and medical assistance, at the Palm Desert VA Clinic. Seniors living in Palm Desert can also access benefits assistance from the Palm Springs Veterans Benefits and Consulting office.&nbsp;

Veterans Services in the Palm Desert Area

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For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

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The Fountains at The Carlotta is a retirement community offering independent living, assisted living, memory care and skilled nursing on an idyllic campus with stunning mountain views in Palm Desert, Calif. Choose from a variety of spacious studio, one- and two-bedroom residences with a modern kitchen, ample closet space and individually- controlled air conditioning and heating for your comfort. A state-of-the-art resident call system in each apartment is monitored around the clock by our well-trained staff, giving you added peace of mind. We know that challenging our brains and getting in better physical shape has enormous benefits at every age, and The Fountains at The Carlotta offers an ongoing course schedule of mind-expanding and body-toning classes through Watermark University. We are a Watermark retirement community.

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