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According to the<a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer" target="_blank"> Genworth 2018 Cost of Care Study</a>, the average monthly cost of assisted living in Sacramento is almost on par with the state average&nbsp;of $4,500 and higher than the national average, which is $4,000. While the cost of assisted living in many smaller cities throughout California, such as Bakersfield ($3,150) and Madera ($3,323), is less expensive than in Sacramento, the area is quite reasonably&nbsp;priced when compared with&nbsp;the cities of&nbsp;San Francisco and San Jose, which both have an average monthly cost of $5,500.&nbsp;

Assisted Living Costs in Sacramento

Cost of Assisted Living Comparison Chart

There are several factors that influence the cost of care, but the type of care required is the most significant factor. The cost of nursing home care in the city is nearly double that of assisted living, and home care services are several hundred dollars more per month as well. In addition to the higher cost associated with home care, seniors who choose to continue living at home must also budget for additional costs, such as rent, groceries and utilities, which are typically included in the cost of assisted living.&nbsp; Cost of Homemaker/Home Health Aide Comparison Chart 
<li>Assisted living: $4,473</li>
<li>Homemaker services: $4,767</li>
<li>Home health aide: $4,957</li>
<li>Adult day health: $1,733</li>
<li>Nursing home care (semiprivate room): $8,517</li>

Care Cost Comparison

Cost of Homemaker/Home Health Aide Comparison Chart

Financial Assistance for Assisted Living in Sacramento

State Supplemental Payment 
 
California&rsquo;s State Supplemental Payment (SSP) is a cash benefit that may be provided to low-income seniors who reside in a residential care facility. The benefit is meant to aid seniors in paying for the cost of room and board in assisted living and nursing care facilities. Benefit payments are calculated based on the applicant&rsquo;s income. The maximum SSP&nbsp;payment is $160.72 per month.&nbsp; 
 
This program&rsquo;s financial eligibility requirements are subject to frequent change, therefore, it&rsquo;s best for seniors to contact their local Social Security office at (800) 772-1213 to learn more information.&nbsp; 
 
Elderlife&nbsp;Bridge Loan 
 
<a href="https://elderlifefinancial.com/loc/" rel="noopener noreferrer" target="_blank">Elderlife&nbsp;Financial Services</a>&nbsp;offers flexible-term, low-interest bridge loans that can provide temporary relief to seniors who need help with the cost of assisted living. Loans are issued to the senior&rsquo;s residence and paid back by the senior in monthly installments.&nbsp;Although eligibility depends on credit history and income, seniors may include up to six cosigners on their application, which can help to increase the likelihood of approval and reduce monthly payments. Seniors can receive more information on Elderlife&nbsp;bridge loans by calling (888) 228-4500.&nbsp; 
 
Long-Term Care Insurance 
 
<a href="http://www.insurance.ca.gov/01-consumers/105-type/7-ltc/" rel="noopener noreferrer" target="_blank">Long-term care insurance</a>&nbsp;policies are generally taken out later in adulthood. These policies can cover the cost of assisted living facilities, typically after an annual deductible has been met.&nbsp;Most long-term care insurance providers require policies to be purchased prior to the need for long-term care existing. Premiums vary depending on the provider and the amount of coverage purchased as well as the policyholder&rsquo;s age and health history.&nbsp;

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $4,473 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on {enhancedSearch.regionCount} {tensing(Assisted Living Community | Assisted Living Communities | {enhancedSearch.regionCount})}in Sacramento and several in surrounding areas. <ul><li>Assisted living: $4,473</li><li>Nursing home semiprivate room: $8,517</li><li>In-home care: $4,767</li><li>Adult day health services: $1,733</li></ul>

Assisted Living in Sacramento, CA

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California&rsquo;s state Medicaid Managed Care program is called&nbsp;<a href="http://www.medi-cal.ca.gov/default.asp" rel="noopener noreferrer" target="_blank">Medi-Cal</a>. Medi-Cal provides financial support, assistive services and access to health care to low-income Californians, including seniors and individuals who are living with disabilities. Medi-Cal programs are funded in part by the state with support from the federal government.&nbsp;In order to apply for financial support and access necessary services, seniors who reside in assisted living facilities must apply to either the Assisted Living Waiver program or the Multipurpose Senior Services Program.&nbsp; 
 
To be eligible for these waivers, seniors must be assessed for their level of need and be determined to require daily care. Financially, individual applicants can&rsquo;t have an income that exceeds $1,242 or assets valued at more than $2,000, while couples combined income&nbsp;shouldn&rsquo;t exceed $1,682 or have assets valued at more than $3,000.&nbsp;&nbsp; 
 
<a href="https://www.dhcs.ca.gov/services/ltc/pages/assistedlivingwaiver.aspx" rel="noopener noreferrer" target="_blank">The Assisted Living Waiver</a>&nbsp;provides financial aid&nbsp;and services to seniors who reside in assisted living facilities. Some of the services that are covered by the Assisted&nbsp;Living Waiver include nurse visits, medical and dental care, physical therapy and&nbsp;nonemergency transportation. This waiver program only covers the cost of&nbsp;care and services in assisted living facilities and doesn&rsquo;t cover room and board fees.&nbsp; 
 
To apply for the Assisted Living Waiver, seniors can contact their&nbsp;<a href="https://www.dhcs.ca.gov/services/ltc/Documents/Care-Coordination-Agencies-2018.pdf" rel="noopener noreferrer" target="_blank">nearest care coordination agency</a>&nbsp;in person&nbsp;or call&nbsp;(800) 991-6147. 
 
The&nbsp;<a href="https://www.dhcs.ca.gov/services/medi-cal/Pages/MSSPMedi-CalWaiver.aspx#services" rel="noopener noreferrer" target="_blank">Multipurpose Senior Services Program</a>&nbsp;(MSSP) is another waiver program that operates&nbsp;under California&rsquo;s Medi-Cal system. The waiver was created to reduce the number of seniors living in nursing homes throughout the state and reduce the&nbsp;stress this causes on the state&rsquo;s Medicaid programs. The MSSP&nbsp;provides additional support to seniors who reside in assisted living facilities or at home and require a nursing level of care. The program covers a range of services including daily nurse visits, nonmedical transportation and respite care.&nbsp; 
 
The MSSP is capped at 12,000 participants, and waiting lists are common. In addition to the aforementioned eligibility requirements, seniors must be able to reside safely in an assisted community or in their home. 
 
To learn more about the application process, seniors can contact the&nbsp;<a href="https://www.dhcs.ca.gov/Pages/contact_us.aspx" rel="noopener noreferrer" target="_blank">California Department of Health Care Services</a>&nbsp;at (916) 440-7548.&nbsp;

Medicaid in California

{tensing(Detailed profile of {enhancedSearch.regionCount} Assisted Living Facility | Detailed profiles of {enhancedSearch.regionCount} Assisted Living Facilities | {enhancedSearch.regionCount})}in Sacramento, CA. Average cost is 4473 per month.  Reviews, ratings, costs, pictures, amenities, and more.

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Other Senior Living in Sacramento, CA

Assisted Living Resources in Sacremento

Area Agencies on Aging are nonprofit organizations that provide a variety of services to seniors that typically include assistance with Medicaid and other benefit programs, facilitating access to community and advocacy programs.&nbsp;

Area Agency on Aging

Senior centers in Sacramento offer community residents aged 55 and older a safe gathering place. Typically, programs offered at senior centers include congregate meals, social activities, day trips and classes on topics such as nutrition, finance or computers.&nbsp;

Senior Centers

Many seniors may be eligible for financial assistance or medical care from Veterans Affairs programs and medical clinics. To learn about available benefits and eligibility, seniors should contact their local Veterans Affairs office.&nbsp;

Veterans Affairs

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An explanation of retirement living costs. Visit to learn more about finding the right retirement community or to find a retirement community near you.

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Veterans Benefits

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PACE Programs: Programs of All-Inclusive Care for the Elderly

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memory-care

For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

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At Eskaton Village Carmichael, we believe that life is better with choice, and you will be amazed at the number of choices available at our community - from apartment layouts to dining options to community amenities. Whether you choose to join in a group activity or venture out on your own to visit the nearby attractions of the Haggin Oaks Golf Complex or the Discovery Museum-Science and Space Center, we promise you will live full and rewarding lifestyle.

Eskaton Village Carmichael is one of several communities owned by Eskaton. We are a nonprofit based in northern California and have over 45 years of experience caring for seniors and their families. Every day, we find inspiration in becoming part of our residents&#39; extended family.

<h2>Featured Amenities</h2>

Joining our community doesn&#39;t mean you are giving up the freedom of home ownership, rather you are gaining the freedom of life! You don&#39;t have to worry about apartment maintenance because we handle that responsibility. Our apartments include studios, one-, two- and three-bedroom floor plans. Each apartment has a full kitchen, in-suite climate control and an emergency call system. We also offer cottage-style homes, and all utilities are included except for phone.

You new home at Eskaton Village Carmichael includes many community amenities that create a home unlike any other. Our woodshop and art studio are where you can spend the afternoon working on a hobby. An indoor swimming pool means you can go swimming at any time. Our monthly activity calendar is filled with resident-driven outings and games that will have you laughing with friends and discovering new sights.

<h2>Available Services</h2>

You will discover mealtimes are even more enjoyable when you don&#39;t have to worry about doing dishes or the shopping. Whether you prefer a night of fine dining or a casual lunch in the bistro, you can expect delicious meals wherever you dine. Other services that make life a bit easier include scheduled transportation, and postal, banking and pharmacy services.

Because we are a continuing care community, you will receive the added benefit of health care services right on site. Our 24-hour staff is always available to provide the supportive assistance you require, and we customize the services you need so you can retain your independence for as long as possible.

Creating the lifestyle you want to live - now and in the future - is possible at Eskaton Village Carmichael.

Eskaton Village Carmichael

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You will find yourself surrounded by friends, luxurious accommodations in an atmosphere of timeless elegance at Oakmont of Roseville. Located in Roseville, California near conveniences such as shopping venues, local houses of worship and healthcare providers our consciously designed community brings out the best in our residents, ensuring a full life.

Oakmont Senior Living has been recognized as a leader in the retirement industry. We are committed to both comfort and quality and consistently deliver luxury services at the more than 40 retirement communities we’ve developed.

<h2>Featured Amenities</h2>

From the second you step foot onto our lush campus and walk through our sunlit lobby, you’ll be surrounded by the beauty of a consciously designed community. Wide windows, open and stunningly-lit hallways, handsomely-appointed furnishing and stylish fixtures are among the first things noticed, but that’s just scratching the surface of what Oakmont of Roseville has to offer.

With a unique assortment of spacious apartments, our residents can decorate their home to their heart’s content. Of course, there’s so much more to take advantage of at a luxury retirement community. Stop by our health and wellness center to keep fit or stroll over to the activity center and indulge in all the on-site workshops you desire. In addition we offer restaurant-style dining prepared by a first class chef, a movie theater, fitness center, salon, day spa, gardens and walking paths.

<h2>Available Services</h2>

Luxury at Oakmont of Roseville isn’t limited to the design and character of our community, but permeates our entire culture. We know that design is only one aspect of senior living, and the other part of the equation is the quality of staff and services offered, which is why no detail is spared when it comes to care. You can expect weekly housekeeping, dedicated concierge, valet service and an emergency call system with access to professional staff 24 hours a day.

We are passionate about service and are available to assist with bathing, dressing, grooming, diabetic care, medication management, incontinence care and transferring support. Those who suffer from memory impairments will also benefit from our Traditions memory care program. Our programs are individually tailored to provide the highest quality of life for your loved one, and include specialized activities based on music, sensory and tactile stimulation.

We invite you to visit Oakmont of Roseville where you’ll find a new home to enjoy the best years of your retirement.

Oakmont of Roseville

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<a href='/senior-living/continuing-care-retirement-communities/california/sacramento'>Continuing Care Communities</a> and <a href='/senior-living/independent-living/california/sacramento'>Independent Living</a>