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According to <a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" target="_blank" data-mce-href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer">Genworth’s 2018 Cost of Care Study</a>, assisted living prices in San Diego are slightly higher than the national average of $4,000 and equal to the state average of $4,500. Compared to other metropolitan areas in Southern California, local assisted living costs are similar to Los Angeles and Oxnard. Although rates are substantially higher than Bakersfield, Riverside and El Centro, where the average cost of assisted living is around $3,433, the San Diego area is 20 percent more affordable than San Jose where residents pay $5,500 per month on average.

Assisted Living Costs in San Diego

Cost of Assisted Living Comparison Chart

In general, the cost of senior care is based on the level of assistance that each individual requires. Adult day programs and home health aides provide full-time care during normal business hours. While adult day care is one of the most affordable options, rates for homemaker services and home health aides in the San Diego area are close to&nbsp;$4,800 per month. This exceeds the cost of assisted living by some $250 per month, and it doesn’t factor in maintenance and other costs incurred by seniors who live at home. For adults who require a higher level of care, assisted living facilities and nursing homes are typically the most suitable options. Both facilities provide 24-hour care. However, assisted living services are about half as expensive. Cost of Homemaker/Home Health Aide Comparison Chart 
<li>Assisted living: $4,500</li>
<li>Homemaker services: $4,767</li>
<li>Home health aide: $4,799</li>
<li>Adult day health: $1,733</li>
<li>Nursing home care (semiprivate room): $8,517</li>

Care Cost Comparison

Cost of Homemaker/Home Health Aide Comparison Chart

Financial Assistance for Assisted Living in San Diego

Assisted Living Waivers <a href="http://www.canhr.org/factsheets/rcfe_fs/PDFs/FS_RCFE_ALW.pdf" target="_blank" data-mce-href="http://www.canhr.org/factsheets/rcfe_fs/PDFs/FS_RCFE_ALW.pdf" rel="noopener noreferrer">California’s Assisted Living Waiver</a>&nbsp;pays for the cost of personal care in&nbsp;<a href="https://humboldtgov.org/DocumentCenter/View/55858/I-22-06-Info-Sheet---Living-Arrangements-for-the-Elderly-and-Persons-with-Disabilities" target="_blank" data-mce-href="https://humboldtgov.org/DocumentCenter/View/55858/I-22-06-Info-Sheet---Living-Arrangements-for-the-Elderly-and-Persons-with-Disabilities" rel="noopener noreferrer">Residential Care Facilities for the Elderly</a>.&nbsp;Medicaid normally covers the cost of skilled nursing facilities as well as services in the community. Just as Medicaid doesn’t pay for rent or housing in the community, it does not cover the cost of room and board, but it does pay for the following services that are billed separately. 
<li>Care management</li>
<li>Assistance with activities of daily living</li>
<li>Intermittent skilled nursing</li>
<li>Medication management</li>
<li>Housekeeping</li>
<li>Transportation</li>
<li>Laundry</li>
 Medicaid waivers are designed to reduce government spending by providing a lower cost alternative to skilled nursing. This means that Medi-Cal members must require the level of care typically provided by nursing homes to qualify for the waiver. They must also be enrolled in a Medicaid program that has zero cost sharing based on their monthly income. For applicants who exceed the income guidelines, spend-down options can help. Section <a href="https://www.cms.gov/Outreach-and-Education/American-Indian-Alaska-Native/AIAN/LTSS-TA-Center/info/1915-c-waivers-by-state.html" target="_blank" data-mce-href="https://www.cms.gov/Outreach-and-Education/American-Indian-Alaska-Native/AIAN/LTSS-TA-Center/info/1915-c-waivers-by-state.html" rel="noopener noreferrer">1915(c) of the Social Security Act</a>&nbsp;authorizes&nbsp;California’s Assisted Living Waiver. Because the program covers optional services, regulations allow the state to set an enrollment cap and create a waiting list once available funding is spent. Since 2017, San Diego’s ALW has been operating at capacity. Medi-Cal members who would like to receive waiver services can join the waiting list by contacting a registered&nbsp;<a href="https://www.dhcs.ca.gov/services/ltc/Documents/Care-Coordination-Agencies-2018.pdf" target="_blank" data-mce-href="https://www.dhcs.ca.gov/services/ltc/Documents/Care-Coordination-Agencies-2018.pdf" rel="noopener noreferrer">Care Coordination Agency</a> in San Diego County.

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in San Diego is $4,500 a month. This guide is a starting point covering the cost of assisted living care in the city as well as financing options to pay for it. You’ll find in-depth information on {enhancedSearch.regionCount} {tensing(Assisted Living Community | Assisted Living Communities | {enhancedSearch.regionCount})}in San Diego and several in surrounding areas.<ul><li>Assisted living: $4,500</li><li>Nursing home semiprivate room: $8,517</li><li>In-home care: $4,767</li><li>Adult day health services: $1,733</li></ul>

Assisted Living in San Diego, CA

Five Signs Your Loved One Might Need Assisted Living Services

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A Primer on the Activities of Daily Living (ADLs)

Common Questions Regarding Assisted Living Facilities

Nursing Care in Assisted Living: How do Residents Benefit?

Assisted Living Articles and Resources

<a href="http://www.canhr.org/factsheets/rcfe_fs/PDFs/FS_RCFE_ALW.pdf" target="_blank" data-mce-href="http://www.canhr.org/factsheets/rcfe_fs/PDFs/FS_RCFE_ALW.pdf" rel="noopener noreferrer">California’s Medicaid program</a>&nbsp;provides health insurance, vision, dental and long-term care benefits to seniors, disabled adults and low-income residents of San Diego. It covers most health-related services directly or indirectly through waivers. For example, Medi-Cal provides financial assistance to almost two-thirds of nursing home residents in San Diego. The system also covers the cost of community-based services that allow members to remain in their own homes. The Assisted Living Waiver is a third option. It serves as an alternative to nursing care and in-home care for seniors who are eligible for Medicaid alone or in addition to Medicare. To qualify, applicants must meet the following requirements. <ul>
<li>Be blind, disabled or aged 65 or over</li>
<li>Earn less than $1,366 if single and have less than $2,000 in cash assets</li>
<li>Earn less than $1,852 if married and have less than $3,000 in assets</li>
</ul> Seniors who don’t meet these guidelines but need substantial care may qualify for share-of-cost benefits through the Aged, Blind, &amp; Disabled Medically Needy Medi-Cal program. Additionally, Medi-Cal allows seniors to write off some of their room-and-board costs for assisted living, which can reduce their share-of-cost fees. In some cases, deductions may help members qualify for full Medi-Cal benefits, including Assisted Living Waivers. To see if you’re eligible, apply online, in person or by calling (866) 262-9881.

Medicaid in California

{tensing(Detailed profile of {enhancedSearch.regionCount} Assisted Living Facility | Detailed profiles of {enhancedSearch.regionCount} Assisted Living Facilities | {enhancedSearch.regionCount})}in San Diego, CA. Average cost is 4500 per month.  Reviews, ratings, costs, pictures, amenities, and more.

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Sungarden Terrace Assisted Living and Memory Care

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Assisted Living Resources in San Diego

Area Agencies on Aging provide a single point of contact for older adults and disabled persons who are eligible for federal, state or county benefits. These regional organizations engage in advocacy, manage community outreach campaigns, make case management referrals and provide services directly to the public. To learn more about programs that are available in San Diego, contact your local AAA.

Area Agencies on Aging

Although the VA is best known as a healthcare service for the nation’s military veterans, this government agency also provides pensions, housing assistance and other benefits to military families. Veterans can access services through the following administrative offices, community-based outpatient clinics and medical centers in San Diego.

Veterans Administration Services

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An explanation of retirement living costs. Visit to learn more about finding the right retirement community or to find a retirement community near you.

Discover the typical cost of living in a retirement community, what&#39;s included in the cost of a retirement communities and what to expect in various types of retirement communities.

The Cost of Living in a Retirement Community

An article defining Activities of Daily Living. Learn more about Senior Care by browsing our library of insightful articles or find senior care using our comprehensive directory.

Learn about activities of daily living, how ADLs are assessed and what the results can mean if you&#39;re considering long-term care for yourself or a loved one.

A brief overview of veterans benefits, what they offer, and how to learn more about them.

Some veteran benefits can help with assisted living costs. Discover which ones can, how to apply and how to find the ideal assisted living community for your loved one.

Veterans Benefits: A Brief Overview

Veterans Benefits

Learn more about the pros and cons of buying long-term insurance and how to use it to pay for senior care.

Learn about long-term care insurance for seniors, what services are covered, who is eligible, its benefits, how to sign up, and viable alternatives to this policy.

Long-Term Insurance: Planning for Your Future

Life insurance can be a powerful financial retirement tool if used properly. Learn how.

A life settlement from life insurance provides financial freedom for retirees. Discover how life settlements work, how much you&rsquo;ll get, eligibility requirements, and more.

Financing Your Retirement with Life Insurance

An article explaining what PACE Programs are. Learn more about PACE Programs or search our nationwide directory to find home care near you.

The Program of All-Inclusive Care for the Elderly (PACE) combines all the services offered by Medicare and Medicaid. Learn more about the program, eligibility, and how to apply for PACE.

PACE Programs: Programs of All-Inclusive Care for the Elderly

As the population ages and Baby Boomers face the realities of paying for care for their parents and for themselves, it becomes clear that the biggest hurdle to senior care is paying for it.

Learn about the cost of long-term care and ways you can pay for care, including Medicaid, VA benefits and the PACE program, in this guide for older adults.

Paying for Long-Term Care: How to Overcome this Costly Hurdle to Safeguard Your Future

Paying for Long-Term Care: An Overview

Learn about tips for senior downsizing, how to make the downsizing process as easy as possible, and senior downsizing options.

From saving money to avoiding household chores, there are dozens of great reasons to downsize. Read our free guide for tips on navigating the process.

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memory-care

For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

Learn about the benefits of activities for people with dementia and find a list of dementia-friendly things to do in this comprehensive guide.

Activities To Do With Seniors Who Have Dementia

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Vi at La Jolla Village in San Diego, California invites you to expect more. We offer freedom and independence, but with the supportive services and continuum of care including assisted living, memory care and skilled nursing to allow our residents to age in place.

Vi communities are dedicated to redefining senior living. We offer uncompromising luxury and unexpected value, having blurred the lines between retirement and resort for over 25 years. Let us manage the day-to-day concerns like housekeeping and meal preparation, allowing you to worry less and live more.

<h2>Featured Amenities</h2>

Even before you walk in the door of Vi at La Jolla Village you will be greeted with luxury resort-like surroundings including beautifully landscaped grounds and outdoor seating areas. Our front desk staff is available around the clock to welcome residents and guests. Lavish community rooms include a billiard, card and game room, a large auditorium as well as private event spaces.

Start your day by being pampered with a relaxing visit to our salon and spa, followed by coffee and a book in our well-stocked library. Alternatively, you could dive into an exercise routine, guided by a personal trainer, in our state-of-the-art fitness center--the choice is yours. No detail is overlooked with the huge selection of gorgeous private apartments you may choose from. With one-, two-, three-bedroom apartments and more, there is ample choice to consider when you select your home.

<h2>Available Services</h2>

Vi at La Jolla Village provides a continuum of care, including both short- and long-term options through our care center. Our services are tailored to respect individual privacy and promote personal dignity, allowing residents to age in place. By conducting an initial evaluation, we craft an individualized service plan and update it according to your changing needs. Whether you need help with activities of daily living or medication management, we are there to serve you.

We offer memory care to support those with mild-to-moderate Alzheimer&#39;s or similar cognitive disorders. With a soothing and relaxing care setting we can help residents adapt to their environment better. Our skilled nursing center is located on-site as well, ensuring that residents with high care needs don&#39;t need to leave the comfort of our community. We also provide physical, speech, occupational therapy and other services on-site, forming a comprehensive wellness environment.

Experience senior living, redefined, when you visit Vi at La Jolla Village.

Vi at La Jolla Village 

Imagine waking up each morning and taking a morning stroll along the coastline before joining friends for a round of golf at the Torrey Pine Golf Course or an outing to the Museum of Contemporary Art. End the day dining alfresco as you watch the sun set over the Pacific Ocean. For the residents of White Sands La Jolla, they don&#39;t have to imagine this type of retirement: they are living it.

White Sands La Jolla is owned and managed by HumanGood, a nonprofit public benefit corporation serving older adults since 1949.

<h2>Featured Amenities</h2>

It is not just the oceanfront location that makes our retirement community a one-of-a-kind destination; it is also the care we take to provide the best lifestyle possible. Whether you are seeking an intimate studio or an expansive two-bedroom apartment, we know you will find a floor plan that meets your requirements, such as having a full kitchen, an in-unit washer/dryer or a balcony with ocean views.

From our on-site arts studio and fitness center to the boutiques and golf courses located in La Jolla, you won&#39;t have to wonder how to fill your day. Whether you want to join a group outing or simply explore on your own, you have the freedom to create the day of your choosing – even if it means lounging under a shady umbrella reading a book!

<h2>Available Services</h2>

Our community dining room features superb meals that are prepared fresh every day by our talented chefs. You have the flexibility of opting for a meal plan if you want to continue cooking at home or choosing to leave the meal preparation to us. You also don&#39;t have to worry about housekeeping or driving, as we take over those responsibilities for you.

When you join White Sands La Jolla, you can rest assured knowing that your future health care needs will be met since our community can accommodate assisted living, skilled nursing and memory care. There is an on-site wellness center where you can meet with a nurse to discuss a health issue or receive a wellness checkup. We also provide a full range of programs and activities that will keep you mentally and physically active.

When oceanfront retirement living beckons, White Sands La Jolla is the perfect destination to retire in style.

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White Sands La Jolla

Located just a short drive from the sights and sounds of San Diego in the quiet, rural town of Escondido, Redwood Terrace is a luxury community offering some of the finest senior living in Southern California. As a continuing care retirement community, we provide a full range of retirement living options from independent and assisted living to skilled nursing, catering to seniors at every stage of life&#39;s journey.

Redwood Terrace is owned and managed by HumanGood, a nonprofit public benefit corporation serving older adults since 1949.

<h2>Featured Amenities</h2>

To accommodate a variety of lifestyles, we offer our residents a wide selection of one- and two-bedroom apartment floor plans. All of our residential units come equipped with private bathrooms and full kitchens, and select units may also feature patios, balconies, in-unit washer/dryers, walk-in closets or dens.

As part of our resort-style experience, residents enjoy a number of amenities such as private, secure underground parking, regular cleaning services, landscaping and maintenance, 24-hour security and scheduled local transportation. Our community also features an on-site fitness center, indoor swimming pool, and ceramics and woodworking programs for our residents to enjoy.

<h2>Available Services</h2>

Providing the peace of mind of that comes with knowing the help you need is just steps away, Redwood Terrace&#39;s professional healthcare staff is available 24 hours a day to offer not only supportive services but also skilled nursing and hospice care. In addition, we are also able to provide rehabilitation services for residents recovering from surgery.

Residents who need a little extra support with the activities of daily living may take advantage of our assisted living services which include assistance with tasks such as bathing, meal preparation, dressing and taking medication.

Redwood Terrace is an ideal retirement community for the senior who wants it all.

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