23 Assisted Living Communities in Simi Valley, California

The average cost of assisted living in the city is $4,575 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 23 Assisted Living Communities in Simi Valley and several in surrounding areas. The Cost of Senior Care in Simi Valley, CA

• Assisted Living: $4,575
• Nursing Home Care: $8,213
• In-home Care: $5,030
• Adult Day Health Services: $1,712

Assisted living costs vary across the state and country. In Simi Valley, the average monthly cost is $4,575, which is $575 higher than the national median but comparable to the state average and the amount seniors pay in Los Angeles ($4,500). The rate in nearby Santa Maria is marginally higher ($4,825), while the price trends lower in Visalia ($3,675), Riverside ($3,500) and Bakersfield, where the average monthly cost is $3,150.

Note: Data for senior care costs in Simi Valley wasn’t available, so data for nearby Oxnard was used instead.

Prices for senior care in Simi Valley differ drastically depending on the level of care needed and where it’s provided. Adult day health services ($1,712) are at the low end of the price spectrum, but they only offer weekday care in a community-based center. Seniors who need 24-hour skilled nursing care and other specialized services pay the highest average rate of $8,213 per month. Homemaker ($5,030) and home health aide ($5,119) rates only reflect the direct hours of services provided. When weighing the cost of different senior care options, seniors should factor in the value of room and board included by residential care facilities, such as nursing homes and assisted living communities ($4,575). With in-home and community-based care services, seniors can expect to pay additional expenses, such as groceries, upkeep, property taxes and utilities.

 

Low-income Americans with limited resources who can’t afford health insurance may qualify for coverage through the jointly funded federal and state program known as Medicaid. The California Medicaid program is called Medi-Cal, and it serves the health care needs of one-fifth of the state population, including over 1.5 million disabled and elderly residents.

Qualifying for Medi-Cal Long-Term Care Coverage

Simi Valley residents must be U.S. citizens or legal immigrants to qualify for Medi-Cal coverage. Applicants also must be aged 65 or older or disabled or blind if younger and have no more than:

• $2,000 in countable assets and $1,242 of income per month as a single person
• $3,000 in total countable assets and $1,682 in monthly income as a married couple if both need coverage

Under Medi-Cal rules, all sources of income count against the monthly limit, but certain assets are excluded, such as a primary home, irrevocable burial trusts, personal effects, household goods and one vehicle.

Exceptions to Medi-Cal Financial Limits

Individuals who successfully apply for Supplemental Security Income benefits are immediately enrolled in Medi-Cal with full-scope coverage. Seniors assessed as needing nursing home care qualify at any income level if they meet the program’s eligibility requirements and asset limits.

Seniors with incomes exceeding the Medi-Cal limits may qualify on a share of cost basis. To meet the SOC requirements, Medi-Cal applicants must spend a predetermined amount of their income on allowable medical expenses. Once this figure has been reached, Medi-Cal coverage can begin.

Simi Valley seniors can apply for Medi-Cal online or call (805) 584-4842 for more information or assistance.

California Assisted Living Waiver

Medi-Cal-eligible Simi Valley residents who meet the requirements for nursing home admission may apply for the Assisted Living waiver, which offers the alternative of receiving care services in a state-licensed assisted living facility.

To be eligible for the ALW, applicants must meet the Medi-Cal enrollment criteria with zero share of cost. The program doesn’t pay facility room-and-board fees, but it does provide case management and various services, such as:

• Personal care
• Medical equipment and supplies
• Intermittent skilled nursing care
• Nonmedical transportation
• Medication management

The waiver is only available in 15 California counties, and Ventura County doesn’t offer the program. Simi Valley seniors who prefer to live in a community setting can still apply if they’re willing to relocate to a nearby participating county, such as Kern, Los Angeles, Riverside, Orange or San Bernardino.

Not all assisted living facilities accept the waiver, and the statewide enrollment number is capped, so seniors willing to relocate may have to wait to receive services based on availability. 

Interested Simi Valley residents can learn more about the ALW program and how to begin the application process by contacting a state-approved Care Coordination Agency in the county of their choice.

Aid and Attendance Benefits and Housebound Allowance

The Veterans Administration offers two benefit top-up programs that may help Simi Valley senior veterans and their surviving spouses who presently receive a regular VA pension and have increased care needs.

The Aid and Attendance and Housebound programs are available to those currently not receiving a VA disability pension who earn $22,577 or less per year. Applicants must also have been honorably discharged after a minimum of 90 days of active duty service, with at least one day during wartime. These two benefits can’t be received concurrently and applicants must meet the following program-specific criteria:

To apply for the Housebound allowance, seniors must have a 100% VA disability rating and be generally confined to their home

To qualify for Aid and Attendance benefits, applicants must have one of these conditions:

• Disabling vision loss or severe concentric contraction of the visual field that doesn’t improve with correction

• Chronic illness or disability that keeps them largely confined to bed

• Physical or mental incapacity that necessitates nursing home admission

• Inability to perform normal activities of daily living without caregiver assistance

To learn more about the A&A and Housebound programs or obtain help applying, Simi Valley seniors can contact Ventura County Veterans Services at (805) 477-5155.

California Optional State Supplementation

Simi Valley seniors and blind or disabled adults who receive Social Security Income benefits may qualify for an additional monthly cash benefit through the California Optional State Supplementation program. 

The amount enrollees receive is based on the federal benefit rate and subject to change each year as well as their income, marital status and living arrangements. Currently, the highest combined SSI and OSS benefit provided to single people residing in assisted living facilities is $1,194.37 per month, while couples may receive up to $2,388.74.

To learn more about SSI and California OSS programs or apply, Simi Valley residents should contact the Social Security Administration at (800) 772-1213.  

The Ventura County Area Agency on Aging implements and oversees programs and services that promote a high quality of life and continued independence for seniors in Simi Valley and the surrounding communities. The agency’s Aging & Disability Resource Center provides area seniors and their caregivers with personalized information and referrals to county, state and federal aging-related resources that match their needs. The AAA also offers benefit enrollment assistance, social services, care management, health insurance counseling, access to affordable shared housing, in-home support, long-term care advocacy, nutrition programs, legal assistance and transportation services. Ventura County Area Agency on Aging
646 County Square Dr., Ste. 100, Ventura, CA 93003
(805) 477-7300

Staff at the Ventura County Veterans Services office help senior veterans access county, state and federal benefits. Assistance is available with filing claims or appeals for VA wartime service pensions and non-service related disability benefits.

VCVS Office 
5740 Ralston St., Ste. 304, Ventura, CA 93003 
(805) 477-5155

Senior Homes has an extensive directory of senior living options, with care and living providers across the United States.