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&nbsp;<a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" target="_blank" data-mce-href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer">Genworth’s&nbsp;2018 Cost of Care</a>&nbsp;survey states that in Turlock, seniors pay an average of $3,200 per month for assisted living. This is significantly lower than both the&nbsp;national average of $4,000 and California’s median cost of $4,500. In fact, the cost of assisted living in Turlock&nbsp;is one of the lowest in the state and the lowest in the surrounding area. Assisted living in&nbsp;other nearby inland cities, such as Madera ($3,323) and Merced ($3,500), are only slightly more expensive, while seniors in more coastal areas including San Francisco ($5,500), San Jose ($5,500) and Santa Cruz ($5,595) pay much more. Note: Senior care cost data wasn’t available for Turlock, so data for the closest city, Modesto, was used.

Assisted Living Costs in Turlock

The Cost of Assisted Living in Surrounding Areas

In Turlock, of the care types providing round-the-clock access to care, assisted living is by far the least&nbsp;expensive option. The cost of nursing home care,&nbsp;through which seniors&nbsp;have access to 24-hour skilled nursing,&nbsp;averages well over double&nbsp;the cost of assisted living at $8,882.&nbsp;For seniors wishing to receive care services at home,&nbsp;homemaker services and home health aides cost approximately $4,576 per month before additional living expenses, such as rent, home maintenance and utilities. At an average of $1,157 per month, adult day health services&nbsp;are the least expensive option for those seeking care during daytime hours outside the home.&nbsp;

Care Cost Comparison

Senior Care Cost Comparison Chart

Financial Assistance for Assisted Living in Turlock

State Supplemental Payment Turlock residents who meet certain income and asset requirements and qualify for SSI may be eligible to receive California’s monthly State Supplemental Payment.&nbsp;SSP&nbsp;participants may receive&nbsp;monthly amounts in addition to SSI&nbsp;of up to&nbsp;$160.62 for individuals and $407.14 for married couples. To qualify for SSI&nbsp;and SSP, seniors should: 
<li>Be at least 65 years old, disabled&nbsp;or blind</li>
<li>Apply for all benefits for which they are eligible</li>
<li>Earn no more than $771 (individuals) or $1,157 (married couples) in monthly income</li>
<li>Meet Medi-Cal’s asset limits of $2,000 for individuals and $3,000 for married couples</li>
 To access this combined SSP and SSI&nbsp;program, Turlock&nbsp;seniors should call (800) 772-1213 to apply over the phone or (888) 748-7698 to set up an in-person&nbsp;appointment at&nbsp;the Modesto <a href="https://secure.ssa.gov/ICON/ic001.action#officeResults" target="_blank" data-mce-href="https://secure.ssa.gov/ICON/ic001.action#officeResults" rel="noopener noreferrer">Social Security Office</a>. Veterans Aid and Attendance Turlock&nbsp;veterans or their surviving spouses may be eligible for financial assistance in addition to their monthly VA pension through the federal&nbsp;<a href="https://www.benefits.va.gov/pension/aid_attendance_housebound.asp" target="_blank" data-mce-href="https://www.benefits.va.gov/pension/aid_attendance_housebound.asp" rel="noopener noreferrer">Aid and Attendance</a> program. To enroll in this program,&nbsp;seniors must meet&nbsp;at least one of the following&nbsp;criteria: 
<li>Be bedridden</li>
<li>Require assistance for regular activities of daily living such as eating, bathing or dressing</li>
<li>Live in a nursing facility due to disability</li>
<li>Have vision in both eyes restricted&nbsp;to no more than 5/200&nbsp;clarity or have a visual field limited to no more than 5 degrees concentric contraction</li>
 To apply for program assistance, veterans or surviving spouses should send a written report describing their limitations due to disability, level of mobility and daily habits to: Department of Veterans Affairs Claims Intake Center Attention: St. Paul Pension Center PO Box 5365 Janesville, WI 53547-5365 Individuals may also contact the&nbsp;<a href="https://www.benefits.va.gov/oakland/" target="_blank" data-mce-href="https://www.benefits.va.gov/oakland/" rel="noopener noreferrer">Oakland Regional Benefit Office</a> at&nbsp;(800) 827-1000 or visit in person at 1301 Clay St, North Tower, Oakland, CA 94612.

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $3,200 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on {enhancedSearch.regionCount} {tensing(Assisted Living Community | Assisted Living Communities | {enhancedSearch.regionCount})}in Turlock and several in surrounding areas. The Cost of Senior Care in Turlock, CA<ul><li>Assisted Living: $3,200</li><li>Nursing Home Care: $8,882</li><li>In-home Care: $4,576</li><li>Adult Day Health Services: $1,517</li></ul>

Assisted Living in Turlock, CA

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Assisted Living Articles and Resources

In California, the federal and state health insurance program for low-income individuals is called Medi-Cal. The following low-income residents may be eligible: <ul>
<li>Seniors age 65 and over</li>
<li>Families with children</li>
<li>Foster children</li>
<li>Pregnant women</li>
<li>People with disabilities&nbsp;</li>
</ul> To qualify, individuals should meet at least one of the following eligibility requirements: <ul>
<li>Earn less than $16,395 (individuals) or $22,108 (married couples) in annual income and have a maximum of $2,000 (individuals) or $3,000 (married couples) in assets, not including one’s home, primary vehicle or furnishings</li>
<li>Live in a nursing home or intermediate care facility due to disability</li>
<li>Require breast or cervical cancer treatment as&nbsp;determined&nbsp;by proper medical screening</li>
<li>Be enrolled in a refugee assistance program</li>
</ul> Medi-Cal recipients are eligible to receive free or low-cost essential health benefits, including: <ul>
<li>Hospitalization and emergency services</li>
<li>Doctor’s visits</li>
<li>Prescription drugs and laboratory services</li>
<li>Physical and occupational therapies</li>
<li>Mental health treatment</li>
<li>Chronic disease management</li>
<li>Maternity care</li>
</ul> An&nbsp;<a href="https://www.coveredca.com/apply/apply-online/" target="_blank" data-mce-href="https://www.coveredca.com/apply/apply-online/" rel="noopener noreferrer">online application</a> is available that should take approximately 30 minutes for individuals to complete. Seniors can also apply for Medi-Cal over the phone at&nbsp;(800) 300-1506 or in-person at a <a href="https://storefronts.coveredca.com/" target="_blank" data-mce-href="https://storefronts.coveredca.com/" rel="noopener noreferrer">nearby storefront</a>,&nbsp;such as Nelson Costa, 2853 Geer Road, Suite D in&nbsp;Turlock. Assisted Living Waiver A Home and Community-Based&nbsp;Services Medicaid waiver known as the&nbsp;<a href="https://www.dhcs.ca.gov/services/ltc/Pages/AssistedLivingWaiver.aspx" target="_blank" data-mce-href="https://www.dhcs.ca.gov/services/ltc/Pages/AssistedLivingWaiver.aspx" rel="noopener noreferrer">Assisted Living waiver</a> may be available to Turlock&nbsp;residents. To participate in the ALW, Turlock seniors must require nursing facility-level care and be willing&nbsp;and able to move to an assisted living facility in one of the covered counties. The closest covered counties include Alameda, Contra Costa&nbsp;and Santa Clara.&nbsp; The ALW&nbsp;helps Medi-Cal&nbsp;eligible seniors and individuals with disabilities transition from nursing facilities to assisted living communities. By providing assistance&nbsp;to meet recipients’ care needs,&nbsp;the program strives to help members continue living in these home-like settings long-term. Benefits of the program include: <ul>
<li>Care coordination from a Care Coordination Agency with semi-annual assessments of care provided by a registered nurse</li>
<li>Creation and implementation of an individualized service plan</li>
<li>Assistance with activities of daily living such as eating, bathing and dressing</li>
<li>Meals, transportation and medication administration</li>
<li>Skilled nursing as required</li>
</ul> Turlock&nbsp;residents interested in enrolling should contact a <a href="https://www.dhcs.ca.gov/services/ltc/Documents/Care-Coordination-Agencies-2018.pdf" target="_blank" data-mce-href="https://www.dhcs.ca.gov/services/ltc/Documents/Care-Coordination-Agencies-2018.pdf" rel="noopener noreferrer">nearby Care Coordination Agency</a>,&nbsp;such as the Santa Clara County Institute on Aging, at (408) 474-0679.

Medicaid in California

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Local&nbsp;veterans service offices, resource centers and outpatient clinics provide&nbsp;area vets and their&nbsp;dependents or survivors with benefits assistance, home loan applications, educational training and medical care. The Veterans Resource Center is available for walk-in information services Monday through&nbsp;Thursday from 1:00 p.m. to 5:00 p.m.

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For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

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