137 Assisted Living Communities in Ventura County, California

The average cost of assisted living in the county is $4,575 a month. This guide is a starting point covering the cost of assisted living care in the county, as well as financing options to pay for it. You’ll find in-depth information on 137 Assisted Living Communities in Ventura County and several in surrounding areas.

• Assisted living: $4,575
• Nursing home semiprivate room: $8,213
• In-home care: $5,030
• Adult day health services: $1,712

According to Genworth’s 2018 Cost of Care study, assisted living costs in Ventura County are similar to the state average of $4,500 and higher than the national average of $4,000.

Ventura County assisted living prices are comparable to those in nearby cities, such as Los Angeles ($4,500), San Diego ($4,500) and Santa Maria ($4,825), while costs are significantly higher for assisted living further north in San Luis Obispo ($5,450), San Jose ($5,500) and San Francisco ($5,500). 

Note: Senior care cost data wasn’t available for Ventura County, so data for Oxnard, a city located in Ventura County, was used. 

Cost of Assisted Living Comparison Chart

As with all other areas, the price of nursing home care in Ventura County is significantly higher than all other senior care options. This is because nursing homes provide around-the-clock skilled nursing care and a high staff-to-senior ratio when compared to the level of staffing in an assisted living facility.  In-home care from a homemaker service or home health aide in Ventura County costs slightly more than assisted living, since the staff member must travel to the seniors’ home and services are provided on a one-to-one basis. It’s important to note that residential care services for seniors usually includes room and board, whereas in-home health does not.  Cost of Homemaker/Home Health Aide Comparison Chart

• Assisted living: $4,575

• Homemaker services: $5,030

• Home health aide: $5,119

• Adult day health: $1,712

• Nursing home care (semiprivate room): $8,213

Nearly one in five California residents are covered under Medicaid, the national health insurance program that helps low-income, low-asset Americans access basic health care. Medicaid funding comes from the state and federal government and each state administers their own Medicaid program. 

The California Medicaid program is called Medi-Cal and it’s administered through the California Department of Health Care Services. Coverage includes benefits that are deemed to be medically necessary, including outpatient clinic services, emergency services and rehab services and devices. For seniors, Medi-Cal may also provide coverage for long-term services, such as placement in a skilled nursing facility, home and community based supports and assisted living. 

California residents who receive Social Security Income (SSI) payments automatically qualify for free Medi-Cal coverage, while adults aged 65 and older who meet strict income and asset limits may also be eligible for no-cost coverage under Medi-Cal. 

Seniors need to earn less than $1,242 a month for a single, and $1,682 per month for a couple to qualify for Medi-Cal coverage. They also need to own fewer than $2,000 in countable assets when applying as an individual, or $3,000 when applying with a spouse. 

Note: California Medi-Cal does not place an upper limit on the value of an applicant’s principal residence, which qualifies as an excluded asset. Medi-Cal enrollment is open year-round. 

For help enrolling in Medi-Cal, contact Ventura County Health and Human Services at (805) 654-5000.

At this time, Ventura County does not participate in the California Assisted Living Waiver program, however, that may change as the ALW is currently under review by the California Department of Health Care Services. 

The Multipurpose Senior Services Program

The Ventura County Area Agency on Aging does offer a Multipurpose Senior Services Program which provides Medi-Cal eligible seniors who have nursing home level care needs with care management and support services in an assisted living facility.

Through the MSSP, seniors are provided with a personalized care plan developed by a designated registered nurse or social worker in consultation with the senior and their family. Services may include: 

• Medically-necessary equipment, such as wheelchairs, canes, raised toilet seats and bath chairs
• A medic alert system, access ramps and heaters or fans
• Homemaker services
• Personal care to assist with activities of daily living, such as eating, dressing, and grooming
• Transportation 
• Adult day services
• Assistance accessing community services

Note that the MSSP is currently capped at 160 client slots in Ventura County, and qualified applicants may be placed on a waiting list. The number of MSSP client slots is subject to change based on regular reviews by the Department of Health Care Services and the California Department of Aging. 

To learn more about the MSSP, contact the Ventura County Area Agency on Aging Case Manager at (805) 477-7325 or (805) 477-7300. 

Optional State Supplementation

California seniors who receive SSI payments and reside in an assisted living facility because of age-related deterioration may be eligible for state-funded SSI top up money through the Optional State Supplementation program. 

Under the OSS, the maximum combined total of federal and state funds available to seniors who are 65 or older in assisted living is $1,194.37 per month for an individual, and $2,388.74 for a couple. 

To learn more about the OSS program, contact the Ventura Social Security Administration Office in Oxnard at (800) 772-1213.

Veterans Aid and Attendance Benefits and Housebound Allowance

Aid and Attendance Benefits and Housebound Allowance are two VA pension top up programs available to veterans who are housebound, bedridden, have severe vision loss and/or require help every day to complete one or more activities of daily living. 

To qualify for the Aid and Attendance Benefits, applicants must meet at least one of the following conditions:

• Require help from another person daily to bathe, dress, eat, manage a prosthetic device or perform any other task of daily living

• Be largely bedridden

• Live in a nursing home to receive care for a physical and/or mental disability

• Have corrected vision in both eyes tested at 5/200 or worse, or suffer from concentric contraction of the visual field to 5 or fewer degrees

To qualify for the Housebound Allowance applicants must have a VA disability rating of 100 percent and be largely confined to their principal residence as a result. 

Applicants may not be receiving a VA disability pension, and approval can only be granted for either Aid and Attendance Benefits or the Housebound Allowance. Disability does not need to be service-related for these two programs. 

For more information about the VA Aid and Attendance and Housebound Allowance contact Ventura County Veteran Services at (805) 477-5155 or the Ventura Vet Center at (805) 585-1860. 

Veterans can get information about veterans benefits, including the Aid and Attendance and Housebound Allowance, by contacting either the County of Ventura Veteran Services or the Ventura Vet Center. Veterans can access VA health services at the VA Oxnard Community-Based Outpatient Clinic, which is part ot the VA Greater Los Angeles Healthcare System. 

County of Ventura Veteran Services
5740 Ralston Street, #304, Ventura, CA 93003
(805) 477-5155

Ventura Vet Center
790 East Santa Clara Street, Suite 100, Ventura, CA 93001
(805) 585-1860

VA Oxnard Community-Based Outpatient Clinic
1690 Universe Circle Drive, Oxnard, CA 93033-9164
(805) 204-9135

Senior Homes has an extensive directory of senior living options, with care and living providers across the United States.