Medicaid is a public health insurance program that provides health coverage to various groups of low-income Americans. Pregnant women, people with disabilities, children or elderly adults may be eligible for Medicaid coverage. Each state administers its own Medicaid program, so the benefits available can vary throughout the country. Colorado’s Medicaid program is called Health First Colorado.
Health First Colorado members can receive services including primary care, emergency care, laboratory and X-ray, rehabilitation and dental. Members may need to pay a small co-payment for some services.
To qualify for Health First Colorado, seniors must meet the program’s financial requirements. The pretax annual income limit is $16,146 for a single senior and $21,892 for couples. Participants in Health First Colorado must be U.S. citizens, U.S. nationals, legal aliens or permanent residents who live in Colorado.
Seniors can check eligibility and apply for coverage through the state’s Colorado Peak portal or apply in person by visiting the Arapahoe County Department of Human Services (DHS) office, which is located at
5334 South Prince Street in Littleton, Colorado. Alternately, seniors can complete a paper application and mail it to that address or call (800) 221-3943 to apply over the phone.
Elderly, Blind and Disabled Waiver
The Elderly, Blind and Disabled Waiver (EBD) is a Medicaid program that may help seniors pay for care in assisted living facilities. While this program doesn’t pay for room-and-board costs, it may cover personal care that is provided in assisted living facilities, which can be an out-of-pocket expense to seniors.
To qualify for this waiver program, seniors must:
- Be 65 years of age or older
- Have a significant functional impairment and need the level of care that is provided in nursing facilities
- Have a monthly income that is less than three times the Supplemental Security Income (SSI) limit (current SSI limits are $771 for individuals and $1,157 for couples)
- Have resources worth less than $2,000 (individuals) or $3,000 (couples)
Seniors who are already Health First Colorado members can apply for this waiver program by contacting their local Single Entry Point (SEP) agency. Colorado Access is the SEP agency that serves Aurora and the surrounding area, and it can be reached at (877) 710-9993. Seniors who are not Health First Colorado members need to apply for Medicaid coverage before they can be considered for the EBD waiver.
Seniors who need help applying for Medicaid or the waiver program can contact the Connect for Health Colorado Customer Service Center at (855) 752-6749.