3 Assisted Living Communities in Broomfield, Colorado

The average cost of assisted living in the city is $5,000 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 3 Assisted Living Communities in Broomfield and several in surrounding areas. The Cost of Senior Care in Broomfield, CO

• Assisted Living: $5,000
• Nursing Home Care: $9,343
• In-home Care: $5,339
• Adult Day Health Services: $1,463

The average monthly cost of assisted living in Broomfield, as reported in Genworth’s 2018 Cost of Care survey, is $5,000. Compared to the national and state average costs of $4,000, the price in Broomfield proves much more expensive and is the highest in Colorado. The average costs of assisted living in Colorado Springs ($4,875) and the Denver area ($4,700) are slightly less, while seniors in cities including Fort Collins ($3,950), Greeley ($3,670) and Grand Junction ($3,350) enjoy significantly lower costs.

Note: Senior care cost data wasn’t available for Broomfield, so data for the closest city, Boulder, was used.

While assisted living average costs are already high in Broomfield compared to costs in the rest of the state, full-time, the skilled nursing home care average cost is much more expensive at $9,343 per month. Home health care services, including home health aides and homemaker services, cost over $300 more per month than assisted living. Additionally, these rates don’t include expenses that are rolled into assisted living care costs, such as rent, meals and home maintenance. The least expensive option for senior care in the city is adult day health care ($1,463), where seniors receive services at a center during daytime hours often in addition to care received at home.

 

Colorado’s Medicaid program is called Health First Colorado and provides low-cost or free health care services to qualified individuals across the state.

Benefits of Health First Colorado include:

• Doctors, urgent care, emergency room and hospital visits 
• Transportation to and from health care appointments
• Behavioral health care
• Prescription drugs and laboratory services
• Speech, occupational and physical therapies
• Preventative care and wellness services

Individuals and married couples aged 65 and over who are interested in enrolling in Health First Colorado must have a monthly income of no more than $771 for an individual and $1,157 per couple, and assets must be less than $2,000 for an individual and $3,000 per couple. 

To apply, seniors can complete the online application, call (800) 221-3943 or visit the Broomfield County Department of Health and Human Services in person at 100 Spader Way, Broomfield, CO 80020.

Broomfield County residents may also complete a paper application and mail it to the Broomfield Department of Health and Human Services at the address above. 

A Colorado Medicaid waiver also exists for people with disabilities and seniors over age 65 who wish to live in an assisted living home.

Elderly, Blind & Disabled Waiver
Senior Medicaid recipients in Broomfield may be able to receive services in an alternative care facility through the Elderly, Blind and Disabled waiver. The EBD waiver is designed to provide assistance to seniors aged 65 and older who are blind or have a functional impairment. Those under age 65 may also qualify if they have HIV, AIDS or a disability that requires caregiver assistance to live in the community.

Additionally, individuals interested in enrolling must meet certain income and asset criteria:

• Earn a maximum of three times the monthly federal SSI limit ($2,313 for an individual and $4,626 for a married couple)
• Have less than $2,000 (individual) or $3,000 (married couple) in countable assets

EBD recipients receive Health First Colorado benefits and also have access to the following services: 

• Personal care services in an assisted living facility
• Adult day health services
• Respite care
• Medication assistance
• Transportation services
• Home modifications and homemaker services
• Home delivered meals
• Transition services

To apply for the EBD waiver, those already enrolled in Health First Colorado should contact their Broomfield Single Entry Point Agency, Adult Care Management, Inc. in Lafayette, at (303) 439-7011. Those who aren’t yet enrolled in Health First Colorado should apply.

Note: The EBD waiver isn’t an entitlement program, those who are eligible may be placed on a waiting list to receive services.

Old Age Pension
Broomfield residents ages 60 and older may be eligible to receive financial support and medical benefits through Colorado’s Old Age Pension program. 

To receive OAP, applicants may also need to apply for Social Security benefits. Individuals over age 65 must apply if they earn less than the maximum SSI limit of $771. 

OAP payments combined with other income sources, such as Social Security, may total up to $809 per month.

To apply for OAP, Broomfield County residents can complete an online application or call (720) 887-2295. 

Veterans Aid and Attendance
The federal Veterans Aid and Attendance program may provide eligible Broomfield veterans or their surviving spouses with financial compensation in addition to their monthly pension. To qualify, an individual must experience limitations due to a disability or require assistance with daily activities of living. 

Those interested in enrolling should meet at least one of the below criteria:

• Be legally blind with a limit of 5/200 visual acuity or no more than 5 degrees of the visual field’s concentric contraction

• Need a caregiver’s assistance to perform regular activities of daily living, such as eating, bathing or getting dressed

• Be bedridden due to disability

• Are mentally or physically incapacitated to a level requiring skilled nursing home care

To apply for A&A, qualified individuals should create a written report including evidence of their disability with details, such as mobility levels, difficulties and daily habits. They can mail this report to the St. Paul VA Regional Office at:

Department of Veterans Affairs
Claims Intake Center
Attention: St. Paul Pension Center
P.O. Box 5365
Janesville, WI  53547-5365

Applicants may also visit the Denver Regional Benefits Office in person at the U.S. Department of Veterans Affairs, 155 Van Gordon St., Lakewood, CO 80228 or call (800) 827-1000.

Elderlife Financial Bridge Loans
A specific type of loan known as a bridge loan may provide Broomfield seniors of any age with a short-term solution to pay for care in an assisted living facility. Offered through Elderlife Financial, these loans offer a line of credit with distribution for up to 12 months and can be used for room and board at a senior living facility of one’s choice, moving costs or other related fees. 

Because these low-interest loans are only meant to last up to one year, seniors interested in applying should have a long-term financial plan in place. To make their approval determination, Elderlife uses financial data including the combined credit scores of all co-applicants as well as the individual’s income and asset information.

With its simple application, the loan approval process can be completed in as little as 24 hours. Individuals can apply online or call Elderlife at (888) 228-4500.

Resources provided to area veterans and surviving spouses through the Veterans Service Office and Boulder Vet Center include bereavement and burial services, medical treatment assistance, counseling and help filing for benefits.

Veterans Service Office
100 Spader Way, Broomfield, CO 80020
(720) 887-2263

Boulder Vet Center
4999 Pearl East Circle, Ste. 106, Boulder, CO 80301
(303) 440-7306

Senior Homes has an extensive directory of senior living options, with care and living providers across the United States.