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According to <a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer" target="_blank">Genworth&rsquo;s&nbsp;2018 Cost of Care</a>&nbsp;study, costs for assisted living in Clearwater&nbsp;are lower than the national average of $4,000 and similar to the state average of $3,500. Costs for assisted living in Florida vary widely, with assisted living in nearby Lakeland&nbsp;being lower ($2,808),&nbsp;while costs are&nbsp;more expensive in Homosassa Springs ($4,125) and The Villages ($5,031).&nbsp;

Note: Senior care cost data wasn&rsquo;t available for Clearwater, so data for the closest city, Tampa, was used.&nbsp;

Assisted Living Costs in Clearwater

Cost of Assisted Living Comparison Chart

Senior care costs are largely based on the level of care needed, the services that are included and the location. In Clearwater,&nbsp;nursing home care is more than twice the cost of assisted living and home care. Both homemaker and home health aide services are more costly than assisted living. When comparing the costs of all types of care, it’s important to consider expenses that are not included with in-home services such as rent, utilities, food and home maintenance.&nbsp; Cost of Homemaker/Home Health Aide Comparison Chart 
<li>Assisted living: $3,250</li>
<li>Homemaker services: $3,718</li>
<li>Home health aide: $4,096</li>
<li>Adult day health: $1,907</li>
<li>Nursing home care (semiprivate room): $8,319</li>

Care Cost Comparison

Cost of Homemaker/Home Health Aide Comparison Chart

Financial Assistance for Assisted Living in Clearwater

Optional State Supplementation 
 
Low-income Florida seniors who reside in a licensed assisted living facility may be eligible for benefits through the&nbsp;<a href="http://www.fdhc.state.fl.us/SCHS/ALWG/archived/docs/2011/2011-11-07_08/OSSFACT-102011.pdf" rel="noopener noreferrer" target="_blank">Optional State Supplementation</a> (OSS) program. 
 
This cash-based Supplemental Security Income (SSI) top-up benefit can be used towards the room and board portion of assisted living costs if the senior is unable to live independently as a result of a disability or age-related deterioration.&nbsp; 
 
Applicants are required to meet financial and personal care eligibility criteria. If approved, individual seniors may receive <a href="https://www.dcf.state.fl.us/programs/access/docs/esspolicymanual/a_12.pdf" rel="noopener noreferrer" target="_blank">maximum monthly OSS benefits</a>&nbsp;of $78.40 for an individual and $156.80 for a couple.&nbsp; 
 
To learn more about the OSS&nbsp;in Florida, call&nbsp;<a href="http://www.dcf.state.fl.us/contact-us/" rel="noopener noreferrer" target="_blank">ACCESS Florida</a> at (866) 762-2237.&nbsp; 
 
Veterans Aid and Attendance Benefit 
 
Honorably discharged veterans and their survivors who are eligible to receive a VA pension may qualify for a pension top-up to assist with costs related to a chronic illness, disability or incapacity.&nbsp; 
 
To qualify for the <a href="https://www.benefits.va.gov/pension/aid_attendance_housebound.asp" rel="noopener noreferrer" target="_blank">Aid and Attendance benefit</a>, applicants must meet at least one of the following conditions:&nbsp;&nbsp;

&nbsp;

&nbsp;

<ul>
	<li>Require assistance from a caregiver to manage activities of daily living such as dressing, bathing, eating, toileting and/or installing a prosthetic device</li>
	<li>Are permanently&nbsp;bedridden or spend the majority of the day in bed due to a disability or disabilities</li>
	<li>Reside in a nursing home as a direct result of cognitive and/or physical deterioration</li>
	<li>Have eyesight that when corrected measures at 5/200 or worse</li>
	<li>Has concentric contraction to 5 or fewer degrees&nbsp;</li>
	 
	 
	 
	&nbsp;
	<li>Veterans Housebound Allowance 
	 
	The&nbsp;<a href="https://www.benefits.va.gov/pension/aid_attendance_housebound.asp" rel="noopener noreferrer" target="_blank">Veterans Housebound allowance</a> is a VA pension top-up allowance available to recipients of the VA pension who:</li>
	 
	 
	 
	&nbsp;
	<li>Have been assessed as 100 percent disabled by a VA assessor</li>
	<li>Are largely confined to their principal residence as a direct&nbsp;result of their disability or disabilities</li>
	 
	 
	 
	&nbsp;
	<li>Note that for both the Aid and Attendance&nbsp;benefit and the Housebound Allowance, disabilities do not need to be service-related. If approved, applicants may only&nbsp;collect benefits for one of these two programs even if they meet the criteria for both benefits.&nbsp; 
	 
	To learn more about these VA pension top-up programs contact the <a href="https://www.va.gov/directory/guide/facility.asp?ID=5902" rel="noopener noreferrer" target="_blank">Clearwater&nbsp;Vet Center</a> at (727) 549-3600.&nbsp;</li>
</ul>

&nbsp;

&nbsp;

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $3,250 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on {enhancedSearch.regionCount} {tensing(Assisted Living Community | Assisted Living Communities | {enhancedSearch.regionCount})}in Clearwater and several in surrounding areas. <ul><li>Assisted living: $3,250</li><li>Nursing home semiprivate room: $8,319</li><li>In-home care: $3,718</li><li>Adult day health services: $1,907</li></ul>

Assisted Living in Clearwater, FL

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Medicaid is a nationwide health insurance program designed to provide low-income, low-asset Americans with access to basic health services. It is jointly funded by the federal and state governments, and in Florida,&nbsp;<a href="http://www.dcf.state.fl.us/service-programs/access/medicaid.shtml" rel="noopener noreferrer" target="_blank">Medicaid</a>&nbsp;is administered by the <a href="http://www.fdhc.state.fl.us/" rel="noopener noreferrer" target="_blank">Florida Agency for Health Care Administration</a>.&nbsp; 
 
Seniors in Florida may be eligible for Medicaid coverage if they have a monthly income of $2,313 or less when applying as a single or $4,626 in joint income when applying with a spouse. Medicaid considers income from all sources including pensions, annuities, alimony and wages.&nbsp; 
 
Asset limits also apply for Medicaid applicants. Individuals may own no more than $2,000 in countable assets, and couples can jointly own no more than $3,000 in countable assets including cash, checking account balances, stocks and investment real estate.&nbsp; 
 
Under Medicaid rules, personal belongings, household effects, one vehicle and a primary residence valued at $585,000 or less are rated as exempt assets.&nbsp; 
 
Seniors aged 65 and older who qualify for Florida Medicaid and require care normally found in a nursing home&nbsp;may&nbsp;be eligible for personal care services while residing in the community or in an assisted living facility. The Florida Statewide Medicaid Managed Care&nbsp;<a href="http://elderaffairs.state.fl.us/doea/smmcltc.php" rel="noopener noreferrer" target="_blank">Long Term Care Program</a>&nbsp;(SMMC&nbsp;LTC) is designed to reduce the rates of nursing home placement in the state by providing financial assistance to seniors for use towards a homemaker, home health care aide or other supports.&nbsp; 
 
To learn more about Medicaid and the SMMC&nbsp;LTC&nbsp;program, call the&nbsp;<a href="http://ahca.myflorida.com/" rel="noopener noreferrer" target="_blank">Agency for Health Care Administration</a> at (877) 711-3662 or the Florida Elder Helpline at (800) 963-5337.

Medicaid in Florida

{tensing(Detailed profile of {enhancedSearch.regionCount} Assisted Living Facility | Detailed profiles of {enhancedSearch.regionCount} Assisted Living Facilities | {enhancedSearch.regionCount})}in Clearwater, FL. Average cost is 2750 per month.  Reviews, ratings, costs, pictures, amenities, and more.

{tensing({enhancedSearch.regionCount} Assisted Living Facility | {enhancedSearch.regionCount} Assisted Living Facilities | {enhancedSearch.regionCount})}in Clearwater, FL 

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Elison Senior Living Community of Pinecrest

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Other Senior Living in Clearwater, FL

Assisted Living Resources in Clearwater

A number of community agencies in Clearwater&nbsp;offer services for older adults, such as assistance with accessing health care, low-cost transportation to medical appointments and help with preparing tax returns and wills.&nbsp;

Community Assistance Agencies

Clearwater&nbsp;veterans and their family members can access information on VA health care service, pension supplements and financial aid programs at the Pinellas&nbsp;County Veterans Services Center in Clearwater&nbsp;or the Clearwater&nbsp;VA Vet Center. There are also two Veterans social clubs here that offer companionship, weekly dinners and special events.&nbsp;

Veteran Centers and Clinics

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An explanation of retirement living costs. Visit to learn more about finding the right retirement community or to find a retirement community near you.

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An article defining Activities of Daily Living. Learn more about Senior Care by browsing our library of insightful articles or find senior care using our comprehensive directory.

Learn about activities of daily living, how ADLs are assessed and what the results can mean if you&#39;re considering long-term care for yourself or a loved one.

A brief overview of veterans benefits, what they offer, and how to learn more about them.

Some veteran benefits can help with assisted living costs. Discover which ones can, how to apply and how to find the ideal assisted living community for your loved one.

Veterans Benefits: A Brief Overview

Veterans Benefits

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An article explaining what PACE Programs are. Learn more about PACE Programs or search our nationwide directory to find home care near you.

The Program of All-Inclusive Care for the Elderly (PACE) combines all the services offered by Medicare and Medicaid. Learn more about the program, eligibility, and how to apply for PACE.

PACE Programs: Programs of All-Inclusive Care for the Elderly

As the population ages and Baby Boomers face the realities of paying for care for their parents and for themselves, it becomes clear that the biggest hurdle to senior care is paying for it.

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Paying for Long-Term Care: How to Overcome this Costly Hurdle to Safeguard Your Future

Paying for Long-Term Care: An Overview

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memory-care

For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

Learn about the benefits of activities for people with dementia and find a list of dementia-friendly things to do in this comprehensive guide.

Activities To Do With Seniors Who Have Dementia

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Tucked away on 40 beautiful park-like acres, Regency Oaks is conveniently located in Clearwater, Fla. in the heart of the Greater Tampa Bay area. Regency Oaks offers the advantages of living in the city combined with the peaceful ambiance of a country estate. An active lifestyle with a well-known reputation for unsurpassed quality. With our award-winning signature programs and events you'll spend your days and evenings in an active pursuit of your passion or just relaxing. Residents enjoy extraordinary dining, developing new friendships, and taking advantage of the hassle free lifestyle offered every day.

Regency Oaks

The Colonnade at Beckett Lake offers the finest senior living experience for those needing assisted living or memory care services, for a simple monthly fee. Come see how The Colonnade can provide a wonderful home environment for you or your loved ones.

<h4>An Assisted Living Lifestyle</h4>
Staying active, nurturing friendships and caring for your health is living your best life. The Colonnade at Beckett Lake combines the comforts of home and the peace of mind that comes from knowing that a compassionate, around-the-clock staff is fully committed to serving resident needs. Best of all, residents enjoy onsite activities every day and frequent outings to local events, shopping, entertainment, and more.

<h4>Assisted Living Amenities & Services</h4>
<ul>
<li>Spacious studio, one-bedroom/one-bath and suite apartments. Utilities, cable, internet and phone included.</li>
<li>Select units may include a patio/balcony, a full-size refrigerator and an ice maker.</li>
<li>Chef-prepared fine dining service three times daily</li>
<li>Happy hour in our full-service bar</li>
<li>Beautifully landscaped courtyard and gardens with secure walking paths</li>
<li>Outdoor grilling area and fire pit</li>
<li>Full-time Activity Director who creates engaging opportunities</li>
<li>Life-enrichment seminars and wellness programs</li>
<li>Movie theater, library and fitness center</li>
<li>Beauty Salon and Barber Shop*</li>
<li>Professional and clinical staff available 24-hours per day</li>
<li>Weekly housekeeping including linen and laundry services. Beds made daily.</li>
<li>Pet Friendly</li>
</ul>

<h4>A Memory Care Community</h4>
The Colonnade's dedicated memory care community is specifically-designed for the comfort, safety, and security of our residents who have been diagnosed with Alzheimer's and other forms of dementia.

Our memory care program addresses the needs of the whole person, taking into account emotional, spiritual, mental, social needs, and physical symptoms of the disease. Our experience has taught us that moments are precious for our residents and their families. Every resident is treated with compassion and dignity by our expert staff.
When care is your concern, you and your loved ones are able to live worry-free, with the confidence that our 24/7 clinical staff is there to help in times of need. Every effort has been made to make The Colonnade a place where your loved ones feel comfortable and secure.

Thank you for your interest at The Colonnade at Beckett Lake. Please give us a call to schedule a free tour.

The Colonnade at Beckett Lake

A Premier Waterfront Life Plan Community offering resort-style living all under one roof.

Lake Seminole Square

Magnolia Gardens is a not-for-profit community located in central Pinellas County. Our mission is to provide the highest level of service to our residents so that they may live a more active and healthy lifestyle. Magnolia Gardens provides all-inclusive services such as assistance with medications; assistance with daily living activities such as bathing, dressing, grooming, toileting, eating, ambulating and transferring; three restaurant-style meals plus two snacks per day; weekly housekeeping and laundry services; full calendar of activities; and wheelchair-accessible van for outings.

We also have an on-site therapy center, library, chapel, beauty salon and much more! Our two private courtyards allow residents the opportunity for walks under our beautiful canopy of trees. We have studio and one-bedroom apartments in a choice of 14 different floor plans. All of our apartments are private with private baths, and most feature large walk-in closets. We also offer a fully furnished respite apartment for short-term stays.

Magnolia Gardens Assisted Living

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<a href='/senior-living/continuing-care-retirement-communities/florida/clearwater'>Continuing Care Communities</a> and <a href='/senior-living/independent-living/florida/clearwater'>Independent Living</a>