2 Assisted Living Communities in Hobe Sound, Florida

The average cost of assisted living in the area is $3,620 a month. This guide is a starting point covering the cost of assisted living care in the area, as well as financing options to pay for it. You’ll find in-depth information on 2 Assisted Living Communities in Hobe Sound and several in surrounding areas. The Cost of Senior Care in Hobe Sound, FL

• Assisted Living: $3,620
• Nursing Home Care: $7,756
• In-home Care: $3,480
• Adult Day Health Services: $1,517

According to Genworth’s 2018 Cost of Care study, assisted living costs in Hobe Sound are similar to the state monthly average of $3,500 and below the national average of $4,000. 

Prices are also similar in nearby cities, such as Sebastian ($3,524) and the Palm Bay Area ($3,750), while assisted living costs are much higher in The Villages ($5,031) and Naples ($5,448). 

Note: Senior care cost data wasn’t available for Hobe Sound, so data for the nearest city, Port St. Lucie, was used. 

Prices for senior care are based on the type of care provided, the number of service hours per week and the overall cost of living in the area. Other factors, such as the availability of qualified care workers and the average hourly wage, also impact senior care costs.  In Hobe Sound the price of nursing home care is more than double the expense of assisted living, since nursing home care includes skilled nursing and a much higher staff-to-senior ratio than is offered in assisted living facilities. In-home care services, such as a homemaker or home health aide, costs are similar to assisted living; however, the price of in-home care doesn’t include room and board, while assisted living does. 

 

Medicaid is the national health insurance program that’s jointly funded by the state and federal governments. It aims to provide free basic health coverage for Americans who have a low income and own few assets. 

In Florida, four out of every seven nursing home residents are covered by Medicaid and nearly two-thirds of the states’ $23 billion Medicaid budget goes towards services for the disabled and elderly. 

As with all states, Florida has strict asset and income limits for Medicaid eligibility. Seniors who already receive SSI payments are prequalified for basic Medicaid coverage.

Statewide Medicaid Managed Care Long-Term Care Program

Low-income seniors who need the type of long-term care services that are normally provided in a nursing home may be eligible for assistance under the Statewide Medicaid Managed Care Long-Term Care Program. This program is designed to reduce the number of low-income seniors living in nursing homes in Florida by funding additional services within an assisted living setting. 

To qualify for the SMMC LTC, seniors must earn no more than $2,313 per month and own no more than $2,000 in countable assets when applying as an individual. Couples applying together can earn a maximum of $4,626 per month and own no more than $3,000 in countable assets.  

To learn more about Florida Medicaid and the SMMC LTC program contact ACCESS Florida at (866) 762-2237 or the Martin County Elder Helpline at (866) 684-5885. 

Optional State Supplementation

Seniors who receive Supplemental Security Income benefits and live in a licensed assisted living facility may be eligible to receive an additional $78.40 per month for an individual and up to $156.80 for a couple under the Florida Optional State Supplementation program. 

This program is designed to help qualified seniors pay for the room-and-board portion of their monthly assisted living costs. 

To learn more about the OSS, contact ACCESS Florida at (866) 762-2237. 

Veterans Aid and Attendance and Housebound Allowance

Eligible veterans and their surviving spouses who receive a regular VA pension and have a permanent condition rendering them either housebound or requiring assistance daily, may be eligible for a pension top-up fund through the Veterans Aid and Attendance and Housebound Allowance. 

To qualify for the Housebound Allowance, veterans must have a condition that largely restricts them to home. For the Aid and Attendance benefits, veterans must meet at least one of these criteria:

• Live in a nursing home

• Have severely limited vision tested at 5/200 or worse

• Need help daily from another person to manage a prosthetic device, eat, use the toilet or complete any other activity of daily living

• Be bedridden as a result of a chronic illness or disability 

Note: applicants may only receive either VA Aid and Attendance Benefits or the Housebound Allowance regardless of whether they meet the criteria for both programs. Qualifying conditions don’t need to be service-related. 

Veterans who are already receiving a VA disability pension are excluded from these programs. 

For more information or assistance with the application process for the VA Aid and Attendance or Housebound Benefits, contact Martin County Veterans Services at (778) 228-5448. 

Veterans in Hobe Sound can access VA health care services at the Stuart CBOC, an outpatient clinic affiliated with the West Palm Beach VA Medical Center. For help with VA benefits, seniors can contact Martin County Veterans Services. 

Stuart CBOC
3501 Southeast Willoughby Boulevard, Stuart, FL 34997-5059
(772) 288-0304

Martin County Veterans Services
435 SE Flagler Avenue, Stuart, FL 34994
(772) 288-5448

The Kane Center is a one-stop resource for seniors living in Hobe Sound. This barrier-free community center provides a wide range of free and low-cost services, including assistance with health care insurance and local transportation.  The Kane Center is home to the county’s senior day health program, a medical clinic and a special dementia care area. It also serves as the only pet-friendly hurricane shelter in the area and has ADA-accessible bathrooms and showers.  Kane Center – Council on Aging of Martin County
900 SE Salerno Road, Stuart, FL, 34997
(772) 223-7800

Senior Homes has an extensive directory of senior living options, with care and living providers across the United States.