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According to <a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer" target="_blank">Genworth&rsquo;s&nbsp;2018 Cost of Care</a>&nbsp;study, Miami&rsquo;s average monthly cost for assisted living is lower than the national average of $4,000&nbsp;and slightly less than the state average of $3,500. Costs for assisted living in Miami are significantly lower than in Jacksonville ($4,425) and Naples&nbsp;($5,448), but on par with some other large Florida cities, such as Orlando&nbsp;($3,275) and Tampa ($3,250).&nbsp;

Assisted Living Costs in MiamiCare Cost Comparison

Costs for senior care vary based on the level of care provided, the number of direct-service hours and whether or not room and board are included. In Miami, the cost of nursing home care in a semiprivate room is more than double the cost of assisted living, while in-home services, such as a home health aide or homemaker services, cost about the same as assisted living. When comparing the cost of senior care, it’s important to factor in expenses related to nonresidential care. Day-to-day living expenses, such as rent, mortgage payments,&nbsp;utility bills and food, are usually included in assisted&nbsp;living and nursing home costs.&nbsp; Cost of Homemaker/Home Health Aide Comparison Chart 
<li>Assisted living: $3,350</li>
<li>Homemaker services: $3,337</li>
<li>Home health aide: $3,432</li>
<li>Adult day health: $1,408</li>
<li>Nursing home care (semi-private room): $8,699</li>

Care Cost Comparison

Cost of Homemaker/Home Health Aide Comparison Chart

Financial Assistance for Assisted Living in Miami

Optional State Supplementation 
 
<a href="http://www.fdhc.state.fl.us/SCHS/ALWG/archived/docs/2011/2011-11-07_08/OSSFACT-102011.pdf" rel="noopener noreferrer" target="_blank">Optional State Supplementation</a>&nbsp;(OSS) is a cash-based Supplemental Security Income (SSI)&nbsp;top up program that provides additional funds&nbsp;to low-income seniors aged 65 and older who&nbsp;are unable to live independently due to mental and/or physical deterioration or disability.&nbsp; 
 
OSS&nbsp;funds can be used towards the room and board cost of residential care for seniors such as an adult family care home or an assisted living facility. In most cases, the <a href="https://www.dcf.state.fl.us/programs/access/docs/esspolicymanual/a_12.pdf" rel="noopener noreferrer" target="_blank">maximum monthly OSS&nbsp;payment</a>&nbsp;in Florida is $78.40 for an individual and $156.80 for a couple.&nbsp; 
 
For more information on OSS&nbsp;in Florida, contact the Florida Department of Children and Families through&nbsp;<a href="http://www.dcf.state.fl.us/contact-us/" rel="noopener noreferrer" target="_blank">ACCESS Florida</a> at (866) 762-2237 or&nbsp;visit the <a href="https://www.dcf.state.fl.us/service-programs/access/map.shtml" rel="noopener noreferrer" target="_blank">Miami-Dade&nbsp;ACCESS Central Service Center</a>.&nbsp; 
 
Assisted Living Bridge Loans 
 
Seniors who need short-term financing to pay for assisted living may qualify for an assisted living bridge loan from <a href="https://elderlifefinancial.com/" rel="noopener noreferrer" target="_blank">Elderlife&nbsp;Financial Services</a>. These loans are available for terms up to 12 months and can be funded as either a lump-sum payment or a pre-approved line of credit.&nbsp; 
 
Assisted living bridge loans may be an option for seniors who are selling their home and moving into an assisted living facility, as the funds from the loan can be used to pay for moving costs and monthly fees. Loan applications can be made over the phone, and in most cases applicants receive a response from the lender in less than 24 hours. 
 
Reverse Mortgage 
 
Elderlife&nbsp;Financial also offers government-approved&nbsp;<a href="https://elderlifefinancial.com/our-services/#ReverseMortgageInfo" rel="noopener noreferrer" target="_blank">reverse mortgages</a> for&nbsp;homeowners aged 62 and older who are married, and only one spouse needs to move into an assisted living facility.&nbsp; 
 
A reverse mortgage leverages the equity in the home to free up funds that can be used to pay for assisted living and other care services, cover household costs and provide seniors with a source of income. It&rsquo;s important to note that at least one homeowner needs to remain in the home in order to qualify for a reverse mortgage through Elderlife&nbsp;Financial.&nbsp; 
 
For more information about assisted living bridge loans and reverse mortgages, contact <a href="https://elderlifefinancial.com/contact-elderlife/" rel="noopener noreferrer" target="_blank">Elderlife&nbsp;Financial</a>&nbsp;at (888) 228-4500.&nbsp; 
 
Veterans Aid and Attendance and Housebound Pension Supplement 
 
Veterans and their survivors who are entitled to receive a regular (non-disabled) VA pension may qualify for additional financial payments if they have an illness or disability that restricts their ability to perform self-care or leave their home, which may be an assisted living facility. There are two pension top ups available under this program: the VA Housebound allowance and the Veterans Aid and Attendance benefit.&nbsp; 
 
To qualify for the <a href="https://www.benefits.va.gov/pension/aid_attendance_housebound.asp" rel="noopener noreferrer" target="_blank">VA Housebound allowance</a>, applicants must be&nbsp;mainly limited to their primary residence as a result of a permanent disability, which doesn&rsquo;t need to be related to their military service.&nbsp; 
 
To qualify for the <a href="https://www.benefits.va.gov/pension/aid_attendance_housebound.asp" rel="noopener noreferrer" target="_blank">VA Aid and Attendance benefit</a>, applicants must meet one or more of the following criteria:&nbsp;

&nbsp;

&nbsp;

<ul>
	<li>Require daily assistance with personal care, feeding or management of a&nbsp;prosthesis</li>
	<li>Have eyesight of 5/200 or worse using corrective lenses for both eyes&nbsp;</li>
	<li>Be mostly bedridden</li>
	<li>Live in a nursing home because of physical and/or mental deterioration</li>
	 
	 
	 
	&nbsp;
	<li>Note that approval may only be granted for one of these two pensions, even if applicants meet the criteria for both the VA Aid and Attendance benefit and the VA Housebound allowance.&nbsp; 
	 
	To learn more about these pension top up benefits for Veterans and their survivors, contact the&nbsp;<a href="https://www.va.gov/directory/guide/facility.asp?ID=552" rel="noopener noreferrer" target="_blank">Miami Vet Center</a> at (305) 718-3712.&nbsp;</li>
</ul>

&nbsp;

&nbsp;

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $3,350 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on {enhancedSearch.regionCount} {tensing(Assisted Living Community | Assisted Living Communities | {enhancedSearch.regionCount})}in Miami and several in surrounding areas. <ul><li>Assisted living: $3,350</li><li>Nursing home semi-private room: $8,699</li><li>In-home care: $3,337</li><li>Adult day health services: $1,408</li></ul>

Assisted Living in Miami, FL

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Assisted Living Articles and Resources

Medicaid is a&nbsp;nationwide health&nbsp;insurance program that is jointly funded by the federal and state governments. It provides access to&nbsp;limited health services for people who have low income and&nbsp;few countable assets.&nbsp; 
 
To be eligible for <a href="http://www.dcf.state.fl.us/service-programs/access/medicaid.shtml" rel="noopener noreferrer" target="_blank">Medicaid coverage</a>, seniors in Florida need to have a monthly income under $2,313 for an individual or $4,626 for a couple applying together. Countable asset limits are currently set at $2,000 per individual and $3,000 per couple, and assets include cash, bank account balances, stocks, bonds and real estate other than the applicant&rsquo;s primary residence.&nbsp; 
 
Medicaid exempts assets, such as personal belongings and household effects, one vehicle, burial trusts (non-revocable&nbsp;only) and a home valued up to $585,000.&nbsp; 
 
Florida residents aged 65 and older who meet the financial requirements to qualify for Medicaid, may be eligible for partial assisted living funding through the Florida Statewide<a href="http://elderaffairs.state.fl.us/doea/smmcltc.php" rel="noopener noreferrer" target="_blank">&nbsp;</a>Medicaid Managed Care, <a href="http://elderaffairs.state.fl.us/doea/smmcltc.php" rel="noopener noreferrer" target="_blank">Long-Term Care Program </a>(SMMC LTC). This program is designed to help reduce the rate of nursing home placement in the state by providing care assistance in a senior&rsquo;s home, the community or in an assisted living facility.&nbsp; 
 
Note that benefits provided through the SMMC&nbsp;LTC&nbsp;program cannot be used to finance the room and board portion of assisted living; however, these benefits can be used to finance care services in an assisted living environment.&nbsp; 
 
For more information on Medicaid and Statewide Medicaid Managed Care and Long Term Care in&nbsp;Florida, contact the Florida Elder Helpline&nbsp;at (800) 963-5337 or call the&nbsp;<a href="http://ahca.myflorida.com/" rel="noopener noreferrer" target="_blank">Agency for Health Care Administration</a> at (877) 711-3662.&nbsp;

Medicaid in Florida

{tensing(Detailed profile of {enhancedSearch.regionCount} Assisted Living Facility | Detailed profiles of {enhancedSearch.regionCount} Assisted Living Facilities | {enhancedSearch.regionCount})}in Miami, FL. Average cost is 3350 per month. Reviews, ratings, costs, pictures, amenities, and more.

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Assisted Living Resources in Miami

Various government agencies and not-for-profit groups offer services for seniors in Miami, including elderly care planning, meal delivery and low-cost wheelchair-accessible transportation. Many of these agencies also host&nbsp;tax return clinics for low-income seniors and assist with Optional State Supplementation (OSS) applications.&nbsp;

Community Assistance Agencies

There are a number of community centers geared towards the needs of older adults in Miami. These senior centers offer low-cost access to organized day trips, lunch programs, activity groups and classes.&nbsp;

Senior Centers in Miami

Miami is home to a large veteran population, and there are several resources here for veterans and their families. The Miami VA Healthcare&nbsp;System provides a full range of health services including a caregiver program, and veterans can access information about benefits through the local vet center or the County Veteran Services Program.&nbsp;

Veteran Centers and Clinics

Reviews of Miami Assisted Living Facilities

{tensing(Detailed profile of {enhancedSearch.regionCount} Assisted Living Facility | Detailed profiles of {enhancedSearch.regionCount} Assisted Living Facilities | {enhancedSearch.regionCount})}in Miami, FL. Average cost is 3350 per month.  Reviews, ratings, costs, pictures, amenities, and more.

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An explanation of retirement living costs. Visit to learn more about finding the right retirement community or to find a retirement community near you.

Discover the typical cost of living in a retirement community, what&#39;s included in the cost of a retirement communities and what to expect in various types of retirement communities.

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An article defining Activities of Daily Living. Learn more about Senior Care by browsing our library of insightful articles or find senior care using our comprehensive directory.

Learn about activities of daily living, how ADLs are assessed and what the results can mean if you&#39;re considering long-term care for yourself or a loved one.

A brief overview of veterans benefits, what they offer, and how to learn more about them.

Some veteran benefits can help with assisted living costs. Discover which ones can, how to apply and how to find the ideal assisted living community for your loved one.

Veterans Benefits: A Brief Overview

Veterans Benefits

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A life settlement from life insurance provides financial freedom for retirees. Discover how life settlements work, how much you&rsquo;ll get, eligibility requirements, and more.

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An article explaining what PACE Programs are. Learn more about PACE Programs or search our nationwide directory to find home care near you.

The Program of All-Inclusive Care for the Elderly (PACE) combines all the services offered by Medicare and Medicaid. Learn more about the program, eligibility, and how to apply for PACE.

PACE Programs: Programs of All-Inclusive Care for the Elderly

As the population ages and Baby Boomers face the realities of paying for care for their parents and for themselves, it becomes clear that the biggest hurdle to senior care is paying for it.

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Paying for Long-Term Care: How to Overcome this Costly Hurdle to Safeguard Your Future

Paying for Long-Term Care: An Overview

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memory-care

For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

Learn about the benefits of activities for people with dementia and find a list of dementia-friendly things to do in this comprehensive guide.

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Vi at Aventura, Florida invites you to expect more. We offer freedom and independence, but with the supportive services and continuum of care including assisted living, memory care and skilled nursing to allow our residents to age in place.

Vi communities are dedicated to redefining senior living. We offer uncompromising luxury and unexpected value, having blurred the lines between retirement and resort for over 25 years. Let us manage the day-to-day concerns like housekeeping and meal preparation, allowing you to worry less and live more.

<h2>Featured Amenities</h2>

Even before you walk in the door of Vi at Aventura you will be greeted with luxury resort-like surroundings including beautifully landscaped grounds and outdoor seating areas. Our front desk staff is available around the clock to welcome residents and guests. Lavish community rooms include a billiard, card and game room, a large auditorium as well as private event spaces.

Start your day by being pampered with a relaxing visit to our salon and spa, followed by coffee and a book in our well-stocked library. Alternatively, you could dive into an exercise routine, guided by a personal trainer, in our state-of-the-art fitness center--the choice is yours. No detail is overlooked with the huge selection of gorgeous private apartments you may choose from. With one-, two-, three-bedroom apartments and more, there is ample choice to consider when you select your home.

<h2>Available Services</h2>

Vi at Aventura provides a continuum of care, including both short- and long-term options through our care center. Our services are tailored to respect individual privacy and promote personal dignity, allowing residents to age in place. By conducting an initial evaluation, we craft an individualized service plan and update it according to your changing needs. Whether you need help with activities of daily living or medication management, we are there to serve you.

We offer memory care to support those with mild-to-moderate Alzheimer&#39;s or similar cognitive disorders. With a soothing and relaxing care setting we can help residents adapt to their environment better. Our skilled nursing center is located on-site as well, ensuring that residents with high care needs don&#39;t need to leave the comfort of our community. We also provide physical, speech, occupational therapy and other services on-site, forming a comprehensive wellness environment.

Experience senior living, redefined, when you visit Vi at Aventura.

Vi at Aventura 

Covenant Living of Florida's stunning location close to golf courses and the beaches of Fort Lauderdale comes with many perks. At home in our retirement community in Plantation, FL, you'll enjoy sunny skies, lush tropical surroundings and a nearby park all just 30 minutes from Miami and its spectacular cultural arts, dining and shopping opportunities. 
 
 
 
 Covenant Living of Florida offers an array of stunning studio, one- and two-bedroom apartment floor plans along with a wealth of exceptional amenities. Take a dip in the outdoor pool surrounded by palm trees. Work out in our state-of-the-art fitness studio or laze in the Jacuzzi. You'll find so much to do at Covenant Living of Florida, from outdoor barbecues to trips to the beach and so much more.
 
 
 
 Our self-contained and perfectly located retirement community offers senior living advantages and value you won't find elsewhere, with access to health services for life.
 
 
 
 With several entrance fee choices, including refundable options and a full continuum of care, we're a Continuing Care Retirement Community (CCRC) that offers a wellness center and a range of health care options for a confident and secure future.

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