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At an average monthly cost of $3,750, the price of assisted living in Palm Bay is $250&nbsp;above the state average and $250&nbsp;below the national average as reported in&nbsp;<a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" target="_blank" data-mce-href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer">Genworth’s&nbsp;2018 Cost of Care study.&nbsp;</a>Prices are slightly lower in nearby Sebastian ($3,524) and further south in Port St. Lucie ($3,620).&nbsp;Statewide, assisted living costs vary from $2,808 per month in Lakeland&nbsp;up to $5,448 in Naples along the Gulf Coast.&nbsp;

Assisted Living Costs in Palm Bay

The Cost of Assisted Living in Surrounding Areas

In Palm Bay, the most expensive senior care service is semiprivate nursing home care, which costs an average of $8,365 per month. By&nbsp;comparison, assisted living costs $3,750 per month, while 44 hours of in-home service from a homemaker or home health aide costs $3,813 per month.&nbsp; When evaluating the various senior care options it’s important to know that&nbsp;assisted living prices include rent, utilities, meals and home maintenance. This all-inclusive pricing makes the overall cost of assisted living significantly lower than using an in-home senior care service while continuing to pay for day-to-day living expenses.&nbsp;

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Financial Assistance for Assisted Living in Palm Bay

Optional State Supplementation Supplemental Security Income recipients aged 65 and older who need to reside in an assisted living facility due to loss of physical and/or cognitive abilities&nbsp;can apply for state-sponsored&nbsp;SSI top-up benefits through the&nbsp;<a href="http://www.fdhc.state.fl.us/SCHS/ALWG/archived/docs/2011/2011-11-07_08/OSSFACT-102011.pdf" target="_blank" data-mce-href="http://www.fdhc.state.fl.us/SCHS/ALWG/archived/docs/2011/2011-11-07_08/OSSFACT-102011.pdf" rel="noopener noreferrer">Optional State Supplementation</a>&nbsp;program.&nbsp; The OSS&nbsp;program provides a maximum of $78.40&nbsp;per person ($156.80 per couple)&nbsp;to help seniors pay the room-and-board portion of their assisted living costs.&nbsp; To apply for OSS, contact&nbsp;<a href="407-317-7000" target="_blank" data-mce-href="407-317-7000" rel="noopener noreferrer">ACCESS Florida, Central Region</a> at 407-317-7000.&nbsp; Long-Term Care Insurance Seniors who have&nbsp;<a href="https://longtermcare.acl.gov/costs-how-to-pay/what-is-long-term-care-insurance/" target="_blank" data-mce-href="https://longtermcare.acl.gov/costs-how-to-pay/what-is-long-term-care-insurance/" rel="noopener noreferrer">long-term care </a>insurance&nbsp;through a private insurance policy may have benefits that include coverage for assisted living costs.&nbsp; In most cases, policies that include long-term care benefits must be purchased before&nbsp;the beneficiary reaches a certain age or requires senior care services. Benefits vary with each policy and most insurance providers require that policyholders complete a needs assessment performed by a designated assessor.&nbsp; For more information, seniors can contact their insurance broker or insurance company.&nbsp;

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $3,750 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on {enhancedSearch.regionCount} {tensing(Assisted Living Community | Assisted Living Communities | {enhancedSearch.regionCount})}in Palm Bay and several in surrounding areas. The Cost of Senior Care in Palm Bay, FL<ul><li>Assisted Living: $3,750</li><li>Nursing Home Care: $8,365</li><li>In-home Care: $3,813</li><li>Adult Day Health Services: $1,408</li></ul>

Assisted Living in Palm Bay, FL

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<a href="https://www.medicaid.gov/" target="_blank" data-mce-href="https://www.medicaid.gov/" rel="noopener noreferrer">Medicaid</a>&nbsp;is&nbsp;the federally mandated health plan for low-income individuals of all ages. It provides&nbsp;<a href="http://files.kff.org/attachment/fact-sheet-medicaid-state-FL" target="_blank" data-mce-href="http://files.kff.org/attachment/fact-sheet-medicaid-state-FL" rel="noopener noreferrer">16% of Florida residents</a>&nbsp;with access to basic health services, including emergency, primary and long-term care, hospital services, X-rays and lab testing, in accordance with federal law. Additional services, such as home and community-based care, may be offered by individual states.&nbsp; To enroll in Medicaid, applicants need to meet income and asset (resource) criteria.&nbsp;Florida seniors who already receive&nbsp;<a href="https://www.ssa.gov/onlineservices/" target="_blank" data-mce-href="https://www.ssa.gov/onlineservices/" rel="noopener noreferrer">Social Security Income</a>&nbsp;benefits are automatically eligible for&nbsp;<a href="https://www.myflfamilies.com/service-programs/access/medicaid.shtml" target="_blank" data-mce-href="https://www.myflfamilies.com/service-programs/access/medicaid.shtml" rel="noopener noreferrer">Medicaid</a>,&nbsp;and they only need to complete additional screening if they’re seeking long-term Medicaid services.&nbsp; All other seniors must earn no more than $2,313 per month ($4,626 per married couple) and own no more than $2,000 in countable assets ($3,000 per couple). Some items, such as personal clothing and jewellery, one vehicle and a&nbsp;home owned and occupied by the applicant and/or their spouse valued at no more than $585,000, are exempt from the Medicaid asset limits.&nbsp; Spousal Income and Asset Exemptions When only one spouse needs long-term Medicaid coverage, special rules regarding the income of the non-applicant (community) spouse and the couple’s joint assets apply.&nbsp; Under the minimum monthly maintenance needs allowance, the community spouse may collect up to $3,161 per month in income transferred&nbsp;from the applicant to pay for shelter costs, and this amount is deducted from the applicant’s declared income.&nbsp; The community spouse can also keep the lesser of half of the couple’s joint assets or $126,420 under the community spouse resource allowance.&nbsp; Comprehensive Assessment and Review for Long-Term Care Program In accordance with federal law Florida, seniors who qualify for long-term Medicaid and&nbsp;require the type of care normally provided in a nursing facility must be screened through the&nbsp;<a href="http://elderaffairs.state.fl.us/doea/cares.php" target="_blank" data-mce-href="http://elderaffairs.state.fl.us/doea/cares.php" rel="noopener noreferrer">Comprehensive Assessment and Review for Long-Term Care Program</a>&nbsp;before being provided with Medicaid-funded long-term services.&nbsp; A designated CARES assessor or registered nurse evaluates the current and projected care needs of each senior to determine the most-appropriate placement and Medicaid services.&nbsp; Statewide&nbsp;Medicaid Managed Care Long-Term Care Program A&nbsp;CARES assessment may recommend enrollment in the&nbsp;<a href="http://elderaffairs.state.fl.us/doea/smmcltc.php" target="_blank" data-mce-href="http://elderaffairs.state.fl.us/doea/smmcltc.php" rel="noopener noreferrer">Statewide&nbsp;Medicaid Managed Care Long-Term Care Program</a>, a nursing home diversion program that funds enhanced home and community-based services to let seniors age in place in an assisted living setting.&nbsp; SMMC LTC services are administered through a managed health care plan. In Brevard County, the <a href="https://ahca.myflorida.com/Medicaid/statewide_mc/pdf/LTC/SMMC_LTC_Snapshot.pdf" target="_blank" data-mce-href="https://ahca.myflorida.com/Medicaid/statewide_mc/pdf/LTC/SMMC_LTC_Snapshot.pdf" rel="noopener noreferrer">available LTC plans</a>&nbsp;include Aetna, Humana, Sunshine and United. Once participants select an LTC plan, they can change to another available plan within 90 days, after which time participants can switch plans after one year.&nbsp; Seniors who are enrolled in the&nbsp;SMMC&nbsp;LTC program&nbsp;are provided with services that are medically-necessary to prevent placement in a nursing home. These services may include:&nbsp; <ul>
<li>Skilled and intermittent nursing care</li>
<li>Homemaker services</li>
<li>Speech therapy</li>
<li>Medication administration&nbsp;</li>
<li>Personal care to assist with bathing, dressing and grooming</li>
<li>Transportation to medical appointments</li>
<li>A wearable medical alert device</li>
<li>Mobility equipment</li>
<li>Medical supplies</li>
<li>Adult day health care</li>
<li>Physical therapy</li>
</ul> Participants are also provided with&nbsp;<a href="https://ahca.myflorida.com/Medicaid/statewide_mc/pdf/LTC/SMMC_LTC_Snapshot.pdf" target="_blank" data-mce-href="https://ahca.myflorida.com/Medicaid/statewide_mc/pdf/LTC/SMMC_LTC_Snapshot.pdf" rel="noopener noreferrer">additional benefits</a> that aren’t normally covered under Medicaid, such as over-the-counter medications, dental and vision services, and help transitioning from a nursing facility into an assisted living community.&nbsp; For more information about Florida Medicaid and the&nbsp;SMMC&nbsp;LTC, contact the Brevard County Elder Helpline at (407) 514-0019 or ACCESS Florida&nbsp;at (866) 762-2237.&nbsp;

Medicaid in Florida

{tensing(Detailed profile of {enhancedSearch.regionCount} Assisted Living Facility | Detailed profiles of {enhancedSearch.regionCount} Assisted Living Facilities | {enhancedSearch.regionCount})}in Palm Bay, FL. Average cost is 3750 per month.  Reviews, ratings, costs, pictures, amenities, and more.

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Assisted Living Resources in Palm Bay

Seniors who need help completing their tax returns, require wheelchair transportation within the community or would like to participate in a local communal dining program can contact Aging Matters in Brevard. This not-for-profit agency&nbsp;provides seniors with information and referrals to a variety of area resources and services, such as a volunteer driver program, the Meals on Wheels program and a short-term homemaking program for seniors who are recovering from illness or injury.&nbsp;

Community Aid Agencies

Seniors aged 50 or older can purchase an annual $25 membership at the Greater Palm Bay Senior Center, a nonprofit community center that offers fitness classes, card games, social clubs and special events.&nbsp; Membership also includes a free consultation with a local attorney who specializes in trusts, wills and estate planning.

Senior Center 

Veterans and their survivors living in Palm Bay can contact Brevard&nbsp;County Veteran’s Services for help with state and federal veterans benefits. Outpatient health care for veterans, including primary care, dentistry, optometry and radiology, is available at the Viera&nbsp;VA outpatient clinic, a community clinic&nbsp;of the <a href="https://www.orlando.va.gov/locations/viera.asp" target="_blank" data-mce-href="https://www.orlando.va.gov/locations/viera.asp" rel="noopener noreferrer">Orlando VA Medical Center</a>.&nbsp;

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An explanation of retirement living costs. Visit to learn more about finding the right retirement community or to find a retirement community near you.

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The Program of All-Inclusive Care for the Elderly (PACE) combines all the services offered by Medicare and Medicaid. Learn more about the program, eligibility, and how to apply for PACE.

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As the population ages and Baby Boomers face the realities of paying for care for their parents and for themselves, it becomes clear that the biggest hurdle to senior care is paying for it.

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Learn about tips for senior downsizing, how to make the downsizing process as easy as possible, and senior downsizing options.

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For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

Learn about the benefits of activities for people with dementia and find a list of dementia-friendly things to do in this comprehensive guide.

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The median cost of nursing homes in Palm Bay for a single-occupancy apartment is $10,600/month (Genworth - 2021). This monthly cost typically includes rent, utilities, dining, housekeeping and transportation.

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There is  nursing home in Palm Bay, FL and several nursing homes nearby. The average cost of nursing homes in Palm Bay, FL is $240 per month.

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