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According to&nbsp;<a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" target="_blank" data-mce-href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer">Genworth’s 2018 Cost of Care</a>&nbsp;survey, the average monthly cost of assisted living in Port Charlotte is $3,400, which is $100 less than the state average and $600 below the national average. Cities such as Naples ($5,448) and Cape Coral ($4,000) are much more expensive, while less costly areas include Sebring&nbsp;($3,038), Miami ($3,350) and the Tampa area ($3,250).&nbsp; Note: Senior care cost data wasn’t available for Port Charlotte, so data for the closest city, Punta Gorda, was used.&nbsp;

Assisted Living Costs in Port Charlotte

Cost of Assisted Living Comparison Chart

Care costs depend on the level of care an individual needs, with location and individual services being other considerations.&nbsp;For seniors with intensive care needs, the average cost of nursing home care in Port Charlotte is $8,502, which is more than $5,000 over the cost of assisted living. In-home care, such as homemaker services and home health aides, cost about $1,000 more than assisted living. When considering this type of care, it’s important to account for living expenses, such as rent/mortgage, utilities, maintenance and food. These costs are typically included in the price of assisted living and nursing home care.&nbsp; Cost of Homemaker/Home Health Aide Comparison Chart 
<li>Assisted living: $3,400</li>
<li>Homemaker services: $4,385</li>
<li>Home health aide: $4,385</li>
<li>Adult day health: $1,733</li>
<li>Nursing home care (semiprivate room): $8,502</li>

Care Cost Comparison

Cost of Homemaker/Home Health Aide Comparison Chart

Financial Assistance for Assisted Living in Port Charlotte

Optional State Supplementation The&nbsp;<a href="http://www.dcf.state.fl.us/service-programs/access/temporary-cash-assistance.shtml" target="_blank" data-mce-href="http://www.dcf.state.fl.us/service-programs/access/temporary-cash-assistance.shtml" rel="noopener noreferrer">Optional State Supplementation</a>&nbsp;(OSS) program provides cash assistance to individuals who have low income, or receive&nbsp;Supplemental Security Income (SSI), and live in a noninstitutional, residential living facility, such as an&nbsp;assisted living residence, mental health residential treatment facility&nbsp;or an adult family care home. The funds are given directly to the individual, or a legal guardian, and intended to help pay for room and board.&nbsp; OSS&nbsp;payment is determined by the individual’s monthly income,&nbsp;and in many cases, the maximum monthly OSS&nbsp;payout is $78.40 for single seniors and $156.80 for couples.&nbsp;Individuals are able to keep $54 of their gross monthly income for personal needs and the remaining income amount, along with the OSS&nbsp;payment, goes to the provider for the cost of care.&nbsp; To be eligible to receive an OSS&nbsp;payment, an individual must be: 
<li>Aged 65 or older, blind or disabled</li>
<li>A resident of Florida living in a licensed&nbsp;residential living&nbsp;facility</li>
<li>A U.S. citizen or qualified alien</li>
<li>Single with a monthly income that doesn’t exceed $752.40 and assets valued at $2,000 or less</li>
<li>Married with a combined monthly income of $1,504.80 or less and assets that don’t exceed $3,000</li>
 An application must be submitted in the same month an applicant wants OSS, and no OSS payments can be paid for previous months. To learn more information about OSS&nbsp;or submit an application, apply online through the&nbsp;<a href="http://www.myflorida.com/accessflorida/" target="_blank" data-mce-href="http://www.myflorida.com/accessflorida/" rel="noopener noreferrer">ACCESS system</a> or call (866) 762-2237. Program of All-Inclusive Care&nbsp; Hope&nbsp;<a href="http://www.hopepace.org/" target="_blank" data-mce-href="http://www.hopepace.org/" rel="noopener noreferrer">Program of All-Inclusive Care</a>&nbsp;(PACE) is a&nbsp;service for low-income seniors who would otherwise qualify for nursing home placement. It provides them with various services in the home or assisted living facility that would otherwise be an out-of-pocket expense. PACE includes&nbsp;amenities that are covered by both Medicaid and Medicare, so seniors receive&nbsp;all their medical and long-term services through this program.&nbsp; Hope PACE offers medical services that includes: 
<li>Physician specialists and nursing care</li>
<li>Medications</li>
<li>Medical equipment</li>
<li>Hospitalization, skilled nursing facility care and&nbsp;hospice care</li>
<li>Occupational, physical and speech therapy</li>
 To be eligible for PACE, an individual must: 
<li>Be age 55 years or older</li>
<li>Live within the service area of the Hope PACE Center</li>
<li>Meet medical eligibility requirements determined by CARES</li>
<li>Be able to live safely in the community</li>
<li>Be dually eligible for Medicaid and Medicare or Medicaid only</li>
 For seniors who don’t have dual Medicaid and Medicare, there’s&nbsp;an option for&nbsp;private pay with PACE. For more information about PACE and enrollment, please call&nbsp;(239) 985-6400.

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $3,400 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on {enhancedSearch.regionCount} {tensing(Assisted Living Community | Assisted Living Communities | {enhancedSearch.regionCount})}in Port Charlotte and several in surrounding areas. <ul><li>Assisted living: $3,400</li><li>Nursing home semiprivate room: $8,502</li><li>In-home care: $4,385</li><li>Adult day health services: $1,733</li></ul>

Assisted Living in Port Charlotte, FL

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Assisted Living Articles and Resources

<a href="http://www.fdhc.state.fl.us/Medicaid/index.shtml" target="_blank" data-mce-href="http://www.fdhc.state.fl.us/Medicaid/index.shtml" rel="noopener noreferrer">Statewide Medicaid Managed Care</a>&nbsp;(SMMC) is&nbsp;managed by <a href="http://ahca.myflorida.com/" target="_blank" data-mce-href="http://ahca.myflorida.com/" rel="noopener noreferrer">the&nbsp;Health Care Administration Agency </a>in Florida. SMMC provides low-income families and individuals with access to free or low-cost health care and helps the elderly and disabled with the costs of nursing facilities and other medical and long-term care costs.&nbsp;Other benefits include&nbsp;physician’s services, inpatient and outpatient hospital services, durable medical equipment and hearing, vision and dental services.&nbsp;Individuals&nbsp;who are eligible for Supplemental Security Income (SSI) automatically qualify for Medicaid in Florida. In order to be <a href="https://www.benefits.gov/benefit/1625" target="_blank" data-mce-href="https://www.benefits.gov/benefit/1625" rel="noopener noreferrer">eligible for this program</a>, individuals must be: <ul>
<li>A resident of the state of Florida</li>
<li>A U.S. citizen, permanent resident or legal alien</li>
<li>Proven to have low income</li>
<li>Blind, disabled or at least 65 years of age</li>
<li>Single with a monthly income below $891 and countable assets at $5,000 or less</li>
<li>Married with a monthly income below $1,208 and countable assets at $6,000 or less</li>
</ul> Countable assets include&nbsp;cash, stocks, bonds, investments, savings and checking accounts and real estate&nbsp;the individual doesn’t reside in. The&nbsp;<a href="http://ahca.myflorida.com/medicaid/Policy_and_Quality/Policy/federal_authorities/federal_waivers/LTC.shtml" target="_blank" data-mce-href="http://ahca.myflorida.com/medicaid/Policy_and_Quality/Policy/federal_authorities/federal_waivers/LTC.shtml" rel="noopener noreferrer">Statewide Medicaid Managed Care Long-Term Care</a> Program (SMMC LTC) provides services to individuals who require long-term care support. SMMC&nbsp;LTC&nbsp;is designed to delay or prevent premature institutionalization while individuals maintain stable health at home or in an assisted living facility.&nbsp; SMMC&nbsp;LTC&nbsp;provides many services,&nbsp;including:&nbsp; <ul>
<li>Assistive care services</li>
<li>Assisted living</li>
<li>Medical equipment and supplies</li>
<li>Medication management</li>
<li>Personal emergency response system</li>
<li>Occupational, physical, respiratory and speech therapies</li>
<li>Nonemergency transportation</li>
</ul> Through this program, Medicaid reimburses over two dozen home and community services and nursing facilities. This waiver is a&nbsp;capitated, managed care program, which means it pays a fixed amount of money to health care service providers; however, room and board costs aren’t covered.&nbsp; Medicaid participants are required to be enrolled in the&nbsp;<a href="https://ahca.myflorida.com/Medicaid/statewide_mc/pdf/LTC/SMMC_LTC_Snapshot.pdf" target="_blank" data-mce-href="https://ahca.myflorida.com/Medicaid/statewide_mc/pdf/LTC/SMMC_LTC_Snapshot.pdf" rel="noopener noreferrer">Long-Term Care program</a> if they: <ul>
<li>Are age 18 and older and need nursing facility level of care</li>
<li>Are In Hospice&nbsp;</li>
<li>Are In institutional care</li>
<li>Meet Florida Medicaid financial requirements</li>
</ul> Counselors are available to help residents of&nbsp;Port Charlotte and surrounding cities choose from <a href="https://www.flmedicaidmanagedcare.com/" target="_blank" data-mce-href="https://www.flmedicaidmanagedcare.com/" rel="noopener noreferrer">three LTC&nbsp;plans</a>&nbsp;that best meet their needs, including&nbsp;Humana, Sunshine and United. Depending on which plan seniors choose, additional benefits may be provided, such as cellular phone service, dental services, hearing evaluation and over-the-counter medications and supplies. SMMC LTC&nbsp;limits the number of people who can receive assistance, and waiting lists for some of these services are&nbsp;possible in areas across the state. For more information about SMMC&nbsp;and&nbsp;SMMC&nbsp;LTC, please contact the&nbsp;<a href="http://aaaswfl.org/services/other-programs/#long-term-care" target="_blank" data-mce-href="http://aaaswfl.org/services/other-programs/#long-term-care" rel="noopener noreferrer">Area Agency on Aging for Southwest Florida</a>&nbsp;at (866) 413-5337 or apply for benefits online&nbsp;through the <a href="http://www.myflorida.com/accessflorida/" target="_blank" data-mce-href="http://www.myflorida.com/accessflorida/" rel="noopener noreferrer">ACCESS system</a>.

Medicaid in Florida

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Assisted Living Resources in Port Charlotte

AAA&nbsp;is a nonprofit organization that provides information and assistance for older adults and caregivers concerning outreach programs that are funded through federal and state programs, including health and wellness workshops, Medicare saving for low-income beneficiaries and community-based services.

Area Agency on Aging for Southwest Florida (AAA)

These centers are available to seniors who want to engage in social activities, healthy meals, free medical screenings and support groups.&nbsp;

Port Charlotte Senior Centers

The Veterans Administration (VA) is available to assist and advise veterans of the medical, social and financial benefits they may be entitled to. Visit one of these local offices for more information.&nbsp;&nbsp;

Veterans Affairs

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An explanation of retirement living costs. Visit to learn more about finding the right retirement community or to find a retirement community near you.

Discover the typical cost of living in a retirement community, what&#39;s included in the cost of a retirement communities and what to expect in various types of retirement communities.

The Cost of Living in a Retirement Community

An article defining Activities of Daily Living. Learn more about Senior Care by browsing our library of insightful articles or find senior care using our comprehensive directory.

Learn about activities of daily living, how ADLs are assessed and what the results can mean if you&#39;re considering long-term care for yourself or a loved one.

A brief overview of veterans benefits, what they offer, and how to learn more about them.

Some veteran benefits can help with assisted living costs. Discover which ones can, how to apply and how to find the ideal assisted living community for your loved one.

Veterans Benefits: A Brief Overview

Veterans Benefits

Learn more about the pros and cons of buying long-term insurance and how to use it to pay for senior care.

Learn about long-term care insurance for seniors, what services are covered, who is eligible, its benefits, how to sign up, and viable alternatives to this policy.

Long-Term Insurance: Planning for Your Future

Life insurance can be a powerful financial retirement tool if used properly. Learn how.

A life settlement from life insurance provides financial freedom for retirees. Discover how life settlements work, how much you&rsquo;ll get, eligibility requirements, and more.

Financing Your Retirement with Life Insurance

An article explaining what PACE Programs are. Learn more about PACE Programs or search our nationwide directory to find home care near you.

The Program of All-Inclusive Care for the Elderly (PACE) combines all the services offered by Medicare and Medicaid. Learn more about the program, eligibility, and how to apply for PACE.

PACE Programs: Programs of All-Inclusive Care for the Elderly

As the population ages and Baby Boomers face the realities of paying for care for their parents and for themselves, it becomes clear that the biggest hurdle to senior care is paying for it.

Learn about the cost of long-term care and ways you can pay for care, including Medicaid, VA benefits and the PACE program, in this guide for older adults.

Paying for Long-Term Care: How to Overcome this Costly Hurdle to Safeguard Your Future

Paying for Long-Term Care: An Overview

Learn about tips for senior downsizing, how to make the downsizing process as easy as possible, and senior downsizing options.

From saving money to avoiding household chores, there are dozens of great reasons to downsize. Read our free guide for tips on navigating the process.

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For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

Learn about the benefits of activities for people with dementia and find a list of dementia-friendly things to do in this comprehensive guide.

Activities To Do With Seniors Who Have Dementia

12 Activities for People With Dementia

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 There are 2 nursing homes in Port Charlotte, FL and several nursing homes nearby.

Port Charlotte Nursing Homes

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Upsize your possibilities and experiment with new hobbies, re-ignite your sense of purpose and enjoy new experiences and connections with interesting new friends.

At our continuing care retirement community (CCRC), you’ll have independent living, assisted living, memory care, and skilled nursing all on one campus. That means if you or your spouse needs more care later, you have the lifestyle you want, plus the care you need.

Maybe you’ll want to join a game of mahjong, or check out a woodworking class on campus. Here, you can. We’ll take care of housekeeping and lawn maintenance while you focus on what you want to do. Need a little inspiration? Check out some of these possibilities:
<ul>
<li>Water volleyball</li>
<li>Art classes</li>
<li>Fitness classes</li>
<li>Foreign language classes (like Spanish and French)</li>
<li>Acrylic painting lessons</li>
<li>Coffee socials</li>
<li>Trips into downtown</li>
<li>Themed parties and happy hours</li>
<li>Gospel singing and live concerts</li>
</ul>

It’s maintenance-free living at it’s best. And that’s just a few of the activities on campus. You can head off campus to do a little shopping or visit the historic town of Punta Gorda and the Port Charlotte area.

And with a dozen floor plans to choose from, including studio, one-bedroom and two-bedroom apartments, luxury retirement living comes with plenty of choices for your next home. Here are just a few of the features you’ll enjoy here:
<ul>
<li>Basic utilities and maintenance are included—fewer bills mean fewer worries.</li>
<li>Private lanai available for select floor plans</li>
<li>Plenty of natural window light</li>
<li>Full-size kitchens with updated appliances available</li>
<li>Pet-friendly</li>
<li>Lots of storage</li>
<li>Freedom to make it your own?</li>
</ul>

For your peace of mind, there is staff on site 24 hours a day, seven days a week to be alerted to an emergency. And when it comes to last-minute maintenance issues, we’ve got that covered.

With our continuum of care options, you’ll be prepared with the care you might need down the road. If you need skilled nursing care while recovering from surgery, no problem. Need an extra hand with daily activities like medication management or dressing? We’ve got that, too.
That means you won’t have to change communities again, even if you or your spouse need more care later. You’ll be able to stay together, on the same campus close to friends, enjoying the same lifestyle in the community you already love.

Our Alzheimer's and dementia care community, also known as Clare Bridge, is rooted in “a person-centered approach”. That means we help our residents find a sense of belonging and purpose while also helping them preserve who they are.
Did you know our community offers both rental and Life Care options?
<ul>
<li>For the rental CCRC option, you pay a monthly rental fee based on the level of care and services you need— with no buy-in fee. That means you or a loved one move into whatever level of care you need—for instance, assisted living or skilled nursing.</li>
<li>For the Life Care program, you’ve got two costs to consider, and even more financial gains. Let’s start with the upfront buy-in fee. The amount of the fee depends on your floor plan, services, and the Life Care contract you choose. It’s the buy-in fee that makes the Life Care guarantee possible.* The other cost is the monthly service fee, which is based on the type of accommodations and your level of care.</li>
<li>With our Life Care option, you can make your assets last longer with substantial health, financial and lifestyle benefits. And you get our care for life guarantee*. This unique benefit guarantees that even if your financial resources are eventually exhausted due to no fault of your own you’ll still have the care you need.*</li>
</ul>

Whether you choose a rental or Life Care option, our community has the lifestyle you want and the care you need.

The Life Care guarantee is subject to the terms and conditions of the Residency Contract.

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 2 Assisted Living Facilities in Port Charlotte, FL 

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