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According to <a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer" target="_blank">Genworth&rsquo;s&nbsp;2018 Cost of Care</a>&nbsp;study, costs for assisted living in Punta&nbsp;Gorda&nbsp;are lower than the national average of $4,000 and $100 less than the state average of $3,500. Punta&nbsp;Gorda&nbsp;assisted living costs are lower than&nbsp;neighboring areas such as the North Port Area ($3,874) and Cape Coral ($4,000), while further down the coast, costs are significantly higher in Naples ($5,448).&nbsp;

Assisted Living Costs in Punta Gorda

Cost of Assisted Living Comparison Chart

Costs of senior care are based on the type of service provided, the level of care and whether the care is community-based or residential. In Punta&nbsp;Gorda,&nbsp;nursing home care is more than twice the cost of assisted living. In-home care, such as a home health aide or homemaker, is about $1,000 more a month than assisted living. In addition to paying higher fees, seniors interested in home health services must also account for living expenses, such as rent/mortgage, utilities, maintenance and groceries. These costs are typically included in the price of assisted living care.&nbsp; Cost of Homemaker/Home Health Aide Comparison Chart 
<li>Assisted living: $3,400</li>
<li>Homemaker services: $4,385</li>
<li>Home health aide: $4,385</li>
<li>Adult day health: $1,733</li>
<li>Nursing home care (semiprivate room): $8,502</li>

Care Cost Comparison

Cost of Homemaker/Home Health Aide Comparison Chart

Financial Assistance for Assisted Living in Punta Gorda

Veterans Aid and Attendance and Housebound&nbsp;Benefits 
 
Honorably discharged veterans and their surviving spouses who currently qualify for a regular VA pension may be eligible for additional benefits. This program, known as&nbsp;<a href="https://www.benefits.va.gov/pension/aid_attendance_housebound.asp" rel="noopener noreferrer" target="_blank">Aid and Attendance and Housebound&nbsp;Benefits</a>, involves two separate benefit top-ups in addition to the monthly VA pension.&nbsp; 
 
Note that benefits from Aid and Attendance cannot be combined with benefits from the Housebound top-up. Veterans who are already receiving the VA disability pension are excluded from these benefits. 
 
Veterans who have previously been disqualified from a regular VA pension may be eligible to receive both a VA pension and top-up benefits as a result of the increased rates provided through the Aid and Attendance and Housebound Benefits program.&nbsp; 
 
The Aid and Attendance increased monthly pension amount may be provided to veterans and their surviving spouses who meet at least one of the following conditions:&nbsp;

&nbsp;

&nbsp;

<ul>
	<li>Have corrected vision in both eyes that tests at 5/200 or worse</li>
	<li>Suffer from concentric concentration of the entire visual field to 5 or fewer degrees</li>
	<li>Are bedridden most or all of the day due to an illness or disability</li>
	<li>Require daily assistance from a caregiver to complete tasks such as bathing, feeding, dressing and managing a prosthetic device</li>
	 
	 
	 
	&nbsp;
	<li>The Housebound pension top-up is open to applications from veterans and their surviving spouses who have been assessed as 100 percent disabled by VA standards and are functionally limited to their primary place of residence most or all of the time as a result of their disability.&nbsp; 
	 
	To learn more about the VA Aid and Attendance and Housebound benefits, contact the&nbsp;<a href="https://www.charlottecountyfl.gov/services/veteran/Pages/default.aspx" rel="noopener noreferrer" target="_blank">Charlotte County Veteran Services Division</a> at (941) 764-5579.</li>
</ul>

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Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $3,400 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on {enhancedSearch.regionCount} {tensing(Assisted Living Community | Assisted Living Communities | {enhancedSearch.regionCount})}in Punta Gorda and several in surrounding areas. <ul><li>Assisted living: $3,400</li><li>Nursing home semiprivate room: $8,502</li><li>In-home care: $4,385</li><li>Adult day health services: $1,733</li></ul>

Assisted Living in Punta Gorda, FL

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Medicaid is a national health insurance program that is a joint initiative between the federal and state governments. It acts as a safety net for people who have both a low income and limited assets and may otherwise not have the resources to access health coverage.&nbsp; 
 
Like all states, Florida&nbsp;<a href="http://www.dcf.state.fl.us/service-programs/access/medicaid.shtml" rel="noopener noreferrer" target="_blank">Medicaid</a> coverage eligibility includes strict income and countable asset limits. Single seniors in Florida need to earn less than $2,313 per month and own less than $2,000 in cash, bonds and savings to qualify for Medicaid, while couples applying together can make no more than $4,626 per month and own a maximum of $3,000 worth of countable assets.&nbsp; 
 
For Medicaid, countable assets exclude personal effects such as clothing and jewelry, household items, one vehicle and a primary residence valued at $585,000 or less.&nbsp; 
 
Florida seniors who are 65 or older and qualify for Medicaid coverage may also be eligible for benefits that can be partially used to pay for assisted living through the <a href="http://elderaffairs.state.fl.us/doea/smmcltc.php" rel="noopener noreferrer" target="_blank">Florida Statewide Medicaid Managed Care, Long Term Care Program</a>. Although benefits through the SSMC&nbsp;LTC&nbsp;program cannot be used to pay for the monthly room-and-board portion of assisted living costs, these benefits are available to help with care costs for seniors. Eligible expenses through the SSMC&nbsp;LTC&nbsp;include attendant care, homemakers, medical equipment and supplies, transportation and personal care services.&nbsp; 
 
To learn more about Florida Medicaid and the Statewide&nbsp;Medicaid Managed Care, Long Term Care Program, call the statewide&nbsp;Florida Elder Helpline at (800) 963-5337 or contact the&nbsp;<a href="http://ahca.myflorida.com/" rel="noopener noreferrer" target="_blank">Florida Agency for Health Care Administration</a> at (877) 711-3662.&nbsp;

Medicaid in Florida

{tensing(Detailed profile of {enhancedSearch.regionCount} Assisted Living Facility | Detailed profiles of {enhancedSearch.regionCount} Assisted Living Facilities | {enhancedSearch.regionCount})}in Punta Gorda, FL. Average cost is 3400 per month.  Reviews, ratings, costs, pictures, amenities, and more.

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Assisted Living Resources in Punta Gorda

Several local government agencies and not-for-profit groups offer assistance to seniors in Punta&nbsp;Gorda. These agencies host low-cost lunch programs, help with arranging medical transportation and provide seniors with information about health care options and preventative screening clinics.&nbsp;

Community Assistance Agencies

Senior centers in Punta&nbsp;Gorda&nbsp;offer a wide range of activities and services for older adults, including organized day trips, exercise classes, weekly dinners and educational sessions. These centers promote health, wellness and socialization among area seniors.&nbsp;

Senior Centers in Punta Gorda

Punta&nbsp;Gorda&nbsp;is home to a large veterans community that is served by a number of government agencies, clinics and social clubs. There is an active American Legion Post in Punta&nbsp;Gorda, and the Charlotte County government&nbsp;operates a Veterans Services Division.&nbsp;

Veteran Centers and Clinics

Reviews of Punta Gorda Assisted Living Facilities

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An explanation of retirement living costs. Visit to learn more about finding the right retirement community or to find a retirement community near you.

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For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

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Upsize your possibilities and experiment with new hobbies, re-ignite your sense of purpose and enjoy new experiences and connections with interesting new friends.

At our continuing care retirement community (CCRC), you’ll have independent living, assisted living, memory care, and skilled nursing all on one campus. That means if you or your spouse needs more care later, you have the lifestyle you want, plus the care you need.

Maybe you’ll want to join a game of mahjong, or check out a woodworking class on campus. Here, you can. We’ll take care of housekeeping and lawn maintenance while you focus on what you want to do. Need a little inspiration? Check out some of these possibilities:
<ul>
<li>Water volleyball</li>
<li>Art classes</li>
<li>Fitness classes</li>
<li>Foreign language classes (like Spanish and French)</li>
<li>Acrylic painting lessons</li>
<li>Coffee socials</li>
<li>Trips into downtown</li>
<li>Themed parties and happy hours</li>
<li>Gospel singing and live concerts</li>
</ul>

It’s maintenance-free living at it’s best. And that’s just a few of the activities on campus. You can head off campus to do a little shopping or visit the historic town of Punta Gorda and the Port Charlotte area.

And with a dozen floor plans to choose from, including studio, one-bedroom and two-bedroom apartments, luxury retirement living comes with plenty of choices for your next home. Here are just a few of the features you’ll enjoy here:
<ul>
<li>Basic utilities and maintenance are included—fewer bills mean fewer worries.</li>
<li>Private lanai available for select floor plans</li>
<li>Plenty of natural window light</li>
<li>Full-size kitchens with updated appliances available</li>
<li>Pet-friendly</li>
<li>Lots of storage</li>
<li>Freedom to make it your own?</li>
</ul>

For your peace of mind, there is staff on site 24 hours a day, seven days a week to be alerted to an emergency. And when it comes to last-minute maintenance issues, we’ve got that covered.

With our continuum of care options, you’ll be prepared with the care you might need down the road. If you need skilled nursing care while recovering from surgery, no problem. Need an extra hand with daily activities like medication management or dressing? We’ve got that, too.
That means you won’t have to change communities again, even if you or your spouse need more care later. You’ll be able to stay together, on the same campus close to friends, enjoying the same lifestyle in the community you already love.

Our Alzheimer's and dementia care community, also known as Clare Bridge, is rooted in “a person-centered approach”. That means we help our residents find a sense of belonging and purpose while also helping them preserve who they are.
Did you know our community offers both rental and Life Care options?
<ul>
<li>For the rental CCRC option, you pay a monthly rental fee based on the level of care and services you need— with no buy-in fee. That means you or a loved one move into whatever level of care you need—for instance, assisted living or skilled nursing.</li>
<li>For the Life Care program, you’ve got two costs to consider, and even more financial gains. Let’s start with the upfront buy-in fee. The amount of the fee depends on your floor plan, services, and the Life Care contract you choose. It’s the buy-in fee that makes the Life Care guarantee possible.* The other cost is the monthly service fee, which is based on the type of accommodations and your level of care.</li>
<li>With our Life Care option, you can make your assets last longer with substantial health, financial and lifestyle benefits. And you get our care for life guarantee*. This unique benefit guarantees that even if your financial resources are eventually exhausted due to no fault of your own you’ll still have the care you need.*</li>
</ul>

Whether you choose a rental or Life Care option, our community has the lifestyle you want and the care you need.

The Life Care guarantee is subject to the terms and conditions of the Residency Contract.

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