5 Assisted Living Communities in Titusville, Florida

The average cost of assisted living in the city is $3,750 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 5 Assisted Living Communities in Titusville and several in surrounding areas.

• Assisted living: $3,750
• Nursing home semiprivate room: $8,365
• In-home care: $3,813
• Adult day health services: $1,408

According to Genworth’s 2018 Cost of Care study, assisted living costs in Titusville are below the national average of $4,000 and above the state average of $3,500. Assisted living costs are comparable to other cities along Florida’s Atlantic coast such as Sebastian ($3,524) and Port St. Lucie ($3,620), while costs in Jacksonville ($4,425) are higher. 

Note: Senior care cost data wasn’t available for Titusville, so data for the Palm Bay Area in Brevard County was used. 

The cost of senior care is largely based on the location, the type of services and the number of direct care hours provided weekly. In Titusville, nursing home care in a semiprivate room is more than twice the cost of assisted living, while in-home care services, such as a home health aide or homemaker costs, are about the same as assisted living.  When comparing the costs of different senior care options, it’s important to factor in additional daily expenses of in-home care, such as rent, utilities, food and home maintenance. These room and board costs are usually included in the cost of residential care for seniors.  Cost of Homemaker/Home Health Aide Comparison Chart

• Assisted living: $3,750

• Homemaker: $3,813

• Home health aide: $3,813

• Adult day health: $1,408

• Nursing home care (semiprivate room): $8,365

 

Medicaid is a joint federal and state health coverage program that’s paid for with government tax revenues. It provides low-income Americans of all ages with access to preapproved services from health care providers who accept Medicaid. Seniors who are eligible for Medicaid coverage may also have access to long-term care services, such as nursing home care, diagnostic services and rehabilitation. 

In Florida, seniors aged 65 and older need to meet specific income and asset criteria to qualify for Medicaid coverage. Individual applicants can earn no more than $2,313 a month from all sources, including pensions, wages and investment interest, while couples applying together are subject to a $4,626 monthly income limit. 

Medicaid applicants are also subject to strict asset limits of $2,000 for singles and $3,000 for a couple. Counted assets include cash, bank account balances, stocks, bonds and real estate. Excluded assets are personal effects, household items, one vehicle and a principal residence occupied by the applicant(s) valued at $585,000 or less. 

As with all other states, except California, there is a five-year look-back period for Medicaid applicants in Florida. Any assets that an applicant sells, gifts or otherwise disposes of during the 60-month period prior to applying for Medicaid coverage, will be audited. In some cases, this can result in a waiting period before benefits can begin. 

Florida has recently replaced all Medicaid HCBS waivers with the Statewide Medicaid Managed Care Long-Term Care program (SMMC LTC). Medicaid-qualified seniors who meet the criteria for nursing home placement based on care needs may be eligible for additional supports to help them live in their own homes or an assisted living facility. 

Under the LTC program, seniors will be assigned services based on medical need and availability. Services may include a homemaker, medication administration and management, transportation and speech, physical and occupational therapy. 

For more information about Medicaid or the Statewide Medicaid Managed Care Long-Term Care (SMMC LTC) in Florida, apply online at ACCESS Florida, or call the Agency for Health Care Administration at (877) 711-3662 or the Florida Elder Helpline at (800) 963-5337. 

Optional State Supplementation

The Optional State Supplementation (OSS) program is a state wide Supplemental Security Income (SSI) benefit that may provide seniors with a pension top up to help with the costs of assisted living. 

Low-income, low-asset seniors aged 65 and older who reside in an assisted living facility due to deteriorated physical and/or mental abilities, may be eligible for a SSI top up of $78.40 for individuals and $156.80 for couples. 

To learn more about the OSS program, contact ACCESS Florida at (866) 762-2237. 

VA Aid and Attendance and Housebound 

Veterans who are eligible to receive a VA pension and who have a disability or condition that impacts their ability to engage in regular daily living activities may be eligible for a pension increase through the Aid and Attendance or Housebound program. 

To qualify for the Aid and Attendance VA pension (A&A), applicants must meet at least one of the following criteria:

 

 

• Be bedridden for the majority of the time
• Currently reside in a nursing home due to physical and/or mental disability
• Require daily assistance from a caregiver to bathe, dress, eat and/or install and remove a prosthetic device
• Have eyesight of 5/200 or worse in both eyes using corrective lenses or have a visual field of 5 or fewer degrees due to concentric contraction




• To qualify for the Housebound allowance, applicants must have a VA disability rating of 100 percent and be housebound as a result of a permanent disability. The disability does not need to be service related. 
  
  Seniors may apply for A&A or the Housebound program, but individuals can’t receive both at the same time. To apply for either the VA Aid and Attendance program or the VA Housebound benefit, contact the Melbourne Vet Center at (321) 254-3410. 

 

 

A number of government and not-for-profit agencies offer free and low-cost services to seniors in Titusville and Brevard County. Aging Matters in Brevard is a registered charity that coordinates the local Senior TransServe program, Seniors At Lunch group dining program and the Sunflower House, which is a senior and caregiver resource center located inside Merritt Square Mall.  Aging Matters in Brevard
3600 West King Street, Cocoa, FL 32926
(321) 639-8770

Veterans from Titusville and Brevard County can access VA health care services by contacting the Viera VA Outpatient Clinic, located near Patrick Air Force Base. Seniors who require assistance with Veteran benefit applications and claims can contact the Brevard County Veterans Services or the regional VA office in St. Petersburg. 

Veira VA Outpatient Clinic
2900 Veterans Way, Veira, FL 32940-8007
(321) 637-3788

Brevard County Veterans Services – Housing and Human Services Department
2725 Judge Fran Jamieson Way, Viera, FL 32940
(321) 633-2007

Senior Homes has an extensive directory of senior living options, with care and living providers across the United States.