83 Assisted Living Communities in Gwinnett County, Georgia

The average cost of assisted living in the county is $3,390 a month. This guide is a starting point covering the cost of assisted living care in the county, as well as financing options to pay for it. You’ll find in-depth information on 83 Assisted Living Communities in Gwinnett County and several in surrounding areas.

• Assisted living: $3,390
• Nursing home semiprivate room: $6,753
• In-home care: $3,813
• Adult day health services: $1,712

According to the Genworth 2018 Cost of Care Study, the average monthly cost of assisted living in the Gwinnett County area is higher than in most major cities throughout Georgia. The only city that’s more expensive is Gainesville, where the cost of assisted living averages $3,500 per month. Albany has the least expensive assisted living in the state with a cost that’s about $1,000 less per month than Gwinnett County. 

Note: Specific senior care cost data is not available for Gwinnett County. Data for the nearest major city, Atlanta, has been used in its place. 

Senior care costs vary drastically depending on the type of care required. Nursing home care ($6,753) is generally the most expensive per month with costs that are nearly double that of assisted living, and it’s close to $3,000 per month higher than home care costs ($3,813). In Gwinnett County, home care is about $500 more expensive per month than assisted living. However, assisted living works out to be even less expensive than home care when other expenses are taken into account. Seniors who choose to continue living at home need to budget for additional fees, such as rent, groceries and utilities, while assisted living usually includes those costs. Cost of Homemaker/Home Health Aide Comparison Chart

• Assisted living: $3,390

• Homemaker services: $3,813

• Home health aide: $3,813

• Adult day health: $1,712

• Nursing home care (semiprivate room): $6,753

In Georgia and throughout the U.S., Medicaid ensures that low-income families and individuals, including seniors, pregnant women and disabled people, have access to quality health care. Services provided by Medicaid include doctor visits, medical treatment, diagnostic testing, dental care and prescription medications. In Georgia, the only form of long-term care covered by the standard state plan is nursing home care. 

For seniors who require help with the cost of assisted living, the state’s Community Care Services Program (CCSP) Waiver may provide the funding they need. The waiver exists to provide assisted living and nursing services to elderly people who want to avoid moving to a nursing home. Services may be provided at home or within an assisted living facility. Other services covered under the waiver include respite care, personal care, medical equipment and transportation. 

To qualify for the state Medicaid plan and the CSSP waiver as an elderly person, applicants must be 65 or older and not have an income higher than $2,313 (individual) or $4,262 (couple) per month. Asset limitations stipulate that applicants may not possess more than $2,000 (individual) or $3,000 (couple) in countable assets. All applicants are also required to undergo a comprehensive assessment to determine their level of need. 

The state Medicaid plan is an entitlement program, which means that all eligible applicants are approved to participate. The CCSP waiver, on the other hand, is capped at 19,000 participants. That often means that eligible seniors will be placed on a waiting list before being provided with services. 

To apply or to learn more about the CCSP waiver waiting list times, seniors can call (866) 552-4464. 

Optional State Supplement

Georgia’s optional state supplement is a cash benefit that’s jointly funded by the state and federal governments. Its provided to low-income elderly and disabled persons who receive long-term care, either at home or within a facility. This benefit exists to provide some assistance to help these individuals pay for costs that aren’t covered by Medicaid, such as room and board. 

To qualify for this benefit, applicants must already receive Supplemental Security Income and meet state Medicaid eligibility requirements. To apply, seniors can call the Social Security Administration at (800) 772-1213. 

Home and Community-Based Services (HCBS)

Georgia’s non-Medicaid HCBS program is funded by the Georgia Department of Human Services and administered by the 12 Area Agencies on Aging. It provides a range of services to elderly individuals, including nutritional counseling, senior companion services, regular nurse visits and fitness classes. Although this program doesn’t pay for the cost of assisted living, the services that it provides may help seniors to reduce their out-of-pocket expenses and avoid further institutionalization. 

There are no financial restrictions on this program and participants are accepted based on need and availability. Preference is given to those with the greatest need. Applicants must be age 60 or older. To apply, seniors can contact the Atlanta Regional Commission Aging Division at (404) 463-3333.

Long Term Care Insurance

Long-Term Care Insurance helps seniors to pay for assisted living, home care and nursing care costs, provided they’ve purchased a long-term care insurance policy while still in relatively good health. These policies and their premiums vary depending on the provider, but generally, the senior will be required to pay an annual deductible, as well as small co-pay amount, prior to receiving reimbursement from their insurance provider.

Area Agencies on Aging are nonprofit organizations that organize and facilitate a variety of programs and services that are designed to enhance the quality of seniors lives and protect their best interests.  Gwinnett Senior Services Center
567 Swanson Drive, Lawrenceville, Georgia 30043
(678) 377-4150

Veterans Affairs (VA) provides a range of benefits to the country’s veterans that include health care, housing assistance and education. Veterans can visit a local VA office to find out which benefits best suit their needs. 

VA Southeast Network
3700 Crestwood Parkway North West #500, Duluth, Georgia 30096
(678) 924-5701

Lawrenceville Veterans Field Service Office
455 Philip Boulevard, Lawrenceville, Georgia 30046
(404) 321-6111

Senior Homes has an extensive directory of senior living options, with care and living providers across the United States.