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According to the&nbsp;<a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" target="_blank" data-mce-href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer">Genworth 2018 Cost of Care Study</a>, Boise’s average monthly cost of assisted living is only slightly above the state average ($3,475) and $500 less than the national average ($4,000). Most major cities in Idaho have assisted living costs that are within a few hundred dollars of the state average, including Idaho Falls ($3,213), Coeur d’Alene ($3,750) and Pocatello ($3,350). The only exception being Lewiston ($4,306), where the average monthly cost of assisted living is about $800 more than in Boise.

Assisted Living Costs in Boise

Cost of Assisted Living Comparison Chart:

The type of care needed is one of the biggest factors influencing monthly costs, and this is certainly true in Boise. The average monthly cost of nursing home care is $8,121, making it more than double the cost of assisted living. The cost of home care ($3,813) is also more expensive than assisted living. Home care costs don’t take into account the added expenses associated with continuing to live in the home, such as rent, groceries and utilities, all of which are typically included in the cost of assisted living. Cost of Homemaker/Home Health Aide Comparison Chart 
<li>Assisted living: $3,500</li>
<li>Homemaker services: $3,813</li>
<li>Home health aide: $3,813</li>
<li>Adult day health: $2,600</li>
<li>Nursing home care (semiprivate room): $8,121</li>

Care Cost Comparison

Cost of Homemaker/Home Health Aide Comparison Chart

Financial Assistance for Assisted Living in Boise

Optional State Supplement Seniors who already receive federal supplemental security income (SSI) may be eligible to receive an&nbsp;<a href="https://www.ssa.gov/policy/docs/progdesc/ssi_st_asst/2011/id.html" target="_blank" data-mce-href="https://www.ssa.gov/policy/docs/progdesc/ssi_st_asst/2011/id.html" rel="noopener noreferrer">optional state supplement</a>, which is intended to aid seniors with the cost of room and board in assisted living facilities. The amount of the OSS benefit is determined by the senior’s needs, and for those living in an assisted living facility, the supplement is paid out to a maximum of $473 per month. To be eligible for this benefit, seniors must be aged 65 or older and receiving SSI. Seniors may apply by contacting the Boise US Social Security Administration office at (800) 772-1213. Elderlife Bridge Loan Seniors who don’t qualify for financial assistance through state programs or Medicaid programs can apply for a bridge loan through<a href="https://elderlifefinancial.com/" target="_blank" data-mce-href="https://elderlifefinancial.com/" rel="noopener noreferrer">&nbsp;Elderlife Financial Services</a>. These loans are paid directly to the senior’s assisted living facility and can be paid back in monthly installments by the borrower and any co-applicants on their application. Interest rates for these loans are low, and terms are flexible. Seniors who are concerned about approval may apply with up to six cosigners to increase the likelihood that they’ll qualify for a loan and reduce their monthly payments. Long-Term Care Insurance <a href="https://doi.idaho.gov/consumer/LongTermCareInsurance" target="_blank" data-mce-href="https://doi.idaho.gov/consumer/LongTermCareInsurance" rel="noopener noreferrer">Long-term care insurance</a>&nbsp;exists to cover the cost of assisted living or other long-term care services. Seniors who purchase these policies prior to the need for long-term care are eligible to have the cost of assisted living covered by their insurance provider. In most cases, policyholders will be required to pay an annual deductible. Eligibility and costs depend on the insurance provider and the plan purchased. Premiums and deductibles are often calculated based on the age and health history of the policyholder, and policies aren’t typically available to those with severe health problems.

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $3,500 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on {enhancedSearch.regionCount} {tensing(Assisted Living Community | Assisted Living Communities | {enhancedSearch.regionCount})}in Boise and several in surrounding areas.<ul><li>Assisted living: $3,500</li><li>Nursing home semiprivate room: $8,121</li><li>In-home care: $3,813</li><li>Adult day health services: $2,600</li></ul>

Assisted Living in Boise, ID

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Assisted Living Articles and Resources

HCBS Aged and Disabled Medicaid Waiver Idaho’s&nbsp;<a href="https://healthandwelfare.idaho.gov/Medical/Medicaid/LongTermCare/tabid/215/Default.aspx" target="_blank" data-mce-href="https://healthandwelfare.idaho.gov/Medical/Medicaid/LongTermCare/tabid/215/Default.aspx" rel="noopener noreferrer">Aged and Disabled Waiver</a>&nbsp;is intended to dissuade elderly and disabled individuals from entering into full-time nursing facilities by providing nursing level home care and supportive services to those who can remain safely in their own home or in an assisted living community. This program provides seniors with the option to direct their own care, which means they’re not restricted from choosing care providers from a specific network and may choose who provides their care in some cases. However, participants of this program must use a designated third party financial manager to manage their medical expenses. To be eligible for the Aged and Disabled Waiver, seniors must be 65 years of age or older and require a nursing level of care. The financial requirements of this program stipulate that seniors must not earn more than $27,756 in income each year and the value of their assets, excluding their home, must not exceed $2,000. To apply or to learn more about the application process, seniors can contact the<a href="http://healthandwelfare.idaho.gov/ContactUs/tabid/127/Default.aspx" target="_blank" data-mce-href="http://healthandwelfare.idaho.gov/ContactUs/tabid/127/Default.aspx" rel="noopener noreferrer">&nbsp;Idaho Department of Health and Welfare</a>&nbsp;or call (877) 456-1233. Personal Care Services Program The Idaho Personal Care Services Program (PCSP) is a Medicaid funded program that provides elderly residents of the state with covered assistance with activities of daily living. This program was created to take pressure off of the Medicaid system by providing alternative services to seniors who may otherwise be institutionalized in a nursing home. The PCSP is available to seniors who reside in their homes or assisted living facilities. Applicants must be 65 years of age or older and require daily supportive care services. To be eligible for the PCSP, seniors must not earn more than $824 in income each month and may not own more than $2,000 in countable assets, excluding home value, home furnishings and life insurance policies. To apply or to learn more about the application process, seniors can contact their local<a href="http://healthandwelfare.idaho.gov/ContactUs/tabid/127/Default.aspx" target="_blank" data-mce-href="http://healthandwelfare.idaho.gov/ContactUs/tabid/127/Default.aspx" rel="noopener noreferrer">&nbsp;Idaho Department of Health and Welfare</a>&nbsp;office or call (877) 456-1233.

Medicaid in Idaho

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Assisted Living Resources in Boise

The Idaho Commission on Aging provides Boise residents with access to community resources and offers senior advocacy programs, including a long-term care ombudsman and benefits assistance.

Commission on Aging Office

Senior centers offer those aged 55 and older access to a range of programming including day trips, social activities, classes and congregate meals.

Senior Centers in Boise

Seniors who served their country in the military and in some cases their immediate family are eligible to receive financial and medical assistance from Veterans Affairs (VA). They may also receive health care services in VA Medical Centers. To receive further information about benefit programs and eligibility, seniors can contact a VA office.

Veterans Affairs

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An explanation of retirement living costs. Visit to learn more about finding the right retirement community or to find a retirement community near you.

Discover the typical cost of living in a retirement community, what&#39;s included in the cost of a retirement communities and what to expect in various types of retirement communities.

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An article defining Activities of Daily Living. Learn more about Senior Care by browsing our library of insightful articles or find senior care using our comprehensive directory.

Learn about activities of daily living, how ADLs are assessed and what the results can mean if you&#39;re considering long-term care for yourself or a loved one.

A brief overview of veterans benefits, what they offer, and how to learn more about them.

Some veteran benefits can help with assisted living costs. Discover which ones can, how to apply and how to find the ideal assisted living community for your loved one.

Veterans Benefits: A Brief Overview

Veterans Benefits

Learn more about the pros and cons of buying long-term insurance and how to use it to pay for senior care.

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Financing Your Retirement with Life Insurance

An article explaining what PACE Programs are. Learn more about PACE Programs or search our nationwide directory to find home care near you.

The Program of All-Inclusive Care for the Elderly (PACE) combines all the services offered by Medicare and Medicaid. Learn more about the program, eligibility, and how to apply for PACE.

PACE Programs: Programs of All-Inclusive Care for the Elderly

As the population ages and Baby Boomers face the realities of paying for care for their parents and for themselves, it becomes clear that the biggest hurdle to senior care is paying for it.

Learn about the cost of long-term care and ways you can pay for care, including Medicaid, VA benefits and the PACE program, in this guide for older adults.

Paying for Long-Term Care: How to Overcome this Costly Hurdle to Safeguard Your Future

Paying for Long-Term Care: An Overview

Learn about tips for senior downsizing, how to make the downsizing process as easy as possible, and senior downsizing options.

From saving money to avoiding household chores, there are dozens of great reasons to downsize. Read our free guide for tips on navigating the process.

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For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

Learn about the benefits of activities for people with dementia and find a list of dementia-friendly things to do in this comprehensive guide.

Activities To Do With Seniors Who Have Dementia

12 Activities for People With Dementia

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