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The average monthly cost of assisted living in Chicago is $4,794, which is significantly higher than the Illinois average of $4,030. It’s also much more expensive than the nationwide average of $4,000 per month. While Chicago offers the most expensive assisted living care in the state, Rockford is nearly as costly at $4,770. Other major metropolitan areas in Illinois are much more affordable than Chicago, including Peoria ($3,750), Decatur ($4,046) and Danville ($4,200).

Assisted Living Costs in Chicago

Cost of Assisted Living Comparison Chart

The average cost of senior care in Chicago varies greatly based on the type of care a senior needs. Seniors who need nursing home care pay, on average, over $2,500 more per month than those who need assisted living care. At $4,576 per month, homemaker services and home health aides are similarly priced to assisted living care. However, homeowners who opt for these in-home services should remember to consider the other costs that come with staying at home, such as rent and utilities. Adult day health care, the most inexpensive type of senior care in Chicago, costs about one-third the price of assisted living care. Cost of Homemaker/Home Health Aide Comparison Chart 
<li>Assisted living: $4,794</li>
<li>Homemaker services: $4,576</li>
<li>Home health aide: $4,576</li>
<li>Adult day health: $1,728</li>
<li>Nursing home care (semiprivate room): $7,330</li>

Care Cost Comparison

Cost of Homemaker/Home Health Aide Comparison Chart

Financial Assistance for Assisted Living in Chicago

Optional State Supplement 
 
Seniors who receive Supplemental Security Income (SSI) and live in an assisted living facility may be eligible to receive additional funding from the state of Illinois. This optional state supplement (OSS) is an additional payment on top of the senior&rsquo;s existing SSI benefit. The amount of this benefit in Illinois is, according to the <a href="https://www.ssa.gov/policy/docs/progdesc/ssi_st_asst/2011/il.html" rel="noopener noreferrer" target="_blank">Social Security Administration</a>, &ldquo;based on state-approved allowances given for individual needs.&rdquo; 
 
To receive the OSS, seniors must be eligible to receive SSI payments. Seniors may be <a href="https://www.ssa.gov/ssi/text-eligibility-ussi.htm" rel="noopener noreferrer" target="_blank">eligible for SSI</a> if they are 65 years and older and have a <a href="https://www.ssa.gov/ssi/text-income-ussi.htm" rel="noopener noreferrer" target="_blank">limited income</a> and limited resources. Because a senior&rsquo;s SSI benefit is determined by subtracting their countable income from the monthly maximum SSI payment ($750), seniors with more than $750 in countable income will not be eligible. Countable income includes many types of earned and unearned income, such as wages and Social Security benefits, but does not include need-based assistance from the government or other excluded income sources. Seniors must also have <a href="https://www.ssa.gov/ssi/text-resources-ussi.htm" rel="noopener noreferrer" target="_blank">limited resources</a> to be eligible. The resource limit for single seniors is $2,000, and for couples, it&rsquo;s $3,000. Resources include the value of some assets, including cash and stocks. 
 
Seniors who have questions about the OSS program or who want to apply can visit any of Chicago&rsquo;s 12 <a href="https://www.ssa.gov/chicago/illinois.html" rel="noopener noreferrer" target="_blank">Social Security offices</a>. They can also phone the Social Security Administration at (800) 772-1213. 
 
Assisted Living Bridge Loans 
 
Seniors who are in need of short-term funding for assisted living costs may be able to receive a <a href="https://elderlifefinancial.com/our-services/#BridgeLoanInfo" rel="noopener noreferrer" target="_blank">bridge loan</a>. These loans may be a good option for seniors who are waiting to receive long-term funding from benefits or the sale of their home. <a href="https://elderlifefinancial.com/faqs/" rel="noopener noreferrer" target="_blank">Bridge loans</a> are usually offered as a line of credit, and seniors can choose how much to withdraw each month. However, seniors who require a lump sum may be eligible for an amortizing loan. 
 
Seniors can apply for a bridge loan by filling out an <a href="https://elderlifefinancial.com/loc/" rel="noopener noreferrer" target="_blank">online application</a> with Elderlife Financial. Funding is often available quickly for seniors who are approved. The funds are sent directly to the assisted living facility where the senior resides.

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $4,794 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on {enhancedSearch.regionCount} {tensing(Assisted Living Community | Assisted Living Communities | {enhancedSearch.regionCount})}in Chicago and several in surrounding areas. <ul><li>Assisted living: $4,794</li><li>Nursing home semiprivate room: $7,330</li><li>In-home care: $4,576</li><li>Adult day health services: $1,728</li></ul>

Assisted Living in Chicago, IL

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Medicaid is a government-funded health insurance program that provides health coverage to many groups of eligible Americans, including low-income adults, pregnant women, people with disabilities and senior citizens. Each state runs its own Medicaid program, so the services that are covered by Medicaid will vary depending on a senior&rsquo;s location. Iowa Medicaid covers a wide variety of <a href="https://getcovered.illinois.gov/Fact%20Sheets/16_GCI_Fact_Sheets_WhatDoesMedicaidMeanForMe.pdf" rel="noopener noreferrer" target="_blank">health care services</a>, including emergency services, doctor visits, vision care, physical therapy and medical equipment. 
 
Seniors in Chicago may be eligible for Illinois Medicaid if they are U.S. nationals, U.S. citizens or permanent residents. They must also meet the state&rsquo;s financial <a href="https://www.benefits.gov/benefit/1628" rel="noopener noreferrer" target="_blank">requirements</a>. Single seniors may be eligible for Medicaid if they have an annual pretax income of less than $16,643. For couples, the income limit is $22,411 per year. 
 
To apply for Medicaid coverage, seniors can visit Illinois&rsquo; <a href="https://abe.illinois.gov/abe/access/" rel="noopener noreferrer" target="_blank">Application for Benefits Eligibility</a> (ABE) website. They can also apply over the phone by calling the ABE Customer Call Center at (800) 843-6154. 
 
Seniors who earn more than the state&rsquo;s income limits for Medicaid coverage but have high medical bills may qualify for coverage through the <a href="https://www.illinois.gov/hfs/info/Brochures%20and%20Forms/Brochures/Pages/HFS591SP.aspx" rel="noopener noreferrer" target="_blank">Illinois Medicaid Spend-Down</a> program. Seniors pay for their own medical bills until they reach their spend-down amount; when they reach it, they become eligible for Medicaid coverage. Seniors who are enrolled in this program may also be permitted to pay their spend-down amount directly to Healthcare and Family Services (HFS). The spend-down amount is determined based on a senior&rsquo;s income and assets. To learn more about this program, seniors can call the HFS Health Benefits Hotline at (800) 226-0768. 
 
Seniors who need help paying for assisted living care in Chicago may be eligible for the <a href="https://www.illinois.gov/hfs/MedicalPrograms/slf/Pages/default.aspx" rel="noopener noreferrer" target="_blank">Illinois Supportive Living Program (SLP)</a>. This Medicaid waiver program doesn&rsquo;t cover the costs of room and board in assisted living facilities, but it may help seniors pay for the personal care services they receive in these facilities. The services that are covered by this waiver include intermittent nursing care, personal care, medication monitoring, housekeeping and laundry. 
 
This program is an entitlement, and it&rsquo;s open to anyone who meets the eligibility requirements. To be eligible for this <a href="https://www.illinois.gov/hfs/MedicalPrograms/slf/Pages/ResidentFactSheet.aspx" rel="noopener noreferrer" target="_blank">waiver program</a>, seniors must have a medical need for a nursing facility level of care. Medical need is determined based on a preadmission screening. Seniors&rsquo; income is required to be no less than the maximum allowable amount of Supplemental Security Income (SSI). This amount is currently $771 for a single senior and $1,157 for a couple. In addition, seniors who are currently participating in any other waiver programs are not eligible for the SLP. 
 
To apply for coverage through SLP&nbsp;or to learn more about the waiver program, seniors can contact the Department of Healthcare and Family Services at (217) 782-0545.

Medicaid in Illinois

{tensing(Detailed profile of {enhancedSearch.regionCount} Assisted Living Facility | Detailed profiles of {enhancedSearch.regionCount} Assisted Living Facilities | {enhancedSearch.regionCount})}in Chicago, IL. Average cost is 4794 per month.  Reviews, ratings, costs, pictures, amenities, and more.

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Other Senior Living in Chicago, IL

Assisted Living Resources in Chicago

The city&rsquo;s Senior Services Division acts as its Area Agency on Aging. This department provides information and resources to seniors. Local seniors can contact the AAA to learn about benefits and services that are available to them. The AAA also has resources for caregivers, including legal assistance.

Area Agency on Aging

There are six regional senior centers located throughout Chicago, as well as 10 satellite senior centers. Seniors can visit their&nbsp;<a href="https://www.chicago.gov/city/en/depts/fss/provdrs/senior/svcs/regional_senior_centers.html" rel="noopener noreferrer" target="_blank">closest senior center</a> to participate in scheduled activities, such as outings, life enrichment classes and fitness and wellness programs.&nbsp;For more information on these centers, call (312) 744-4016.

Senior Centers

Chicago is home to several resources for veterans and survivors. Seniors can contact the VA office to learn more about benefits and supports available to them. Eligible veterans may be able to receive medical treatment from the city&rsquo;s VA hospital or VA clinics.

Veterans Affairs

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We invite our residents to enjoy an inviting environment, a vibrant atmosphere, and come to enjoy friendly people with similar likes and interests. Here at Selfhelp we offer assisted living and independent living.

 

<h2>Featured Amenities</h2>

We offer our residents an array of amenities such as a Solarium a penthouse with floor to ceiling windows that provide a panoramic view of the city,&nbsp;a roof garden a place to enjoy fresh air and a beautiful view of the city, a movie theater to enjoy whatever film in our plush and roomy seating, a wellness center to make sure our residents stay as healthy as possible, and a media room where our residents can grab a book and relax or just send an email to a friend or family member.

 

 

<h2>Available Services</h2>

We provide our residents with a wide range of services such as transportation to where our residents need to go, all utilities are included,&nbsp;we will provide escorts to meals and any activities, parking is provided for residents and their guest, and daily exercise classes are available.&nbsp;

At Selfhelp we want to make sure our residents are safe at all times, we provide all residents with an emergency call system and a 24-hour staff.

The Selfhelp Home

Lincolnwood Place offers a diverse range of services for every family budget, from affordable plans to luxurious accommodations. We deliver quality service and exceptional amenities as well as on-site certified nurses for seniors requiring assisted living or rehabilitative care. Because of our convenient location, seniors are just moments from shopping and plenty of nearby parks to explore.

Lincolnwood Place is one of many retirement apartments owned by the Senior Lifestyle Corporation. We pride ourselves on creating senior living communities that enable seniors to live healthy and fulfilling lives, and our Wellness Everyday™ program offered at every community is praised by the International Council on Active Aging.

<h2>Featured Amenities</h2>

Our unique programs, such as Brain Health University™ and the award-winning Wellness Everyday™, help residents sharpen their minds and enrich their lives. Daily activities include Tai Chi, poker, an acting group and movie nights, but our community also has a greenhouse where gardeners can indulge their green thumb and a quiet library for relaxing.

The one- and two-bedroom apartments are spacious and have a full kitchen and washer/dryer. For our assisted living residents, their apartments include safety features such as a step-in shower and emergency response system. In the community dining room featuring restuarant-style dining, our residents enjoy fresh, seasonal meals.

<h2>Available Services</h2>

We want life here at Lincolnwood Place to be as relaxing as possible. To help ensure this, we provide complimentary transportation services for residents to reach local attractions and attend medical appointments. Our regular housekeeping and routine maintenance services also help ensure time spent at our community is enjoyable and hassle free. The on-site beauty and barber salon saves a trip into town.

Each member of our highly trained staff provides exceptional care to our residents. Skilled nursing care is available when needed, as are a variety of rehabilitative services. This care is available on both a long-term and short-term basis.

With our motto of living life to the fullest, Lincolnwood Place welcomes seniors to come and experience the best of retirement living in Illinois.

Lincolnwood Place

At Three Crowns Park, our assisted living memory care is designed to help residents with day-to-day activities, while promoting health and wellbeing. Residents value their independence, but want the security of knowing that assistance is available in a private and comfortable setting. Our private memory care residences will make you feel right at home with the assistance you need to live an active and independent lifestyle. Our customized personal assistance and supportive environment provide the foundation for independence.

Each member of Three Crown’s assisted living staff initiates interest-specific programs designed to help ease the challenges of memory loss including reminiscing, spiritual opportunities, life histories and more—all in a secure, comforting environment on a residential street in Evanston, voted one of the nation’s best neighborhoods. 

Also, as part of the Three Crowns Park continuing care community, you'll have access to campus resources not often found in freestanding Assisted Living residences. With our continuum of care, you'll have peace of mind knowing care resources are available should needs change over time.

Keep in mind, you do not have to be a current resident of our retirement community to benefit from our Assisted Living, Memory Care, Skilled Nursing or short-term Rehabilitation services, nor will you have to pay an entrance fee to enter one of the areas noted above.

Three Crowns Park

Life is filled with possibilities for growth and friendship - that&#39;s our philosophy at Westminster Place, and this is evident throughout our 40-acre campus. From engaging activities, such as Adventure Week, kayaking on the Chicago River and visits to the Lincoln Park Zoo, to health care services available at the on-site McGaw Care Center, you will discover that life is perfect here.

Westminster Place is one of five communities owned by Presbyterian Homes. For more than 100 years, our nonprofit, faith-based organization has served older adults from diverse backgrounds throughout the greater Chicago area. We strive to be an industry leader in developing innovative and quality residential programs that enrich the lives of older adults.

<h2>Featured Amenities</h2>

Whatever your hobby, you will find a place to practice and showcase it for other residents to see. If you enjoy gardening, there are garden spaces available and our annual Festival of Roses is loved by everyone. There is also a hobby shop for woodworking enthusiasts, and a fine arts studio where you can work on a piece for our annual art show.

Westminster Place features a variety of living options for you to choose from, whether you are looking to downsize to a one- or two-bedroom apartment or want the privacy that a two-bedroom townhouse or cottage offers. You will appreciate the conveniences of full kitchens and spacious rooms, and there are floor plans with a patio or washer/dryer option.

<h2>Available Services</h2>

Even with a kitchen in your home, you will likely find yourself taking the night off and joining friends in the community dining room for chef-prepared meals - and for a lighter, more casual setting, there is a grill. Other conveniences that you will appreciate include an on-site beauty salon/barbershop, a computer center, the Kimble Fitness and Therapeutic Center and a gift store.

But the most important feature of our community is our commitment to caring for you, now and in the future. As your health care needs evolve, we have the services available, whether is it assisted living at The Highlands at Westminster Place, memory care at the Frank B. Foster Pavilion or skilled nursing at the McGaw Care Center, so you may age in place and never leave your beloved home.

Purposeful living and first-class health care services are what you can expect to find at Westminster Place.

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<a href='/senior-living/continuing-care-retirement-communities/illinois/chicago'>Continuing Care Communities</a> and <a href='/senior-living/independent-living/illinois/chicago'>Independent Living</a>