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According to <a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer" target="_blank">Genworth&rsquo;s 2018 Cost of Care study</a>, Fort Wayne is one of the most affordable cities for assisted living in the state of Indiana. At $2,978 per month, it&rsquo;s significantly less expensive than the state average of $4,385 and the national average of $4,000. In addition to Fort Wayne, the smaller Indiana cities of&nbsp;Kokomo ($3,360) and Michigan City ($3,675) also offer lower monthly costs for assisted living compared to state and national averages. The area around the capital city of Indianapolis is the most expensive, averaging $5,053 per month.

Assisted Living Costs in Fort Wayne

Cost of Assisted Living Comparison Chart

The cost of senior care is greatly influenced by the type of care that’s required. In Fort Wayne, skilled nursing care is more than double the cost of assisted living per month. In-home care, whether homemaker services or home health aid services, is also more expensive than assisted living (about $1,200 to $1,800 more per month). It’s important to add up the other costs of continuing to live at home as well,&nbsp;including monthly mortgage or rent payments, maintenance services and unforeseen repairs. The cost of assisted living generally includes most of these expenses. &nbsp;Cost of Homemaker/Home Health Aide Comparison Chart 
<li>Assisted living: $2,978</li>
<li>Homemaker services: $4,195</li>
<li>Home health aide: $4,767</li>
<li>Adult day health: $1,517</li>
<li>Nursing home care (semiprivate room): $6,874</li>

Care Cost Comparison

&nbsp;Cost of Homemaker/Home Health Aide Comparison Chart

Financial Assistance for Assisted Living in Fort Wayne

Fort Wayne seniors who can&rsquo;t live alone but don&rsquo;t require nursing&nbsp;home level care may qualify for financial assistance through the state&rsquo;s&nbsp;<a href="https://www.in.gov/fssa/da/3767.htm" rel="noopener noreferrer" target="_blank">Residential Care Assistance Program</a>. RCAP funds&nbsp;can cover room and board, care coordination, food, laundry and other select services in&nbsp;contracted assisted living facilities. 
 
To qualify for RCAP, Fort Wayne residents must be at least 65 years of age or blind or disabled and a current Medicaid recipient or participant in the federal Supplemental Security Income program. They must also be willing to move to an assisted living facility that has an approved RCAP contract with the Indiana Division of Aging.&nbsp; 
 
RCAP applications are available&nbsp;<a href="https://www.in.gov/fssa/da/3767.htm" rel="noopener noreferrer" target="_blank">online</a>, and they may be filled out by an applicant&rsquo;s family, guardian or advocate. It&rsquo;s also common for RCAP facilities to help applicants with the eligibility&nbsp;process. 
 
For more information about the Indiana Residential Care Assistance Program, contact the&nbsp;<a href="https://www.in.gov/fssa/" rel="noopener noreferrer" target="_blank">Indiana Family and Social Services Administration</a>&nbsp;at (800) 457-8283.&nbsp;

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $2,978 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on {enhancedSearch.regionCount} {tensing(Assisted Living Community | Assisted Living Communities | {enhancedSearch.regionCount})}in Fort Wayne and several in surrounding areas. <ul><li> Assisted living: $2,978</li><li>Nursing home semiprivate room: $6,874</li><li>In-home care: $4,195</li><li>Adult day health services: $1,517</li></ul>

Assisted Living in Fort Wayne, IN

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Indiana Medicaid provides a <a href="https://www.in.gov/medicaid/members/297.htm" rel="noopener noreferrer" target="_blank">variety of benefits</a> to low-income residents of all ages in Fort Wayne. This <a href="https://www.in.gov/medicaid/members/185.htm" rel="noopener noreferrer" target="_blank">traditional Medicaid</a> program covers services such as hospital care, prescription drugs, home health care and skilled nursing care. Financial support for assisted living may be available through Indiana&rsquo;s Aged and Disabled Medicaid Waiver, which is listed below. 
 
<a href="https://www.in.gov/medicaid/members/59.htm" rel="noopener noreferrer" target="_blank">To qualify for Indiana Medicaid</a>, seniors in Fort Wayne must have incomes under $1,041 per month for an individual or couple and a maximum of $2,000 (single) or $3,000 (couple) in assets. Counted assets may include bank account balances, cash, stocks and bonds, equity in a vehicle and property (other than your home). If your income or assets are above these requirements, there may be the option to pay a monthly patient liability premium. 
 
To sign up for Medicaid, fill out the<a href="https://fssabenefits.in.gov/#/" rel="noopener noreferrer" target="_blank">&nbsp;Indiana Application for Health Coverage</a>&nbsp;online or call (800) 403-0864. To apply in person, visit your local&nbsp;<a href="https://secure.in.gov/apps/fssa/providersearch/map" rel="noopener noreferrer" target="_blank">Division of Family Resources&nbsp;office</a>. 
 
Indiana Aged and Disabled Waiver 
 
Residents of Fort Wayne needing financial support for assisted living may be eligible for Medicaid&rsquo;s&nbsp;<a href="https://www.in.gov/fssa/da/3476.htm" rel="noopener noreferrer" target="_blank">Aged and Disabled waiver</a>. The A&amp;D waiver provides an alternative to nursing home admission and covers services in specific Medicaid-approved assisted living facilities. The A&amp;D waiver is not an entitlement program, so waiting lists should be expected. 
 
To&nbsp;qualify for assisted living services under the A&amp;D waiver, residents of Fort Wayne must be willing to live in a Medicaid-approved assisted living facility, have a monthly income of $2,313 or less and countable assets of no more than $2,000. Participants must also be assessed by a nurse and found to need assistance with three or more activities of daily living, which is the level of care provided in a nursing home. 
 
To learn more about the Aged and Disabled waiver, contact the&nbsp;<a href="https://www.in.gov/fssa/" rel="noopener noreferrer" target="_blank">Indiana Family and Social Services Administration</a>&nbsp;at (800) 457-8283.&nbsp;

Medicaid in Indiana

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AIHS is a nonprofit, community-based organization that fosters dignity and independence for older adults, people with disabilities and their caregivers. Services include advance care planning, safety programs, home support, a family caregiver center, and health, wellness and community engagement activities.

Aging &amp; In-Home Services of Northeast Indiana

The Indiana Department of Veterans Affairs helps Hoosier veterans and their spouses and dependents obtain every benefit due to them. A network of service officers will provide information and prepare paperwork at no cost. Eligible beneficiaries&nbsp;may also utilize the VA Northern Indiana Health Care System. The Fort Wayne Campus has been proudly serving Indiana veterans with primary care, surgical specialty care and mental health clinics since 1950.

Veterans’ Affairs

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Veterans Benefits: A Brief Overview

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The Program of All-Inclusive Care for the Elderly (PACE) combines all the services offered by Medicare and Medicaid. Learn more about the program, eligibility, and how to apply for PACE.

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As the population ages and Baby Boomers face the realities of paying for care for their parents and for themselves, it becomes clear that the biggest hurdle to senior care is paying for it.

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For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

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The median cost of nursing homes in Fort Wayne for a single-occupancy apartment is $9,429/month (Genworth - 9,4293). This monthly cost typically includes rent, utilities, dining, housekeeping and transportation.

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There is  nursing home in Fort Wayne, IN and several nursing homes nearby. The average cost of nursing homes in Fort Wayne, IN is $201 per month.

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River Terrace Retirement Community is located just minutes from the Timber Ridge Golf Club and steps away from native wooded trails and all the biking, trail walking and recreational opportunities on the Wabash River Greenway. This stunning acreage was graciously donated more than a decade ago by the late Dr. Charles Caylor and Mr. Ware Baker for the purpose of creating a not-for-profit retirement community for Bluffton and the areas surrounding Wells County. With our opening in 2003, their vision became a reality. 

iscover a new lifestyle - one full of activity and friendship, with plenty of time to do what you love. Discover a beautiful setting and enjoy it to its fullest, without nagging thoughts of housework or maintenance. Discover a place you can call home and find peace of mind, where expenses are controlled and medical care is available if you need it.

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