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According to <a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer" target="_blank">Genworth&rsquo;s 2018 Cost of Care study</a>, Fort Wayne is one of the most affordable cities for assisted living in the state of Indiana. At $2,978 per month, it&rsquo;s significantly less expensive than the state average of $4,385 and the national average of $4,000. In addition to Fort Wayne, the smaller Indiana cities of&nbsp;Kokomo ($3,360) and Michigan City ($3,675) also offer lower monthly costs for assisted living compared to state and national averages. The area around the capital city of Indianapolis is the most expensive, averaging $5,053 per month.

Assisted Living Costs in Fort Wayne

Cost of Assisted Living Comparison Chart

The cost of senior care is greatly influenced by the type of care that’s required. In Fort Wayne, skilled nursing care is more than double the cost of assisted living per month. In-home care, whether homemaker services or home health aid services, is also more expensive than assisted living (about $1,200 to $1,800 more per month). It’s important to add up the other costs of continuing to live at home as well,&nbsp;including monthly mortgage or rent payments, maintenance services and unforeseen repairs. The cost of assisted living generally includes most of these expenses. &nbsp;Cost of Homemaker/Home Health Aide Comparison Chart 
<li>Assisted living: $2,978</li>
<li>Homemaker services: $4,195</li>
<li>Home health aide: $4,767</li>
<li>Adult day health: $1,517</li>
<li>Nursing home care (semiprivate room): $6,874</li>

Care Cost Comparison

&nbsp;Cost of Homemaker/Home Health Aide Comparison Chart

Financial Assistance for Assisted Living in Fort Wayne

Fort Wayne seniors who can&rsquo;t live alone but don&rsquo;t require nursing&nbsp;home level care may qualify for financial assistance through the state&rsquo;s&nbsp;<a href="https://www.in.gov/fssa/da/3767.htm" rel="noopener noreferrer" target="_blank">Residential Care Assistance Program</a>. RCAP funds&nbsp;can cover room and board, care coordination, food, laundry and other select services in&nbsp;contracted assisted living facilities. 
 
To qualify for RCAP, Fort Wayne residents must be at least 65 years of age or blind or disabled and a current Medicaid recipient or participant in the federal Supplemental Security Income program. They must also be willing to move to an assisted living facility that has an approved RCAP contract with the Indiana Division of Aging.&nbsp; 
 
RCAP applications are available&nbsp;<a href="https://www.in.gov/fssa/da/3767.htm" rel="noopener noreferrer" target="_blank">online</a>, and they may be filled out by an applicant&rsquo;s family, guardian or advocate. It&rsquo;s also common for RCAP facilities to help applicants with the eligibility&nbsp;process. 
 
For more information about the Indiana Residential Care Assistance Program, contact the&nbsp;<a href="https://www.in.gov/fssa/" rel="noopener noreferrer" target="_blank">Indiana Family and Social Services Administration</a>&nbsp;at (800) 457-8283.&nbsp;

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $2,978 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on {enhancedSearch.regionCount} {tensing(Assisted Living Community | Assisted Living Communities | {enhancedSearch.regionCount})}in Fort Wayne and several in surrounding areas. <ul><li> Assisted living: $2,978</li><li>Nursing home semiprivate room: $6,874</li><li>In-home care: $4,195</li><li>Adult day health services: $1,517</li></ul>

Assisted Living in Fort Wayne, IN

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Indiana Medicaid provides a <a href="https://www.in.gov/medicaid/members/297.htm" rel="noopener noreferrer" target="_blank">variety of benefits</a> to low-income residents of all ages in Fort Wayne. This <a href="https://www.in.gov/medicaid/members/185.htm" rel="noopener noreferrer" target="_blank">traditional Medicaid</a> program covers services such as hospital care, prescription drugs, home health care and skilled nursing care. Financial support for assisted living may be available through Indiana&rsquo;s Aged and Disabled Medicaid Waiver, which is listed below. 
 
<a href="https://www.in.gov/medicaid/members/59.htm" rel="noopener noreferrer" target="_blank">To qualify for Indiana Medicaid</a>, seniors in Fort Wayne must have incomes under $1,041 per month for an individual or couple and a maximum of $2,000 (single) or $3,000 (couple) in assets. Counted assets may include bank account balances, cash, stocks and bonds, equity in a vehicle and property (other than your home). If your income or assets are above these requirements, there may be the option to pay a monthly patient liability premium. 
 
To sign up for Medicaid, fill out the<a href="https://fssabenefits.in.gov/#/" rel="noopener noreferrer" target="_blank">&nbsp;Indiana Application for Health Coverage</a>&nbsp;online or call (800) 403-0864. To apply in person, visit your local&nbsp;<a href="https://secure.in.gov/apps/fssa/providersearch/map" rel="noopener noreferrer" target="_blank">Division of Family Resources&nbsp;office</a>. 
 
Indiana Aged and Disabled Waiver 
 
Residents of Fort Wayne needing financial support for assisted living may be eligible for Medicaid&rsquo;s&nbsp;<a href="https://www.in.gov/fssa/da/3476.htm" rel="noopener noreferrer" target="_blank">Aged and Disabled waiver</a>. The A&amp;D waiver provides an alternative to nursing home admission and covers services in specific Medicaid-approved assisted living facilities. The A&amp;D waiver is not an entitlement program, so waiting lists should be expected. 
 
To&nbsp;qualify for assisted living services under the A&amp;D waiver, residents of Fort Wayne must be willing to live in a Medicaid-approved assisted living facility, have a monthly income of $2,313 or less and countable assets of no more than $2,000. Participants must also be assessed by a nurse and found to need assistance with three or more activities of daily living, which is the level of care provided in a nursing home. 
 
To learn more about the Aged and Disabled waiver, contact the&nbsp;<a href="https://www.in.gov/fssa/" rel="noopener noreferrer" target="_blank">Indiana Family and Social Services Administration</a>&nbsp;at (800) 457-8283.&nbsp;

Medicaid in Indiana

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AIHS is a nonprofit, community-based organization that fosters dignity and independence for older adults, people with disabilities and their caregivers. Services include advance care planning, safety programs, home support, a family caregiver center, and health, wellness and community engagement activities.

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The Indiana Department of Veterans Affairs helps Hoosier veterans and their spouses and dependents obtain every benefit due to them. A network of service officers will provide information and prepare paperwork at no cost. Eligible beneficiaries&nbsp;may also utilize the VA Northern Indiana Health Care System. The Fort Wayne Campus has been proudly serving Indiana veterans with primary care, surgical specialty care and mental health clinics since 1950.

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