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According to<a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" target="_blank" data-mce-href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer">&nbsp;Genworth’s 2018 Cost of Care study</a>, the average monthly cost for assisted living in Lafayette is significantly more expensive than the national average ($4,000) and nearly $1,000 more than the state average ($4,385). In fact, the study shows that Lafayette is the costliest city in the state for assisted living, coming in slightly higher than the state capital of Indianapolis ($5,053) and notably higher than the nearby city of Kokomo ($3,630). In comparison, Fort Wayne has the lowest monthly average cost for assisted living in Indiana at $2,978 per month.

Assisted Living Costs in Lafayette

The Cost of Assisted Living in Surrounding Areas

The cost of senior care varies greatly depending on the location and&nbsp;also on the level of assistance that’s required. In Lafayette, the cost of a semiprivate room at a skilled nursing home facility ($8,030) is significantly&nbsp;higher than all other types of care, and it’s nearly $3,000 more per month than assisted living. Homemaker or home health aid services ($4,385) appear to be less expensive than assisted living; however, these services don’t&nbsp;account for the living expenses associated with staying at home. It’s important to&nbsp;consider the costs of rent or mortgage payments, utilities, home maintenance and food, which&nbsp;are usually included in the price for residential care at an assisted living facility.

Care Cost Comparison

Senior Care Cost Comparison Chart

Financial Assistance for Assisted Living in Lafayette

Residential Care Assistance Program Indiana’s <a href="https://www.in.gov/fssa/da/3767.htm" target="_blank" data-mce-href="https://www.in.gov/fssa/da/3767.htm" rel="noopener noreferrer">Residential Care Assistance Program</a>&nbsp;provides financial support for Lafayette residents who can’t live alone in their homes&nbsp;and don’t require nursing facility level of care. RCAP funds can cover select services, such as room and board, care coordination and&nbsp;food and laundry at contracted assisted living facilities. To&nbsp;be eligible&nbsp;for RCAP, Lafayette residents must be at least 65 years of age, blind or disabled and a current recipient of Medicaid&nbsp;or the federal Supplemental Security Income program. They must also be willing to reside in an&nbsp;RCAP assisted living facility that’s&nbsp;contracted with the Indiana Division of Aging. <a href="https://www.in.gov/fssa/da/3767.htm" target="_blank" data-mce-href="https://www.in.gov/fssa/da/3767.htm" rel="noopener noreferrer">Applications for RCAP</a> are available online and may be&nbsp;completed by family or an applicant’s guardian or advocate. RCAP facilities may also assist&nbsp;applicants with the eligibility process. For more information about the Indiana Residential Care Assistance Program, contact the <a href="https://www.in.gov/fssa/" target="_blank" data-mce-href="https://www.in.gov/fssa/" rel="noopener noreferrer">Indiana Family and Social Services Administration</a> at (800) 457-8283. Live chat help is also available on the website. Assisted Living Bridge Loan An Elderlife bridge loan can provide temporary financial assistance for seniors who are not eligible for Medicaid or those who are waiting for benefits or a home to sell.&nbsp;It serves as a “bridge” for periods up to 12 months (and sometimes longer) until more permanent financial resources for assisted living can be secured. An Elderlife&nbsp;bridge loan works much the same way as a credit card. A line of credit is approved and the borrower draws on the funds as needed. To qualify for this type of loan, a fairly strong credit score or co-borrowers&nbsp;are required. The lender&nbsp;may also&nbsp;need information about the anticipated source of permanent funding for assisted living.&nbsp; Interest rates for Elderlife bridge loans are usually higher than a home equity loan, but reasonable compared to a credit card or personal loan. As an incentive for prospective residents, some assisted living facilities may offer to pay off the interest on Elderlife bridge loans. In this case, seniors can borrow money for assisted living with no additional costs. To learn more about assisted living bridge loans, contact <a href="https://elderlifefinancial.com/" target="_blank" data-mce-href="https://elderlifefinancial.com/" rel="noopener noreferrer">Elderlife Financial Services</a> at (888) 228-4500.

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $5,205 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on {enhancedSearch.regionCount} {tensing(Assisted Living Community | Assisted Living Communities | {enhancedSearch.regionCount})}in Lafayette and several in surrounding areas. The Cost of Senior Care in Lafayette, IN<ul><li>Assisted Living: $5,205</li><li>Nursing Home Care: $8,030</li><li>In-home Care: $4,385</li><li>Adult Day Health Services: $1,842</li></ul>

Assisted Living in Lafayette, IN

Five Signs Your Loved One Might Need Assisted Living Services

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Common Myths of Assisted Living Facilities

A Primer on the Activities of Daily Living (ADLs)

Common Questions Regarding Assisted Living Facilities

Nursing Care in Assisted Living: How do Residents Benefit?

Assisted Living Articles and Resources

The state of Indiana provides full&nbsp;<a href="https://www.in.gov/medicaid/members/185.htm" target="_blank" data-mce-href="https://www.in.gov/medicaid/members/185.htm" rel="noopener noreferrer">health care benefits</a> to low-income residents through its program Traditional Medicaid. <a href="https://www.in.gov/medicaid/members/297.htm" target="_blank" data-mce-href="https://www.in.gov/medicaid/members/297.htm" rel="noopener noreferrer">Covered services</a> include hospital care, prescription drugs, home health care and nursing facility care. Medicaid may also provide financial support for assisted living through the Aged and Disabled (A&amp;D) waiver listed below. To <a href="https://www.in.gov/medicaid/members/59.htm" target="_blank" data-mce-href="https://www.in.gov/medicaid/members/59.htm" rel="noopener noreferrer">qualify for Traditional Medicaid</a>, Indiana residents must meet certain income and asset standards. The total income limit for an individual (or an individual and their spouse) is $1,041 per month. To qualify for home- and community-based services and Traditional Medicaid, an individual must not make more than $2,313 per month ($4,626 per couple). There is also a maximum of $2,000 (single) or $3,000 (married) allowed in assets. Items counted as assets include bank account balances, cash on hand, stocks and bonds and equity in a vehicle (after $5,000 has been excluded) and property (other than your current home). Institutionalized or disabled residents with slightly higher incomes may still be eligible for Medicaid by paying a monthly patient liability. To apply for Medicaid, fill out and submit the <a href="https://fssabenefits.in.gov/#/" target="_blank" data-mce-href="https://fssabenefits.in.gov/#/" rel="noopener noreferrer">Indiana Application for Health Coverage</a> online or call (800) 403-0864 for assistance. To apply in person, visit your local <a href="https://www.in.gov/fssa/dfr/2999.htm" target="_blank" data-mce-href="https://www.in.gov/fssa/dfr/2999.htm" rel="noopener noreferrer">Division of Family Resources office</a>. You can also apply through the <a href="https://www.healthcare.gov/" target="_blank" data-mce-href="https://www.healthcare.gov/" rel="noopener noreferrer">federal Health Insurance Marketplace</a>. Indiana Aged and Disabled Waiver Indiana Home and Community-Based Services&nbsp;programs, such as the <a href="https://www.in.gov/fssa/da/3476.htm" target="_blank" data-mce-href="https://www.in.gov/fssa/da/3476.htm" rel="noopener noreferrer">Aged &amp; Disabled waiver,&nbsp;</a>allow Indiana Medicaid to pay for services provided&nbsp;at some assisted living facilities. This&nbsp;gives low-income seniors an alternative to nursing home admission and helps them live in the least restrictive setting while still receiving the medical care and support they need. To qualify for&nbsp;financial support under the A&amp;D waiver, residents of Lafayette must meet Medicaid eligibility guidelines and be willing to&nbsp;move to a Medicaid-approved assisted living facility. Participants must also be assessed by a nurse or case manager and found to need assistance with three or more activities of daily living. This is considered to be “nursing facility level of care.” The A&amp;D waiver is not an entitlement program. Because wait lists are common, it’s helpful to apply as soon as the need for waiver services are recognized.&nbsp;To learn more about the Aged and Disabled waiver, contact the <a href="https://www.in.gov/fssa/" target="_blank" data-mce-href="https://www.in.gov/fssa/" rel="noopener noreferrer">Indiana Family and Social Services Administration</a> at (800) 457-8283. Lafayette’s local&nbsp;<a href="http://www.areaivagency.org" target="_blank" data-mce-href="http://www.areaivagency.org" rel="noopener noreferrer">Agency on Aging office</a>&nbsp;can provide assistance with the A&amp;D waiver application process.

Medicaid in Indiana

{tensing(Detailed profile of {enhancedSearch.regionCount} Assisted Living Facility | Detailed profiles of {enhancedSearch.regionCount} Assisted Living Facilities | {enhancedSearch.regionCount})}in Lafayette, IN. Average cost is 5205 per month.  Reviews, ratings, costs, pictures, amenities, and more.

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Assisted Living Resources in Lafayette

The Area IV Agency on Aging is a nonprofit organization that fosters a better quality of life for seniors by connecting them with helpful resources in the community. Services include Medicare counseling, support groups, educational workshops and a medical equipment loan program.

Community Aid 

The city of Lafayette offers plenty of opportunities for seniors to stay healthy and active in their community. The following gathering places provide social events, fitness classes, musical programs, day trips and transportation services that encourage&nbsp;seniors to maintain their independence and share interests.

Senior Centers

The Veteran Services Office helps Lafayette veterans obtain federal and state VA benefits, including compensation, pension and tax deductions. The Lafayette office also provides transportation to medical appointments at VA Medical Centers in Indianapolis, IN. and Danville, IL.

Veteran Services

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An explanation of retirement living costs. Visit to learn more about finding the right retirement community or to find a retirement community near you.

Discover the typical cost of living in a retirement community, what&#39;s included in the cost of a retirement communities and what to expect in various types of retirement communities.

The Cost of Living in a Retirement Community

An article defining Activities of Daily Living. Learn more about Senior Care by browsing our library of insightful articles or find senior care using our comprehensive directory.

Learn about activities of daily living, how ADLs are assessed and what the results can mean if you&#39;re considering long-term care for yourself or a loved one.

A brief overview of veterans benefits, what they offer, and how to learn more about them.

Some veteran benefits can help with assisted living costs. Discover which ones can, how to apply and how to find the ideal assisted living community for your loved one.

Veterans Benefits: A Brief Overview

Veterans Benefits

Learn more about the pros and cons of buying long-term insurance and how to use it to pay for senior care.

Learn about long-term care insurance for seniors, what services are covered, who is eligible, its benefits, how to sign up, and viable alternatives to this policy.

Long-Term Insurance: Planning for Your Future

Life insurance can be a powerful financial retirement tool if used properly. Learn how.

A life settlement from life insurance provides financial freedom for retirees. Discover how life settlements work, how much you&rsquo;ll get, eligibility requirements, and more.

Financing Your Retirement with Life Insurance

An article explaining what PACE Programs are. Learn more about PACE Programs or search our nationwide directory to find home care near you.

The Program of All-Inclusive Care for the Elderly (PACE) combines all the services offered by Medicare and Medicaid. Learn more about the program, eligibility, and how to apply for PACE.

PACE Programs: Programs of All-Inclusive Care for the Elderly

As the population ages and Baby Boomers face the realities of paying for care for their parents and for themselves, it becomes clear that the biggest hurdle to senior care is paying for it.

Learn about the cost of long-term care and ways you can pay for care, including Medicaid, VA benefits and the PACE program, in this guide for older adults.

Paying for Long-Term Care: How to Overcome this Costly Hurdle to Safeguard Your Future

Paying for Long-Term Care: An Overview

Learn about tips for senior downsizing, how to make the downsizing process as easy as possible, and senior downsizing options.

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For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

Learn about the benefits of activities for people with dementia and find a list of dementia-friendly things to do in this comprehensive guide.

Activities To Do With Seniors Who Have Dementia

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The median cost of nursing homes in Lafayette for a single-occupancy apartment is $8,669/month (Genworth - 2021). This monthly cost typically includes rent, utilities, dining, housekeeping and transportation.

Lafayette Nursing Homes Cost

 There are 4 nursing homes in Lafayette, IN and several nursing homes nearby. The average cost of nursing homes in Lafayette, IN is $220 per month.

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 Detailed profiles of 4 Nursing Homes in Lafayette, IN. Average cost is 220 per month.  Reviews, ratings, costs, pictures, amenities, and more.

 4 Nursing Homes in Lafayette, IN (with Reviews) 

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At University Place, we take all the things seniors ask for in retirement and combine them into a community that you&#39;ll be proud to call home. With a full continuum of care options, countless educational opportunities and an activities calendar that can keep you busy and fit, there&#39;s truly something for everyone at our charming community.

University Place is one of several communities managed by Franciscan Communities, a division of Franciscan Sisters of Chicago Services Corporation. Since their founding of Chicago&#39;s first Catholic nursing home in 1894, the Franciscan Sisters of Chicago has built a legacy of providing quality healthcare services.

<h2>Featured Amenities</h2>

From your first day at University Place, you can put away all the stresses of daily life and start enjoying the great things that come with retirement. No matter what your hobbies, from gardening to games to reading to woodworking, we&#39;ve got rooms dedicated to you. And for foodies, we have multiple dining rooms with flexible hours where our executive chef shares new and exciting culinary creation.

Retirement is also the perfect time to learn some new skills, or to devote time toward a longtime educational interest, and that&#39;s where our community shines. Thanks to our affiliation with the world-class Purdue University, our residents have constant opportunities to expand their minds.

<h2>Available Services</h2>

Our independent living residents have their choice of spacious apartment homes, or luxurious, detached garden homes, while our assisted living residents will also find plenty of room in their one-bedroom apartment homes. And no matter what floor plan a resident chooses, they&#39;ll receive gourmet meals, 24-hour security, and a host of high-end finishes and safety features.

Speaking of safety, our residents&#39; safety is the primary concern of every staff member. It&#39;s why we offer so many levels of care, with specially trained staff members always ready to lend a helping hand. It&#39;s also why we have on-site fitness and healthcare centers, helping promote the wellness of everyone at University Place.

When you&#39;re ready to start living and stop worrying about life&#39;s little stresses, give University Place a look.

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 4 Assisted Living Facilities in Lafayette, IN (with Reviews) 

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