Low-income Americans of all ages are eligible for health care coverage through Medicaid, a government-funded program that’s available in every state. Using a framework of federal regulations, each state manages its own Medicaid program to meet the needs of its residents.
The Medicaid program in Kansas is called KanCare, and it’s available to permanent state residents who are U.S. citizens or legal immigrants and meet certain eligibility guidelines. Those who qualify are entitled to a broad range of benefits, including:
- Doctor and specialist visits
- Inpatient, outpatient and emergency hospital services
- Prescription medications
- Preventive care, including wellness checks and vaccines
- X-rays and laboratory services
- Dental services
- Medical transportation
- Home and community-based services
- Institutional nursing home care
Qualifying for KanCare for Long-Term Care
To be eligible for long-term care through KanCare, Wyandotte County residents must meet the program’s strict eligibility requirements and:
- Be aged 65 or older or deemed permanently disabled if younger
- Be assessed as requiring the level of care normally provided in a nursing home
- Have no more than $2,000 in countable assets per person
While many assets count, a number are automatically excluded, such as one vehicle, personal effects, burial plots, a principal home and household furnishings.
The state doesn’t cap a person’s income when applying for nursing home care but requires that all income excluding a $62 per month personal needs allowance go toward their cost of care. Those applying for home and community-based services are required to contribute any income above $727 per month toward their care costs.
Exceptions to the Eligibility Guidelines
KanCare applicants who are eligible for or receiving benefits through the federal Supplemental Security Income program are automatically enrolled in Medicaid.
Spouses of married applicants who don’t need coverage may be eligible to receive up to $3,160.50 of the applicant spouse’s monthly income and retain up to $126,420 of their shared assets. These amounts are the maximum allowances mandated by the federal government to deter spousal impoverishment.
Wyandotte County residents can apply for KanCare online or call (800) 792-4884 to learn more or request a paper application through the mail.
KanCare Frail Elderly Waiver
The Frail Elderly waiver is a home and community-based services program available to KanCare-eligible Wyandotte County residents who are aged 65 or older. The state offers the waiver to reduce its costs for nursing home care and allows seniors a less restrictive lifestyle in their own home or a community setting.
To qualify for the program, seniors must meet the financial guidelines for KanCare coverage and be assessed as needing a nursing home level of care but able to live in the community without any concerns for their safely.
Those who enroll in the FE waiver must pay the room-and-board portion of their assisted living facility fees, but the program covers various services, such as:
- Comprehensive support
- Financial management assistance
- Personal care
- Medication reminders
- Nurse evaluations
- Wellness monitoring
- Enhanced care services
For more information about the FE waiver or to begin the application process, Wyandotte County residents can contact the Kansas Department for Aging and Disability Services at (785) 296-4983.