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According to&nbsp;<a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" target="_blank" data-mce-href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer">Genworth’s 2018 Cost of Care</a>&nbsp;study, the $3,610&nbsp;monthly assisted living&nbsp;median for&nbsp;New Orleans seniors is nearly $400 less than the national average but slightly higher than the state average. Louisiana cities with similar monthly expenses for assisted living include Lafayette ($3,400), Alexandria ($3,401) and the Shreveport area ($3,393). Baton Rouge assisted living costs equal the national average of $4,000,&nbsp;but seniors in Lake Charles ($3,125) and Monroe ($2,950) pay less than the state and national average.

Assisted Living Costs in New Orleans

Cost of Assisted Living Comparison Chart

Median monthly costs for senior care in&nbsp;New Orleans range from $1,235 to $5,931. Part-time services fall on the lower end of the scale, and full-time care ranges from $3,610 to nearly $6,000 per month. While&nbsp;costs for home health aides and adult day care initially seem more affordable than around-the-clock care, home-based&nbsp;seniors may also have living expenses such as mortgages, utilities and groceries.&nbsp;New Orleans seniors with high monthly living costs may find nursing home&nbsp;costs are similar to those associated with aging at home. Cost of Homemaker/Home Health Aide Comparison Chart 
<li>Assisted living: $3,610</li>
<li>Homemaker services: $3,051</li>
<li>Home health aide: $3,051</li>
<li>Adult day health: $1,235</li>
<li>Nursing home care (semiprivate room): $5,627</li>

Care Cost Comparison

Cost of Homemaker/Home Health Aide Comparison Chart

Financial Assistance for Assisted Living in New Orleans

Senior Bridge Loans Many seniors pay for assisted living with reverse mortgages, home sales, Medicaid waivers or veterans benefits. However, these earnings and benefits are not always available immediately.&nbsp;When seniors need money for assisted care right away,&nbsp;bridge loans from&nbsp;<a href="https://elderlifefinancial.com/" target="_blank" data-mce-href="https://elderlifefinancial.com" rel="noopener noreferrer">Elderlife Financial Services</a>&nbsp;provide short-term financial assistance, typically for 12 to 18 months or less, for&nbsp;approved seniors.&nbsp; Seniors do not have to qualify alone or with a spouse as Elderlife&nbsp;Financial Services lets up to six family members&nbsp;cosign&nbsp;each loan on behalf of the recipient. Elderlife sends funds to approved senior living facilities rather than to seniors or their loved ones, so there are no delays when paying for assisted care. Medicaid and Medicare recipients can apply for senior bridge loans. These loans typically do not count against the $2,000 or $3,000 asset requirements because they are distributed directly to approved facilities rather than to qualifying seniors. SSI&nbsp;State Supplementary Payments Louisiana offers state-funded benefits to supplement&nbsp;federal Social Security Income&nbsp;benefits. Known as&nbsp;SSI&nbsp;state supplemental payments, this state-funded resource&nbsp;is available&nbsp;for seniors who meet income and asset requirements. Approximately&nbsp;<a href="https://www.ssa.gov/policy/docs/statcomps/ssi_sc/2017/la.html" target="_blank" data-mce-href="https://www.ssa.gov/policy/docs/statcomps/ssi_sc/2017/la.html" rel="noopener noreferrer">33,000 seniors</a> age 65 and older receive these benefits. Seniors can learn more about SSI&nbsp;state supplemental payments online by visiting the <a href="https://www.ssa.gov/policy/docs/progdesc/ssi_st_asst/2011/guide.html" target="_blank" data-mce-href="https://www.ssa.gov/policy/docs/progdesc/ssi_st_asst/2011/guide.html" rel="noopener noreferrer">Social Security Office of Retirement and Disability Policy</a>.

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $3,610 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on {enhancedSearch.regionCount} {tensing(Assisted Living Community | Assisted Living Communities | {enhancedSearch.regionCount})}in New Orleans and several in surrounding areas. <ul><li>Assisted living: $3,610</li><li>Nursing home semiprivate room: $5,627</li><li>In-home care: $3,051</li><li>Adult day health services: $1,235</li></ul>

Assisted Living in New Orleans, LA

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Low-income seniors in New Orleans who need&nbsp;<a href="http://ldh.la.gov/index.cfm/page/233" target="_blank" data-mce-href="http://ldh.la.gov/index.cfm/page/233" rel="noopener noreferrer">long-term care</a> may qualify for&nbsp;<a href="http://ldh.la.gov/index.cfm/page/220" target="_blank" data-mce-href="http://ldh.la.gov/index.cfm/page/220" rel="noopener noreferrer">Medicaid</a> as well as Medicare. Medicaid is a state-funded medical program that helps participants pay for qualifying medical expenses, including those associated with assisted living. When seniors participate in both Medicaid and Medicare, Louisiana providers treat Medicare as the primary insurance source. Medicaid helps cover costs that remain after Medicare pays approved providers. Some seniors may qualify for assistance with Medicare premiums through the <a href="http://ldh.la.gov/index.cfm/page/236" target="_blank" data-mce-href="http://ldh.la.gov/index.cfm/page/236" rel="noopener noreferrer">Medicaid Savings Program</a>. This program also helps with prescription expenses for seniors who participate in the&nbsp;Medicare Part D prescription drug plan. Information is available via telephone at (888) 544-7996. Seniors interested in obtaining Medicaid coverage can apply online via the&nbsp;<a href="https://sspweb.lameds.ldh.la.gov/selfservice" target="_blank" data-mce-href="https://sspweb.lameds.ldh.la.gov/selfservice" rel="noopener noreferrer">Louisiana Medicaid Online Application.</a>&nbsp;Applications are also accepted via postal mail at&nbsp;P.O. Box 91278, Baton Rouge, LA, 70821-9278, via fax at (877) 523-2987 or in person at <a href="http://ldh.la.gov/index.cfm/directory/category/158" target="_blank" data-mce-href="http://ldh.la.gov/index.cfm/directory/category/158" rel="noopener noreferrer">local Medicaid offices</a>. Contact the Medicaid hotline&nbsp;at (888) 342-6207 between the hours of 7 a.m. and 4:30 p.m. Monday through Friday for questions about the application process or current benefits. Louisiana Community Choices Waiver The&nbsp;<a href="http://ldh.la.gov/index.cfm/page/380" target="_blank" data-mce-href="http://ldh.la.gov/index.cfm/page/380" rel="noopener noreferrer">Louisiana Community Choices Waiver</a> helps New Orleans’ seniors afford costs associated with in-home services or assisted living facilities. The waiver helps postpone or prevent nursing home care by covering medical expenses that help seniors age safely and comfortably with appropriate supports. Seniors must qualify for Medicaid and meet predetermined income limits prior to approval for the Louisiana Community Choices Waiver. Individuals must have a monthly income at or below $2,313&nbsp;and assets of $2,000 or less. The income limit&nbsp;doubles to $4,626 per month for married couples, and the asset limit&nbsp;increases to $3,000. Some property, such as a home valued at $585,000 or less, does not count toward the asset restrictions for single&nbsp;or married applicants.&nbsp; Seniors interested in this waiver may also want to consider other financial assistance options for care because the Community Choices Waiver program often has a waiting list.

Medicaid in Louisiana

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Assisted Living Resources in New Orleans

New Orleans senior centers provide a fun, affordable place for seniors to socialize, dine and participate in physical activities.&nbsp;The senior centers listed below offer one daily meal and are open on weekdays from 8 a.m. to 4 p.m.

Senior Centers in New Orleans

Staff at Social Security offices help seniors understand current or potential benefits administered by the Social Security program. Seniors can inquire about federal- or state-funded benefits on weekdays between 9 a.m. and 4 p.m. with the exception of Wednesdays when offices close at noon.

Social Security Offices

Veterans centers offer information about medical and financial assistance programs for prior military members.&nbsp;New Orleans residents can seek medical care from approved clinics or request assistance paying for medical treatment at other facilities.

Veterans Centers for New Orleans Seniors

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An explanation of retirement living costs. Visit to learn more about finding the right retirement community or to find a retirement community near you.

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An article defining Activities of Daily Living. Learn more about Senior Care by browsing our library of insightful articles or find senior care using our comprehensive directory.

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Veterans Benefits

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PACE Programs: Programs of All-Inclusive Care for the Elderly

As the population ages and Baby Boomers face the realities of paying for care for their parents and for themselves, it becomes clear that the biggest hurdle to senior care is paying for it.

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Learn about tips for senior downsizing, how to make the downsizing process as easy as possible, and senior downsizing options.

From saving money to avoiding household chores, there are dozens of great reasons to downsize. Read our free guide for tips on navigating the process.

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For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

Learn about the benefits of activities for people with dementia and find a list of dementia-friendly things to do in this comprehensive guide.

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