Assisted Living in Anne Arundel County, MD

Assisted Living in Baltimore City County, MD

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The&nbsp;<a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer" target="_blank">2018 Genworth Cost of Care</a>&nbsp;survey compiled senior care costs from across the nation. The survey shows a monthly rate of $4,250 for assisted living in Baltimore, which is $423 below the state median of $4,673, but $250 above the national average of $4,000. Seniors in Baltimore pay considerably less than those in California ($5,900), Salisbury ($5,315) and Hagerstown ($5,045). Assisted living in Baltimore is $800 more expensive than in Cumberland, which has the lowest average cost in Maryland at $3,650 per month.

Assisted Living Costs in Baltimore

The Cost of Assisted Living in Surrounding Areas

Senior care costs in the city of Baltimore vary widely from an average of just $1,880 per month for weekday-only adult day health services to $9,733 for round-the-clock skilled nursing home care. These drastic price differences are primarily related to the level of care provided. At $4,250, the monthly price of assisted living is on par with home health aide services ($4,242) and about $250 more than homemaker services. Seniors comparing their options should keep in mind that rates for in-home care are based on 44 service hours per week and don’t cover food and housing-related expenses. In contrast, the rate for assisted living includes room and board, which covers meals and accommodations.

Care Cost Comparison

Senior Care Cost Comparison Chart

Financial Assistance for Assisted Living in Baltimore

Optional State Supplementation 
 
Baltimore seniors who receive SSI payments or meet the program&rsquo;s eligibility requirements except for income may be eligible for a cash benefit through the Maryland&nbsp;<a href="https://www.ssa.gov/policy/docs/progdesc/ssi_st_asst/2011/md.html" rel="noopener noreferrer" target="_blank">Optional State Supplementation</a> program. Seniors who live in care homes or assisted living facilities may qualify for up to $184 per month to help pay for room and board or other expenses. 
 
To apply for Maryland OSS benefits, seniors can call the&nbsp;<a href="https://www.ssa.gov/agency/contact/phone.html" rel="noopener noreferrer" target="_blank">Social Security Administration</a>&nbsp;at (800) 772-1213.&nbsp; 
 
Senior Assisted Living Group Home Subsidy 
 
The Maryland <a href="https://aging.maryland.gov/Pages/senior-assisted-living-group-home-subsidy.aspx" rel="noopener noreferrer" target="_blank">Senior Assisted Living Group Home subsidy</a> is a state-funded program that provides up to $650 per month toward the cost of assisted living services to give eligible seniors an alternative to nursing home admission. 
 
The program is open to frail Baltimore residents aged 62 or older who can&rsquo;t live independently due to physical or mental impairment. Applicants must live in a small, licensed&nbsp;group home under contract with the city&rsquo;s designated&nbsp;<a href="https://health.baltimorecity.gov/programs/seniors" rel="noopener noreferrer" target="_blank">Area Agency on Aging</a> and meet the program&rsquo;s <a href="https://www.baltimorecountymd.gov/Agencies/aging/financial/benefits.html" rel="noopener noreferrer" target="_blank">financial guidelines</a>:

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<ul>
	<li>Single seniors are allowed a maximum income of $2,904 per month and assets of $11,000 or less</li>
	<li>Couples applying together can have up to $3,797 in combined monthly income and assets worth up to $14,000</li>
	 
	 
	 
	&nbsp;
	<li>The program accepts a limited number of participants, so qualified seniors may be placed on a waiting list before receiving assistance. 
	 
	To learn more or apply, seniors can contact the Baltimore Health Department&rsquo;s <a href="https://health.baltimorecity.gov/programs/seniors" rel="noopener noreferrer" target="_blank">Division of Aging and CARE Services</a> at (410) 396-4932.</li>
</ul>

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Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $4,250 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on {enhancedSearch.regionCount} {tensing(Assisted Living Community | Assisted Living Communities | {enhancedSearch.regionCount})}in Baltimore and several in surrounding areas. The Cost of Senior Care in Baltimore, MD<ul><li>Assisted Living: $4,250</li><li>Nursing Home Care: $9,733</li><li>In-home Care: $4,004</li><li>Adult Day Health Services: $1,880</li></ul>

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Close to a million Maryland residents receive free or low-cost health insurance coverage through <a href="https://www.medicaid.gov/" rel="noopener noreferrer" target="_blank">Medicaid</a>, the government-funded health care program for Americans who have&nbsp;limited income and resources. Of this number,&nbsp;<a href="http://files.kff.org/attachment/fact-sheet-medicaid-state-MD" rel="noopener noreferrer" target="_blank">one in five residents</a>&nbsp;are elderly, blind or disabled. 
 
The Maryland Department of Health administers the state Medicaid program known as <a href="https://mmcp.health.maryland.gov/Pages/home.aspx" rel="noopener noreferrer" target="_blank">Medical Assistance</a>. The program provides a wide range of <a href="https://www.marylandhealthconnection.gov/shop-and-compare/medicaid-basics-and-benefits/what-does-medicaid-cover/" rel="noopener noreferrer" target="_blank">health care benefits</a> to eligible Maryland residents of all ages, including children, pregnant women, disabled adults and seniors. Covered benefits include doctor visits, clinic and hospital services, prescriptions, home health care services and long-term care in a nursing facility. 
 
Baltimore residents must be U.S. citizens or permanent legal residents and aged 65 or older or disabled to qualify for MA home and community-based long-term care coverage. Those approved for <a href="https://www.ssa.gov/ssi/" rel="noopener noreferrer" target="_blank">Supplemental Security Income</a> benefits are enrolled in MA automatically. Others who apply must meet specific financial criteria of: 
&nbsp;

<ul>
	<li>A maximum monthly income of $2,313 per person whether single or married</li>
	<li>Up to $2,000 in total countable assets for single applicants</li>
	<li>Up to $3,000 in combined countable assets for married co-applicants</li>
</ul>

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All sources of income count toward the MA eligibility limits, along with assets, such as cash, bank account balances, stocks, bonds and investment real estate. Some assets are excluded, including one vehicle, personal belongings, an owner-occupied home valued up to $585,000 and household effects. 
 
Community First Choice Services Program 
 
Maryland&rsquo;s MA program offers the&nbsp;<a href="https://mmcp.health.maryland.gov/longtermcare/Resource%20Guide/03.%20Program%20Fact%20Sheets/Fact%20Sheet%20-%20CFC%20March%202018.pdf" rel="noopener noreferrer" target="_blank">Community First Choice Services program</a>&nbsp;to give seniors the option of receiving long-term care support services in a community setting, such as an assisted living facility.&nbsp;To qualify, applicants must meet the eligibility requirements for MA coverage and need assistance with basic activities of daily living. The program&rsquo;s goal is to help seniors avoid premature nursing home admission by providing a range of support services, such as:

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<ul>
	<li>Support planning</li>
	<li>Personal care</li>
	<li>Monitoring by a nurse</li>
	<li>Personal emergency response systems</li>
	<li>Assistive technology</li>
	<li>Transition assistance to relocate from a nursing facility</li>
</ul>

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Baltimore seniors can apply for <a href="https://mydhrbenefits.dhr.state.md.us/dashboardClient/#/home" rel="noopener noreferrer" target="_blank">MA coverage online</a> or call (800) 332-6347. To learn more about the CFCS program or apply, seniors can contact the city&rsquo;s <a href="https://health.baltimorecity.gov/seniors/maryland-access-point-map" rel="noopener noreferrer" target="_blank">Maryland Access Point</a> helpline at (410) 396-2273.&nbsp; 
 
Maryland Home and Community-Based Waiver Programs 
 
Maryland currently offers two waiver programs to help seniors with MA long-term care coverage who are currently living in nursing homes transition back to a community setting, such as an assisted living facility. The <a href="https://mmcp.health.maryland.gov/longtermcare/SiteAssets/SitePages/Community First Choice/HCBOW Fact Sheet 11.17.15.pdf" rel="noopener noreferrer" target="_blank">Community Options</a> and <a href="https://mmcp.health.maryland.gov/longtermcare/Resource Guide/03. Program Fact Sheets/Fact Sheet - ICS March 2018.pdf" rel="noopener noreferrer" target="_blank">Increased Community Services</a> waiver programs provide case management, transition assistance and a range of similar support services, such as personal care assistance, nutritionist services, assistive technologies, nurse monitoring and personal emergency response systems. 
 
Each waiver program has financial requirements that must be met. The two programs have the same asset limit of $2,000 to $2,500, but different income limits:


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<ul>
	<li>With the Community Options program, individual applicants are limited to $2,313 per month.</li>
	<li>With the Increased Community Services program, seniors must have an income less than the <a href="https://www.medicaidplanningassistance.org/nursing-home-costs/" rel="noopener noreferrer" target="_blank">state rate for nursing home care</a>, which is currently about $6,813 per month. However, they must contribute any income over $2,313 toward their care costs.</li>
</ul>

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For more information on the CO waiver, seniors can contact&nbsp;<a href="https://mmcp.health.maryland.gov/longtermcare/SiteAssets/SitePages/Community%20First%20Choice/HCBOW%20Fact%20Sheet%2011.17.15.pdf" rel="noopener noreferrer" target="_blank">Medicaid Long Term Care and Waiver Services</a>&nbsp;at (410) 767-1739. To learn more about the ICS waiver, seniors can call the&nbsp;<a href="https://health.baltimorecity.gov/seniors/maryland-access-point-map" rel="noopener noreferrer" target="_blank">Baltimore MAP helpline</a> at (410) 396-2273.


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Medicaid in Maryland

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Assisted Living Resources in Baltimore

The Baltimore City Health Department&rsquo;s Aging Services office operates the&nbsp; Maryland Access Point&nbsp;helpline to provide seniors and their families with a single gateway to aging-related resources. MAP and assistance specialists provide screening and referrals for vital programs and services, such as options counseling, loans of medical equipment, needs assessments, caregiver support, nutrition and transportation.

Aging Services Access Line

Baltimore is home to <a href="https://health.baltimorecity.gov/seniors/senior-centers" rel="noopener noreferrer" target="_blank">13 senior centers</a> that offer a wide variety of programs, activities and services to help older adults stay active and engaged with their peers and the community. Each center hosts the Eating Together in Baltimore congregate lunch program that provides nutritious weekday meals for those aged 60 and older. Other programs vary between centers but may include arts and crafts, exercise classes, bingo and other popular games,&nbsp;Bible studies and day trips. Most centers host health screenings, educational seminars, special social events and outreach services.

Senior Centers

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An explanation of retirement living costs. Visit to learn more about finding the right retirement community or to find a retirement community near you.

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Augsburg Lutheran Home and Village is the most affordable continuing care senior community in Baltimore County. Nationally accredited, Augsburg is a non-profit, faith-based community, featuring independent, assisted, skilled nursing and rehabilitation services. 

Serving residents since 1892, Augsburg enjoys a combination of classic colonial architecture and modern conveniences and amenities. Nestled on a beautiful, wooded 52-acre campus with a charming chapel, full-time pastor on staff and state-of-the-art facilities, Augsburg is a leading provider of quality senior living, putting people before profits. 

<ul><li>Our INDEPENDENT LIVING apartment homes feature studios, one-bedroom, one-bedroom with den, and two-bedrooms with two full baths. Amenities include a convenience store, a wellness suite for medical visits, community/multipurpose room, beauty/barber shop, fitness room, computer room, game room, extra storage, 1 hour of housekeeping a month, access to our charming chapel and full-time pastor on staff, and formal and informal dining options with multiple culinary choices.</li>
<li>Our ASSISTED LIVING amenities include private rooms; three delicious meals daily; laundry, linen, and housekeeping services; a recreation-activity program; the use of a library, game parlor, kitchenettes, and other common areas, all of which are provided within a charming, safe, secure environment. Respite services also available.</li>
<li>Our new HEALTH CENTER is designed in a progressive neighborhood model. Each of the six neighborhoods are equipped with a state-of-the-art kitchen, living room with fireplace, cheerful sunroom, inviting dining area, and spacious resident rooms. Each floor is also equipped with a high-tech spa that features a flat screen TV and an easy-access whirlpool tub. All health care residents benefit from a variety of therapies, activities and spiritual care.</li></ul>

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Welcome to Shangri-La Senior Living of Ellicott City, Howard County's premier assisted living and retirement community. Our 60 apartment community is conveniently located in Ellicott City and provides residents the finest services and amenities in a family oriented, supportive community. We maintain a home-like environment in which each resident receives individualized care. Our friendly staff is passionate and dedicated to preserving the highest quality of life for our residents. 
 
 
 
 At Shangri-La Senior Living, our goal is to make the transition to your new home a stress-free and positive experience. Our Care Specialists and staff are dedicated to providing a high-quality of life to our residents. At Shangri-La, we aim to give you all the comforts of home with the peace of mind your loved ones desire.

Shangrila Senior Living

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Encore at Turf Valley, an assisted living community located on the grounds of the beautiful Turf Valley campus in Ellicott City, Maryland, is the perfect residential solution for those who want a safe, comfortable and richly stimulating setting designed to meet the many changing needs of our residents and their families. New members of our community are warmly welcomed by our skilled and experienced staff. Rest assured that our attentive and caring support staff put our residents at center stage for their changing personal and health care needs. That&#39;s why we&#39;ve also incorporated Howard County&#39;s newest skilled nursing facility in a separate on-site wing so our residents can be separately admitted for a wide range of comprehensive care health services if their needs change. The wing also includes advantage rehabilitation services to meet a wide range of Inpatient and outpatient needs.

In addition to our own amenities and activities, Encore&#39;s residents and all family members of Encore residents also enjoy our special Turf Valley amenities package including golf-related activities, swimming and fine dining all arranged by Encore&#39;s Concierge Desk, which is just another added bonus for living at Encore.

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