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The <a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" target="_blank" data-mce-href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer">average monthly price for assisted living</a> in Durand ($3,950) is almost perfectly on par with the Michigan ($3,850) and national ($4,000) averages and similar to the rate paid in Jackson ($3,873). This isn’t the case in other cities in this area of the state, where prices range from just $2,825 in Saginaw to $5,050 in Ann Arbor. The cost of assisted living in Lansing ($4,500) and Detroit ($4,224) is also markedly higher than in Durand, while the rate in Bay City is significantly lower at just $3,200. Note: Data for senior care costs wasn’t available for Durand, so data for Flint, the closest major city, was used instead.

Assisted Living Costs in Durand

The Cost of Assisted Living in Surrounding Areas

Rates for senior care in Durand vary considerably depending on the skill level of services needed, number of service hours used and whether room and board are provided. Assisted living costs less than half the monthly rate charged in nursing homes ($8,836) but is comparable to in-home services from homemakers ($3,813) and home health aides ($4,099). The availability of round-the-clock, specialized nursing care accounts for the much higher cost in nursing homes compared to assisted living. When considering the similar average rates for in-home care options, seniors should also weigh the value of assisted living room and board versus paying for food, utilities, upkeep, insurance and all the other costs related to maintaining a household in addition to the cost of care services.

Care Cost Comparison

Senior Care Cost Comparison Chart

Financial Assistance for Assisted Living in Durand

Long-Term Care Insurance Seniors who want to be proactive about paying future assisted living costs may consider <a href="https://www.michigan.gov/documents/difs/Long_Term_Care_523691_7.pdf" target="_blank" data-mce-href="https://www.michigan.gov/documents/difs/Long_Term_Care_523691_7.pdf" rel="noopener noreferrer">long-term care insurance</a>. While the coverage for these policies vary between insurers, they generally provide a daily or monthly benefit amount for a set length of time. Various&nbsp;Michigan <a href="https://www.michigan.gov/documents/difs/LTC_cos_230366_7_463619_7.pdf" target="_blank" data-mce-href="https://www.michigan.gov/documents/difs/LTC_cos_230366_7_463619_7.pdf" rel="noopener noreferrer">insurance companies</a>&nbsp;offer LTC policies in partnership with the state that protect seniors’ assets when the need for care arises. The cost of LTC insurance depends on a senior’s age, health status and chosen coverage options. To learn more about&nbsp;long-term care insurance, Durand seniors can contact the <a href="https://www.michigan.gov/difs" target="_blank" data-mce-href="https://www.michigan.gov/difs" rel="noopener noreferrer">Michigan Department of Insurance and Financial Services</a> consumer hotline at (877) 999-6442. Optional State Supplementation Seniors and disabled adults in Durand applying for SSI benefits may also qualify for a monthly benefit payment through Michigan’s&nbsp;<a href="https://www.ssa.gov/policy/docs/progdesc/ssi_st_asst/2011/mi.html" target="_blank" data-mce-href="https://www.ssa.gov/policy/docs/progdesc/ssi_st_asst/2011/mi.html" rel="noopener noreferrer">Optional State Supplementation</a>&nbsp;program. To qualify, applicants must meet the SSI eligibility criteria of: 
<li>$771 or less of income per month for single people or $1,157 for married couples</li>
<li>$2,000 or less in total assets for individuals or $3,000 or less for married couples</li>
 The <a href="https://dhhs.michigan.gov/OLMWEB/EX/RF/Public/RFT/248.pdf" target="_blank" data-mce-href="https://dhhs.michigan.gov/OLMWEB/EX/RF/Public/RFT/248.pdf" rel="noopener noreferrer">benefit amount</a>&nbsp;varies based on an applicants’ income and living arrangements, but the maximum per month is $950.30 for individuals and $1,900.60 for couples. To learn more or apply for SSI and Michigan OSS&nbsp;benefits, seniors can contact the&nbsp;<a href="https://www.ssa.gov/benefits/ssi/" target="_blank" data-mce-href="https://www.ssa.gov/benefits/ssi/" rel="noopener noreferrer">Social Security Administration</a>&nbsp;at (800) 772-1213.

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $3,950 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on {enhancedSearch.regionCount} {tensing(Assisted Living Community | Assisted Living Communities | {enhancedSearch.regionCount})}in Durand and several in surrounding areas. The Cost of Senior Care in Durand, MI<ul><li>Assisted Living: $3,950</li><li>Nursing Home Care: $8,836</li><li>In-home Care: $3,813</li><li>Adult Day Health Services: $2,492</li></ul>

Assisted Living in Durand, MI

Five Signs Your Loved One Might Need Assisted Living Services

Checklist for Visiting an Assisted Living Facility

Common Myths of Assisted Living Facilities

A Primer on the Activities of Daily Living (ADLs)

Common Questions Regarding Assisted Living Facilities

Nursing Care in Assisted Living: How do Residents Benefit?

Assisted Living Articles and Resources

<a href="https://www.medicaid.gov/" target="_blank" data-mce-href="https://www.medicaid.gov/" rel="noopener noreferrer">Medicaid</a> provides essential health care services for Americans who don’t have sufficient income to pay for health insurance. The program is a jointly funded initiative of the federal and state governments. Each state administers its own Medicaid program under guidelines established at the federal level. <a href="https://www.michigan.gov/mdhhs/0,5885,7-339-71547_4860_78446_78447_78454-407318--,00.html" target="_blank" data-mce-href="https://www.michigan.gov/mdhhs/0,5885,7-339-71547_4860_78446_78447_78454-407318--,00.html" rel="noopener noreferrer">Michigan Medicaid</a> provides free or low-cost coverage for over <a href="http://files.kff.org/attachment/fact-sheet-medicaid-state-MI" target="_blank" data-mce-href="http://files.kff.org/attachment/fact-sheet-medicaid-state-MI" rel="noopener noreferrer">2 million state residents</a>, one in five of whom are elderly, blind or disabled. Qualifying for Medicaid Medicaid-eligible Michigan seniors receive coverage for a wide range of services such as primary and specialist care, hospital treatment, medical transportation and nursing home care. Durand residents who are U.S. citizens or permanent legal residents can qualify for coverage if they: <ul>
<li>Have a monthly income of $2,313 or less per person</li>
<li>Have assets valued up to $2,000 for individuals or $3,000 for spouses applying together</li>
<li>Are aged 65 or older, or aged 64 or younger and blind or disabled</li>
</ul> Income from all sources counts when determining Medicaid eligibility, including wages, pensions, Social Security disability benefits, investment interest and dividends. Most assets count as well, with a few exceptions such as a primary, owner-occupied home valued up to $585,000, household and personal effects, one automobile and burial trusts. Seniors and disabled adults who qualify for&nbsp;<a href="https://www.ssa.gov/ssi/" target="_blank" data-mce-href="https://www.ssa.gov/ssi/" rel="noopener noreferrer">Supplemental Security Income</a> benefits receive Medicaid coverage automatically. Exceptions to Medicaid’s Income and Asset Limits Applicants who are over the asset or income limits may qualify under the following circumstances: <ul>
<li>Seniors who have high medical bills and meet all other Medicaid eligibility requirements except income may become eligible using a&nbsp;<a href="https://www.michigan.gov/documents/617_medicaid_decuct_138297_7.pdf" target="_blank" data-mce-href="https://www.michigan.gov/documents/617_medicaid_decuct_138297_7.pdf" rel="noopener noreferrer">Medicaid deductible</a>. Medicaid calculates the applicant’s required deductible based on their income, and the applicant can receive coverage once this amount is spent on approved medical bills.</li>
<li>Married applicants who have income and assets above the limits but whose spouse isn’t applying may qualify after <a href="https://www.medicaid.gov/medicaid/eligibility/spousal-impoverishment/index.html" target="_blank" data-mce-href="https://www.medicaid.gov/medicaid/eligibility/spousal-impoverishment/index.html" rel="noopener noreferrer">spousal allowances</a> are calculated. Federal law mandates that a spouse remaining at home may be entitled to up to $3,160.50 of an applicant’s monthly income and up to $126,420 of the couple’s joint assets.</li>
</ul> Applying for Michigan&nbsp;Medicaid&nbsp; To apply for Medicaid, Durand residents can call (855) 789-5610, complete an application online via the&nbsp;<a href="https://newmibridges.michigan.gov/s/isd-landing-page?language=en_US" target="_blank" data-mce-href="https://newmibridges.michigan.gov/s/isd-landing-page?language=en_US" rel="noopener noreferrer">MI Bridges</a>&nbsp;portal or visit the&nbsp;<a href="https://www.michigan.gov/mdhhs/0,5885,7-339-73970_5461_66820-288014--,00.html" target="_blank" data-mce-href="https://www.michigan.gov/mdhhs/0,5885,7-339-73970_5461_66820-288014--,00.html" rel="noopener noreferrer">Shiawassee&nbsp;County Department of Health and Human Services</a>&nbsp;office located at 1720 E. Main Street in&nbsp;Owosso. For more information or assistance completing an application, seniors can contact <a href="https://www.michigan.gov/mdhhs/0,5885,7-339--352302--,00.html" target="_blank" data-mce-href="https://www.michigan.gov/mdhhs/0,5885,7-339--352302--,00.html" rel="noopener noreferrer">Michigan&nbsp;DHHS</a>&nbsp;at (855) 275-6424. MI Choice Waiver Seniors who require a nursing home level of care but prefer to stay in their home or an <a href="https://www.michigan.gov/documents/mshda/MSHDA-AAL-MI-Choice-Eligibility_373309_7.pdf" target="_blank" data-mce-href="https://www.michigan.gov/documents/mshda/MSHDA-AAL-MI-Choice-Eligibility_373309_7.pdf" rel="noopener noreferrer">assisted living setting</a> can apply for the&nbsp;<a href="https://www.michigan.gov/mdhhs/0,5885,7-339-71547_2943_4857-16263--,00.html" target="_blank" data-mce-href="https://www.michigan.gov/mdhhs/0,5885,7-339-71547_2943_4857-16263--,00.html" rel="noopener noreferrer">MI Choice waiver</a>. This Michigan Medicaid program provides comprehensive health care coverage and one or more support services, such as: <ul>
<li>Transition assistance to move back to the community</li>
<li>Care coordination</li>
<li>Preventive nursing services</li>
<li>Community living supports</li>
<li>Private duty nursing care</li>
<li>Allowable goods and services</li>
<li>Medical equipment and supplies not available through regular Medicaid</li>
<li>Counseling</li>
<li>Personal emergency response systems</li>
<li>Nonmedical&nbsp;transportation</li>
</ul> To qualify, Durand seniors and disabled adults must meet the eligibility requirements for standard Medicaid and long-term care coverage. Although Medicaid administers the waiver, it isn’t an entitlement program, so enrollment is capped statewide. Depending on availability, applicants who qualify may be placed on a waiting list.&nbsp; Interested seniors can call the&nbsp;<a href="https://valleyareaaging.org/" target="_blank" data-mce-href="https://valleyareaaging.org/" rel="noopener noreferrer">Valley Area Agency on Aging</a>&nbsp;at (810) 239-7671 to learn more about the MI Choice waiver&nbsp;or apply.&nbsp;

Medicaid in Michigan

{tensing(Detailed profile of {enhancedSearch.regionCount} Assisted Living Facility | Detailed profiles of {enhancedSearch.regionCount} Assisted Living Facilities | {enhancedSearch.regionCount})}in Durand, MI.  Reviews, ratings, costs, pictures, amenities, and more.

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Oliver Woods Assisted Living & Memory Care

Chesaning Comfort Care Assisted Living and Memory Care

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Assisted Living Resources in Durand

The Valley Area Agency on Aging coordinates a wide range of programs and services to help aging Shiawassee County residents maintain their independence and quality of life. Through the AAA, Durand seniors can receive personalized information and referrals for vital aging-related resources such as legal aid, long-term care advocacy, Medicaid/Medicare counseling, health screenings, support services and nutrition programs.

Area Agency on Aging

The Durand senior center welcomes local residents aged 50 and over with life-enriching social, recreational and support programs. Seniors can enjoy morning coffee and bingo with friends, learn bridge or euchre, take a painting or crafting class and stay fit with a variety of exercise classes. The center also offers daily healthy, hot lunches, benefits counseling, support groups, wellness checks and organized quarterly day trips to interesting locations.

Senior Center

Various&nbsp;veterans resources are available to Durand senior veterans and their families. The VA clinic in Flint offers primary care, case management, nutrition and laboratory services. Counseling and application assistance for state and VA benefits are available through the Shiawassee County Department of Veterans Affairs. The County VA also offers no-cost transportation for appointments at the VA Medical Center in Ann Arbor.

Assistance for Veterans

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An explanation of retirement living costs. Visit to learn more about finding the right retirement community or to find a retirement community near you.

Discover the typical cost of living in a retirement community, what&#39;s included in the cost of a retirement communities and what to expect in various types of retirement communities.

The Cost of Living in a Retirement Community

An article defining Activities of Daily Living. Learn more about Senior Care by browsing our library of insightful articles or find senior care using our comprehensive directory.

Learn about activities of daily living, how ADLs are assessed and what the results can mean if you&#39;re considering long-term care for yourself or a loved one.

A brief overview of veterans benefits, what they offer, and how to learn more about them.

Some veteran benefits can help with assisted living costs. Discover which ones can, how to apply and how to find the ideal assisted living community for your loved one.

Veterans Benefits: A Brief Overview

Veterans Benefits

Learn more about the pros and cons of buying long-term insurance and how to use it to pay for senior care.

Learn about long-term care insurance for seniors, what services are covered, who is eligible, its benefits, how to sign up, and viable alternatives to this policy.

Long-Term Insurance: Planning for Your Future

Life insurance can be a powerful financial retirement tool if used properly. Learn how.

A life settlement from life insurance provides financial freedom for retirees. Discover how life settlements work, how much you&rsquo;ll get, eligibility requirements, and more.

Financing Your Retirement with Life Insurance

An article explaining what PACE Programs are. Learn more about PACE Programs or search our nationwide directory to find home care near you.

The Program of All-Inclusive Care for the Elderly (PACE) combines all the services offered by Medicare and Medicaid. Learn more about the program, eligibility, and how to apply for PACE.

PACE Programs: Programs of All-Inclusive Care for the Elderly

As the population ages and Baby Boomers face the realities of paying for care for their parents and for themselves, it becomes clear that the biggest hurdle to senior care is paying for it.

Learn about the cost of long-term care and ways you can pay for care, including Medicaid, VA benefits and the PACE program, in this guide for older adults.

Paying for Long-Term Care: How to Overcome this Costly Hurdle to Safeguard Your Future

Paying for Long-Term Care: An Overview

Learn about tips for senior downsizing, how to make the downsizing process as easy as possible, and senior downsizing options.

From saving money to avoiding household chores, there are dozens of great reasons to downsize. Read our free guide for tips on navigating the process.

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memory-care

For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

Learn about the benefits of activities for people with dementia and find a list of dementia-friendly things to do in this comprehensive guide.

Activities To Do With Seniors Who Have Dementia

12 Activities for People With Dementia

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 There are 3 independent living communities  in Durand, MI and several independent living communities nearby.

Durand Independent Living

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 3 Independent Living Communities  in Durand, MI (with Reviews) 

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Reviews of Durand Independent Living Communities

Despite one's ever-changing physical or cognitive needs, we believe those individuals can continue to live a vibrant life. The Lodges of Durand, managed by Vibrant Life Communities, excels in creating a healthy, joyous, and friendly environment for all the people that live under our care. Our motto is "living with assistance" and that is because we provide you and your family a custom living plan based on your needs, desires, and strengths. This plan will assist you in our approach to creating a better life for you.

The Lodges of Durand is dedicated to supporting the needs of older individuals. Whether you are living independently with us, in our assisted living lodge, or in our memory care lodge, you will have the best care you deserve.

Our customized living plans and preparation start with meeting the whole family and discussing what you will need from us. Our living quarters are home to elderly men and women. We adapt to make your new living environment a warm and inviting place.

Vibrant Life, The Lodge of Durand

Nestled on beautiful grounds in a quiet corner of Flint, you&#39;ll love the quality of Genesee Gardens while enjoying all the conveniences of the nearby community. We&#39;re just minutes from shopping, healthcare, casinos, dining and unique local attractions. If you&#39;re in the mood to step out, explore destinations like the Flint Cultural Center, the Stepping Stones Falls, Silver Lake Recreational Park and Crossroads Village. Our friendly and professional live-in managers want to make your retirement experience truly special, and you&#39;ll wish you&#39;d come home to us sooner.

<h2>Featured Amenities</h2>

Our community offers an array of attractive amenities for an enhanced retirement experience. Enjoy three wholesome meals a day, prepared to the highest of standards by our in-house chefs. Savor your meals in our elegant, restaurant-like social dining hall or enjoy a private setting when you wish to celebrate a special occasion.

Choose from a comprehensive and carefully planned calendar of activities and events designed to promote an independent and enjoyable retirement. There’s everything from high tea to Wii bowling tournaments, so life is as relaxed or as active as you wish.

<h2>Available Services</h2>

At Genesee Gardens, we provide an all-inclusive retirement experience. Our housekeeping and linen changing services will free you from daily chores, leaving you with as much time as possible to fully appreciate your retirement years. You’ll also benefit from complimentary cable TV and other utilities, convenient laundry facilities and scheduled shuttle bus service.&nbsp;

We understand that each individual is unique and that needs may change over time. Genesee Gardens does not provide any health care services. However, residents are welcome to receive services from any outside home health care provider of their choice to help them continue enjoying life at our community.

Enjoy a splendid retirement in Michigan when you join us at Genesee Gardens.

Holiday Genesee Gardens

Our Luxury Senior Community features spacious one and two bedroom apartments in a full-service atmosphere where you can select the services you want when you need them. With all the comforts of home, our residents find carefree living easy. A personal patio or balcony adorns most apartments to provide a space for private, outdoor relaxation. With a variety of well planned activities, a spectrum of services, and plenty of great amenities, there is truly something here for everyone.

Unique features:
<ul>
<li>Pull cords for emergencies in the bathroom and bedroom.</li>
<li>Upgraded, remodeled units available.</li>
<li>Offer step in bathtubs.</li>
<li>Elevators.</li>
<li>Breakfast, lunch and dinner served daily in dining room.</li>
<li>Weekday activities with some weekend events as well.</li>
<li>Memory care team on site.</li>
<li>No second person fee. </li>
</ul>

Lockwood of Genesee

Vicinia Gardens Independent Living

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 3 Assisted Living Facilities in Durand, MI (with Reviews) 

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