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According to <a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer" target="_blank">Genworth&rsquo;s 2018 Cost of Care</a> study, the average cost of assisted living care in Grand Rapids is $4,200 per month. This is slightly higher than the U.S. average of $4,000 and more expensive than the Michigan average of $3,850. Some of Michigan&rsquo;s major metropolitan areas are significantly more expensive than Grand Rapids, including Ann Arbor ($5,050) and Monroe ($4,750). However, in some smaller cities in the state, such as Saginaw and Battle Creek, care costs more than $1000 less per month than in Grand Rapids.

Assisted Living Costs in Grand Rapids

Cost of Assisted Living Comparison Chart

In Grand Rapids, as in the rest of Michigan, the biggest factor influencing the cost of senior care is the type of care required. At an average of $9,095 per month, nursing home care costs more than twice as much as assisted living care. The average costs of homemaker services ($4,290) and home health aides ($4,385) are similar to assisted living care. However, seniors who choose to receive in-home senior care services must also consider the other costs involved with remaining at home, such as rent, utilities and groceries. The lowest-cost type of care in Grand Rapids, adult day health care, costs about half as much as assisted living care. Cost of Homemaker/Home Health Aide Comparison Chart 
<li>Assisted living: $4,200</li>
<li>Homemaker services: $4,290</li>
<li>Home health aide: $4,385</li>
<li>Adult day health: $2,058</li>
<li>Nursing home care (semiprivate room): $9,095</li>

Care Cost Comparison

Cost of Homemaker/Home Health Aide Comparison Chart

Financial Assistance for Assisted Living in Grand Rapids

PACE 
 
Seniors in Grand Rapids may be eligible to receive assistance from the <a href="https://www.michigan.gov/mdhhs/0,5885,7-339-71551_2945_42542_42543_42549-87437--,00.html" rel="noopener noreferrer" target="_blank">Program of All-Inclusive Care for the Elderly</a>. This program finances all services covered by&nbsp;Medicaid and Medicare, such as hospital services and nursing facility services, but it does not include room and board in assisted living facilities. 
 
To be eligible for assistance through PACE, seniors must meet Medicaid&rsquo;s long-term care eligibility criteria, which is determined based on a medical assessment. They must also be able to safely live at home, in an assisted living facility or elsewhere in the community. Seniors who are already enrolled in a Health Maintenance Organization&nbsp;or the MI Choice waiver aren&rsquo;t eligible for PACE. 
 
To apply for this program, seniors can contact the PACE organization that serves Grand Rapids: 
 
Care Resources&nbsp; 
1471 Grace St., SE, Grand Rapids, MI 49506 
(616) 913-2006 
 
Optional State Supplement 
 
Seniors who receive federal Supplemental Security Income&nbsp;benefits and live in an assisted living facility qualify to receive additional financial assistance from the state of Michigan. This <a href="https://dhhs.michigan.gov/OLMWEB/EX/RF/Public/RFT/248.pdf" rel="noopener noreferrer" target="_blank">optional state supplement</a>&nbsp;can help cover the costs of assisted living care. The maximum OSS for a single senior is $179.30 per month, while couples are eligible to receive up to $743.60. Seniors may also receive a monthly allowance of $44, which can be used to pay for clothing and other personal needs. 
 
To qualify for OSS, seniors must live in an assisted living facility and be <a href="https://www.ssa.gov/ssi/text-eligibility-ussi.htm" rel="noopener noreferrer" target="_blank">eligible for SSI</a> benefits. Limited income and limited resources are the main eligibility criteria for&nbsp;SSI. Seniors need to have a <a href="https://www.ssa.gov/ssi/text-income-ussi.htm" rel="noopener noreferrer" target="_blank">countable income</a> of less than $750 to receive SSI benefits, and their benefit amount is calculated by deducting their countable income from the maximum benefit amount ($750). Countable income covers many types of income, including wages, Social Security benefits or cash from relatives. Resources, which include assets such as cash and personal property, are limited to $2,000 for single seniors and $3,000 for couples. 
 
Seniors can make an appointment to <a href="https://www.ssa.gov/ssi/text-apply-ussi.htm" rel="noopener noreferrer" target="_blank">apply for SSI benefits</a> by calling the Social Security Administration at 1 (800) 772-1213. This appointment may be over the phone or in person. Seniors can also visit their local Social Security office to apply for these benefits. 
 
Veterans Aid and Assistance Program 
 
The <a href="https://benefits.va.gov/pension/aid_attendance_housebound.asp" rel="noopener noreferrer" target="_blank">Veterans Aid and Assistance program</a> may help senior veterans in Grand Rapids pay for the cost of assisting living care. Seniors who qualify for the Aid and Assistance program can receive an additional monthly payment on top of their VA pension amount.&nbsp; 
 
This program is available to veterans and survivors who are eligible for a VA pension. They must also need help from another person to perform certain daily functions, such as bathing, dressing or toileting. Seniors may also be eligible if they are legally blind or have a disability that requires them to stay in bed. Seniors who reside in nursing homes may also qualify. 
 
Seniors in Grand Rapids can apply for the Veterans Aid and Assistance program by writing to the <a href="https://www.benefits.va.gov/PENSION/resources-contact.asp" rel="noopener noreferrer" target="_blank">Milwaukee VA Pension Center</a>: 
 
Department of Veterans Affairs 
Claims Intake Center 
Attention: &nbsp;Milwaukee Pension Center 
P.O. Box 5192&nbsp; 
Janesville, WI 53547 
Fax: 1 (844) 655-1604 
 
When applying, seniors are advised to submit copies of any evidence that supports their need for the monthly payment. The VA recommends including a detailed report from the senior&rsquo;s doctor. Seniors who have questions about VA pensions, including the Aid and Assistance program, can call the Veterans Benefits Administration at 1 (800) 827-1000.

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $4,200 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on {enhancedSearch.regionCount} {tensing(Assisted Living Community | Assisted Living Communities | {enhancedSearch.regionCount})}in Grand Rapids and several in surrounding areas. <ul><li>Assisted living: $4,200</li><li>Nursing home semiprivate room: $9,095</li><li>In-home care: $4,290</li><li>Adult day health services: $2,058</li></ul>

Assisted Living in Grand Rapids, MI

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Medicaid is a government-run health insurance program that provides health coverage to low-income adults, people with disabilities, elderly adults and other groups of eligible Americans. Each state operates its own Medicaid program, so the benefits available to Medicaid recipients vary from one state to another. <a href="https://www.michigan.gov/mdhhs/0,5885,7-339-71547_4860_78446_78447_78454-407318--,00.html" rel="noopener noreferrer" target="_blank">Michigan Medicaid</a> covers a variety of necessary services, such as doctor visits, emergency services, home health care, nursing home care and physical therapy. 
 
To qualify for Michigan Medicaid, seniors must be U.S. nationals, U.S. citizens or permanent residents who live in Michigan. They must also meet certain <a href="https://www.benefits.gov/benefit/1221" rel="noopener noreferrer" target="_blank">financial requirements</a>. Single seniors need to have a pretax annual household income of less than $16,146 to be eligible. The maximum annual income for a couple is $21,892. 
 
Seniors who are interested in Michigan Medicaid can apply through the state&rsquo;s online portal, <a href="https://newmibridges.michigan.gov/s/isd-landing-page?language=en_US" rel="noopener noreferrer" target="_blank">MI Bridges</a>. The state also offers a <a href="https://www.michigan.gov/documents/mdch/DCH-1426-Application_for_Health_Coverage__Help_Paying_Costs_with_Appendix_A-B-C_452146_7.pdf" rel="noopener noreferrer" target="_blank">paper application</a> for seniors who can&rsquo;t apply online. The completed application needs to be mailed to: 
 
Michigan Department of Human and Health Services 
Health Insurance Affordability Program 
PO Box 8123 
Royal Oak, MI 48068 
 
Seniors who have questions about Michigan Medicaid or the application process can call the Beneficiary Help Line at 1 (800) 642-3195. 
 
Seniors in Grand Rapids may be eligible to receive long-term care services through the <a href="https://www.michigan.gov/mdhhs/0,5885,7-339-71551_2945_42542_42543_42549_42592-151693--,00.html" rel="noopener noreferrer" target="_blank">MI Choice Waiver program</a>. This program is for low-income seniors who meet the medical criteria for nursing home care but choose to receive care in their own home or in an assisted living facility. Participants in this program can access all of Michigan Medicaid&rsquo;s basic services as well as certain <a href="https://www.michigan.gov/mdhhs/0,5885,7-339-71547_2943_4857_5045-16263--,00.html" rel="noopener noreferrer" target="_blank">long-term care services</a>. These additional services are unique to the waiver and include private duty nursing, nonmedical transportation, medical supplies, chore services and community living supports. 
 
While the MI Choice Waiver program is part of the state&rsquo;s Medicaid plan, it&rsquo;s not an entitlement program. There is a waiting list, so interested seniors should apply as soon as possible by calling the Area Agency on Aging of Western Michigan, Inc. at (616) 456-5664. This agency can also provide more information about the program and answer questions.

Medicaid in Michigan

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Assisted Living Resources in Grand Rapids

Several agencies in Grand Rapids provide information and support to local seniors. Seniors can visit the AAA for help navigating the services and programs available to them. Seniors with questions or concerns about SSI can visit the Grand Rapids Social Security Office.

Community Assistance Agencies

Seniors in Grand Rapids can visit a local senior center to participate in scheduled activities and meet other seniors. Some of the available activities include crafts, exercise classes, book clubs, day trips and workshops.

Senior Centers

Several resources in Grand Rapids may provide support to veterans and survivors. Seniors can visit Kent County Veterans Services to apply for VA pensions or to receive referrals to applicable social services. Seniors who require medical care can visit the city&rsquo;s VA clinic.&nbsp;

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An explanation of retirement living costs. Visit to learn more about finding the right retirement community or to find a retirement community near you.

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The Program of All-Inclusive Care for the Elderly (PACE) combines all the services offered by Medicare and Medicaid. Learn more about the program, eligibility, and how to apply for PACE.

PACE Programs: Programs of All-Inclusive Care for the Elderly

As the population ages and Baby Boomers face the realities of paying for care for their parents and for themselves, it becomes clear that the biggest hurdle to senior care is paying for it.

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memory-care

For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

Learn about the benefits of activities for people with dementia and find a list of dementia-friendly things to do in this comprehensive guide.

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Welcome to Holland Home bringing a devoted commitment to excellence and Christ-like care to every person we serve. From our comfortable independent living communities to our full continuum of services, our promise is to do all we can to help those in our care live vibrantly.