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At $4,224, the <a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" target="_blank" data-mce-href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer">average monthly cost</a>&nbsp;of assisted living in West Bloomfield tops the state ($3,850) and national ($4,000) averages. Local seniors also pay more than their counterparts in Flint ($3,950), Battle Creek ($3,050) and Saginaw, where the price averages just $2,825 per month. Assisted living in West Bloomfield is a bargain compared to some other Michigan cities, such as Lansing ($4,500), Monroe ($4,720) and Ann Arbor, which has the highest rate&nbsp;statewide at $5,050 per month. Note: Data for senior care costs in West Bloomfield wasn’t available, so data for the nearby Detroit area was used here.

Assisted Living Costs in West Bloomfield

The Cost of Assisted Living in Surrounding Areas

The type of care seniors need plays a large role in how much they pay each month, and this holds true in West Bloomfield. Adult day health services provided on weekdays in a group care center average only $1,517 per month. Prices for assisted living and in-home services range from $4,224 to $4,528 per month, while skilled nursing home care is more than double these amounts at an average cost of $9,095. When comparing care options, it’s important for seniors to keep in mind that nursing homes and assisted living community rates typically include room and board, but those receiving care services at home are responsible for household operating expenses, such as groceries, upkeep, utilities and property taxes.

Care Cost Comparison

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Financial Assistance for Assisted Living in West Bloomfield

Program&nbsp;of All-Inclusive Care for the Elderly The <a href="https://www.michigan.gov/mdhhs/0,5885,7-339-71547_4860_78446_78447_78454-87437--,00.html" target="_blank" data-mce-href="https://www.michigan.gov/mdhhs/0,5885,7-339-71547_4860_78446_78447_78454-87437--,00.html" rel="noopener noreferrer">PACE</a>&nbsp;program of Southeast Michigan offers West Bloomfield seniors the option of receiving all-inclusive medical and long-term assistive services in the community as an alternative to nursing home admission. Eligible seniors can’t be enrolled in an HMO or the MI Choice waiver and must live within the program service area and be: 
<li>Aged 55 or older</li>
<li>Assessed as needing a nursing-facility level of care</li>
<li>Able to live independently with the support of PACE-provided services</li>
 PACE doesn’t cover the cost of assisted living, but program enrollees can receive care coordination and various other support services that lower their overall care costs. Each participant is assessed by the program’s interdisciplinary team to determine the services they need, which may include: 
<li>Comprehensive medical care</li>
<li>Recreational and social programs</li>
<li>Skilled nursing care</li>
<li>Transportation to medical appointments and the PACE center</li>
<li>Occupational, physical, speech and rehabilitation therapy</li>
<li>Personal care and help with activities of daily living</li>
<li>Nutritional counseling</li>
<li>Prepared meals</li>
 To learn more or apply for the PACE program, seniors can contact <a href="http://www.pacesemi.org/" target="_blank" data-mce-href="http://www.pacesemi.org/" rel="noopener noreferrer">PACE Southeast Michigan</a> at (855) 445-4554. Optional State Supplementation Seniors who meet the financial and functional eligibility requirements to receive monthly SSI benefit payments may also qualify for an additional cash benefit from the state of Michigan. This&nbsp;<a href="https://www.ssa.gov/policy/docs/progdesc/ssi_st_asst/2011/mi.html" target="_blank" data-mce-href="https://www.ssa.gov/policy/docs/progdesc/ssi_st_asst/2011/mi.html" rel="noopener noreferrer">Optional State Supplementation</a> payment can augment a recipient’s monthly SSI benefit check by up to $179.30 for single people and $695.60 for married couples, depending on their living arrangement and income. To apply for SSI and Michigan OSS&nbsp;benefits, West Bloomfield seniors can contact the&nbsp;<a href="https://www.ssa.gov/benefits/ssi/" target="_blank" data-mce-href="https://www.ssa.gov/benefits/ssi/" rel="noopener noreferrer">Social Security Administration</a>&nbsp;at (800) 772-1213.

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $4,224 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on {enhancedSearch.regionCount} {tensing(Assisted Living Community | Assisted Living Communities | {enhancedSearch.regionCount})}in West Bloomfield and several in surrounding areas. The Cost of Senior Care in West Bloomfield, MI<ul><li>Assisted Living: $4,224</li><li>Nursing Home Care: $9,095</li><li>In-home Care: $4,433</li><li>Adult Day Health Services: $1,517</li></ul>

Assisted Living in West Bloomfield, MI

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Assisted Living Articles and Resources

As the nation’s largest health insurance program, <a href="https://www.medicaid.gov/" target="_blank" data-mce-href="https://www.medicaid.gov/" rel="noopener noreferrer">Medicaid</a> delivers vital primary, acute and long-term care to <a href="https://www.medicaid.gov/medicaid/program-information/medicaid-and-chip-enrollment-data/report-highlights/index.html" target="_blank" data-mce-href="https://www.medicaid.gov/medicaid/program-information/medicaid-and-chip-enrollment-data/report-highlights/index.html" rel="noopener noreferrer">over 65 million</a> people from coast to coast. The jointly funded program is regulated federally and administered by individual state governments. In Michigan, the <a href="https://www.michigan.gov/mdhhs/0,5885,7-339-71547_4860_78446_78447_78454-407318--,00.html" target="_blank" data-mce-href="https://www.michigan.gov/mdhhs/0,5885,7-339-71547_4860_78446_78447_78454-407318--,00.html" rel="noopener noreferrer">state Medicaid program</a>&nbsp;delivers health care services to approximately&nbsp;<a href="http://files.kff.org/attachment/fact-sheet-medicaid-state-MI" target="_blank" data-mce-href="http://files.kff.org/attachment/fact-sheet-medicaid-state-MI" rel="noopener noreferrer">2.2 million low-income residents</a>,&nbsp;including children, pregnant women, disabled&nbsp;or blind adults and seniors. U.S. citizens and legal residents of Michigan who qualify for Medicaid receive wide ranging health care benefits including, doctor and specialist services, emergency, inpatient and outpatient hospital care, prescription medications, X-rays, lab work, diagnostic tests and long-term nursing facility care. Seniors aged 65 or older and blind or disabled adults aged 64 and younger who’ve been assessed as requiring a nursing-home level of care are eligible for coverage if they: <ul>
<li>Have a monthly income of $2,313 or less</li>
<li>Have total assets of $2,000 or less per individual or $3,000 per co-applicant couple</li>
</ul> West Bloomfield residents who receive&nbsp;<a href="https://www.ssa.gov/ssi/" target="_blank" data-mce-href="https://www.ssa.gov/ssi/" rel="noopener noreferrer">Supplemental Security Income</a> qualify for Medicaid coverage automatically. All sources of income count for Medicaid eligibility purposes, including wages, pensions, stock dividends and Social Security benefits. Some assets are disregarded, including personal belongings, one vehicle, a primary, owner-occupied home with a value up to $585,000, household goods and burial trusts. If only one spouse of a married couple applies, additional income and asset exemptions may be allowed per <a href="https://www.medicaid.gov/medicaid/eligibility/spousal-impoverishment/index.html" target="_blank" data-mce-href="https://www.medicaid.gov/medicaid/eligibility/spousal-impoverishment/index.html" rel="noopener noreferrer">Medicaid rules</a> to prevent impoverishment of a non-applicant spouse: <ul>
<li>Up to $3,160.50 of the applicant’s monthly income may be excluded as a living allowance for the non-applicant</li>
<li>The non-applicant may retain up to $126,420 in jointly owned assets as a resource allowance</li>
</ul> Seniors who meet the eligibility criteria but have excess income and high medical bills may be allowed to use a <a href="https://www.michigan.gov/documents/617_medicaid_decuct_138297_7.pdf" target="_blank" data-mce-href="https://www.michigan.gov/documents/617_medicaid_decuct_138297_7.pdf" rel="noopener noreferrer">Medicaid deductible</a> to qualify for month-to-month coverage. Once the applicant’s medical bills meet or exceed their deductible figure – their amount of excess income – they qualify for coverage. West Bloomfield residents can&nbsp;<a href="https://newmibridges.michigan.gov/s/isd-landing-page?language=en_US" target="_blank" data-mce-href="https://newmibridges.michigan.gov/s/isd-landing-page?language=en_US" rel="noopener noreferrer">apply for Michigan Medicaid online</a>&nbsp;or in person at the Oakland County&nbsp;<a href="https://www.michigan.gov/mdhhs/0,5885,7-339-73970_5461_67744-288272--,00.html" target="_blank" data-mce-href="https://www.michigan.gov/mdhhs/0,5885,7-339-73970_5461_67744-288272--,00.html" rel="noopener noreferrer">Health and Human Services office</a> located at 51111 Woodward Avenue in Pontiac. For assistance completing an application, seniors can call (844) 799-9876. Michigan Medicaid Choice Waiver Michigan Medicaid offers seniors and disabled adults who meet the eligibility requirements for long-term care coverage an alternative to nursing home placement through the <a href="https://www.michigan.gov/mdhhs/0,5885,7-339-71547_2943_4857-16263--,00.html" target="_blank" data-mce-href="https://www.michigan.gov/mdhhs/0,5885,7-339-71547_2943_4857-16263--,00.html" rel="noopener noreferrer">MI Choice waiver.</a> The program is open to applicants assessed as able to safely live in a community setting and provides comprehensive medical coverage and a range of supportive services that may include: <ul>
<li>Transition assistance to move back to the community</li>
<li>Support coordination for community living</li>
<li>Preventive and private-duty nursing</li>
<li>Counseling</li>
<li>Medical supplies and equipment not covered by regular Medicaid</li>
<li>Nonmedical transportation</li>
</ul> The MI Choice waiver isn’t a Michigan Medicaid entitlement program and enrollment is capped statewide. Depending on availability, eligible seniors may be placed on a waiting list to receive services. To apply for the Choice waiver, West Bloomfield seniors can contact <a href="https://aaa1b.org/" target="_blank" data-mce-href="https://aaa1b.org/" rel="noopener noreferrer">Area Agency on Aging 1-B</a>&nbsp;at (800) 852-7795.

Medicaid in Michigan

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The West Bloomfield Parks and Recreation department offers an array of programs, classes and recreational opportunities for residents aged 50 and older. There are&nbsp;exercise and creative writing classes,&nbsp;picnics with live music and DSO&nbsp;coffee concerts. Other events include an annual senior health and wellness expo, a formal seniors’ dance and group excursions to a variety of destinations. The Parks department also offers SMART transportation services for seniors aged 55+ and those with disabilities for medical and other appointments.&nbsp; Senior Legal Assistance The nonprofit law firm Lakeshore Legal Aid&nbsp;provides no-cost civil legal services to low-income seniors. West Bloomfield seniors may qualify for advice or representation for various matters, such as consumer protection, elder exploitation and abuse, debt collection and public benefits, including Social Security and Medicaid.

Social and Recreational Services

West Bloomfield veterans and their surviving spouses can obtain assistance filing for VA, state and county compensation, benefits and pensions at the Oakland County Veterans Services office. The VSO also provides barrier-free transportation to the VA Medical Centers in Ann Arbor and Detroit. Primary care, lab, pharmacy and mental health services are available nearby at the Pontiac VA clinic.

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As the population ages and Baby Boomers face the realities of paying for care for their parents and for themselves, it becomes clear that the biggest hurdle to senior care is paying for it.

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For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

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 There are 5 nursing homes in West Bloomfield, MI and several nursing homes nearby.

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Allegria Village is a senior living rental community with the full continuum of care (Independent Living, Assisted Living, Memory Care, Rehabilitation Care and Long-Term Nursing Care, as well as an onsite Beaumont Geriatric Physicians Medical Center with full-time physicians and dentistry and podiatry) located in the Dearborn, Michigan nestled on the 35-acre birthplace of Allegria Village.

Allegria Village is a rental community, so you just pay a monthly fee, with no buy-in fee (No Entrance Fees!). Allegria Village is affordable and a great value!

For over 25 years, Allegria Village has offered a remarkable senior living lifestyle and care with tremendous conveniences, amenities, services and resident programs!

The campus features walking paths, beautiful green courtyards, ponds, fountains, parks and gardens, as well as a 9-hole putting green and popular Bocce court. Indoors, conveniences include an indoor swimming pool, several dining rooms, full-service bars, Comerica bank, a well-stocked convenience store, a 270 seat chapel, and an in-house television studio.

There are over 125 resident clubs and programs, as well as numerous concerts, entertainment and fun things happening all of the time! As well, a modern fitness center, aquatics center, wood-shop, artist studio, crafts room, computers, classrooms and multi-purpose rooms, means lots to do and enjoy with free time gained from no longer having to maintain a house! Here, the conveniences, amenities, programs and opportunities are endless!

Too, with over 40 floor-plans to choose from, there is an abundant choice of what a new home can be!

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