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Assisted living facilities in the Biloxi&nbsp;area charge an average of $3,525 per month, according to the <a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" target="_blank" data-mce-href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer">Genworth&nbsp;Cost of Care Survey 2018</a>. This is almost on par with the $3,493 state median but $425 below the national average of $4,000. The rate seniors pay locally is comparable to the monthly average in Hattiesburg ($3,485), Mobile, Alabama, ($3,424) and New Orleans, Louisiana, where the cost is slightly higher at $3,610. The average price paid in Jackson is considerably more expensive at $4,123 per month. Note: Data for senior care costs in Biloxi wasn’t available, so data for the nearby area Gulfport was used instead.

Assisted Living Costs in Biloxi

The Cost of Assisted Living in Surrounding Areas

Assisted living and other senior care options in Biloxi&nbsp;span a wide cost range. These variations are largely due to the degree of care and whether meals and housing are provided. Adult day health services attended Monday through Friday in a group setting is the least costly option at $867 per month. On the other extreme, the 24-hour skilled care services provided in nursing homes start at $7,087 per month. At $3,535, assisted living facilities that provide room and board cost just half as much as nursing homes. The average rates for homemaker ($3,241) and home health aide ($3,337) services are similar to assisted living, but these options don’t cover daily living expenses. Seniors who receive care at home pay extra for food, utilities, upkeep and other household operating costs.

Care Cost Comparison

Senior Care Cost Comparison Chart

Financial Assistance for Assisted Living in Biloxi

Assisted Living Bridge Loan Seniors waiting for assets to sell or benefits to begin before moving to an assisted living community may consider taking out a&nbsp;<a href="https://elderlifefinancial.com/our-services/#BridgeLoanInfo" target="_blank" data-mce-href="https://elderlifefinancial.com/our-services/#BridgeLoanInfo" rel="noopener noreferrer">bridge loan</a>&nbsp;through Elderlife Financial. These loans are designed to cover move-in fees, rent and other related costs until long-term funding falls into place. They’re structured as a maximum 12-month line of credit with interest-only payments due each month. There are no out-of-pocket, application or early repayment fees, and up to six family members can cosign the application to make approval faster and easier. Biloxi seniors&nbsp;can complete a bridge loan application&nbsp;<a href="https://elderlifefinancial.com/loc/" target="_blank" data-mce-href="https://elderlifefinancial.com/loc/" rel="noopener noreferrer">online</a>&nbsp;or call&nbsp;<a href="https://elderlifefinancial.com/" target="_blank" data-mce-href="https://elderlifefinancial.com/" rel="noopener noreferrer">Elderlife Financial Services</a>&nbsp;at (888) 228-4500 to apply. VA Aid and Attendance and Housebound Benefits Elderly Biloxi veterans and their surviving spouses who have extra care costs may be eligible for a top up to their standard VA pensions. The VA offers two distinct benefit options to those not currently receiving a disability pension: the&nbsp;<a href="https://www.benefits.va.gov/pension/aid_attendance_housebound.asp" target="_blank" data-mce-href="https://www.benefits.va.gov/pension/aid_attendance_housebound.asp" rel="noopener noreferrer">Aid and Attendance and Housebound</a> programs. To qualify, seniors must have an income of $22,577 or less and be honorably discharged with a minimum 90-day active service record, which includes at least one day during wartime. Each program also has specific requirements: Those applying for the Housebound benefit must have a permanent disability that keeps them largely confined to their residences. To qualify for A&amp;A benefits, applicants must meet one of these conditions: 
<li>Unable to perform basic daily living activities, such as bathing, dressing or eating without assistance</li>
<li>Have a mental or physical impairment that necessitates living in a nursing home</li>
<li>Confined to bed because of chronic illness or disability</li>
<li>Have a disabling degree of vision loss that doesn’t improve with corrective lenses</li>
 Senior veterans in Biloxi who wish to learn more information or apply can contact the <a href="http://co.harrison.ms.us/departments/veteran services/" target="_blank" data-mce-href="http://co.harrison.ms.us/departments/veteran services/" rel="noopener noreferrer">Harrison County Veterans Services</a> office at (228) 435-8271.

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $3,525 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on {enhancedSearch.regionCount} {tensing(Assisted Living Community | Assisted Living Communities | {enhancedSearch.regionCount})}in Biloxi and several in surrounding areas. The Cost of Senior Care in Biloxi, MS<ul><li>Assisted Living: $3,525</li><li>Nursing Home Care: $7,087</li><li>In-home Care: $3,241</li><li>Adult Day Health Services: $867</li></ul>

Assisted Living in Biloxi, MS

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Assisted Living Articles and Resources

The&nbsp;<a href="https://www.medicaid.gov/" target="_blank" data-mce-href="https://www.medicaid.gov/" rel="noopener noreferrer">Medicaid</a>&nbsp;program that operates as a state and federal cooperative effort from coast to coast provides a vital safety net for low-income Americans who can’t afford health insurance. Each state administers its own customized program based on Federal guidelines. The Mississippi program is managed by the&nbsp;<a href="https://medicaid.ms.gov/" target="_blank" data-mce-href="https://medicaid.ms.gov/" rel="noopener noreferrer">Division of Medicaid</a>&nbsp;and serves&nbsp;<a href="http://files.kff.org/attachment/fact-sheet-medicaid-state-MS" target="_blank" data-mce-href="http://files.kff.org/attachment/fact-sheet-medicaid-state-MS" rel="noopener noreferrer">one-quarter</a> of the state’s population.&nbsp; Qualifying for Medicaid Long-Term Care Coverage Blind and disabled adults and the elderly who meet the Mississippi Medicaid program’s eligibility requirements can receive coverage for physician and specialist care, inpatient, outpatient and emergency hospital services, prescription drugs and long-term care in a nursing home. To qualify, applicants must be aged 65 or older&nbsp;— or blind or disabled if aged 64 or younger — and American citizens or legal immigrants.&nbsp;Biloxi&nbsp;residents who successfully apply for <a href="https://www.ssa.gov/ssi/" target="_blank" data-mce-href="https://www.ssa.gov/ssi/" rel="noopener noreferrer">Supplemental Security Income</a>&nbsp;benefits are automatically enrolled in Medicaid. All others who wish to apply must&nbsp;meet the program’s financial requirements that stipulate: <ul>
<li>No more than $2,313 in monthly income per person</li>
<li>A maximum of $4,000 in assets per individual</li>
<li>A total combined asset limit of $8,000 per couple if both spouses are applying</li>
</ul> Mississippi Medicaid considers applicants’ income from all sources when determining eligibility. While most assets count toward the limit, several are disregarded, including: <ul>
<li>Personal belongings</li>
<li>Whole life insurance policies valued up to $10,000</li>
<li>Two vehicles</li>
<li>Up to $6,000 in burial funds</li>
<li>A primary home worth up to $585,000</li>
<li>Household&nbsp;effects</li>
</ul> If only one person in a married&nbsp;couple&nbsp;applies, the applicant is allowed the&nbsp;individual qualifying&nbsp;amounts of monthly income and assets. If the individual is over either limit, they may qualify for coverage once Medicaid-mandated spousal needs and resource allowances are deducted. These allowances let an applicant transfer up to $3,160.50 in monthly income and $126,420 in joint assets to the non-applicant to help prevent <a href="https://www.medicaid.gov/medicaid/eligibility/spousal-impoverishment/index.html" target="_blank" data-mce-href="https://www.medicaid.gov/medicaid/eligibility/spousal-impoverishment/index.html" rel="noopener noreferrer">spousal impoverishment</a>. To learn more or obtain help with their application, Biloxi seniors can&nbsp;<a href="https://medicaid.ms.gov/medicaid-coverage/how-to-apply/" target="_blank" data-mce-href="https://medicaid.ms.gov/medicaid-coverage/how-to-apply/" rel="noopener noreferrer">apply for Medicaid online</a> or call the program’s Office of Eligibility at (800) 421-2408. Mississippi Assisted Living Waiver Nursing home care is the only long-term care entitlement under the Mississippi Medicaid program. However, the state does offer an alternative to institutional care through its&nbsp;<a href="https://medicaid.ms.gov/programs/assisted-living-waiver/" target="_blank" data-mce-href="https://medicaid.ms.gov/programs/assisted-living-waiver/" rel="noopener noreferrer">Assisted Living waiver</a>. This program covers the cost of care services in personal care homes and assisted living, community residential care and congregate housing facilities. Those who enroll have to pay for their own room and board, but the waiver covers case management and various supportive services, such as: <ul>
<li>Assistance with personal care&nbsp;</li>
<li>Recreational, social and therapeutic programs</li>
<li>Medication supervision and administration</li>
<li>Intermittent skilled nursing services</li>
<li>Nonmedical transportation</li>
<li>Attendant call systems</li>
</ul> Seniors may qualify for the AL waiver program if they meet the regular Medicaid eligibility guidelines and are assessed as needing a nursing home level of care but are physically and cognitively capable of living&nbsp;in the community. For more information about the Assisted Living waiver or to apply, Biloxi seniors can contact the&nbsp;<a href="https://www.mdrs.ms.gov/Pages/default.aspx" target="_blank" data-mce-href="https://www.mdrs.ms.gov/Pages/default.aspx" rel="noopener noreferrer">Department of Rehabilitation Services</a>&nbsp;at (800) 443-1000.

Medicaid in Mississippi

{tensing(Detailed profile of {enhancedSearch.regionCount} Assisted Living Facility | Detailed profiles of {enhancedSearch.regionCount} Assisted Living Facilities | {enhancedSearch.regionCount})}in Biloxi, MS. Average cost is 3325 per month.  Reviews, ratings, costs, pictures, amenities, and more.

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Other Senior Living in Biloxi, MS

Assisted Living Resources in Biloxi

Harrison County and the Biloxi&nbsp;Parks and Recreation Department&nbsp;operate four thriving senior activity centers in the city where local residents aged 55 and older can gather to socialize and take part in a wide range of life-enriching programs. Depending on the center a senior visits, they can enjoy a healthy congregate lunch, arts and crafts, bridge and bingo games, ceramics lessons, strength and balance training and&nbsp;pickleball. The centers also offer frequent events, such as special luncheons, tea parties, rock ‘n roll bashes, movie days, field trips and a seniors’ prom.

Senior Activity Centers

Experienced service officers with the Harrison County Veterans Services department are available to help area veterans, their dependants and survivors learn about the VA compensation&nbsp;they’re entitled to and provide assistance with applications and appeals for pensions and benefits.

Resources for Veterans

Reviews of Biloxi Assisted Living Facilities

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For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

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There is  independent living community in Biloxi, MS and several independent living communities nearby.

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Nestled on 21 beautiful acres on North Swan Road in Gulfport, Mississippi just off of Highway 49 north of I-10 â€“ the property consists of 88 apartment-style residences. The location for the development combines the access and proximity to all of the resources and attractions that the Gulfport-Biloxi metro area has to offer with the serenity of the rural setting enjoyed by many residents of South Mississippi. 

The community and its facilities co-exist amongst the natural beauty of the property creating a nature reserve with stocked ponds and ample walking trails. The community facilities are comprised of 8 interconnected buildings surrounding impeccably landscaped courtyards. The community is outfitted with all of the wonderful common area amenities to be expected from award-winning Summerfield Senior Living property including secured premises with 24-hour on-site staff, restaurant-style dining serving 3 meals per day, full-service beauty salon, media and recreation room, chapel, laundry services and numerous other amenities included to maximize the quality of life for its residents. Additionally, our dedicated staff coordinates transportation and offer activities to residents designed to be both fun and engaging. 

Assistance with activities of daily life â€œADLâ€ and other supplementary services are available to residents as needed and will be offered on an a-la-carte basis. The apartment residences in the community will consist of studios, 1 and 2 bedroom units with 70 apartments reserved for independent and assisted living residents and 18 designated Memory Care apartments to be housed independently on the west-wing of the property. 

At Summerfield Senior Living, our goal is always to be leaders in our industry and in the community in addition to constantly working to exceed the expectations of our residents.

Summerfield Senior Living of Gulfport

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