The average cost of assisted living in the county is $3,500 a month. This guide is a starting point covering the cost of assisted living care in the county, as well as financing options to pay for it. You’ll find in-depth information on Assisted Living Community in Jefferson County and several in surrounding areas. The Cost of Senior Care in Jefferson County, MO
693 Decker Lane, Creve Coeur, MO 63141
Call 1-855-287-5093 for details
5.0
(1)
"Nestled in Creve Couer, an area rich in history and places to explore, Creve Coeur Assisted Living & Memory Care is a newly built retire..."
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3300 Lake Bend Drive, Saint Louis, MO 63088
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"The Gatesworth at One McKnight Place sets the standard of excellence for senior living. Set on a beautiful, 12-acre campus, The Gatesworth, ..."
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"A town rich in history and traditions, Waterloo is recognized on the National Register of Historic Places for its charming downtown. Cater..."
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9916 Reavis Road, Affton, MO 63123
Call 1-855-287-5093 for details
4.0
(2)
"Nestled in the charming Saint Louis, which has a small hometown feel, Southview Assisted Living & Memory Care is an assisted living comm..."
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4.5
(2)
"Located in the heart of Ballwin, Lutheran Senior Services at Meramec Bluffs is a life plan community that offers independent and a..."
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" "
READ MORE2.0
(1)
"Mari De Villa is an assisted living community located in Chesterfield, Missouri, a quiet suburb of St. Louis. Senior residents, about a..."
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"Your Life, Your Way. With 26 Assisted Living apartments and 34 Memory Care apartments, each resident is able to enjoy the independence the..."
READ MORE2929 Dougherty Ferry Road, Saint Louis, MO 63122
Call 1-855-287-5093 for details
1214 Freedom Blvd, Jefferson City, MO 65109
Call 1-855-287-5093 for details
"Primrose is committed to providing a happy, healthy environment for our residents. Assisted living is designed for seniors who want the pri..."
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2.0
(1)
"Parc Provence is part of a larger community of well being: The Gatesworth at One McKnight Place, McKnight Place Assisted Living and McKnight..."
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4.0
(1)
14855 North Outer 40 Road, Chesterfield, MO 63017
Call 1-855-287-5093 for details
"The Glen at Aberdeen Heights is the most complete senior care provider in the area - and the most convenient, located right in the heart of ..."
READ MORE13612 Big Bend Road, Saint Louis, MO 63088
Call 1-855-287-5093 for details
"Welcome to The Sheridan at Chesterfield, a signature collection community new to Chesterfield, MO. The Sheridan at Chesterfield offers luxur..."
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"Victorian Place of St. Clair is a quiet community nestled in Saint Clair, Missouri. We are there for those who need an occasional helping ha..."
READ MORE14701 OLIVE BLVD, Chesterfield, MO 63017
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214 Hartman Place, Saint Clair, MO 63077
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"Facility provides 24-hr care, services and protective oversight to residents who are provided with shelter and board, and who may need assis..."
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"Our elegant community offers Luxury Independent Living in a resort-like atmosphere. Residents enjoy the privacy of their own beautifully re..."
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3 Mcknight Place, Saint Louis, MO 63124
Call 1-855-287-5093 for details
"McKnight Place Assisted Living at Three McKnight Place continues The Gatesworth tradition of excellence in senior living. We provide complet..."
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"Chesterfield Villas Luxury Retirement and Assisted Living Community continues the grand tradition of excellence established by the Delmar Ga..."
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5
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October 23, 2024
The apartments are lovely, spacious and well and they even have 2BDRM units. Food is great...homemade soup from scratch every day and the care staff really knows the residents and provide great care for them.
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5
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September 28, 2023
My parent has been a resident at GreenRidge for nearly 10 years, since its opening. They have been a caring, responsible home and are able to differentiate the various forms dementia takes and tailor their approach to care for your loved one. We have seen staff continuity, and when there has been change the quality of care has remained. They treat our parent like a beloved family member! The facility is clean, meals are good and varied, and activities designed for a variety of interests and levels of dementia. Should my time come to need long term memory care, this is where I would want to be. You will be in good hands here!
disappointed
2
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September 21, 2023
Communication is very much a problem. Took almost 2 years before anyone addressed a care plan. At first care conference they gave 14 days only to have a 30 day discharge on very sparse reasoning that you can't contest. Didn't feel there was effort put into the support. The solution wasn't to try and resolve and support, it was to move to increased care.
Sharon R.
5
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May 26, 2023
The Director and Admissions staff, Nurses and the Social workers are all knowledge. They keep me updated on my Aunts health. She is very well taken care of. The rooms are clean ,and the staff do a good job with up keep. My Aunt is on a soft diet and the nurse's do a great job feeding her, she wasn't eating well at home. I'm very pleased with their services.
Rene R
1
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April 12, 2023
They have a bedbug infestation throughout the entire building and will not tell you before moving in. When we removed our mother, she had 30+ bedbug bites all over her body. We had to leave all of her belongings behind and bought all new furniture and clothes for a new senior independent apartment. They also have a mold issue. The amenities that they promise are not totally provided. DO NOT MOVE YOUR LOVED ONES THERE!
Mark caring son
2
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March 17, 2022
My father had 2 bad falls there. One broken femur and another shortly thereafter which required a trip and a stay in the emergency Room The doctor at the E Room reported he was very dehydrated and under weight HE WENT FROM THE HOSPITAL TO HOSPICE FROM TOP TO BOTTOM THE STAff seemed lazy and seemed to do the minimum amount of general care WITH THE EXCEPTION OF THE MAINTENANCE AND HANDY MAN STAFF
Daughter
2
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November 21, 2021
My dad moved here in January, 2021, during the COVID lockdown. He fell in February, 2021 and was hospitalized and in a rehab facility for some time after that. He died at the end of May, 2021. I think the caregivers here took advantage of the fact that family members could not visit during lockdown. Our family does not believe that he was treated kindly or with compassion with a number of the staff. A staff member said hateful and unkind things about him (at the time that he was in the late stages of dementia) to my mother which then caused her great distress. She did not feel comfortable sharing her concerns with management out of fear that they would retaliate against my dad. They lost his hearing aids, and then found them again, four months after his death (and four months after we were charged $700 for a cleaning fee). I wouldn\'t recommend this facility to anyone. His time here was a time of great hardship on my family. Also this place charges a small fortune and someone is getting rich and it\'s not the day-to-day caregivers. The best thing I have to say about it is that it didn\'t smell bad.
Jann Y
5
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November 2, 2021
What a fabulous facility! My parents are very happy at Lakeview and we couldn’t be more pleased. We had great references that said nothing but positive things. They are all true. It has been such a great experience to have them there. The staff is incredible and they are kind caretakers. So thankful!
Sandy
5
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April 20, 2021
I visited Kipling Meadows and it seemed to be very light, and bright, and a cheerful place. The people seemed very happy, and it just got a nice atmosphere about it. I only looked at the one-bedroom. It was a nice size, clean, and looked out on the courtyard. The living quarters were very nice. It was not too long ago that they updated, and they have done a beautiful job with that. They have an exercise room, a library, and areas where people meet to do crafts and things like that. I liked the place.
According to the Genworth 2018 Cost of Care study, the average monthly cost of assisted living in Jefferson County is $3,500, which is $500 cheaper than the national average. However, this area is expensive when compared to Missouri as a whole. In Springfield, the cost is much lower at $2,215 a month, followed by Joplin at $2,650.
Jefferson City has a monthly cost that is just $45 a month higher than Jefferson County, and the most expensive area in the state for assisted living is Kansas City, with a monthly average of $4,050.
Note: Senior care cost data wasn’t available for Jefferson County, so data for the wider St. Louis area was used.
The Cost of Assisted Living in Surrounding Areas
Jefferson Co…National Ave…State AverageJefferson CityColumbiaCape Girard…SpringfieldJoplinKansas City$2,000$2,500$3,000$3,500$4,000$4,500
RegionCost of Assisted Living
Jefferson County/St. Louis area$3,500.00
National Average$4,000.00
State Average$2,844.00
Jefferson City$3,545.00
Columbia$3,975.00
Cape Girardeau$4,000.00
Springfield$2,215.00
Joplin$2,650.00
Kansas City$4,050.00
$4,500
Jefferson County/St. Louis area
$3,500
National Average
$4,000
State Average
$2,844
Jefferson City
$3,545
Columbia
$3,975
Cape Girardeau
$4,000
Springfield
$2,215
Joplin
$2,650
Kansas City
$4,050
The monthly cost in Jefferson County for assisted living is an average of $3,500. This is $500 cheaper than the national average, which makes it quite affordable compared to other levels of care. In-home care services are around $800 more expensive in this area compared to assisted living, which makes the latter even more affordable when considering the regular household bills, such as utilities, maintenance and repair and property taxes, that are included in the cost of assisted living. Care in a nursing facility is much more expensive than all other options, although the level of care is higher, and it’s also easier to receive financial assistance to pay for this type of facility.
Assisted Living
$3,500
Homemaker Services
$4,290
Home Health Aide
$4,315
Adult Day Health Services
$1,863
Nursing Home Care
$5,293
MO HealthNet is the Medicaid program for seniors and disabled people in Jefferson County and Missouri as a whole. This program helps low-income residents pay for many of their health care expenses as well as some types of long-term care.
Services covered at low or no cost include nursing home care, in-home care, hospitalization, outpatient services and related lab or X-ray fees, physicians, dental care, drugs and medical equipment.
Eligibility requirements for seniors include:
Countable assets for the purpose of MO HealthNet include bank accounts, cash and investments. The family home isn’t counted if it’s occupied by the applicant or dependent. Other exempt assets include one vehicle, personal effects, household items and burial trusts.
There are much higher limits allowed for both assets and income for married couples if the applicant is receiving nursing care while their spouse is not.
Missouri does not cover assisted living by default. However, seniors can receive partial coverage from MO HealthNet for assisted living if approved for the Supplemental Nursing Care program explained below.
Seniors can apply online or by mail or call the Family Support Division at (855) 373-4636 for help in the application process. Alternatively, Jefferson County residents can find a local office to apply in person.
Supplemental Nursing Care
MO HealthNet partially covers assisted living if the person also has approval for the Supplemental Nursing Care program. SNC only provides a small monthly payment; however, it’s a cash payment, which means it can be used in facilities that don’t accept Medicaid.
As of 2019, individuals in assisted living facilities receive $292 per month, and those in residential care facilities receive $156. There is also a $50 personal needs allowance for all SNC recipients.
Eligibility requirements include:
Each client’s case manager or the staff at the facility they’re living in generally handles applications for the SNC.
Veterans Affairs Aid and Attendance
Veterans or their family members should make sure they’re receiving all of the benefits entitled to them from the VA, such as the Aid and Attendance program. Seniors who meet the requirements receive an extra payment each month on top of the pension they’re getting now, and this can be used to help pay for assisted living.
To be eligible for the A&A program, individuals must require help with activities of daily living, be bedridden or in nursing care or have poor eyesight.
Recipients of this program must also have an honorable discharge, a service history with a minimum of 90 days active duty and one day of wartime.
Veterans can apply for the Aid and Attendance program at the St. Louis Regional Office of the VA.
Elderlife Bridge Loan
This type of financing offered by Elderlife is for seniors who can’t qualify for other types of financial assistance and need fast access to cash on a short-term basis. This loan can help pay for relocation, entrance fees and additional initial costs associated with assisted living.
A bridge loan generally comes with a term of one year or less, so it can be a good option for seniors who are waiting on other applications for assistance or the sale of assets such as their home.
Seniors undergo an application process similar to other loans, which means their credit score and additional financial details are the key factors.
Interested persons can read more and apply online at Elderlife Financial Services.
Each part of Missouri is served by its own Area Agency on Aging. In Jefferson County, the AAA is Aging Ahead, which also operates multiple senior centers. Seniors can benefit from regular activities such as light exercise, arts and crafts, guest presentations and general socialization. Specialists also advise seniors and their families on services available locally and can answer questions about Medicaid, the health insurance marketplace and long-term care needs.
Aging Ahead – Arnold
1695 Missouri State Road, Arnold, MO 63010
(636) 296-0475
Aging Ahead – DeSoto
13227 State Highway E, DeSoto, MO 63020
(636) 337-7578
Aging Ahead – House Springs
6180 Highway MM, House Springs, MO 63051
(636) 677-4578
Aging Ahead – Quad Cities
221 Bailey Road, Crystal City, MO 63019
(636) 937-8333
Each part of Missouri is served by its own Area Agency on Aging. In Jefferson County, the AAA is Aging Ahead, which also operates multiple senior centers. Seniors can benefit from regular activities such as light exercise, arts and crafts, guest presentations and general socialization. Specialists also advise seniors and their families on services available locally and can answer questions about Medicaid, the health insurance marketplace and long-term care needs. Aging Ahead – Arnold
1695 Missouri State Road, Arnold, MO 63010
(636) 296-0475 Aging Ahead – DeSoto
13227 State Highway E, DeSoto, MO 63020
(636) 337-7578 Aging Ahead – House Springs
6180 Highway MM, House Springs, MO 63051
(636) 677-4578 Aging Ahead – Quad Cities
221 Bailey Road, Crystal City, MO 63019
(636) 937-8333
Veterans in Jefferson County and their dependents should contact a VA benefits office to find out whether they’re eligible for any additional benefits or service, such as the Aid and Attendance program. Staff can assist with the application process for various VA services and help submit an appeal if the application is denied. The VA Hospital in St. Louis provides health care to veterans in the area.
St. Louis Regional VA Benefits Office
9700 Page Ave., St. Louis, MO 63132
(800) 827-1000
John Cochran Veterans Hospital
915 N. Grand Blvd., St. Louis, MO 63106
(314) 652-4100
Go a bit further out to explore pricing and amenities.
$1,300
$6,675
$3,149
$4,295
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