Assisted Living in Saint Louis City County, MO

Assisted Living in Saint Louis County, MO

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<a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" target="_blank" data-mce-href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer">Genworth’s 2018 Cost of Care</a> study reveals monthly assisted living costs for Saint Louis are $500 less than the national average but&nbsp;approximately $700 more than the Missouri average. Monthly expenses for Saint Louis assisted living are comparable to other large cities in the state, such as Kansas City ($4,050) and Columbia ($3,975). Smaller cities, such as Joplin ($2,650) and St. Joseph ($2,550), have prices that reflect the state average.&nbsp;

Assisted Living Costs in Saint Louis

Cost of Assisted Living Comparison Chart

The wide range of costs for senior care reflects the types of services. Expenses for assisted&nbsp;living in Saint Louis range from $1,863 to $5,658 per month, with adult day care averaging thousands of dollars less than around-the-clock care in a facility. Home health care costs approximately $4,300 a month, whether seniors choose homemaker services or use a home health aide, which initially appears more affordable than care in a nursing home. However, these seniors likely still have regular living&nbsp;expenses such as rent or mortgage,&nbsp;food and upkeep. In these situations, home health&nbsp;services may be less cost-effective than nursing home care. Cost of Homemaker/Home Health Aide Comparison Chart 
<li>Assisted living: $3,500</li>
<li>Homemaker services: $4,290</li>
<li>Home health aide: $4,315</li>
<li>Adult day health: $1,863</li>
<li>Nursing home care (semiprivate room): $5,293</li>

Care Cost Comparison

Cost of Homemaker/Home Health Aide Comparison Chart

Financial Assistance for Assisted Living in Saint Louis

Supplemental Nursing Care Seniors who do not wish to age at home can&nbsp;apply for the&nbsp;<a href="https://mydss.mo.gov/ncare" target="_blank" data-mce-href="https://mydss.mo.gov/ncare" rel="noopener noreferrer">Supplemental Nursing Care</a>&nbsp;program. The program helps reduce the cost of assisted care&nbsp;in a licensed state facility, such as nursing home or mental health hospital. It also gives recipients a monthly&nbsp;allowance of up to $50 for their personal needs.&nbsp; Recipients may also qualify for monthly cash benefits equalling $156 for seniors in residential care facilities&nbsp;and $292 per month for seniors in assisted living facilities. The state covers costs left unpaid by Medicaid or Medicare after a&nbsp;program recipient covers their share of expenses. Seniors who apply for this waiver must be at least 65 years old. Exceptions apply for disabled applicants&nbsp;who need nursing care; they must be 21 or older.&nbsp;Asset protection is available for spouses who choose to age at home. Senior Bridge Loans Senior bridge loans offer short-term financial assistance for qualifying seniors. These loans are meant to fill the gap&nbsp;during the wait for assisted living coverage rather than replace other financing options. Financial benefits usually last one year at most, though some seniors may qualify for extended benefits. <a href="https://elderlifefinancial.com" target="_blank" data-mce-href="https://elderlifefinancial.com" rel="noopener noreferrer">Elderlife Financial Services</a>&nbsp;offers bridge loans for assisted living expenses. Up to six family members can cosign&nbsp;for a loan, and funds are disbursed directly to approved senior living facilities. Some assisted living facilities&nbsp;cover&nbsp;loan interest for qualified seniors, so family members only have to focus on repaying the loan itself. Medicaid requires members to meet specific income and asset programs, so some seniors are hesitant to take out loans for assisted living care. However,&nbsp;Elderlife&nbsp;bridge loans typically do not affect&nbsp;Medicaid eligibility, so Medicaid recipients can continue to receive medical coverage. SSI&nbsp;State Supplementary Payments Seniors who receive federal Social Security Income payments may also qualify for state-funded benefits known as SSI&nbsp;state supplemental payments.&nbsp;These state-funded payments are available in <a href="https://www.ssa.gov/ssi/text-benefits-ussi.htm" target="_blank" data-mce-href="https://www.ssa.gov/ssi/text-benefits-ussi.htm" rel="noopener noreferrer">46 states</a>, including Missouri. Seniors interested in receiving SSI&nbsp;state supplemental payments must meet income and asset requirements that vary by state. In Missouri, the supplement amount varies based on the type of facility&nbsp;a senior chooses. Marital status also affects benefit amounts. An unmarried senior at a Level 1 residential care facility may receive up to $156 per month, while a married couple may receive up to $312.&nbsp;These figures increase for seniors who choose Level 2 residential care facilities, intermediate care facilities or&nbsp;skilled nursing homes. The Missouri Department of Social Services, Family Support Division&nbsp;manages SSI&nbsp;state supplementary payments. Seniors with questions about program eligibility&nbsp;or current benefits can contact the Support Division at (573) 751-3221.

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $3,500 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on {enhancedSearch.regionCount} {tensing(Assisted Living Community | Assisted Living Communities | {enhancedSearch.regionCount})}in Saint Louis and several in surrounding areas. <ul><li>Assisted living: $3,500</li><li>Nursing home semiprivate room: $5,293</li><li>In-home care: $4,290</li><li>Adult day health services: $1,863</li></ul>

Assisted Living in Saint Louis, MO

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Assisted Living Articles and Resources

Medicaid and Medicare help Saint Louis seniors cover medical expenses, including expenses incurred for home health care or at assisted living facilities. Seniors can apply for one program or receive services from both. When seniors receive coverage from both programs, medical providers bill Medicare as the primary provider. Medicaid is the secondary insurer, which means it helps cover health expenses Medicare&nbsp;leaves unpaid. Missouri Medicaid, also called&nbsp;<a href="https://mydss.mo.gov/healthcare/mo-healthnet-for-seniors" target="_blank" data-mce-href="https://mydss.mo.gov/healthcare/mo-healthnet-for-seniors" rel="noopener noreferrer">MO HealthNet</a>, is for low-income seniors at least 65 years old. To qualify, seniors must not exceed state or federal&nbsp;income and asset requirements for medical coverage. Household size affects the guidelines, so a senior who lives alone cannot make as much as a senior who is married. A senior who lives with friends or family members cannot&nbsp;have as much income as a senior who lives with a spouse. Seniors on Social Security income have a&nbsp;<a href="https://dss.mo.gov/fsd/iman/medasst/appendix_j.pdf" target="_blank" data-mce-href="https://dss.mo.gov/fsd/iman/medasst/appendix_j.pdf" rel="noopener noreferrer">monthly income</a>&nbsp;maximum of $771,&nbsp;while seniors who live with loved ones can only make $514 per month. Disabled seniors automatically qualify for MO HealthNet&nbsp;regardless of income or assets if&nbsp;the disability determination comes from the Social Security Administration or the state of Missouri. However, coverage for seniors is not automatic, so they must apply in person, online, over the phone or via postal mail. Online Medicaid applications for seniors are available at&nbsp;<a href="https://mydss.mo.gov/healthcare" target="_blank" data-mce-href="https://mydss.mo.gov/healthcare" rel="noopener noreferrer">MyDSS.MO.gov/healthcare</a>. Seniors can also call (800) 735-2966 or visit a local Social Services Department such&nbsp;as the one located at 111 N 7th St, St. Louis.&nbsp;Applications are also accepted via mail. Missouri Independent Living Waiver Saint Louis seniors who receive&nbsp;MO HealthNet&nbsp;can apply for the&nbsp;<a href="https://dss.mo.gov/mhd/waivers/1915c-home-and-community-waivers/independent-living.htm" target="_blank" data-mce-href="https://dss.mo.gov/mhd/waivers/1915c-home-and-community-waivers/independent-living.htm" rel="noopener noreferrer">Missouri Independent Living waiver</a>. This waiver is for individuals who are at least 21 years of age rather than just seniors, but seniors are also eligible. Seniors who apply prior to age 65 can remain in the program as long as they still meet the criteria. The Independent Living waiver provides financial help&nbsp;for seniors who need facility services or in-home care. It covers personal care&nbsp;needs, including specialized medical equipment.&nbsp; Seniors can learn more about this program by contacting the Department of Health and Senior Services, Division of Senior and Disability Service or speaking with an MO&nbsp;HealthNet&nbsp;representative at (573) 751-3425.

Medicaid in Missouri

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St. Louis Hills Assisted Living and Memory Care

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Retirement Communities in Saint Louis, MO

Other Senior Living in Saint Louis, MO

Assisted Living Resources in Saint Louis

St. Louis senior centers provide amenities and benefits for&nbsp;seniors who want to socialize, exercise, explore the city as a group or enjoy free or reduced-price meals. Services are primarily available on weekday mornings and afternoons, but there are some evening and weekend programs.

Senior Centers in Saint Louis

Seniors who&nbsp;have questions about Social Security benefits or the application process can seek help at Social Security offices throughout the Saint Louis area. Walk-in appointments are available on weekdays between 9 a.m. and 4 p.m. with the exception of Wednesdays, when the offices close at 12 p.m.

Social Security Offices

The Department of Veterans Affairs offers financial assistance and medical care for qualifying veterans. Veterans can apply for new benefits, review current benefits or request medical care.

Veterans Affairs

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An explanation of retirement living costs. Visit to learn more about finding the right retirement community or to find a retirement community near you.

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An article defining Activities of Daily Living. Learn more about Senior Care by browsing our library of insightful articles or find senior care using our comprehensive directory.

Learn about activities of daily living, how ADLs are assessed and what the results can mean if you&#39;re considering long-term care for yourself or a loved one.

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Veterans Benefits: A Brief Overview

Veterans Benefits

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The Program of All-Inclusive Care for the Elderly (PACE) combines all the services offered by Medicare and Medicaid. Learn more about the program, eligibility, and how to apply for PACE.

PACE Programs: Programs of All-Inclusive Care for the Elderly

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memory-care

For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

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The Garden Plaza of Florissant, Missouri, offers a dynamic lifestyle for seniors looking to get the most out of their retirement. We are a beautiful senior living community that offers all levels of care on one campus nestled in the hometown of Florissant, MO. Our community offers independent living, assisted living and skilled nursing and rehabilitation services all in one location. This gives residents confidence that if their needs should change, our trained team of associates can handle that transition as smoothly as possible.

The Garden Plaza of Florissant's care team is more than happy to take care of the details while you are out enjoying your rewarding life. We offer housekeeping, apartment maintenance and meals served in our delicious restaurant-style dining room. You will quickly discover that we strive to offer quality without compromise. In this worry-free environment, you will find yourself with more time for the finer things in life like socializing, picking up hobbies and going on adventures. We offer a dynamic activity schedule that includes wellness activities, parties, live music and outings to local attractions.

Affordable rates with all of the amenities included:
<ul>
<li>Cable and Wifi
<li>Telephone
<li>Fine dining with 3 meals per day
<li>Onsite beauty salon
<li>Veterans room and library
<li>CafÃ©'/Bistro
<li>Enclosed courtyard
<li>Sit in the Gazebo and watch the ducks in the pond
<li>Assistance with transportation</li></ul>

The Garden Plaza of Florissant

A senior living retirement community with a wooded backdrop, next to a lovely community park offering 53 1 & 2 Bedroom Independent Living Apartments, 22 Beautiful Assisted Living units, 40 Private & Companion Luxury Short Term Rehab Suites, 44 Private & Companion Long Term Care Suites and 24 Private & Companion Memory Care Suites. Large, seasonally blooming private courtyard with a beautiful waterfall & koi pond. Pets allowed in Independent Living Only.

St. Paul's Senior Community

Welcome to The Atrium of Belleville. Our inviting senior living community offers residents the comfort and convenience of a hassle-free lifestyle free from the burdens of home ownership. Located in the city of Belleville, we provide a variety of on-site services to help our residents enjoy their stay to the fullest. In addition, we provide a choice amount of amenities to promote a relaxing experience for individuals residing at our community. Accommodations come in a selection of options. Depending on the individual, The Atrium of Belleville could be the perfect fit for seniors seeking senior living options in or around Belleville, IL.

The Atrium of Belleville

The Friendship Village campus in Chesterfield has been here for 45+ years. We've stood as a quality example of senior care - in all levels of care - for decades. Our caregivers have some of the longest tenures in the industry, and we use no agency nursing staff.

Our Assisted Living offering currently exists in a brand new, state-of-the-art Assisted Living and Memory Care building that opened in October of 2020. We have 60 brand new units featuring studio, one-bedroom, and two-bedroom floor plans. We are a locally owned and -operated not-for-profit enterprise, and our long-standing reputation for quality is second to none.

Friendship Village Chesterfield

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