18 Assisted Living Communities in Gloucester County, New Jersey

The average cost of assisted living in the county is $6,855 a month. This guide is a starting point covering the cost of assisted living care in the county, as well as financing options to pay for it. You’ll find in-depth information on 18 Assisted Living Communities in Gloucester County and several in surrounding areas.

• Assisted living: $6,855
• Nursing home semiprivate room: $10,646
• In-home care: $3,813
• Adult day health service: $2,080

According to Genworth’s 2018 Cost of Care study, costs for assisted living in Gloucester County are almost $3,000 above the national average of $4,000 and around $800 higher than the state average of $6,065. Assisted living costs in New Jersey are among the highest in the nation, with Ocean City ($4,800) and Atlantic City ($5,100) costing less than Gloucester County and Trenton ($7,230) being more expensive. 

Note: Senior care cost wasn’t available for Gloucester County so data for the closest city in New Jersey, Vineland, was used. 

Senior care costs are largely based on the location, the type of services offered and the average cost of living in the area. In Gloucester County, costs for nursing home care are significantly higher than assisted living, and in-home senior care services such as a home health aide and homemaker cost less than assisted living.  Seniors who are comparing the costs of different care options should also consider day-to-day living expenses, such as food, rent, home maintenance and utilities, that aren’t included the cost of in-home care. Residential senior care usually includes room and board in the cost.  Cost of Homemaker/Home Health Aide Comparison Chart

• Assisted living: $6,855

• Homemaker services: $3,813

• Home health aide: $4,338

• Adult day health: $2,080

• Nursing home care (semiprivate room): $10,646

Medicaid is a joint federal-state program that provides limited health insurance for people who have low income and minimal assets. Each state operates its own Medicaid program. 

In New Jersey, Medicaid is called the NJ FamilyCare program and administered by the New Jersey Department of Human Services, Division of Medical Assistance and Health Services, which uses a number of Managed Care Organizations (MCOs) to manage health care for Medicaid clients. New Jersey residents aged 65 and older who meet specific financial and functional criteria may qualify for NJ FamilyCare coverage.  

To qualify, single seniors may earn no more than $2,313 per month and have countable assets valued at $2,000 or less. Couples applying together can earn no more than $4,426 per month and own no more than $3,000 in countable assets. 

In New Jersey, Medicaid applicants are exempt from counting personal belongings, furniture, one vehicle, a burial trust (non-revocable) and a home valued up to $878,000 as long as the applicant and/or their spouse lives in the home. Note that there is a 5-year look-back period to assess any assets that were gifted or sold prior to the submission of a Medicaid application. 

New Jersey residents aged 65 and older may be eligible for comprehensive health care benefits and assisted living costs through Medicaid Managed Long Term Services and Supports (MLTSS). Under this newly created care program, eligible seniors are automatically enrolled to receive medical and nonmedical care to meet their needs, including funding for assisted living placement. 

Under the new MLTSS system assisted living enrollment caps have been eliminated for seniors, allowing for faster access to an assisted living placement. 

For more information on Medicaid funding for assisted living residences in New Jersey, contact the Aging and Disability Resource Connection of New Jersey at (877) 222-3737 or the Gloucester County Division of Senior Services at (856) 384-6900. 

Optional State Supplement

New Jersey seniors aged 65 and older who receive Supplemental Security Income (SSI) benefits may be eligible for additional benefits for use toward the room and board portion of assisted living costs through the Optional State Supplement (OSS) program. 

To help control the costs of assisted living for low-income seniors, the state limits what assisted living facilities can charge for room and board. In New Jersey, this limit equals the combined maximum amount available through SSI and OSS to ensure SSI-eligible seniors can cover the cost of assisted living. 

The maximum total monthly combined SSI/OSS payment in New Jersey for a single senior in assisted living is $981.05 and $1,895 for a couple. 

For more information on the New Jersey Optional State Supplement, contact the Glassboro Social Security office at (800) 772-1213.

Veterans Aid and Attendance Benefit

Honorably discharged veterans and their survivors who are currently eligible to receive a VA pension and require daily assistance due to a disability or incapacity may be eligible for a pension top-up through the Aid and Attendance benefit.

Veterans who are currently excluded from receiving a VA pension due to excess income may also be eligible for a pension under the increased rates provided through this benefit. 

To qualify, applicants must meet at least one of the following criteria: 

 

 

• Be bedridden
• Have eyesight tested at 5/200 or worse with corrective lenses for both eyes
• Live in a nursing home to receive daily care due to mental and/or physical incapacity
• Require assistance with one or more activity of daily living, including dressing, bathing, eating, toileting and/or managing a prosthesis
• Have a visual field of 5 or fewer degrees due to concentric contraction




• Veterans Housebound Allowance
  
  Veterans who are currently eligible for a VA pension, have a VA disability rating of 100 and are largely housebound as a result of their disability or disabilities may be eligible for the Housebound allowance — a monthly pension top-up. 
  
  Note that applicants may only receive benefits through either the Housebound or the Aid and Attendance program, even if they meet the criteria for both programs. Disabilities do not need to be service related. 
  
  For more information about both the Aid and Attendance and the Housebound Allowance, contact Gloucester County Veteran Affairs at (856) 401-7660 or the Newark Regional VA Office at (800) 827-1000. 

 

 

Seniors in Gloucester County can access a wide range of free and low-cost services including simple will preparation and help with tax return filing by contacting the Aging and Disability Resource Connection (ADRC) through Gloucester County’s Health and Human Services Department. The ADRC also provides seniors with information on Medicaid-funded assisted living.  Division of Senior Services – Aging and Disability Resource Connection
115 Budd Blvd, West Deptford, NY 08096
(856) 384-6900 Social Security Office
830 Delsea Drive North, Glassboro, NJ 08028
(800) 772-1213

Veterans can access VA health care services by contacting the Corporal Michael J. Crescenz VAMC community-based outpatient clinic in Sewell, which holds a number of specialty clinics and provides referrals to the Philadelphia VA Medical Center. Veterans who need information about VA benefits, pensions and health care can contact the Gloucester County Office of Veterans Affairs. 

Gloucester County Office of Veterans Affairs/VSO
211 County House Rd, Washington Township, Sewell, NJ 08080
(856) 401-7660

Gloucester County, NJ Community Based Outpatient Clinic (CBOC)
211 County House Rd, Sewell, NJ 08080
(877) 823-5230

Veterans Benefits Administration – Newark Regional Office
20 Washington Place, Newark, NJ 07102
(800) 827-1000

Senior Homes has an extensive directory of senior living options, with care and living providers across the United States.