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The&nbsp;<a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" target="_blank" data-mce-href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer">2018&nbsp;Genworth&nbsp;Cost of Care</a>&nbsp;study assesses the cost of senior care across the nation and reveals that the monthly price of assisted living in Paramus is within $100 of the state average of $6,065 but almost $2,000 higher than the national average ($4,000). Monthly rates vary drastically throughout the remainder of New Jersey, from the higher fees found in Vineland ($6,855) and Trenton ($7,230) to the much lower costs in Atlantic City ($5,100) and Ocean City ($4,800). Note: Specific senior care cost data wasn’t available for Paramus, so data for the nearest major city, New York, was used instead.&nbsp;

Assisted Living Costs in Paramus

The Cost of Assisted Living in Surrounding Areas

The monthly cost of senior care in Paramus spans a wide range; from a low of $1,950 for adult day health services to a whopping $12,091 for nursing home care. These&nbsp;price differences are largely due to the type and level of care, the setting and whether skilled services are offered. One of the key aspects to consider when comparing different options is that residential senior care facilities typically include room and board in their rates. With adult day health care and in-home services, including home health aides and homemakers,&nbsp;seniors should plan for additional expenses related to running a household, such as utilities, maintenance, property taxes and food.

Care Cost Comparison

Senior Care Cost Comparison Chart

Financial Assistance for Assisted Living in Paramus

Congregate Housing Services Program The state-funded <a href="https://www.state.nj.us/humanservices/doas/services/chsp/" target="_blank" data-mce-href="https://www.state.nj.us/humanservices/doas/services/chsp/" rel="noopener noreferrer">Congregate Housing Services program</a> provides financial assistance to qualified disabled adults and seniors wishing to live in a group-housing setting as an alternative to placement in an institutional skilled-nursing facility. Similar to an assisted living facility, group-housing facilities provide support services and limited care while allowing residents a greater degree of independence. The specific services offered may vary between housing providers, but can include: 
<li>Housekeeping and laundry</li>
<li>Home health aid caregivers</li>
<li>Meal preparation and a minimum of one group meal per day</li>
<li>Shopping assistance</li>
<li>Help completing activities of daily living</li>
 To receive assistance from the CHSP program, Paramus residents must be aged 65 and older or qualify as disabled per the Social Security Administration. They also must be unable to live alone without assistance. The program has no income or asset limitations, but the amount of aid provided is determined by a sliding scale based on income. Interested seniors can contact the&nbsp;<a href="https://www.co.bergen.nj.us/division-of-senior-services" target="_blank" data-mce-href="https://www.co.bergen.nj.us/division-of-senior-services" rel="noopener noreferrer">Bergen County Division of Senior Services</a>&nbsp;at (201) 336-7400&nbsp;to inquire about participating congregate homes in the Paramus area or to apply for CHSP benefits. State Supplemental Payment New Jersey residents who qualify for or receive <a href="https://www.benefits.gov/benefit/4412" target="_blank" data-mce-href="https://www.benefits.gov/benefit/4412" rel="noopener noreferrer">Supplemental Security Income</a> benefits from the federal government are also eligible for a state-funded monthly supplemental benefit. As with the SSI program, eligible individuals must be disabled or aged 65 or older with a monthly income below $771 and assets of less than $2,000. Couples are allowed $1,157 in monthly income and $3,000 in assets. The state&nbsp;SSP&nbsp;benefit is added to a recipient’s monthly SSI payment. While the exact amount depends on an applicant’s income, marital status and living situation, the&nbsp;<a href="https://www.ssa.gov/pubs/EN-05-11148.pdf" target="_blank" data-mce-href="https://www.ssa.gov/pubs/EN-05-11148.pdf" rel="noopener noreferrer">maximum combined benefit</a> available to New Jersey residents is $981.05 per person and $1,895.36 for married couples. Paramus residents can apply for SSI and SSP benefits by calling the<a href="https://www.socialsecurity.gov/" target="_blank" data-mce-href="https://www.socialsecurity.gov/" rel="noopener noreferrer">&nbsp;Social Security Administration</a>&nbsp;at (800) 772-1213.&nbsp;

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the borough is $5,916 a month. This guide is a starting point covering the cost of assisted living care in the borough, as well as financing options to pay for it. You’ll find in-depth information on {enhancedSearch.regionCount} {tensing(Assisted Living Community | Assisted Living Communities | {enhancedSearch.regionCount})}in Paramus and several in surrounding areas. The Cost of Senior Care in Paramus, NJ<ul><li>Assisted Living: $5,916</li><li>Nursing Home Care: $12,091</li><li>In-home Care: $4,576</li><li>Adult Day Health Services: $1,950</li></ul>

Assisted Living in Paramus, NJ

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Assisted Living Articles and Resources

<a href="https://www.medicaid.gov/" target="_blank" data-mce-href="https://www.medicaid.gov/" rel="noopener noreferrer">Medicaid</a> is the national program that provides vital health care coverage to low-income Americans with limited resources. The program is jointly funded by the federal and state governments and operates under federal regulation with administration by each state. The New Jersey Medicaid plan is administered by the state’s <a href="https://www.state.nj.us/humanservices/dmahs/clients/medicaid/" target="_blank" data-mce-href="https://www.state.nj.us/humanservices/dmahs/clients/medicaid/" rel="noopener noreferrer">Department of Human Services</a>. The plan provides coverage for those who qualify, including parents and their dependant children, pregnant women and the elderly, blind and disabled. A variety of services are covered,&nbsp;such as doctors visits, hospital care, prescription drugs and long-term care. To be eligible for coverage, New Jersey residents&nbsp;must be&nbsp;U.S. citizens or qualified aliens and meet certain <a href="https://www.medicaidplanningassistance.org/medicaid-eligibility-new-jersey" target="_blank" data-mce-href="https://www.medicaidplanningassistance.org/medicaid-eligibility-new-jersey" rel="noopener noreferrer">income and resource guidelines</a>: <ul>
<li>For regular Medicaid, individuals can earn up to $1,041 in monthly income and have total assets of $4,000. Couples can earn up to $1,409 per month and own $6,000 in assets.</li>
<li>For long-term community-based or nursing home coverage, a single person can earn up to $2,313 in monthly income and have $2,000 in total assets. Married couples applying together are limited to $4,626 in monthly income and $3,000 in assets.</li>
</ul> Medicaid counts income from all sources, but various assets are excluded, including personal effects, one vehicle, a principal home valued at less than $878,000, household furnishings and irrevocable burial trusts. Married couples with just one spouse applying may still qualify if their joint income and assets are over the above limits. Medicaid disregards the income of a non-applicant spouse and permits&nbsp;the transfer of a spousal living allowance of up to $3,160.50 from the applicant’s monthly income. A non-applicant spouse may also retain up to $126,420 in jointly owned assets. Paramus seniors in need of Medicaid coverage can complete an online application for the <a href="https://njfc.force.com/abd/abdstart" target="_blank" data-mce-href="https://njfc.force.com/abd/abdstart" rel="noopener noreferrer">NJ FamilyCare Aged, Blind, Disabled program</a>&nbsp;or call (800) 356-1561 for more information and assistance. FamilyCare Managed Long-Term Services and Supports New Jersey Medicaid provides long-term care services for eligible elderly, blind and permanently disabled residents through the <a href="https://www.nj.gov/humanservices/dmahs/home/mltss.html" target="_blank" data-mce-href="https://www.nj.gov/humanservices/dmahs/home/mltss.html" rel="noopener noreferrer">FamilyCare MLTSS program</a>. The program delivers comprehensive medical and long-term care through a participant’s choice of five <a href="https://www.state.nj.us/humanservices/dmahs/clients/medicaid/hmo/" target="_blank" data-mce-href="https://www.state.nj.us/humanservices/dmahs/clients/medicaid/hmo/" rel="noopener noreferrer">managed care organizations</a>&nbsp;serving Bergen County. Services provided for seniors aged 65 and older and adults with disabilities aged 21 and older can include: <ul>
<li>Full Medicaid medical benefits</li>
<li>Case management</li>
<li>Respite care</li>
<li>Personal emergency response systems</li>
<li>Assisted Living</li>
<li>Nursing home care</li>
<li>Community residential services</li>
<li>Addiction and mental health services</li>
</ul> To apply for MLTSS services, those currently enrolled in the state Medicaid program should contact their MCO to request an assessment. All other Paramus residents can contact the <a href="https://www.co.bergen.nj.us/division-of-senior-services" target="_blank" data-mce-href="https://www.co.bergen.nj.us/division-of-senior-services" rel="noopener noreferrer">Bergen County Division of Senior Services</a> at (201) 336-7400 to begin the financial and clinical eligibility assessment process.

Medicaid in New Jersey

{tensing(Detailed profile of {enhancedSearch.regionCount} Assisted Living Facility | Detailed profiles of {enhancedSearch.regionCount} Assisted Living Facilities | {enhancedSearch.regionCount})}in Paramus, NJ.  Reviews, ratings, costs, pictures, amenities, and more.

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Assisted Living Resources in Paramus

As the area’s Aging and Disability Resource Connection, the Bergen County Division of Senior Services provides older residents of Paramus with information about a wide array of county, state and federal resources. Some of the invaluable services ADRC provides include counseling on benefit eligibility, long-term care options, tax relief and reverse mortgages, supplying referrals for care management or prescription assistance and helping seniors apply for health insurance and transportation programs.

Bergen County Aging and Disability Resource Connection

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An explanation of retirement living costs. Visit to learn more about finding the right retirement community or to find a retirement community near you.

Discover the typical cost of living in a retirement community, what&#39;s included in the cost of a retirement communities and what to expect in various types of retirement communities.

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An article defining Activities of Daily Living. Learn more about Senior Care by browsing our library of insightful articles or find senior care using our comprehensive directory.

Learn about activities of daily living, how ADLs are assessed and what the results can mean if you&#39;re considering long-term care for yourself or a loved one.

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Veterans Benefits: A Brief Overview

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A life settlement from life insurance provides financial freedom for retirees. Discover how life settlements work, how much you&rsquo;ll get, eligibility requirements, and more.

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The Program of All-Inclusive Care for the Elderly (PACE) combines all the services offered by Medicare and Medicaid. Learn more about the program, eligibility, and how to apply for PACE.

PACE Programs: Programs of All-Inclusive Care for the Elderly

As the population ages and Baby Boomers face the realities of paying for care for their parents and for themselves, it becomes clear that the biggest hurdle to senior care is paying for it.

Learn about the cost of long-term care and ways you can pay for care, including Medicaid, VA benefits and the PACE program, in this guide for older adults.

Paying for Long-Term Care: How to Overcome this Costly Hurdle to Safeguard Your Future

Paying for Long-Term Care: An Overview

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For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

Learn about the benefits of activities for people with dementia and find a list of dementia-friendly things to do in this comprehensive guide.

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Centrally located in Westchester County on a tree-lined road across the street from VE Macy Park, Atria Woodlands is a vibrant retirement community for New York seniors. We offer a full range of services and amenities to encourage our seniors to enjoy their retirement to the fullest extent.

Atria Senior Living offers more than simply a place to live, creating vibrant communities that give seniors companionship, comfort and safety. When people come to Atria, they are taking the first step toward leading a richer and more fulfilling life. Each of our communities is a big family, and we invite individuals seeking senior living to consider joining us.

<h2>Featured Amenities</h2>

At Atria Woodlands, we offer a choice of one- and two-bedroom apartment suites, each quipped with an emergency alert system for added safety and security. All apartments feature independently controlled heating and air-conditioning, and receive regular linen services and housekeeping.

A varied calendar of events and activities is organized by our full-time engaging life director. Mealtimes are a lively social event, residents enjoy delicious&nbsp;chef prepared cuisine, who caters to special diets. In addition, our Anytime Cafe© offers complimentary snacks and drinks throughout the day.

<h2>Available Services</h2>

We boast a team of medical staff, including doctors and physical therapists, as well as Westchester County’s largest wellness center. Fully trained, live-in managers are available around-the-clock to help with any problems, and our caregivers will assist with medication, dressing or other daily needs. Our Memory Care - Life Guidance® program provides a supportive environment for people with memory impairment.

Our comfortably furnished media room has a large-screen television, and residents can use computers to email friends and family in our library. We host an on-site, state-of-the-art fitness suite, as well as a hair salon and barbershop. We also provide scheduled transportation to and from local destinations for added convenience.&nbsp;

Offering not only relaxing pastimes but also invigorating activities, Atria Woodlands provides exceptional senior living that differentiates itself from the other, run-of-the-mill retirement homes.

Atria Woodlands

The Knolls

Harbor Terrace Adult Care &amp; Assisted Living offers studio and one-bedroom apartments to retired seniors north of Staten Island, NY, home of the Staten Island Zoo and connected to Lower Manhattan via the Staten Island Ferry. Family members have praised the staff and management at the community, saying they're always professional and caring, working hard to make sure residents' needs are met. The in-house chef takes care of preparing meals, able to cater to dietary restrictions like low salt, low fat and diabetic. The staff also have the ability to communicate with residents whose primary language is not English.

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