8 Assisted Living Communities in Voorhees, New Jersey

The average cost of assisted living in the township is $5,318 a month. This guide is a starting point covering the cost of assisted living care in the township, as well as financing options to pay for it. You’ll find in-depth information on 8 Assisted Living Communities in Voorhees and several in surrounding areas.

• Assisted living: $5,318
• Nursing home semiprivate room: $10,372
• In-home care: $4,576
• Adult day health services: $1,668

According to Genworth’s 2018 Cost of Care Study, monthly assisted living costs in Voorhees Township are significantly higher than the national average of $4,000 but lower than the state average of $6,065. Prices for some other areas in New Jersey, such as Vineland ($6,855) and Trenton ($7,230), are even higher than Voorhees, while assisted living costs are lower along the coast in Atlantic City ($5,100) and Ocean City ($4,800). 

Note: Senior care cost data wasn’t available for Voorhees, so data for the closest city, Philadelphia, PA, was used. 

New Jersey has some of the highest senior care costs in the country thanks in part to the relatively high cost of living in the state. Nursing home care in a semiprivate room costs nearly double what assisted living does. While a home health aide and homemaker services cost about $750 less per month than assisted living, it’s important to realize that residential senior care costs usually include room and board.  Cost of Homemaker/Home Health Aide Comparison Chart

• Assisted living: $5,318

• Homemaker services: $4,576

• Home health aide: $4,576

• Adult day health: $1,668

• Nursing home care (semiprivate room): $10,372

 

Millions of low-income Americans receive basic health coverage through Medicaid, the nationwide health insurance program that was created in 1965. Medicaid is jointly funded by federal and state governments, and in New Jersey, Medicaid is administered through the NJ FamilyCare program under the Department of Human Services, Division of Medical Assistance and Health Services. 

As of 1995, New Jersey shifted Medicaid beneficiaries from the previous fee-for-service program to managed care through five health plans in order to expand services and benefits. 

Seniors aged 65 and older who are permanent New Jersey residents may qualify for free NJ FamilyCare coverage if they meet the following criteria: 

• Have a total monthly income of $2,313 or less when applying as an individual or under $4,426 when applying as a couple
• Own less than $2,000 worth of countable assets as an individual or less than $3,000 when applying as a couple (principal residence valued at less than $878,000 excluded)

In New Jersey, residents who receive Social Security Income payments are automatically enrolled in the NJ FamilyCare program. 

Countable assets include: 

• Cash
• Bank account balances
• Stocks and bonds
• Real estate, including out-of-state properties

Asset exemptions include one vehicle, household furnishings, jewelry and a non-revocable burial trust. 

Note: New Jersey has a 5-year look-back period for all Medicaid applicants and audits any assets that the applicant gave away, sold or otherwise liquidated during the 60-month period prior to applying for Medicaid. Penalties under the look-back program may include a period of ineligibility for Medicaid coverage that is determined by dividing the total value of the excess assets by the average monthly cost for private nursing home care. 

Seniors who are otherwise excluded from Medicaid coverage in New Jersey due to excess income or assets may qualify for Medicaid services under the Medically Needy Segment. This program allows seniors to subtract some medical costs from their monthly income in order to reduce their Medicaid-assessed income enough to qualify for NJ FamilyCare enrollment. 

New Jersey seniors who are Medicaid-eligible are automatically enrolled in the Medicaid Managed Long Term Services and Supports (MLTSS) program, which recently replaced HCBC waivers in the state. This program gives seniors access to all NJ FamilyCare Plan A Benefits as well as a wide range of services, including care management, mental health and assisted living. 

For assistance with a New Jersey Medicaid application, contact NJ FamilyCare at (800) 701-0710 or the State Health Insurance Assistance Program (SHIP) at (800) 792-8820. 

Optional State Supplementation

Seniors in New Jersey who receive Social Security Income may be eligible for a state-funded financial increase for use towards the room-and-board portion of assisted living costs under the Optional State Supplementation program. 

As of 2019, the maximum combined SSI and OSS monthly payment available to a single senior living in a licensed assisted living facility in New Jersey is $981.05, while couples can receive a maximum of $1,895.36 for the first month. For every additional month, each receive the individual amount. 

To learn more about the New Jersey OSS program, contact the Social Security Administration at (800) 772-1213 or the Camden County office of the Social Security Administration at (800) 772-1213. 

Veterans can find help applying for benefits, pensions and loans at the VA office or seek medical assistance at the Camden outpatient clinic. Veterans who are current or former residents of Voorhees can apply to be honored on the Voorhees Township Veterans Wall of Honor located at the Voorhees Municipal Building. 

Camden County Office of Veterans Affairs
3 Collier Drive, Blackwood, NJ 08012
(856) 374-5801

Camden VA Outpatient Clinic
300 Broadway, Suite 103, Camden, NJ 08104
(877) 232-5240

Voorhees Township Veterans Programs – Wall of Honor
2400 Voorhees Town Center, Voorhees, NJ 08043
(856) 429-7174

The Camden County Aging and Disability Resource Connection is a program operated by the Camden County Division of Senior Services that provides area seniors with referrals to local programs, information about medical services and help accessing low-cost legal support.  Camden County Division of Senior Services 
512 Lakeland Road, DiPiero Center, 4th Floor, Blackwood, NJ 08012
(856) 858-3220

Senior Homes has an extensive directory of senior living options, with care and living providers across the United States.