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The<a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" target="_blank" data-mce-href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer">&nbsp;Genworth 2018 Cost of Care study</a>&nbsp;indicates the average cost of assisted living in Albuquerque is among the highest in the state at $5,100 per month. Assisted living costs in the city are substantially higher than the national average ($4,000) and state average ($4,250). When compared with smaller cities in New Mexico such as Las Cruces ($3,919) and Farmington ($3,600), assisted living in Albuquerque is significantly more expensive.

Assisted Living Costs in Albuquerque

Cost of Assisted Living Comparison Chart

The biggest factor influencing the cost of care is generally the type of care required, and this is particularly true in cities like Albuquerque, where the cost of nursing care is about $2,500 more than that of assisted living. Although assisted living costs in Albuquerque are more expensive than home care costs, it’s important to consider the additional expenses that seniors pay when they continue to live in their own home, such as rent, utilities and groceries, which are usually included in the cost of assisted living. 
<li>Assisted living: $5,100</li>
<li>Homemaker services: $4,191</li>
<li>Home health aide: $4,286</li>
<li>Adult day health: $2,217</li>
<li>Nursing home care (semiprivate room): $7,609</li>

Care Cost Comparison

The biggest factor influencing the cost of care is generally the type of care required, and this is particularly true in cities like Albuquerque, where the cost of nursing care is about $2,500 more than that of assisted living. Although assisted living costs in Albuquerque are more expensive than home care costs, it’s important to consider the additional expenses that seniors pay when they continue to live in their own home, such as rent, utilities and groceries, which are usually included in the cost of assisted living.

Financial Assistance for Assisted Living in Albuquerque

Older Americans Act Seniors living in Albuquerque may qualify for state funding under the Older Americans Act: a federal law that provides the state with funding that’s managed by<a href="https://www.cabq.gov/family/income-eligible-services/senior-services" target="_blank" data-mce-href="https://www.cabq.gov/family/income-eligible-services/senior-services" rel="noopener noreferrer">&nbsp;Area Agencies on Aging</a>. Some AAAs may use their funding to provide financial support to seniors who require help with the cost of assisted living or home care. Depending on the senior’s income, the full cost of services may be covered under this program or services could be subsidized. In order to access funding under the Older Americans Act, seniors must be 60 years of age or older, be legal residents of New Mexico and require daily supportive care. There are no income or asset limits in place for this program, but seniors who are most in need of assistance are helped first. To apply for funding, seniors can contact the Albuquerque Area Agency on Aging office at: 400 Marquette NW Albuquerque, New Mexico 87102 (505) 764-6400 Optional State Supplement Seniors who receive supplemental security income (SSI) from the federal government may be eligible to receive an&nbsp;<a href="https://www.ssa.gov/policy/docs/progdesc/ssi_st_asst/2011/nm.html" target="_blank" data-mce-href="https://www.ssa.gov/policy/docs/progdesc/ssi_st_asst/2011/nm.html" rel="noopener noreferrer">optional state supplement</a>&nbsp;(OSS). OSS benefits exist with the intention of helping individuals who reside in long-term care facilities pay for the cost of room and board. The benefit is calculated based on the senior’s income and needs and paid out at a maximum of $100 per month. To be eligible for OSS, seniors must be receiving SSI benefits. To apply for OSS, contact the Albuquerque US Social Security Administration Office at (800) 772-1213. Elderlife Bridge Loans Elderlife bridge loans are intended to help seniors pay for the cost of assisted living and other types of long-term care while they await permanent funding. Bridge loans are paid directly to the senior’s assisted living facility and are paid back in low-interest monthly installments by the senior and their cosigners. Seniors may apply with up to six cosigners, which can increase the likelihood of approval. Seniors can apply for an Elderlife bridge loan by contacting&nbsp;<a href="https://elderlifefinancial.com/" target="_blank" data-mce-href="https://elderlifefinancial.com/" rel="noopener noreferrer">Elderlife Financial Services&nbsp;</a>directly. Long-Term Care Insurance <a href="https://www.aaltci.org/cities/new-mexico-partnership-long-term-care-insurance.php" target="_blank" data-mce-href="https://www.aaltci.org/cities/new-mexico-partnership-long-term-care-insurance.php" rel="noopener noreferrer">Long-term care insurance&nbsp;</a>policies are available to older adults who want to prepare for the possibility that they may someday need an assisted living or nursing facility. Insurance policies vary in price depending on the coverage, provider and policyholder’s age and health history. Although the eligibility requirements for long-term care insurance vary between providers, most require a policy to be purchased before the need for long-term care exists.

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $5,100 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on {enhancedSearch.regionCount} {tensing(Assisted Living Community | Assisted Living Communities | {enhancedSearch.regionCount})}in Albuquerque and several in surrounding areas.<ul><li>Assisted living: $5,100</li><li>Nursing home semiprivate room: $7,609</li><li>In-home care: $4,191</li><li>Adult day health services: $2,217</li></ul>

Assisted Living in Albuquerque, NM

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Assisted Living Articles and Resources

New Mexico’s Medicaid managed care program is called&nbsp;<a href="http://www.hsd.state.nm.us/Centennial_Care.aspx" target="_blank" data-mce-href="http://www.hsd.state.nm.us/Centennial_Care.aspx" rel="noopener noreferrer">Centennial Care</a>. The community benefit portion of this program provides seniors with access to assisted living services, as well as providing financial assistance with other health care costs such as medical and dental care, nurse visits, nonmedical transportation and physical, speech and occupational therapy. To be eligible for this program, seniors must: <ul>
<li>Be 65 years of age or older</li>
<li>Have a monthly income that doesn’t exceed $2,250 or assets that total less than $2,000, excluding the senior’s home</li>
<li>Reside in New Mexico</li>
</ul> To apply for Centennial Care, visit the&nbsp;<a href="https://www.yes.state.nm.us/yesnm/home/index" target="_blank" data-mce-href="https://www.yes.state.nm.us/yesnm/home/index" rel="noopener noreferrer">Yes New Mexico</a>&nbsp;website or call (800) 283-4465.

Medicaid in New Mexico

{tensing(Detailed profile of {enhancedSearch.regionCount} Assisted Living Facility | Detailed profiles of {enhancedSearch.regionCount} Assisted Living Facilities | {enhancedSearch.regionCount})}in Albuquerque, NM. Average cost is 5100 per month.  Reviews, ratings, costs, pictures, amenities, and more.

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Senior Centers are generally open to individuals aged 55 and older and may provide seniors with access to a range of programs and services including day trips, congregate meals, social activities and classes on topics such as computers, finance, fitness and nutrition.

Albuquerque Senior Centers

Some seniors may be eligible for additional funding and social assistance provided by Veterans Affairs (VA). To determine eligibility and learn more about the benefits VA offers, seniors can call or visit their nearest VA office.

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An explanation of retirement living costs. Visit to learn more about finding the right retirement community or to find a retirement community near you.

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PACE Programs: Programs of All-Inclusive Care for the Elderly

As the population ages and Baby Boomers face the realities of paying for care for their parents and for themselves, it becomes clear that the biggest hurdle to senior care is paying for it.

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For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

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The median cost of nursing homes in Albuquerque for a single-occupancy apartment is $9,034/month (Genworth - 2021). This monthly cost typically includes rent, utilities, dining, housekeeping and transportation.

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 There are 10 nursing homes in Albuquerque, NM and several nursing homes nearby. The average cost of nursing homes in Albuquerque, NM is $202 per month.

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Detailed profiles of 10 Nursing Homes in Albuquerque, NM. Average cost is 202 per month. Reviews, ratings, costs, pictures, amenities, and more.

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