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Assisted living in Las Cruces costs about $80 less than the <a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" target="_blank" data-mce-href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer">average monthly price</a> paid across the country, and over $300 less than the New Mexico median rate of $4,250. The local cost for this type of senior care is almost $1,200 lower than the average rate of $5,100 paid in Albuquerque and Santa Fe. Seniors in the smaller community of Farmington pay an average of just $3,600 per month, which is the most affordable price for assisted living in the state.

Assisted Living Costs in Las Cruces

The Cost of Assisted Living in Surrounding Areas

Comparing costs for senior care is easier if the type of care needed and services provided by different options are clarified. Seniors who require skilled, 24-hour residential nursing care can expect to pay the highest rates in Las Cruces at an average of $7,522 per month. Those who enjoy the convenience and security of maintenance-free living, prepared meals and on-call assistance offered by assisted living communities pay the second-highest cost at $3,919 per month. Seniors who prefer to remain at home and hire homemakers or home health aides pay $100 to $700 less&nbsp;than the rate charged for assisted living. When comparing these care options, seniors should factor in household operating costs since these are additional expenses over and above the fees charged by in-home care providers.

Care Cost Comparison

Senior Care Cost Comparison Chart

Financial Assistance for Assisted Living in Las Cruces

Optional State Supplementation Las Cruces&nbsp;seniors and disabled adults who successfully apply for <a href="https://www.ssa.gov/ssi/" target="_blank" data-mce-href="https://www.ssa.gov/ssi/" rel="noopener noreferrer">Supplemental Security Income</a> benefits may be eligible for an additional monthly stipend through the <a href="https://www.ssa.gov/policy/docs/progdesc/ssi_st_asst/2011/nm.html" target="_blank" data-mce-href="https://www.ssa.gov/policy/docs/progdesc/ssi_st_asst/2011/nm.html" rel="noopener noreferrer">New Mexico&nbsp;Optional State Supplementation</a> program. Those living in licensed adult residential care homes can receive a cash payment of $100 per month and be automatically enrolled in Centennial Care by the Social Security Administration. To apply for SSI benefits, seniors can contact the <a href="https://www.ssa.gov/" target="_blank" data-mce-href="https://www.ssa.gov/" rel="noopener noreferrer">SSA</a>&nbsp;at (800) 772-1213. To learn more about the OSS program or apply, seniors can visit either of the two Las Cruces <a href="https://www.hsd.state.nm.us/LookingForAssistance/Field_Offices_1.aspx" target="_blank" data-mce-href="https://www.hsd.state.nm.us/LookingForAssistance/Field_Offices_1.aspx" rel="noopener noreferrer"> HSD field offices</a> or call (800) 283-4465. Veterans Aid and Attendance Benefits Senior veterans or their surviving spouses who need financial assistance to cover the cost of long-term care may qualify for <a href="https://www.va.gov/pension/aid-attendance-housebound/" target="_blank" data-mce-href="https://www.va.gov/pension/aid-attendance-housebound/" rel="noopener noreferrer">Aid and Attendance benefits</a> through the Veterans Administration. This program is open to those currently receiving a VA pension that’s not disability-related and have care needs due to specific circumstances: 
<li>Have severe vision loss or concentric contraction in both eyes that can’t be improved with corrective lenses</li>
<li>Are unable&nbsp;to perform basic activities of daily living without assistance, such as bathing, dressing, eating and mobility</li>
<li>Are confined to bed because of chronic illness or permanent disability</li>
 To qualify, applicants must have a yearly income of $22,577 or less, be honorably discharged and have a minimum 90-day active duty service record that includes one or more days during wartime. To obtain help understanding the A&amp;A program’s complicated application requirements and assistance filing for benefits, Las Cruces veterans should contact the local&nbsp;<a href="http://www.nmdvs.org/field-services/" target="_blank" data-mce-href="http://www.nmdvs.org/field-services/" rel="noopener noreferrer">New Mexico Department of Veterans Services </a>office at (575) 524-6220.

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $3,919 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on {enhancedSearch.regionCount} {tensing(Assisted Living Community | Assisted Living Communities | {enhancedSearch.regionCount})}in Las Cruces and several in surrounding areas. The Cost of Senior Care in Las Cruces, NM<ul><li>Assisted Living: $3,919</li><li>Nursing Home Care: $7,522</li><li>In-home Care: $3,241</li><li>Adult Day Health Services: $1,625</li></ul>

Assisted Living in Las Cruces, NM

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Assisted Living Articles and Resources

The <a href="https://www.medicaid.gov/" target="_blank" data-mce-href="https://www.medicaid.gov/" rel="noopener noreferrer">Medicaid</a> program delivers vital health care services to over <a href="https://www.medicaid.gov/medicaid/program-information/medicaid-and-chip-enrollment-data/report-highlights/index.html" target="_blank" data-mce-href="https://www.medicaid.gov/medicaid/program-information/medicaid-and-chip-enrollment-data/report-highlights/index.html" rel="noopener noreferrer">65 million Americans</a> with limited income and resources. This nationwide program is co-funded and regulated at the federal level, and each state can augment the program’s basic benefits, add waivers, decide how services are delivered and manage eligibility and enrollment. New Mexico’s Medicaid program, called <a href="https://www.hsd.state.nm.us/LookingForAssistance/centennial-care-overview.aspx" target="_blank" data-mce-href="https://www.hsd.state.nm.us/LookingForAssistance/centennial-care-overview.aspx" rel="noopener noreferrer">Centennial Care</a>,&nbsp;is administered by the state Human Services Department and delivers primary, acute, emergency and long-term care services through managed care plans. More than 600,000 New Mexicans are enrolled in the program, and&nbsp;<a href="http://files.kff.org/attachment/fact-sheet-medicaid-state-NM" target="_blank" data-mce-href="http://files.kff.org/attachment/fact-sheet-medicaid-state-NM" rel="noopener noreferrer">one in five</a> are elderly, blind or disabled. Centennial Care provides a range of core benefits to those who qualify for coverage, including: <ul>
<li>Doctor visits and referrals for specialist care</li>
<li>Inpatient and outpatient hospital services</li>
<li>Emergency care</li>
<li>Ambulance and nonemergency medical transportation</li>
<li>Durable medical equipment</li>
<li>Prescription medications</li>
</ul> Qualifying for Centennial Care Coverage for Long-Term Care Las Cruces&nbsp;residents who are American citizens or legal immigrants can qualify for Centennial Care medical coverage and&nbsp;institutional&nbsp;nursing home care if they meet these eligibility guidelines: <ul>
<li>Aged 65 or older</li>
<li>Aged 64 or younger and blind or permanently disabled</li>
<li>No more than $2,313 in monthly income per individual</li>
<li>No more than $2,000 in countable assets for individuals or $4,000 combined assets for couples applying together</li>
<li>Need the level of care normally provided in nursing homes</li>
</ul> Married applicants applying without their spouse must meet the financial limits&nbsp;for individuals. Their non-applicant spouse may be awarded up to $3,160.50 of their monthly income and $126,420 in jointly owned assets according to federal laws regarding <a href="https://www.medicaid.gov/medicaid/eligibility/spousal-impoverishment/index.html" target="_blank" data-mce-href="https://www.medicaid.gov/medicaid/eligibility/spousal-impoverishment/index.html" rel="noopener noreferrer">spousal impoverishment</a>. All types of income count toward the above&nbsp;limits, but several assets are automatically exempt, including an owner-occupied home valued at $878,000 or less, household and personal effects, one vehicle and irrevocable burial trust accounts. Centennial Care Community Benefit Program Seniors and disabled adults who meet Centennial Care’s eligibility requirements for long-term care and are assessed as able to live safely outside an&nbsp;institutional setting may qualify for the Community Benefit program. This New Mexico Medicaid entitlement program is specifically&nbsp;designed to help qualified individuals age in place and avoid premature nursing home admission. The&nbsp;program provides a range of&nbsp;community-based services in a&nbsp;participant’s home or an assisted living setting such as: <ul>
<li>Community transition services for those already in a nursing home</li>
<li>Assistance with personal care and daily living activities</li>
<li>Housekeeping and laundry services</li>
<li>Behavioral support services</li>
<li>Nutritional counseling</li>
<li>Short- or long-term private-duty nursing care</li>
<li>Nonmedical transportation</li>
<li>Occupational, physical, speech and language therapy</li>
<li>Personal emergency response systems</li>
</ul> Seniors and disabled adults can complete an online application for Centennial Care and the Community Benefit program via the&nbsp;<a href="https://www.yes.state.nm.us/yesnm/home/index" target="_blank" data-mce-href="https://www.yes.state.nm.us/yesnm/home/index" rel="noopener noreferrer">YesNM Portal</a>,&nbsp;call (888) 997-2583 to apply by phone or visit either of the two <a href="https://www.hsd.state.nm.us/LookingForAssistance/Field_Offices_1.aspx" target="_blank" data-mce-href="https://www.hsd.state.nm.us/LookingForAssistance/Field_Offices_1.aspx" rel="noopener noreferrer">New Mexico HSD field offices</a> in Las Cruces. Those already enrolled in Medicaid should contact their managed care organization to discuss their eligibility for the Community Benefit program.

Medicaid in New Mexico

{tensing(Detailed profile of {enhancedSearch.regionCount} Assisted Living Facility | Detailed profiles of {enhancedSearch.regionCount} Assisted Living Facilities | {enhancedSearch.regionCount})}in Las Cruces, NM. Average cost is 3919 per month.  Reviews, ratings, costs, pictures, amenities, and more.

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Assisted Living Resources in Las Cruces

The City of Las Cruces Senior Programs department offers a wide range of services to ensure area residents aged 50 and older enjoy a high quality of life. The department coordinates educational, health maintenance, mobility, in-home care and nutritional programs and operates <a href="https://www.las-cruces.org/Facilities?clear=False" target="_blank" data-mce-href="https://www.las-cruces.org/Facilities?clear=False" rel="noopener noreferrer">four busy senior centers</a>. At the center nearest their home, Las Cruces residents can gather to socialize with their peers. They can play card or board games, join art, lifelong learning and enrichment classes, take part in planned fitness and recreational activities and enjoy a nutritious noontime congregate meal. Staff at the city’s Senior Resource center also organizes seminars and workshops on a variety of topics relevant to older adults. One-on-one benefits counseling, information and referrals are also available to help seniors access local services and programs that meet their individual needs.

Community Senior Services and Centers

The New Mexico Department of Veterans Services has experienced staff available to assist veterans and their survivors in identifying and applying for state and federal services, benefits programs and pensions. Veterans can access vital medical services, including primary and mental health care, acute and chronic disease management, immunizations and referrals for specialty care, at the local VA clinic.

Support Services for Veterans

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For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

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The median cost of nursing homes in Las Cruces for a single-occupancy apartment is $9,034/month (Genworth - 2021). This monthly cost typically includes rent, utilities, dining, housekeeping and transportation.

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There is  nursing home in Las Cruces, NM and several nursing homes nearby. The average cost of nursing homes in Las Cruces, NM is $194 per month.

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