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According to&nbsp;<a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer" target="_blank">Genworth&rsquo;s 2018 Cost of Care</a>&nbsp;study,&nbsp;the monthly average cost for assisted living in Brooklyn is almost $2,000 over the national average of $4,000, and it&rsquo;s significantly higher than the state average of $4,185.

Brooklyn is much costlier than northern New York cities, such as Utica ($2,625) and Glens Falls ($2,600). In fact, the Brooklyn area is the most expensive region for assisted living in the entire state. Nearby areas, including Kingston ($4,100), Albany ($5,050) and Binghamton ($5,270), are also at the higher end of the price range.

Assisted Living Costs in Brooklyn

Cost of Assisted Living Comparison Chart

The type of care needed is undoubtedly the biggest factor contributing to the cost of senior care. In Brooklyn, the cost of a semiprivate room in a nursing care facility is $12,091, which is over twice the amount of assisted living ($5,916). If homemaker ($4,576) or home health aide ($4,767) services are to be considered, don’t forget to factor in the expense of a residential home’s upkeep, utility and grocery costs. Cost of Homemaker/Home Health Aide Comparison Chart 
<li>Assisted living: $5,916</li>
<li>Homemaker services: $4,576</li>
<li>Home health aide: $4,767</li>
<li>Adult day health: $1,950</li>
<li>Nursing home care (semiprivate room): $12,091</li>

Care Cost Comparison

Cost of Homemaker/Home Health Aide Comparison Chart

Financial Assistance for Assisted Living in Brooklyn

Program of All-Inclusive Care for the Elderly (PACE) 
 
The&nbsp;<a href="https://www.centerlighthealthcare.org/allinclusive#enroll" rel="noopener noreferrer" target="_blank">Program of All-Inclusive Care for the Elderly (PACE</a>) is open to both Medicare and Medicaid beneficiaries and is intended for families that wish to have seniors live at home instead of in a skilled nursing home. However, if an individual can no longer be safely supported at home or in an adult day care, the program will help pay for care in a nursing facility. 
 
Assisted living residents can also take advantage of the PACE program. While it doesn&rsquo;t cover the cost of room and board, the program does provide medical services and equipment that would otherwise be an added expense. To qualify, participants must be at least 55 years old, require skilled nursing and be enrolled in Medicare or Medicaid. If you don&rsquo;t have Medicare or Medicaid, you can pay for PACE privately. Benefits are determined on a case-by-case basis and are specified only for medical and care services. 
 
For more information on the Brooklyn PACE program, call (833) 252-2737, Monday-Friday, 8:00 a.m. to 8:00 p.m. TTY users should call 711. 
 
New York State Supplement Program (SSP) 
 
SSP is part of the&nbsp;<a href="https://otda.ny.gov/programs/ssp/#apply" rel="noopener noreferrer" target="_blank">monthly benefit</a>&nbsp;paid to most Supplemental Security Income (SSI) individuals. It provides financial assistance to individuals who are age 65 and older, blind or disabled, a New York resident, limited by income and resources and a U.S. citizen or otherwise meet citizenship requirements. Seniors are automatically eligible for Medicaid if they&rsquo;re eligible for SSP. 
 
You must submit an application for federal SSI benefits, which will serve as your SSP application. Unfortunately, there is no online SSI application, but you can schedule an appointment with your local Social Security office by calling (800) 772-1213. 
 
Elderlife Bridge Loan 
 
Seniors who don&rsquo;t qualify for Medicaid or receive enough Social Security Income (SSI) can open a line of credit to help pay for assisted living.&nbsp;Bridge loans are a temporary solution while permanent funding is sought out. Loans are based on credit worthiness, but several cosigners are allowed, and payments can be split amongst family members. Lenders typically require a plan for permanent funding be in place before approving a loan. 
 
To find out more information about the Elderlife program, please call (888) 228-4500, email&nbsp;<a href="mailto:info@elderlifefinancial.com" rel="noopener noreferrer" target="_blank">info@elderlifefinancial.com</a>&nbsp;or fill out a&nbsp;<a href="https://elderlifefinancial.com/contact-elderlife/" rel="noopener noreferrer" target="_blank">contact form</a>.

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $5,916 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on {enhancedSearch.regionCount} {tensing(Assisted Living Community | Assisted Living Communities | {enhancedSearch.regionCount})}in Brooklyn and several in surrounding areas.<ul><li>Assisted living: $5,916</li><li>Nursing home semiprivate room: $12,091</li><li>In-home care: $4,576 </li><li>Adult day health services: $1,950</li></ul>

Assisted Living in Brooklyn, NY

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New Yorkers who have limited financial income may receive low-cost or free medical assistance through the&nbsp;<a href="https://www.health.ny.gov/health_care/medicaid/#qualify" rel="noopener noreferrer" target="_blank">NYS Medicaid State Plan</a>. It can help to pay for care in a nursing home or through home health agencies, and it also provides seniors with the medical equipment, transportation and supplies necessary to ensure quality of life. 
 
To qualify, you must be age 65 or older, a resident of the state of New York, a U.S. national citizen or have satisfactory immigration status. To meet financial requirements, single seniors&rsquo; income must be $842 per month or less, and couples must have an income of less than $1,233 per month. 
 
Even if your income is a bit over the limit, you may still be eligible for Medicaid with the&nbsp;<a href="https://www.health.ny.gov/health_care/medicaid/excess_income.htm" rel="noopener noreferrer" target="_blank">Medicaid Excess Income program</a>, also known as the spend-down or surplus-income program. The amount of excess income is similar to a deductible; once your medical bills meet the requirements for a particular month, Medicaid pays your additional medical bills for the rest of the month. 
 
The Medicaid agency usually has 45 days to process your application, and if the application requires a disability determination, the agency can take 90 days. Once eligibility has been decided, you will receive notification in the mail with further instructions. 
 
<a href="https://www.health.ny.gov/health_care/medicaid/program/longterm/alps.htm" rel="noopener noreferrer" target="_blank">NY Assisted Living Program</a>&nbsp;(ALP) is a waiver that pays for the services of licensed assisted living residences for individuals who require a high level of care, but not so intensive that nursing home care is necessary. Services paid by ALP include personal care, room and board, housekeeping, recreational activities and personal emergency response services. This program is open to Medicaid-eligible and ineligible individuals. 
 
To apply for Medicaid, call (855) 355-5777,&nbsp;<a href="https://nystateofhealth.ny.gov/individual" rel="noopener noreferrer" target="_blank">apply online</a>&nbsp;or visit the local office in your area.

Medicaid in New York

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Brooklyn's Best Assisted Living Facilities for 2023

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Assisted Living Resources in Brooklyn

Brooklyn provides its senior population and their families with valuable information for daily living and planning ahead, and these agencies promote health and independence for a better quality of life. These resources include advocacy, benefits, caregiver assistance, housing and counseling services.

Brooklyn Agencies on Aging

The Department for the Aging (DFTA) funds numerous senior centers throughout each borough, and they&rsquo;re free to individuals age 60 and older. Activities available vary per center and include art, music, dance classes, chronic disease self-management classes and recreational trips.

Brooklyn Senior Centers 

Brooklyn veterans may be eligible for medical or financial assistance and other programs through the Department of Veterans Affairs. Seniors can visit their nearest VA office for more information.

Veterans Affairs

Reviews of Brooklyn Assisted Living Facilities

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PACE Programs: Programs of All-Inclusive Care for the Elderly

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For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

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The Waterford on the Bay affords seniors with luxurious assisted living in a friendly and safe environment. Our personal care services promote independence and embrace individuality while assistance with daily living activities is provided based upon need. Residents of The Waterford on the Bay Senior Living in Brooklyn, New York enjoy a wide range of amenities. Our experienced, New York State- licensed staff is committed to ensuring our residents receive the most comprehensive care available. Resident can avail themselves to a wide range of therapies provided on-site including speech, occupational and massage therapy.

Our waterfront suites offer breathtaking views of the bay, and our highly trained chefs prepare the finest cuisine. The building is fireproof and protected throughout with fire alarms and a sprinkler system. We also have twenty-four hour security guards and a state-of-the-art surveillance system so residents and their loved ones can sleep comfortably at night knowing that their protection is our top priority.

The Waterford on the Bay

Dry Harbor Nursing Home and Rehabilitation Center is a senior care facility with a wide range of services and amenities. Staff, which includes physical therapists and nurses, are friendly, and the environment is welcoming and luxurious. This community has been in operation for over 30 years and has earned a sterling reputation from doctors around the city for its innovative programs and excellence of care. The facility is well-known for its caring atmosphere, which has led to positive outcomes among patients both short-term and long-term.

Dry Harbor Nursing Home

The first thing everyone notices about Split Rock, is the genuine warmth and the friendliness. We are all about creating that feeling of home. Our residents are charged with creating their own environment to ensure they are most comfortable during their stay here.
 
 
 
 During your stay, we work closely with family to ensure they are closely involved in your care. We encourage lots visits, invite them to care planning meetings, and schedule lots of phone calls and letter writing, which all helps keep the connection to home.
 
 
 
 Our expert care led a multidisciplinary team of nurses, social workers and therapists, work closely together to bring our residents to their highest level of function. Both during their stay here, and after discharge through our Adult Day Care & Home Care programs, our goal is to maximize the patient's ability and return them to their prior state.
 
 
 
 When a patient is ready to be discharged, it can sometimes be frightening for them. But at Split Rock, our goal is to return them to the community in comfort. This includes a regimen of follow-up care, housing and medical assistance, and care counseling, which helps make the transition smooth and pleasant.
 
 
 
 Smiles really do help with recovery. Our hand picked staff are not only chosen for their expertise in their professional fields, but also we ensure they are friendly and outgoing. And everyone at Split Rock knows that the administration is always interacting with both staff and residents, making sure everyone has a chance to be heard.
 
 
 
 Come and experience the warmth of Split Rock. We can't wait to share it with you.

Split Rock Rehabilitation and Health Care Center

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<a href='/senior-living/adult-day-care/new-york/brooklyn'>Adult Day Care</a>, <a href='/senior-living/assisted-living/new-york/brooklyn'>Assisted Living</a>, and <a href='/senior-living/nursing-homes/new-york/brooklyn'>Nursing Homes</a>