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According to&nbsp;<a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer" target="_blank">Genworth&rsquo;s 2018 Cost of Care</a>&nbsp;study,&nbsp;the monthly average cost for assisted living in Brooklyn is almost $2,000 over the national average of $4,000, and it&rsquo;s significantly higher than the state average of $4,185.

Brooklyn is much costlier than northern New York cities, such as Utica ($2,625) and Glens Falls ($2,600). In fact, the Brooklyn area is the most expensive region for assisted living in the entire state. Nearby areas, including Kingston ($4,100), Albany ($5,050) and Binghamton ($5,270), are also at the higher end of the price range.

Assisted Living Costs in Brooklyn

Cost of Assisted Living Comparison Chart

The type of care needed is undoubtedly the biggest factor contributing to the cost of senior care. In Brooklyn, the cost of a semiprivate room in a nursing care facility is $12,091, which is over twice the amount of assisted living ($5,916). If homemaker ($4,576) or home health aide ($4,767) services are to be considered, don’t forget to factor in the expense of a residential home’s upkeep, utility and grocery costs. Cost of Homemaker/Home Health Aide Comparison Chart 
<li>Assisted living: $5,916</li>
<li>Homemaker services: $4,576</li>
<li>Home health aide: $4,767</li>
<li>Adult day health: $1,950</li>
<li>Nursing home care (semiprivate room): $12,091</li>

Care Cost Comparison

Cost of Homemaker/Home Health Aide Comparison Chart

Financial Assistance for Assisted Living in Brooklyn

Program of All-Inclusive Care for the Elderly (PACE) 
 
The&nbsp;<a href="https://www.centerlighthealthcare.org/allinclusive#enroll" rel="noopener noreferrer" target="_blank">Program of All-Inclusive Care for the Elderly (PACE</a>) is open to both Medicare and Medicaid beneficiaries and is intended for families that wish to have seniors live at home instead of in a skilled nursing home. However, if an individual can no longer be safely supported at home or in an adult day care, the program will help pay for care in a nursing facility. 
 
Assisted living residents can also take advantage of the PACE program. While it doesn&rsquo;t cover the cost of room and board, the program does provide medical services and equipment that would otherwise be an added expense. To qualify, participants must be at least 55 years old, require skilled nursing and be enrolled in Medicare or Medicaid. If you don&rsquo;t have Medicare or Medicaid, you can pay for PACE privately. Benefits are determined on a case-by-case basis and are specified only for medical and care services. 
 
For more information on the Brooklyn PACE program, call (833) 252-2737, Monday-Friday, 8:00 a.m. to 8:00 p.m. TTY users should call 711. 
 
New York State Supplement Program (SSP) 
 
SSP is part of the&nbsp;<a href="https://otda.ny.gov/programs/ssp/#apply" rel="noopener noreferrer" target="_blank">monthly benefit</a>&nbsp;paid to most Supplemental Security Income (SSI) individuals. It provides financial assistance to individuals who are age 65 and older, blind or disabled, a New York resident, limited by income and resources and a U.S. citizen or otherwise meet citizenship requirements. Seniors are automatically eligible for Medicaid if they&rsquo;re eligible for SSP. 
 
You must submit an application for federal SSI benefits, which will serve as your SSP application. Unfortunately, there is no online SSI application, but you can schedule an appointment with your local Social Security office by calling (800) 772-1213. 
 
Elderlife Bridge Loan 
 
Seniors who don&rsquo;t qualify for Medicaid or receive enough Social Security Income (SSI) can open a line of credit to help pay for assisted living.&nbsp;Bridge loans are a temporary solution while permanent funding is sought out. Loans are based on credit worthiness, but several cosigners are allowed, and payments can be split amongst family members. Lenders typically require a plan for permanent funding be in place before approving a loan. 
 
To find out more information about the Elderlife program, please call (888) 228-4500, email&nbsp;<a href="mailto:info@elderlifefinancial.com" rel="noopener noreferrer" target="_blank">info@elderlifefinancial.com</a>&nbsp;or fill out a&nbsp;<a href="https://elderlifefinancial.com/contact-elderlife/" rel="noopener noreferrer" target="_blank">contact form</a>.

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $5,916 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on {enhancedSearch.regionCount} {tensing(Assisted Living Community | Assisted Living Communities | {enhancedSearch.regionCount})}in Brooklyn and several in surrounding areas.<ul><li>Assisted living: $5,916</li><li>Nursing home semiprivate room: $12,091</li><li>In-home care: $4,576 </li><li>Adult day health services: $1,950</li></ul>

Assisted Living in Brooklyn, NY

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New Yorkers who have limited financial income may receive low-cost or free medical assistance through the&nbsp;<a href="https://www.health.ny.gov/health_care/medicaid/#qualify" rel="noopener noreferrer" target="_blank">NYS Medicaid State Plan</a>. It can help to pay for care in a nursing home or through home health agencies, and it also provides seniors with the medical equipment, transportation and supplies necessary to ensure quality of life. 
 
To qualify, you must be age 65 or older, a resident of the state of New York, a U.S. national citizen or have satisfactory immigration status. To meet financial requirements, single seniors&rsquo; income must be $842 per month or less, and couples must have an income of less than $1,233 per month. 
 
Even if your income is a bit over the limit, you may still be eligible for Medicaid with the&nbsp;<a href="https://www.health.ny.gov/health_care/medicaid/excess_income.htm" rel="noopener noreferrer" target="_blank">Medicaid Excess Income program</a>, also known as the spend-down or surplus-income program. The amount of excess income is similar to a deductible; once your medical bills meet the requirements for a particular month, Medicaid pays your additional medical bills for the rest of the month. 
 
The Medicaid agency usually has 45 days to process your application, and if the application requires a disability determination, the agency can take 90 days. Once eligibility has been decided, you will receive notification in the mail with further instructions. 
 
<a href="https://www.health.ny.gov/health_care/medicaid/program/longterm/alps.htm" rel="noopener noreferrer" target="_blank">NY Assisted Living Program</a>&nbsp;(ALP) is a waiver that pays for the services of licensed assisted living residences for individuals who require a high level of care, but not so intensive that nursing home care is necessary. Services paid by ALP include personal care, room and board, housekeeping, recreational activities and personal emergency response services. This program is open to Medicaid-eligible and ineligible individuals. 
 
To apply for Medicaid, call (855) 355-5777,&nbsp;<a href="https://nystateofhealth.ny.gov/individual" rel="noopener noreferrer" target="_blank">apply online</a>&nbsp;or visit the local office in your area.

Medicaid in New York

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Brooklyn's Best Assisted Living Facilities for 2023

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Assisted Living Resources in Brooklyn

Brooklyn provides its senior population and their families with valuable information for daily living and planning ahead, and these agencies promote health and independence for a better quality of life. These resources include advocacy, benefits, caregiver assistance, housing and counseling services.

Brooklyn Agencies on Aging

The Department for the Aging (DFTA) funds numerous senior centers throughout each borough, and they&rsquo;re free to individuals age 60 and older. Activities available vary per center and include art, music, dance classes, chronic disease self-management classes and recreational trips.

Brooklyn Senior Centers 

Brooklyn veterans may be eligible for medical or financial assistance and other programs through the Department of Veterans Affairs. Seniors can visit their nearest VA office for more information.

Veterans Affairs

Reviews of Brooklyn Assisted Living Facilities

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An explanation of retirement living costs. Visit to learn more about finding the right retirement community or to find a retirement community near you.

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An article defining Activities of Daily Living. Learn more about Senior Care by browsing our library of insightful articles or find senior care using our comprehensive directory.

Learn about activities of daily living, how ADLs are assessed and what the results can mean if you&#39;re considering long-term care for yourself or a loved one.

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An article explaining what PACE Programs are. Learn more about PACE Programs or search our nationwide directory to find home care near you.

The Program of All-Inclusive Care for the Elderly (PACE) combines all the services offered by Medicare and Medicaid. Learn more about the program, eligibility, and how to apply for PACE.

PACE Programs: Programs of All-Inclusive Care for the Elderly

As the population ages and Baby Boomers face the realities of paying for care for their parents and for themselves, it becomes clear that the biggest hurdle to senior care is paying for it.

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Paying for Long-Term Care: An Overview

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For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

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Harbor Terrace Adult Care &amp; Assisted Living offers studio and one-bedroom apartments to retired seniors north of Staten Island, NY, home of the Staten Island Zoo and connected to Lower Manhattan via the Staten Island Ferry. Family members have praised the staff and management at the community, saying they're always professional and caring, working hard to make sure residents' needs are met. The in-house chef takes care of preparing meals, able to cater to dietary restrictions like low salt, low fat and diabetic. The staff also have the ability to communicate with residents whose primary language is not English.

The Veranda Assisted Living

By the sea...amidst the South Shore's most prestigious oceanfront residential community is The Nautilus Hotel. Designed in the tradition of a grand resort hotel. The Nautilus Hotel offers an enriched, carefree lifestyle for discerning, senior adults. 
 
 
 
 Located on the boardwalk in Atlantic Beach, The Nautilus Hotel is most accessible to the city, while just minutes away from the fabulous Five Towns for your shopping and leisure pleasure. Conveniently located to excellent professional services and well recognized hospitals. 
 
 
 
 The Nautilus Hotel is surrounded by the community's most desirable amenities. Newly decorated and meticulously maintained, The Nautilus Hotel has been designed with your personal comfort and pleasure in mind. Many of our spacious beautifully furnished sun drenched rooms offer ocean view. Terraces with the convenience of its own private bath and refrigerator. Wheelchair accessible showers are available. 
 
 
 
 Our carefully trained staff take pride in serving the individual needs of our guests and are dedicated to providing all the health services, activities and amenities desired to maintain an active, healthy lifestyle. Daily housekeeping is provided as well as 24 hour security. Friendships blossom in our common areas. 
 
 
 
 Our newly decorated dining room with panoramic ocean views makes mealtime a favorite time. Three delicious kosher meals with a choice of menu are graciously served to our guests daily. Special diets are available. For your relaxation afternoon refreshments are served in our tea room. We offer a variety of social and recreational activities including professional live entertainment, discussions, games, exercise, creative arts and trips.

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<a href='/senior-living/continuing-care-retirement-communities/new-york/brooklyn'>Continuing Care Communities</a>, <a href='/senior-living/nursing-homes/new-york/brooklyn'>Nursing Homes</a>, <a href='/senior-living/assisted-living/new-york/brooklyn'>Assisted Living</a>, and <a href='/senior-care/in-home-care/new-york/brooklyn'>Home Care</a>