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According to Genworth’s&nbsp;<a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" target="_blank" data-mce-href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer">2018 Cost of Care study</a>, average monthly assisted living costs in Portland ($4,825) surpass the national average ($4,000) by more than $800. Portland’s average costs also exceed the Oregon state average ($4,593). Assisted living costs tend to be lower in regions like Albany ($4,210), Eugene ($4,025) and Salem ($4,360). More costly regions include Grants Pass ($5,390) and Corvallis ($4,882).&nbsp;

Assisted Living Costs in Portland

Cost of Assisted Living Comparison Chart

When seniors research long-term care options, they soon discover that type of care influences cost of care more than any other factor. Traditionally, the costs of nursing home care eclipse the costs of assisted living facilities and in-home care. In Oregon, for example, the average monthly cost of a semiprivate room in a nursing home ($9,125) is over $4,000 more expensive than the cost of a room in an assisted living facility ($4,825). While the costs of assisted living services in Portland may exceed state averages, they are less expensive than home care services ($5,339). When making financial decisions about future living situations, seniors should do a thorough cost comparison of their care options. They should weigh the monthly costs of assisted living facilities against the monthly costs associated with living at home, such as utilities, mortgage payments and food. Because the monthly costs of assisted living facilities often include daily meals, housekeeping and home maintenance, these facilities are often more affordable in the long run. Cost of Homemaker/Home Health Aide Comparison Chart 
<li>Assisted living: $4,825</li>
<li>Homemaker services: $5,339</li>
<li>Home health aide: $5,339</li>
<li>Adult day health: $2,167</li>
<li>Nursing home care (semiprivate room): $9,125</li>

Care Cost Comparison

Cost of Homemaker/Home Health Aide Comparison Chart

Financial Assistance for Assisted Living in Portland

K Plan Seniors covered by the Oregon Health Plan may also be eligible for the <a href="https://www.oregon.gov/DHS/SENIORS-DISABILITIES/KPLAN/Pages/index.aspx" target="_blank" data-mce-href="https://www.oregon.gov/DHS/SENIORS-DISABILITIES/KPLAN/Pages/index.aspx" rel="noopener noreferrer">K Plan</a>. This program may also be referred to as the Community First Choice (CFC) option or the 1915(k). It covers long-term community-based services for seniors in need of an institutional level of care. As of 2019, the K Plan is the best Medicaid-based option for seniors looking to fund assisted living costs. Oregon’s Home and Community-Based Services (HCBS) program, which oversees the K Plan as well as several waiver programs, embarked upon a <a href="https://www.oregon.gov/DHS/SENIORS-DISABILITIES/HCBS/TransitionPlan/Oregons-Approved-Transition-Plan-Feb-2019.pdf" target="_blank" data-mce-href="https://www.oregon.gov/DHS/SENIORS-DISABILITIES/HCBS/TransitionPlan/Oregons-Approved-Transition-Plan-Feb-2019.pdf" rel="noopener noreferrer">CMS-mandated transition plan in 2014</a>. This transition streamlined the community-based options of Portland seniors. While there used to be several waiver programs that covered assisted living costs, the K Plan will be the primary funding method now. The K Plan is a Medicaid entitlement program. This distinguishes it from Medicaid waiver programs, which often have enrollment limits. Because the K Plan does not have enrollment limits, eligible seniors are less likely to be put on a waiting list. To receive assistance from the K Plan, seniors must meet the Medicaid income requirements and the level of care requirements. During the application process, Oregon officials will assess the applicant’s health needs. This determination process may be repeated on an annual basis.&nbsp; If accepted into the program, seniors can choose to receive CFC services in community settings. Approved CFC community settings include&nbsp;<a href="https://www.medicaid.gov/medicaid/hcbs/downloads/or-cfc-spa-matrix.pdf" target="_blank" data-mce-href="https://www.medicaid.gov/medicaid/hcbs/downloads/or-cfc-spa-matrix.pdf" rel="noopener noreferrer">assisted living facilities</a> and residential care facilities. To learn more about the K Plan, Portland seniors can call (503) 988-3646.&nbsp;

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $4,825 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on {enhancedSearch.regionCount} {tensing(Assisted Living Community | Assisted Living Communities | {enhancedSearch.regionCount})}in Portland and several in surrounding areas. <ul><li>Assisted living: $4,825</li><li>Nursing home semiprivate room: $9,125</li><li>In-home care: $5,339</li><li>Adult day health services: $2,167</li></ul>

Assisted Living in Portland, OR

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In Oregon, Medicaid is referred to as the&nbsp;<a href="https://www.oregon.gov/oha/HSD/OHP/Pages/Apply.aspx" target="_blank" data-mce-href="https://www.oregon.gov/oha/HSD/OHP/Pages/Apply.aspx" rel="noopener noreferrer">Oregon Health Plan</a> (OHP). This program provides medical and dental coverage to low-income families and individuals living in the state. To be eligible for OHP coverage, seniors must meet income and residency requirements. First, they must be currently living in Oregon. They must also be a U.S. citizen or possess an eligible immigration status, such as LPR, TPS or refugee. To meet the <a href="https://www.benefits.gov/benefit/1334" target="_blank" data-mce-href="https://www.benefits.gov/benefit/1334" rel="noopener noreferrer">income requirements</a>, senior applicants must have an annual income of $16,146 or less. For seniors who live in a two-person household, the maximum income level is $21,892. Seniors can apply online via the Oregon ONE system or call (800) 699-9075 to request a paper application.&nbsp;&nbsp; Oregon Health Plan offers several health care programs. Most seniors will qualify for the <a href="https://www.oregon.gov/oha/HSD/OHP/Pages/Benefits.aspx" target="_blank" data-mce-href="https://www.oregon.gov/oha/HSD/OHP/Pages/Benefits.aspx" rel="noopener noreferrer">OHP Plus plan</a>, which covers diagnostic services, preventive services, behavioral health care, dental care, medical care, prescription drugs, rides to appointments and vision care. The plan may not cover certain long-term care options, however, such as assisted living facilities. Portland seniors may need to apply for additional waivers and programs to access long-term care coverage.&nbsp; Once seniors are accepted into the OHP program, they’ll need to select a coordinated care organization (COO). COOs pair members with health plans, providers and resources. In Portland, the primary COO is the&nbsp;<a href="https://www.healthshareoregon.org/" target="_blank" data-mce-href="https://www.healthshareoregon.org/" rel="noopener noreferrer">Health Share of Oregon</a> (HSO). This COO gives seniors the option to choose health plans from CareOregon, Kaiser Permanente NW, Providence Health Assurance and Tuality Healthcare. New members can also select a dental plan. If Portland seniors have questions about their specific health care plan, they can contact their COO by calling (503) 416-8090.&nbsp;

Medicaid in Oregon

{tensing(Detailed profile of {enhancedSearch.regionCount} Assisted Living Facility | Detailed profiles of {enhancedSearch.regionCount} Assisted Living Facilities | {enhancedSearch.regionCount})}in Portland, OR. Average cost is 4825 per month.  Reviews, ratings, costs, pictures, amenities, and more.

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Assisted Living Resources in Portland

In Oregon, the office of&nbsp;<a href="https://multco.us/ads" target="_blank" data-mce-href="https://multco.us/ads" rel="noopener noreferrer">Aging and People with Disabilities</a> (APD) provides local seniors with 24-hour assistance. At the local offices, seniors can get information on long-term care, caregiver support, disability benefits and food benefits. The APD also administers the K Plan.&nbsp;

Office of Aging and Disability

The local SSA office is a valuable resource for seniors who need to apply for Supplemental Security Income (SSI), Social Security Disability (SSDI) or retirement benefits.&nbsp;

Social Security Administration Office 

The&nbsp;<a href="https://www.oregon.gov/odva/pages/default.aspx" target="_blank" data-mce-href="https://www.oregon.gov/odva/pages/default.aspx" rel="noopener noreferrer">Portland Veteran Services office</a> can help seniors file a claim, receive benefits, access health care or plan long-term care.&nbsp;

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