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According to the <a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" target="_blank" data-mce-href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer">Genworth 2018 Cost of Care survey</a>, seniors living in Rapid City pay an average of $3,925 per month for assisted living care. That’s $75 less per month than the national average but&nbsp;over $400 more&nbsp;when compared with the state average. Nearby in Sioux Falls, seniors pay a substantially lower price of $3,125 per month, the lowest price in South Dakota. Cities in neighboring states, the cost tends to vary. In Bismarck, North Dakota, the price is $375 less than in Rapid City, while in Billings,&nbsp;Montana, it’s just $45 more.

Assisted Living Costs in Rapid City

The Cost of Assisted Living in Surrounding Areas

The cost of senior care tends to differ depending on the level of care needed. In Rapid City, assisted living is the most affordable type of full-time care available to seniors. The average cost is less than half that of nursing home care and more than $1,000 cheaper than home care services. When taking into account all of the additional costs associated with living at home, such as rent, utilities and general upkeep, the cost of home care works out to a substantially higher rate, while the cost of assisted living is usually all-inclusive.&nbsp;

Care Cost Comparison

Senior Care Cost Comparison Chart

Financial Assistance for Assisted Living in Rapid City

Long-Term Care Insurance <a href="https://dlr.sd.gov/insurance/long_term_care.aspx" target="_blank" data-mce-href="https://dlr.sd.gov/insurance/long_term_care.aspx" rel="noopener noreferrer">Long-term care insurance </a>can help seniors to pay for the cost of long-term care including assisted living, home care and nursing home care. Most providers require policyholders to purchase their insurance before the need for long-term care exists and while they’re in good health. The price and terms of these policies vary depending on the provider, deductible and amount of insurance purchased.&nbsp; For assistance with understanding long-term care insurance, seniors can call&nbsp;<a href="https://elderlifefinancial.com/our-services/#InsuranceInfo" target="_blank" data-mce-href="https://elderlifefinancial.com/our-services/#InsuranceInfo" rel="noopener noreferrer">Elderlife Financial Services</a>&nbsp;at (888) 228-4500. Optional State Supplement <a href="https://sdlegislature.gov/Rules/DisplayRule.aspx?Rule=67:12:14" target="_blank" data-mce-href="https://sdlegislature.gov/Rules/DisplayRule.aspx?Rule=67:12:14" rel="noopener noreferrer">Optional state supplements</a>&nbsp;are paid to low-income aged and disabled persons who receive Supplemental Security Income from the federal government. These payments are meant to provide additional cash to help pay for long-term care and expenses that Medicaid and state funding don’t cover. The <a href="https://www.ssa.gov/policy/docs/progdesc/ssi_st_asst/2011/sd.html" target="_blank" data-mce-href="https://www.ssa.gov/policy/docs/progdesc/ssi_st_asst/2011/sd.html" rel="noopener noreferrer">amount of the OSS</a>&nbsp;varies depending on the beneficiary’s living situation, but for those in assisted living facilities, it may be as high as $765 per month. In most cases, seniors should be automatically enrolled in OSS programs when they apply for SSI payments. More information can be obtained from the&nbsp;<a href="https://www.ssa.gov" target="_blank" data-mce-href="https://www.ssa.gov" rel="noopener noreferrer">Social Security Administration</a> by calling (800) 772-1213.

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in Rapid City is $3,925 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on {enhancedSearch.regionCount} {tensing(Assisted Living Community | Assisted Living Communities | {enhancedSearch.regionCount})}in Rapid City. The Cost of Senior Care in Rapid City, SD<ul><li>Assisted Living: $3,925</li><li>Nursing Home Care: $8,243</li><li>In-home Care: $5,148</li><li>Adult Day Health Services: $1,517</li></ul>

Assisted Living in Rapid City, SD

Five Signs Your Loved One Might Need Assisted Living Services

Checklist for Visiting an Assisted Living Facility

Common Myths of Assisted Living Facilities

A Primer on the Activities of Daily Living (ADLs)

Common Questions Regarding Assisted Living Facilities

Nursing Care in Assisted Living: How do Residents Benefit?

Assisted Living Articles and Resources

The Department of Social Services operates South Dakota’s&nbsp;<a href="http://dss.sd.gov/medicaid/recipients/default.aspx" target="_blank" data-mce-href="http://dss.sd.gov/medicaid/recipients/default.aspx" rel="noopener noreferrer">Medicaid</a> program. It provides care to low-income families and individuals throughout the state and offers special programs to seniors and disabled persons who require long-term care. Under the standard state plan, Medicaid beneficiaries receive access to health care&nbsp;services, such as primary care, hospital care, prescription medications and mental health services, at no cost.&nbsp; Qualifying for Medicaid To&nbsp;<a href="https://www.medicaidplanningassistance.org/medicaid-eligibility-south-dakota/" target="_blank" data-mce-href="https://www.medicaidplanningassistance.org/medicaid-eligibility-south-dakota/" rel="noopener noreferrer">qualify for Medicaid assistance</a>&nbsp;as an elderly person, the applicant’s income must be at or below $771 per month for single people and $1,157 per month for married couples. Single applicants can’t own more than $2,000 in countable assets, while married applicants are limited to $3,000. Medicaid considers all income sources&nbsp;when determining an applicant’s eligibility; however, some assets, such as the applicant’s personal belongings and the house they or their spouse lives in,&nbsp;are exempt. Spend-Down Provision&nbsp; Seniors who don’t meet Medicaid’s financial requirements may be able to qualify under the state’s spend-down program, which is available&nbsp;to those who have unusually high medical expenses. It allows participants to pay their medical bills before counting income toward Medicaid eligibility requirements. Those who choose to make use of the state’s spend-down&nbsp;exception should consider employing the assistance of a Medicaid planner to ensure they’re spending within the parameters of the program. Seniors can <a href="https://apps.sd.gov/ss36snap/web/Portal/Default.aspx" target="_blank" data-mce-href="https://apps.sd.gov/ss36snap/web/Portal/Default.aspx" rel="noopener noreferrer">apply for Medicaid </a>online via the South Dakota Department of Social Services’ website or call (605) 773-3165 for more information. Long-Term Services and Supports The&nbsp;<a href="https://dhs.sd.gov/LTSS/default.aspx" target="_blank" data-mce-href="https://dhs.sd.gov/LTSS/default.aspx" rel="noopener noreferrer">Long-Term Services and Supports</a> waiver provides seniors with personal care services whether they live at home or in an assisted living facility. In addition to personal care, seniors participating in this waiver receive access to private-duty nursing, emergency response systems and specialized medical equipment if necessary.&nbsp; To qualify for this waiver, applicants must be at least 60 years of age. Financially, applicants must be eligible for the state Medicaid plan. Seniors can be referred to the program by a social services worker or a medical professional, or they can <a href="http://dss.sd.gov/applyonline/" target="_blank" data-mce-href="http://dss.sd.gov/applyonline/" rel="noopener noreferrer">apply online</a>. More information can be obtained by calling (605) 773-5990.

Medicaid in South Dakota

{tensing(Detailed profile of {enhancedSearch.regionCount} Assisted Living Facility | Detailed profiles of {enhancedSearch.regionCount} Assisted Living Facilities | {enhancedSearch.regionCount})}in Rapid City, SD. Average cost is 3925 per month.  Reviews, ratings, costs, pictures, amenities, and more.

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Other Senior Living in Rapid City, SD

Assisted Living Resources in Rapid City

The South Dakota Department on Aging and Elder Services acts as the Area Agency on Aging for the Rapid City area. It provides a variety of services, including healthy aging programs, case management, transportation services and caregiver training.&nbsp;

Area Agency on Aging

The Minneluzahan&nbsp;Senior Center offers seniors a variety of activities every day that encourage them to spend time learning and embracing an active lifestyle. Some of the programs that seniors can partake in include fitness classes, thrift shopping, congregate meals and computer courses.&nbsp;

Senior Center in Rapid City

The U.S. Department of Veterans Affairs offers a variety of benefits to seniors and other individuals who have served in branches of the U.S. military. Seniors may benefit from VA&nbsp;programs, such as medical and disability coverage or the Veterans Aid and Attendance pension benefit. To receive more information or apply, seniors can visit the Rapid City Vet Center.

Veterans Services in Rapid City

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An explanation of retirement living costs. Visit to learn more about finding the right retirement community or to find a retirement community near you.

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An article defining Activities of Daily Living. Learn more about Senior Care by browsing our library of insightful articles or find senior care using our comprehensive directory.

Learn about activities of daily living, how ADLs are assessed and what the results can mean if you&#39;re considering long-term care for yourself or a loved one.

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Veterans Benefits

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PACE Programs: Programs of All-Inclusive Care for the Elderly

As the population ages and Baby Boomers face the realities of paying for care for their parents and for themselves, it becomes clear that the biggest hurdle to senior care is paying for it.

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Paying for Long-Term Care: An Overview

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For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

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Activities To Do With Seniors Who Have Dementia

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The average cost of assisted living in Rapid City is $3,925 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on Assisted Living Community in Rapid City. The Cost of Senior Care in Rapid City, SD<ul><li>Assisted Living: $3,925</li><li>Nursing Home Care: $8,243</li><li>In-home Care: $5,148</li><li>Adult Day Health Services: $1,517</li></ul>

Detailed profile of  Assisted Living Facility in Rapid City, SD. Average cost is 3925 per month.  Reviews, ratings, costs, pictures, amenities, and more.

 Assisted Living Facility in Rapid City, SD (with Reviews) 

Arrowhead Lodge Senior Living is an assisted living facility on East Minnesota Street in Rapid City, South Dakota, just a few miles from Rapid City Medical Center South. Visitors describe the staff as friendly and praise the dining area, which has four-seat tables for a restaurant-style experience. There are regularly scheduled activities at this community, such as yoga classes, puzzles and coffee hours. The facility also provides supervised outings to Walmart. Arrowhead Lodge Senior Living has one- and two-bedroom apartments from which to choose.

Arrowhead Lodge Senior Living

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