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<a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer" target="_blank">Genworth&rsquo;s 2018 Cost of Care</a> study indicates that Chattanooga&rsquo;s average monthly assisted living cost is well below the national average of $4,000 and state average of $3,920. In fact, the Chattanooga area ($3,018) is the least expensive in the entire state, with Jackson ($3,469) a close second. The most expensive city in Tennessee is Nashville ($4,500), with Knoxville ($4,033) and Cleveland ($4,021) coming in just above the national average.

Assisted Living Costs in Chattanooga

Cost of Assisted Living Comparison Chart

When considering medical service costs for seniors, the biggest factor is the level of care needed to ensure comfort. If&nbsp;seniors need part-time care, then adult day care ($1,733) is the least expensive route. Home health care is&nbsp;useful for&nbsp;seniors who need help with daily necessities,&nbsp;including bathing, dressing, meal prep and light housekeeping, but the costs on average are $700 to $800 over the expense of assisted living ($3,018), and unlike assisted living, home health care doesn’t include the costs of financially maintaining a home, such as&nbsp;rent, utilities, transportation, groceries&nbsp;and landscaping. Cost of Homemaker/Home Health Aide Comparison Chart 
<li>Assisted living: $3,018</li>
<li>Homemaker services: $3,718</li>
<li>Home health aide: $3,813</li>
<li>Adult day health: $1,733</li>
<li>Nursing home care (semiprivate room): $6,646</li>

Care Cost Comparison

Cost of Homemaker/Home Health Aide Comparison Chart

Financial Assistance for Assisted Living in Chattanooga

PACE 
 
<a href="https://alexianpacetn.org/www" rel="noopener noreferrer" target="_blank">Alexian Brothers&nbsp;PACE </a>is a Christian-based health and service program that serves the elderly of Hamilton County, providing alternatives to nursing home care facilities.&nbsp;It&rsquo;s a managed care system that offers high-quality health care to seniors at the PACE center, in medical facilities or in the individuals home.&nbsp;Geriatrician experts at PACE help coordinate the numerous medical needs and appointments that can easily overwhelm people,&nbsp; including medication management, specialist care, hospitalizations, primary care and therapy.&nbsp; 
 
While the PACE program doesn&rsquo;t contribute toward the cost of assisted living, it can reduce the overall expense of services seniors would otherwise have to pay for.&nbsp;Seniors&nbsp;can receive all-inclusive care from a well-rounded team of physicians, nurses, case managers and dietitians, who&nbsp;tailor plans suited to each individuals special needs. <a href="https://alexianpacetn.org/2/senior-health-care" rel="noopener noreferrer" target="_blank">Services vary and include</a>&nbsp;non-emergency&nbsp;transportation, prescription medications, medical equipment and supplies, preventative health services, outpatient surgery and dentistry.&nbsp; 
 
There is no fee required if you are eligible for TennCare long-term care services. If you are Medicare eligible only, a fee may be involved and determined by the enrollment coordinator. To be eligible for the PACE program, individuals must be age 55 and up, live in Hamilton County, Tennessee, be assessed by the PACE interdisciplinary&nbsp;team and be certified by TennCare as being eligible for nursing home level of care.&nbsp; 
 
To learn more about the Alexian Brothers PACE program, please <a href="https://alexianpacetn.org/104/contact-us" rel="noopener noreferrer" target="_blank">fill out this form</a>&nbsp;or call&nbsp;(423) 495-9114 or (800) 441-8883. 
 
Veterans Administration Aid and Attendance Pension Program 
 
Tennessee veterans and their surviving spouses can benefit from the&nbsp;<a href="https://www.veteranaid.org/veterans-benefits-tennessee/" rel="noopener noreferrer" target="_blank">Aid and Attendance pension program</a>, which helps pay for services associated with assisted living, home care and skilled nursing homes. It was designed to aid veterans and their spouses with activities for daily living (ADLs), such as bathing, dressing, errands, transportation and meal prep. The Aid and Attendance program pays up to $2,837 monthly for senior living expenses, and it&rsquo;s not dependant on service related injuries.&nbsp; 
 
To qualify, Veterans must:

&nbsp;

&nbsp;

<ul>
	<li>Have served 90 days or more of active military, with at least one day&nbsp;during a period of war</li>
	<li>Be age 65 or older</li>
	<li>Be eligible for basic pension benefits</li>
	<li>Be a surviving spouse whose marriage ended due to death of veteran&nbsp;</li>
	<li>Reside in a nursing home</li>
	<li>Have been discharged from service</li>
	<li>Need the assistance of another person to perform ADLs</li>
	 
	 
	 
	&nbsp;
	<li>There are numerous forms and paperwork to fill out and gather, so be sure to prepare ahead of time before filing. Some of the required paperwork includes discharge or separation papers, marriage certificate, death certificate and copies of all income statements.&nbsp; 
	 
	For more information concerning the <a href="https://www.veteranaid.org/apply.php" rel="noopener noreferrer" target="_blank">Aid and Attendance program</a>, please call (800) 827-1000</li>
</ul>

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Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $3,018 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on {enhancedSearch.regionCount} {tensing(Assisted Living Community | Assisted Living Communities | {enhancedSearch.regionCount})}in Chattanooga and several in surrounding areas. <ul><li>Assisted living: $3,018</li><li>Nursing home semiprivate room: $6,646</li><li>In-home care: $3,718</li><li>Adult day health services: $1,733</li></ul>

Assisted Living in Chattanooga, TN

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Assisted Living Articles and Resources

<a href="https://www.tn.gov/tenncare/members-applicants/eligibility/tenncare-medicaid.html" rel="noopener noreferrer" target="_blank">TennCare&nbsp;Medicaid</a>&nbsp;provides free&nbsp;or low-cost health care to low-income seniors. Eligible participants receive&nbsp;medical screenings, physician services, emergency services and transportation, medical equipment, labs and X-rays,&nbsp;home health care and physical and occupational therapy.&nbsp; 
 
To be eligible for TennCare Medicaid, applicants must:

&nbsp;

&nbsp;

<ul>
	<li>Be an individual who is elderly, disabled or uninsurable</li>
	<li>Be a resident of&nbsp;Tennessee</li>
	<li>Be a U.S. citizen, or a satisfactory legal immigration status</li>
	<li>Receive SSI&nbsp;(supplemental security income)</li>
	<li>Have a monthly income of $750 or less and an asset limit of&nbsp;no more than $2000 (for individuals)</li>
	<li>Have a monthly income combined of less than $1125 and an asset limit of $3,000 or less (for couples)</li>
	<li>Have an income of less than $2,250 per month (for nursing home residents)</li>
</ul>

&nbsp;
 
Apply for TennCare <a href="https://www.healthcare.gov/" rel="noopener noreferrer" target="_blank">Medicaid online</a>, call (800) 318-2596 or visit your local <a href="https://www.tn.gov/content/tn/humanservices/for-families/supplemental-nutrition-assistance-program-snap/office-locator-family-assistance.html" rel="noopener noreferrer" target="_blank">DHS&nbsp;office</a>. 
 
TennCare Medicaid offers assistance with long-term care services through its&nbsp;<a href="https://www.tn.gov/tenncare/long-term-services-supports/choices.html" rel="noopener noreferrer" target="_blank">CHOICES</a>&nbsp;waiver program. This program offers support and care to those in an assisted living residence, a nursing home, an adult foster home or the home of a caregiver or family member as well as those receiving in-home services. CHOICES helps cover services that enhance the quality of life, including meal preparation, grooming, medication management, home modifications (ramp, walk-in tub, etc.)&nbsp;and personal emergency response services.&nbsp; 
 
Eligibility guidelines:


&nbsp;

&nbsp;

&nbsp;

&nbsp;

<ul>
	<li>An individual must be at risk of entering a nursing home facility (unless&nbsp;receiving home care)</li>
	<li>An individual&rsquo;s gross monthly income may not exceed&nbsp;$2,313 and asset limit is $2,000 or less</li>
	<li>Receive&nbsp;SSI&nbsp;payments</li>
</ul>

&nbsp;
 
If a senior is at risk for nursing home level of care, but doesn&rsquo;t meet the requirements of nursing home care,&nbsp;the cost of home care can&rsquo;t&nbsp;exceed $15,000 annually (this doesn&rsquo;t include home modifications). 
 
To apply for CHOICES&nbsp;with established&nbsp;TennCare, call the TennCare health plan phone number on the back of the member card.&nbsp;&nbsp;If a senior&nbsp;doesn&rsquo;t have TennCare and is interested in <a href="https://www.tn.gov/tenncare/long-term-services-supports/how-to-apply.html" rel="noopener noreferrer" target="_blank">CHOICES</a>, call&nbsp;(800) 654-4839.


&nbsp;

&nbsp;

Medicaid in Tennessee

{tensing(Detailed profile of {enhancedSearch.regionCount} Assisted Living Facility | Detailed profiles of {enhancedSearch.regionCount} Assisted Living Facilities | {enhancedSearch.regionCount})}in Chattanooga, TN. Average cost is 3018 per month. Reviews, ratings, costs, pictures, amenities, and more.

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Assisted Living Resources in Chattanooga

Southeast Tennessee Area Agency on Aging and Disability offers various programs to the elderly and disabled concerning congregate meal programs, state health insurance programs, caregiver support and an abundance of information that advocates for the welfare&nbsp;of seniors.&nbsp;

Area Agency on Aging and Disability

Senior centers offer aging adults independence, educational opportunities, socialization (which wards off depression), meal and nutrition programs, recreational activities and transportation.&nbsp;

Senior Centers of Chattanooga

The Veterans Administration helps veterans and their families obtain and understand VA benefits that are available to them. For more information on eligibility and the numerous programs available, such as pensions, disability compensation or long-term care benefits, please call or visit one of the offices below.&nbsp;

Tennessee Veterans Services

Reviews of Chattanooga Assisted Living Facilities

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Chattanooga

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An explanation of retirement living costs. Visit to learn more about finding the right retirement community or to find a retirement community near you.

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An article defining Activities of Daily Living. Learn more about Senior Care by browsing our library of insightful articles or find senior care using our comprehensive directory.

Learn about activities of daily living, how ADLs are assessed and what the results can mean if you&#39;re considering long-term care for yourself or a loved one.

A brief overview of veterans benefits, what they offer, and how to learn more about them.

Some veteran benefits can help with assisted living costs. Discover which ones can, how to apply and how to find the ideal assisted living community for your loved one.

Veterans Benefits: A Brief Overview

Veterans Benefits

Learn more about the pros and cons of buying long-term insurance and how to use it to pay for senior care.

Learn about long-term care insurance for seniors, what services are covered, who is eligible, its benefits, how to sign up, and viable alternatives to this policy.

Long-Term Insurance: Planning for Your Future

Life insurance can be a powerful financial retirement tool if used properly. Learn how.

A life settlement from life insurance provides financial freedom for retirees. Discover how life settlements work, how much you&rsquo;ll get, eligibility requirements, and more.

Financing Your Retirement with Life Insurance

An article explaining what PACE Programs are. Learn more about PACE Programs or search our nationwide directory to find home care near you.

The Program of All-Inclusive Care for the Elderly (PACE) combines all the services offered by Medicare and Medicaid. Learn more about the program, eligibility, and how to apply for PACE.

PACE Programs: Programs of All-Inclusive Care for the Elderly

As the population ages and Baby Boomers face the realities of paying for care for their parents and for themselves, it becomes clear that the biggest hurdle to senior care is paying for it.

Learn about the cost of long-term care and ways you can pay for care, including Medicaid, VA benefits and the PACE program, in this guide for older adults.

Paying for Long-Term Care: How to Overcome this Costly Hurdle to Safeguard Your Future

Paying for Long-Term Care: An Overview

Learn about tips for senior downsizing, how to make the downsizing process as easy as possible, and senior downsizing options.

From saving money to avoiding household chores, there are dozens of great reasons to downsize. Read our free guide for tips on navigating the process.

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memory-care

For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

Learn about the benefits of activities for people with dementia and find a list of dementia-friendly things to do in this comprehensive guide.

Activities To Do With Seniors Who Have Dementia

12 Activities for People With Dementia

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The median cost of nursing homes in Chattanooga for a single-occupancy apartment is $7,665/month (Genworth - 2021). This monthly cost typically includes rent, utilities, dining, housekeeping and transportation.

Chattanooga Nursing Homes Cost

 There are 40 nursing homes in Chattanooga, TN and several nursing homes nearby. The average cost of nursing homes in Chattanooga, TN is $200 per month.

Chattanooga Nursing Homes

Nursing Homes Articles and Resources

 Detailed profiles of 40 Nursing Homes in Chattanooga, TN. Average cost is 200 per month.  Reviews, ratings, costs, pictures, amenities, and more.

 40 Nursing Homes in Chattanooga, TN (with Reviews) 

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